1 Judywood Ln · Middle River, MD 21221

$57,900

2 bd · 1.0 ba · 896 sqft · SingleFamily · 41 Days on market

Built 2002 Good condition $65/sqft · 74% below area ↓ 7% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.9/5.0
• Condition / age +3.8/5.0
• Rent growth +2.8/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

SPACE, CHARM & CONVENIENCE. .. What a lovely place to call home in the quiet and peaceful community of Ken Lee Park. This home has been well maintained and is perfectly ready for your personal touch. Updated with stainless steel appliances, a contemporary bathroom and wood style flooring, this property has it all for a phenomenal price. Plenty of natural light throughout the home makes each room feel spacious and inviting. Windows feature custom blinds and both bedrooms have large wall to wall closets. A sizeable covered patio is ideal for outdoor seating, morning coffee and relaxing. Unique to this home is a fenced yard full of plush grass and a convenient shed for additional storage. . * * LOW GROUND RENT compared to all other mobile home parks in the area * * To top it all off, 1 Judywood Ln is conveniently located to shopping and public transportation and is just minutes from White Marsh, restaurants, 695 and other local hot spots.

Key facts

• Open floor plan
• Large corner lot
• Fenced in yard

Tags

• OPEN FLOOR PLAN
• LUXURY VINYL PLANK FLOORING
• STAINLESS STEEL APPLIANCES
• LARGE CORNER LOT
• FENCED IN YARD
• COVERED SUNDECK

Property features AI

Finance

• HOA & community: Monthly land lease of $815; Land lease years remaining: 100; Pets allowed with breed and size/weight restrictions; Located in Ken Lee Mobile Home Courts

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Electric service; Oil heating fuel
• Home design: Manufactured home; Single wide (14' x 64'); Estimated major remodel 2026; Land lease community
• Construction: Vinyl siding; Architectural shingle roof; Double-pane, vinyl-clad windows; Above-grade structure
• Exterior features: Secure storage; Awnings; Fully fenced; Corner lot

Interior

• Kitchen: Refrigerator; Gas oven/range; Dishwasher
• Bedrooms: Two bedrooms on the main level
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Forced air heating (oil); Central air conditioning; Ceiling fans; Electric hot water
• Interior features: Open floor plan; Stall shower; Ceiling fans; Crown molding; Country-style kitchen; Cathedral ceilings; Storm door(s)
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $58k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $999 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $58k).
• Recommended offer: $56k (3.0% below list) — sets the bar for market timing.
• Cap rate 27.0% vs local median 4.2% in Middle River — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#76 in MD, #2,777 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Orems Elementary (math 12% / reading 17%, grade F, #477 of 860 statewide, top 59%, 366 students, 63% FRL); Stemmers Run Middle (math 5% / reading 28%, grade F, #174 of 225 statewide, top 81%, 838 students, 68% FRL) — zoned schools average 66% FRL vs 39% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.1%/yr); 142 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 32% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $400 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 1.1% rent growth), your $16k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $56,163 (3.0% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.06% ✓
• Cap rate: 27.00%
• Cash-on-cash: 73.94%
• DSCR: 4.29
• GRM: 2.7

CMA / ARV

• ARV (median comp): $221,419
• List price: $57,900
• Delta: -71.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
107 Yawmeter Dr	0.12mi	2/1.0	832 (-7%)	10mo	$250,000	$300	74
35 Rockywood Ln	0.09mi	2/2.0	1,000 (+12%)	3mo	$40,000	$40	70
18 Propeller Dr	0.17mi	2/1.5	792 (-12%)	2mo	$230,000	$290	69
10 Propeller Dr	0.21mi	3/1.0 (+1)	944 (+5%)	9mo	$265,000	$281	69
14 Gyro Dr	0.17mi	3/1.0 (+1)	1,008 (+12%)	7mo	$260,000	$258	60
9 Helicopter Dr	0.26mi	2/1.0	792 (-12%)	10mo	$229,000	$289	60
1212 Fuselage Ave	0.40mi	2/1.0	1,008 (+12%)	3mo	$157,000	$156	58
1201 Fuselage Ave	0.37mi	3/2.0 (+1)	972 (+8%)	2mo	$300,000	$309	57
3 Walkway Ct	0.68mi	3/1.0 (+1)	864 (-4%)	11mo	$263,000	$304	48
21 Glider Dr	0.26mi	3/2.0 (+1)	1,008 (+12%)	15mo	$265,000	$263	46
33 Honeycomb Rd	0.68mi	3/1.0 (+1)	996 (+11%)	7mo	$260,000	$261	39
4 Right Aileron	0.49mi	3/2.0 (+1)	1,008 (+12%)	13mo	$264,000	$262	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold

• IRR: 71.6%
• Equity multiple: 4.14×
• Total profit: $50,913
• Equity at exit: $8,633

10-year hold

• IRR: 74.9%
• Equity multiple: 7.98×
• Total profit: $113,117
• Equity at exit: $5,006

Cash invested: $16,212 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21221

• Rents YoY: 1.1%
• Active inventory: 142
• Price-to-rent: 2.7×

Monthly cashflow live

• Estimated rent: $1,771 high
• Mortgage (P&I): −$304
• Tax est. 1.5%: −$72 /mo · $868/yr
• Insurance: −$24
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $999

Break-even live

Break-even rent $506

Max offer price $57,900

Occupancy floor 39%

Sensitivity live

Price	-10% $1,039	-5% $1,019	+0% $999	+5% $979	+10% $959
Rent	-10% $859	-5% $929	+0% $999	+5% $1,069	+10% $1,139
Rate	-1.0pp $1,028	-0.5pp $1,014	base $999	+0.5pp $984	+1.0pp $969

