28629 James St · Garden City, MI 48135

$220,000

3 bd · 1.0 ba · 944 sqft · SingleFamily public records · 54 Days on market

Built 1954 6,534 sqft lot Est $172k · 28% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.8/30.0
• Livability +4.1/5.0
• Rent growth +3.4/5.0
• 1% rule +2.7/10.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

Key facts

• 6,534 sq ft lot
• 2 garage spots
• Built 1954

Property features AI

Finance

• Other: Lot about 0.15 acres (50 x 131); No pool

Exterior

• Parking: Attached garage; Two garage spaces
• Utilities: Public water; Public sewer
• Home design: Single family residence; One and one-half story; Ground-level entry with steps; Aluminum siding
• Construction: Aluminum siding construction
• Exterior features: Covered porch; Porch; Back yard fencing; Fenced yard; Shed on property; Paved road access

Interior

• Bathrooms: Two full bathrooms
• Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
• Interior features: Unfinished basement; Five total rooms

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $-244 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $177k (19.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (23.2% below list).
• Recommended offer: $169k (23.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 82/100 on livability (#53 in MI, #1,047 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, commute A; Watch: employment C-, schools D-.
• Garden City Public Schools (suburban): math 22% / reading 36% proficiency, ranked #365 of 540 in MI (top 68%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+3.6%/yr); 134 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 30% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $175k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $168,870 (23.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 4.96%
• Cash-on-cash: -4.74%
• DSCR: 0.79
• GRM: 10.9

CMA / ARV

• ARV (on-the-fly): $171,808
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7256 Deering St	0.46mi	3/1.0	936 (-1%)	1mo	$180,000	$192	76
28710 Cambridge St	0.10mi	3/2.0	1,030 (+9%)	5mo	$175,000	$170	72
29624 Bridge St	0.50mi	3/1.0	955 (+1%)	5mo	$130,000	$136	70
7427 Arcola St	0.64mi	3/1.0	941 (-0%)	3mo	$213,000	$226	68
7401 Floral St	0.41mi	3/1.0	1,000 (+6%)	6mo	$169,000	$169	66
28807 Block St	0.56mi	3/1.0	895 (-5%)	2mo	$163,200	$182	63
7355 W Frumin Ct	0.55mi	3/1.0	1,020 (+8%)	1mo	$225,000	$221	60
29536 Dover St	0.50mi	2/1.0 (-1)	897 (-5%)	6mo	$156,000	$174	59
6582 Sterling Ct	0.59mi	3/1.5	1,000 (+6%)	4mo	$195,000	$195	58
28824 Birchlawn St	0.66mi	2/1.0 (-1)	1,034 (+10%)	2mo	$60,000	$58	46
6141 Harrison St	0.53mi	2/1.0 (-1)	812 (-14%)	4mo	$138,000	$170	44
29854 Malvern St	0.62mi	3/1.0	1,077 (+14%)	5mo	$228,500	$212	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.65% rent growth · sell at horizon

5-year hold

• IRR: -23.6%
• Equity multiple: 0.19×
• Total profit: $-49,986
• Equity at exit: $32,803

10-year hold

• IRR: -16.6%
• Equity multiple: 0.05×
• Total profit: $-58,629
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48135

• Rents YoY: 3.6%
• Active inventory: 134
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,689 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$332 /mo · $3,987/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $-244

Break-even live

Break-even rent $1,997

Max offer price $176,983

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7457 Harrison St Westland, MI	3.0	1.0	1120	$1,900	$1.70	1d	1	0.34mi
7484 Affeldt St Westland, MI	3.0	1.0	1120	$1,500	$1.34	24d	1	0.35mi
7435 Lathers St Westland, MI	3.0	1.0	1120	$1,900	$1.70	16d	1	0.36mi
7048 Deering St Garden City, MI	3.0	1.0	910	$1,500	$1.65	17d	1	0.44mi
5927 Lathers St Garden City, MI	3.0	1.0	1000	$1,600	$1.60	1d	1	0.66mi
6954 Inkster Rd Dearborn Heights, MI	1.0–2.0	1.0–1.5	837	$1,339	$1.60	2d	9	0.67mi
5839 Helen St Garden City, MI	3.0	1.0	984	$1,500	$1.52	24d	1	0.76mi
30500 Warren Rd Westland, MI	2.0	1.0	900	$1,128	$1.25	43d	1	1.13mi
27201 Canfield St W Dearborn Heights, MI	1.0–2.0	1.0–2.0	852	$1,499	$1.76	1d	22	1.22mi
7560 N Merriman Rd Westland, MI	1.0–2.0	1.0	805	$1,135	$1.41	24d	2	1.28mi
79 3rd St Unit 79 Dearborn Heights, MI	2.0	1.0	840	$1,339	$1.59	24d	1	1.32mi
181 Terri Dr Unit 181 Dearborn Heights, MI	2.0	2.0	840	$1,119	$1.33	4d	1	1.38mi
31480 Warren Rd Unit 203 Westland, MI	2.0	2.0	995	$1,650	$1.66	43d	1	1.41mi

