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1745 S Jones Blvd Unit K201
C- Composite 54.53
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • Livability +3.7/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.2/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$57,500

1745 S Jones Blvd Unit K201 · Tucson, AZ 85713
1 bd · 1.0 ba · 650 sqft · Condo · 25 Days on market
Built 1962 Fair condition $88/sqft · 59% below area $270/mo HOA · 29% of rent ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 1 Bed / 1 Bath Upstairs Co-op in Central Tucson - End Unit with Mountain Views! This beautifully located upstairs end unit offers privacy with no neighbors on three sides--just one downstairs neighbor. Enjoy stunning mountain views right from your private patio--perfect for morning coffee or evening relaxation. Step inside to find a spacious walk-in closet designed by California Closets, dual-pane metal-framed windows, and a bright kitchen with a new faucet. All appliances are included. New carpet and New Paint! Window AC unit keeps you cool during the summer. This co-op is cash-only and owner-occupied only--no rentals allowed. Conveniently located just minutes from: Public transit

Key facts

  • Bright kitchen
  • New faucet
  • Private patio

Tags

PRIVATE PATIOSPACIOUS WALK-IN CLOSETDUAL-PANE METAL-FRAMED WINDOWSBRIGHT KITCHENNEW FAUCETMINUTES FROM PUBLIC TRANSIT

Property features AI

Finance

  • Other: Association amenities include laundry and pool
  • HOA & community: Has association (Citation coop 8); Monthly HOA fee; HOA transfer fee of $300; HOA includes common area maintenance, exterior unit maintenance, front yard maintenance, pest control, roof repair and replacement, sewer and water

Exterior

  • Parking: Covered parking (1 space); Carport (1 space); Street parking available
  • Security: Wrought iron security door
  • Utilities: Public water; Sewer connected
  • Home design: Condominium; One story; Faces south
  • Construction: Brick construction; Built-up reflective roof
  • Exterior features: Paved street access; City-maintained road; Pool (association amenity)

Interior

  • Kitchen: Refrigerator; Electric range; Electric oven
  • Bedrooms: Unit with bedrooms (details not provided)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Wall furnace heating; Evaporative cooling; Window cooling units
  • Interior features: Wrought iron security door; North/South exposure
  • Laundry & utility: Community laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $58k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $75 ($903/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($940 rent vs $58k).
  • Recommended offer: $57k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 3.7% in Tucson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#17 in AZ, #4,502 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, crime F, employment D-.
  • Tucson Unified District (4403) (urban): math 14% / reading 23% proficiency, ranked #190 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Robison Elementary School (math 12% / reading 22%, grade F, #814 of 1,109 statewide, top 76%, 265 students, 76% FRL); Mansfeld Middle Magnet School (math 14% / reading 26%, grade F, #127 of 218 statewide, top 60%, 817 students, 60% FRL); Tucson Magnet High School (math 16% / reading 22%, grade F, #240 of 381 statewide, top 63%, 3,162 students, 52% FRL) — zoned schools at 63% FRL track the district average.
  • Market conditions: Rents flat; 264 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $398 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 29% of rent.
  • Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $56,637 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.63%
Cap rate
7.86%
Cash-on-cash
5.61%
DSCR
1.25
GRM
5.1

CMA / ARV

ARV (median comp)
$140,180
List price
$57,500
Delta
-58.98%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-12.4%
Equity multiple
0.57×
Total profit
$-6,910
Equity at exit
$8,573
10-year hold
IRR
-11.8%
Equity multiple
0.44×
Total profit
$-9,074
Equity at exit
$4,972

Cash invested: $16,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85713

Home prices YoY
-24.5%
Rents YoY
0.2%
Active inventory
264
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$940 high interval (Pro) →
Mortgage (P&I)
$302
Tax est. 1.5%
$72 /mo · $862/yr
Insurance
$24
HOA
$270
Vacancy / Maint / Mgmt
$197
Net cashflow
$75

Break-even live

Break-even rent $845
Max offer price $57,500
Occupancy floor 87%

Sensitivity live

Price -10% $115 -5% $95 +0% $75 +5% $55 +10% $36
Rent -10% $1 -5% $38 +0% $75 +5% $112 +10% $150
Rate -1.0pp $104 -0.5pp $90 base $75 +0.5pp $60 +1.0pp $45