Listing history 32 events

1. 2026-06-15
   status $220,000 Pending 54 DOM
2. 2026-06-15
   days on market $220,000 Active 54 DOM
3. 2026-06-13
   days on market $220,000 Active 52 DOM
4. 2026-06-13
   days on market $220,000 Active 51 DOM
5. 2026-06-09
   days on market $220,000 Active 48 DOM
6. 2026-06-08
   days on market $220,000 Active 47 DOM
7. 2026-06-07
   days on market $220,000 Active 46 DOM
8. 2026-06-04
   days on market $220,000 Active 43 DOM
9. 2026-06-03
   days on market $220,000 Active 42 DOM
10. 2026-06-02
    days on market $220,000 Active 41 DOM
11. 2026-06-01
    days on market $220,000 Active 40 DOM
12. 2026-05-31
    days on market $220,000 Active 39 DOM
13. 2026-05-07
    status Active 1281-char remark

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

14. 2026-05-07
    status Active

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

15. 2026-05-06
    historical Accepting Backup Offers 1281-char remark

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

16. 2026-05-06
    historical Active Under Contract

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

17. 2026-04-23
    listed $220,000 Active 1281-char remark

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

18. 2026-04-23
    listed $220,000 Active

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

19. 2026-04-21
    historical $220,000 1281-char remark

    Show marketing remark (1281 chars)

    Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living. Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage. A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.

20. 2024-01-02
    soldstatus $175,000
21. 2023-12-11
    soldstatus $175,000 Sold 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

22. 2023-12-11
    soldstatus $175,000 Closed

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

23. 2023-11-17
    status Pending

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

24. 2023-11-17
    status Pending 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

25. 2023-11-13
    historical Accepting Backup Offers

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

26. 2023-11-13
    historical Accepting Backup Offers 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

27. 2023-11-06
    price $169,500
28. 2023-11-05
    price $169,500 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

29. 2023-10-28
    listed $175,000 Active

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

30. 2023-10-28
    listed $175,000 Active 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

31. 2023-10-27
    historical $175,000

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

32. 2023-10-27
    historical $175,000 776-char remark

    Show marketing remark (776 chars)

    Nestled in the heart of Garden City, this charming bungalow exudes warmth and character. Bathed in an abundance of natural light, the home is a sanctuary of comfort and style. The large kitchen offers ample space. Boasting a drive through to the back yard attached garage, a rare find in this area and three spacious bedrooms, there's room for the entire family or guests. Additionally, the upstairs loft area, complete with built-in shelving, offers a versatile space that can serve as a cozy reading nook or home office. The large basement presents endless possibilities, whether you envision it as additional living space, a playroom, or simply as extra storage for your cherished belongings. With its inviting atmosphere and thoughtful design, this bungalow is a true gem.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $3,987 · $332/mo
• Projected year-2 tax: $3,987 · $332/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,264
• − Mortgage interest: −$12,323
• − Property taxes: −$3,987
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,621
• − Management: −$1,621
• − Depreciation: −$6,400
• Taxable loss: −$6,788
• Est. tax savings @ 24.0%: +$1,629
• After-tax cash flow: $-1,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Garden City Public Schools
• NCES district ID: 2615540
• Math proficiency: 22% ▼ -11.00%
• Reading proficiency: 36% ▼ -13.00%
• Median HH income: $52,165
• Composite: 25.53/100
• National rank: #7433
• State rank: #365 of 540 in MI

Livability — Garden City

• Score: 82/100
• State rank: #53
• US rank: #1047

Category grades

Amenities B- Commute A Cost of living A+ Crime B Employment C- Housing A+ Health & safety B- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Garden City, MI
• County: Wayne County · 1,562,939 people
• City population: 26,739
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 26,739
• Household income: $67,294
• Rent vs Own: 20.9% rent · 79.1% own
• Severe rent burden: 509.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Black 7% Hispanic / Latino 5%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Romanian 13% Italian 4% Slovak 3%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Arabic 3% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -265.28%
• Current HPI: 212.5713
• Rent YoY: ▲ 3.65%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+25.7% since first listed

20 events — show timeline

• 2026-05-07 Relisted — MiRealSource-MiMLS
• 2026-05-07 Relisted — REALCOMP
• 2026-05-06 Contingent — MiRealSource-MiMLS
• 2026-05-06 Contingent — REALCOMP
• 2026-04-23 Listed $220,000 MiRealSource-MiMLS
• 2026-04-23 Listed $220,000 REALCOMP
• 2026-04-21 Coming Soon $220,000 MiRealSource-MiMLS
• 2024-01-02 Sold (Public Records) $175,000 Public Records
• 2023-12-11 Sold (MLS) $175,000 MiRealSource-MiMLS
• 2023-12-11 Sold (MLS) $175,000 REALCOMP
• 2023-11-17 Pending — MiRealSource-MiMLS
• 2023-11-17 Pending — REALCOMP
• 2023-11-13 Contingent — MiRealSource-MiMLS
• 2023-11-13 Contingent — REALCOMP
• 2023-11-06 Price Changed $169,500 MiRealSource-MiMLS
• 2023-11-05 Price Changed $169,500 REALCOMP
• 2023-10-28 Listed $175,000 MiRealSource-MiMLS
• 2023-10-28 Listed $175,000 REALCOMP
• 2023-10-27 Coming Soon $175,000 MiRealSource-MiMLS
• 2023-10-27 Coming Soon $175,000 REALCOMP

Property tax history

+9.0%/yr

Latest (2025): $3,987 · -11.5% YoY. Source: county tax records.