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,375
Closing costs
$1,725
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3051 E Proctor Vis Tucson, AZ 1.0 1.0 600 $950 $1.58 44d 1 0.86mi
3049 E Proctor Vis Unit ProctorVista3051 Tucson, AZ 1.0 1.0 600 $800 $1.33 44d 1 0.87mi
3049 E Proctor Vis Tucson, AZ 1.0 1.0 600 $950 $1.58 44d 1 0.87mi
3043 E Proctor Vis Tucson, AZ 1.0 1.0 600 $750 $1.25 18d 1 0.87mi
4170 E 32nd St Tucson, AZ 2.0 1.0 725 $1,095 $1.51 18d 1 0.97mi
4170 E 32nd St Tucson, AZ 2.0 1.0 725 $1,095 $1.51 15d 1 0.97mi
2511 E Cameron Vis Tucson, AZ 2.0 1.0 685 $1,199 $1.75 44d 1 1.04mi
2921 E 17th St Tucson, AZ 1.0 1.0 625 $975 $1.56 22d 1 1.04mi
2921 E 17th St Tucson, AZ 1.0 1.0 625 $1,075 $1.72 44d 1 1.04mi
2843 E 17th St Unit 13 Tucson, AZ 1.0 1.0 520 $900 $1.73 44d 1 1.04mi
2843 E 17th St Unit 13 Tucson, AZ 1.0 1.0 560 $900 $1.61 24d 1 1.04mi
4250 E 29th St Tucson, AZ 1.0 1.0 418 $874 $2.09 44d 1 1.06mi
4255 E 29th St Tucson, AZ 2.0 1.0 585 $849 $1.45 4d 7 1.07mi
1524 S Columbus Blvd Tucson, AZ 1.0 1.0 689 $825 $1.20 4d 1 1.11mi
850 S Tucson Blvd Unit Tucson886 Tucson, AZ 1.0 1.0 525 $800 $1.52 44d 1 1.14mi
2842 S Coconino Vis Unit 2844 Tucson, AZ 2.0 1.0 750 $800 $1.07 20d 1 1.18mi
2842 S Coconino Vis Tucson, AZ 2.0 1.0 750 $800 $1.07 18d 1 1.18mi
725 S Tucson Blvd Tucson, AZ 2.0 1.0 538 $1,232 $2.29 44d 1 1.20mi
660 S Tucson Blvd Unit 103 Tucson, AZ 1.0 1.0 600 $850 $1.42 24d 1 1.26mi
660 S Tucson Blvd Unit 114 Tucson, AZ 1.0 1.0 600 $725 $1.21 44d 1 1.26mi
4440 E 29th St Unit E216 Tucson, AZ 1.0 1.0 488 $650 $1.33 24d 1 1.31mi
4440 E 29th St Unit I210 Tucson, AZ 2.0 1.0 646 $850 $1.32 44d 1 1.31mi
4440 E 29th St Unit C211 Tucson, AZ 2.0 1.0 646 $850 $1.32 17d 1 1.31mi
460 S Bryant Ave Tucson, AZ 1.0 1.0 600 $743 $1.24 4d 1 1.35mi
4150 E Brown Way Tucson, AZ 1.0 400 $750 $1.88 44d 1 1.35mi
4148 E Brown Way Tucson, AZ 1.0 400 $750 $1.88 44d 1 1.35mi
4162 E Brown Way Tucson, AZ 1.0 1.0 600 $900 $1.50 44d 1 1.37mi
2012 E 36th St Unit 2014 Tucson, AZ 2.0 1.0 700 $925 $1.32 44d 1 1.38mi
4171 E Brown Way Tucson, AZ 1.0 1.0 583 $850 $1.46 24d 1 1.40mi
4431 E 22nd St Tucson, AZ 1.0–2.0 1.0 770 $901 $1.17 44d 2 1.40mi

HOA detail condo

Monthly dues
$270 · $3,240/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 22 events

  1. 2026-06-18
    days on market $57,500 Active 25 DOM
  2. 2026-06-17
    days on market $57,500 Active 24 DOM
  3. 2026-06-16
    days on market $57,500 Active 23 DOM
  4. 2026-06-15
    days on market $57,500 Active 22 DOM
  5. 2026-06-13
    days on market $57,500 Active 20 DOM
  6. 2026-06-10
    days on market $57,500 Active 17 DOM
  7. 2026-06-09
    days on market $57,500 Active 16 DOM
  8. 2026-06-08
    days on market $57,500 Active 15 DOM
  9. 2026-06-07
    days on market $57,500 Active 14 DOM
  10. 2026-06-05
    days on market $57,500 Active 11 DOM
  11. 2026-06-03
    days on market $57,500 Active 10 DOM
  12. 2026-06-02
    days on market $57,500 Active 9 DOM
  13. 2026-06-01
    days on market $57,500 Active 8 DOM
  14. 2026-05-31
    days on market $57,500 Active 7 DOM
  15. 2026-05-16
    historical
  16. 2026-03-18
    price $57,500
  17. 2026-03-01
    price $67,500
  18. 2026-02-16
    status Active
  19. 2026-02-16
    historical
  20. 2025-11-24
    price $69,900
  21. 2025-10-22
    price $74,900
  22. 2025-10-20
    listed $69,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 5 d/yr ≥105°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,281
− Mortgage interest
−$3,221
− Property taxes
−$862
− Insurance
−$288
− Repairs & maintenance
−$902
− Management
−$902
− HOA
−$3,240
− Depreciation
−$1,673
Taxable income
$192
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$46
After-tax cash flow
$857/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Cosmetic rehab

This charming 1-bedroom/1-bathroom co-op in Tucson offers a good starting point with a private patio and mountain views, but requires cosmetic updates to kitchen and bathroom to maximize its value.

Repairs flagged

  • Moderate kitchen cabinets — Dated and in need of updating.
  • Moderate kitchen countertops — Dated and in need of updating.
  • Moderate bathroom fixtures — Dated and in need of updating.

Value-add opportunities

  • Both Updating kitchen cabinets and countertops — Improves both resale and rental value.
  • Both Updating bathroom fixtures — Improves both resale and rental value.
  • Both Painting walls — Improves both resale and rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · Dated and in need of updating. Moderate $3,000–15,000
kitchen countertops · Dated and in need of updating. Moderate $3,000–15,000
bathroom fixtures · Dated and in need of updating. Moderate $3,000–15,000
Total estimated repair cost · 3 items $9,000–45,000

Value-add ROI direction

  • Both Updating kitchen cabinets and countertops — Improves both resale and rental value.
  • Both Updating bathroom fixtures — Improves both resale and rental value.
  • Both Painting walls — Improves both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Tucson Unified District (4403)
NCES district ID
0408800
Math proficiency
14% ▼ -17.00%
Reading proficiency
23% ▼ -11.00%
Median HH income
$40,962
Composite
15.78/100
National rank
#9270
State rank
#190 of 249 in AZ

Livability — Tucson

Score
74/100
State rank
#17
US rank
#4502

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tucson, AZ
County
Pima County · 1,012,107 people
City population
839,336
Metro
Tucson, AZ
Population (ZIP)
46,439
Household income
$53,152
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
1517.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (70%)
Race & ethnicity
Hispanic / Latino 70% Two or more races 30% White 21% Native American 5% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Italian 1% Lithuanian 1% Portuguese 1%
Foreign-born
19% · Canada, China
Languages at home
49% English-only · Spanish 49%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
329.8338
Rent YoY
▲ 0.21%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-17.7% since first listed
9 events — show timeline
  • 2026-05-24 Listed $57,500 MLSSAZ
  • 2026-05-16 Listing Removed MLSSAZ
  • 2026-03-18 Price Changed $57,500 MLSSAZ
  • 2026-03-01 Price Changed $67,500 MLSSAZ
  • 2026-02-16 Relisted MLSSAZ
  • 2026-02-16 Listing Removed MLSSAZ
  • 2025-11-24 Price Changed $69,900 MLSSAZ
  • 2025-10-22 Price Changed $74,900 MLSSAZ
  • 2025-10-20 Listed $69,900 MLSSAZ

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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