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,475
• Closing costs: $1,737
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
421 Torner Rd Essex, MD	3.0	2.0	1024	$2,050	$2.00	23d	1	0.37mi
201 Middleway Rd Middle River, MD	1.0–2.0	1.0	750	$1,571	$2.09	3d	24	0.50mi
1325 Fuselage Ave Middle River, MD	2.0	1.0	672	$1,600	$2.38	6d	1	0.59mi
303 Holly Dr Middle River, MD	1.0–2.0	1.0	740	$1,510	$2.04	4d	9	0.98mi
47 S Hawthorne Rd Middle River, MD	3.0	1.0	1024	$1,900	$1.86	25d	1	1.03mi
2 Chelmsford Ct Middle River, MD	3.0	1.5	1122	$2,100	$1.87	3d	1	1.12mi
4 Essex Ave Unit A Essex, MD	2.0	1.0	800	$1,250	$1.56	25d	1	1.13mi
120 Kingston Rd Middle River, MD	3.0	2.0	1024	$1,950	$1.90	25d	1	1.16mi
433 Grovethorn Rd Middle River, MD	3.0	2.0	1024	$2,000	$1.95	23d	1	1.40mi
9901 Langs Rd Middle River, MD	1.0–3.0	1.0–1.5	950	$1,485	$1.56	44d	10	1.47mi

Listing history 18 events

1. 2026-06-21
   pricedays on market $57,900 Active 41 DOM
2. 2026-06-18
   days on market $62,900 Active 38 DOM
3. 2026-06-17
   days on market $62,900 Active 37 DOM
4. 2026-06-16
   days on market $62,900 Active 36 DOM
5. 2026-06-15
   days on market $62,900 Active 35 DOM
6. 2026-06-13
   days on market $62,900 Active 33 DOM
7. 2026-06-09
   days on market $62,900 Active 29 DOM
8. 2026-06-08
   days on market $62,900 Active 28 DOM
9. 2026-06-07
   days on market $62,900 Active 27 DOM
10. 2026-06-04
    days on market $62,900 Active 24 DOM
11. 2026-06-03
    days on market $62,900 Active 23 DOM
12. 2026-06-02
    days on market $62,900 Active 22 DOM
13. 2026-06-01
    days on market $62,900 Active 21 DOM
14. 2026-05-31
    days on market $62,900 Active 20 DOM
15. 2026-05-11
    listed $62,900 Active 500-char remark
16. 2023-08-11
    soldstatus $52,000 Closed 959-char remark

    Show marketing remark (959 chars)

    SPACE, CHARM & CONVENIENCE. .. What a lovely place to call home in the quiet and peaceful community of Ken Lee Park. This home has been well maintained and is perfectly ready for your personal touch. Updated with stainless steel appliances, a contemporary bathroom and wood style flooring, this property has it all for a phenomenal price. Plenty of natural light throughout the home makes each room feel spacious and inviting. Windows feature custom blinds and both bedrooms have large wall to wall closets. A sizeable covered patio is ideal for outdoor seating, morning coffee and relaxing. Unique to this home is a fenced yard full of plush grass and a convenient shed for additional storage. . * * LOW GROUND RENT compared to all other mobile home parks in the area * * To top it all off, 1 Judywood Ln is conveniently located to shopping and public transportation and is just minutes from White Marsh, restaurants, 695 and other local hot spots.

17. 2023-06-26
    status Pending 959-char remark

    Show marketing remark (959 chars)

    SPACE, CHARM & CONVENIENCE. .. What a lovely place to call home in the quiet and peaceful community of Ken Lee Park. This home has been well maintained and is perfectly ready for your personal touch. Updated with stainless steel appliances, a contemporary bathroom and wood style flooring, this property has it all for a phenomenal price. Plenty of natural light throughout the home makes each room feel spacious and inviting. Windows feature custom blinds and both bedrooms have large wall to wall closets. A sizeable covered patio is ideal for outdoor seating, morning coffee and relaxing. Unique to this home is a fenced yard full of plush grass and a convenient shed for additional storage. . * * LOW GROUND RENT compared to all other mobile home parks in the area * * To top it all off, 1 Judywood Ln is conveniently located to shopping and public transportation and is just minutes from White Marsh, restaurants, 695 and other local hot spots.

18. 2023-05-24
    listed $67,500 Active 959-char remark

    Show marketing remark (959 chars)

    SPACE, CHARM & CONVENIENCE. .. What a lovely place to call home in the quiet and peaceful community of Ken Lee Park. This home has been well maintained and is perfectly ready for your personal touch. Updated with stainless steel appliances, a contemporary bathroom and wood style flooring, this property has it all for a phenomenal price. Plenty of natural light throughout the home makes each room feel spacious and inviting. Windows feature custom blinds and both bedrooms have large wall to wall closets. A sizeable covered patio is ideal for outdoor seating, morning coffee and relaxing. Unique to this home is a fenced yard full of plush grass and a convenient shed for additional storage. . * * LOW GROUND RENT compared to all other mobile home parks in the area * * To top it all off, 1 Judywood Ln is conveniently located to shopping and public transportation and is just minutes from White Marsh, restaurants, 695 and other local hot spots.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $21,252
• − Mortgage interest: −$3,243
• − Property taxes: −$868
• − Insurance: −$290
• − Repairs & maintenance: −$1,700
• − Management: −$1,700
• − Depreciation: −$1,684
• Taxable income: $11,766
• Est. tax owed @ 24.0%: −$2,824
• After-tax cash flow: $9,164/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready single-wide mobile home is well-maintained and updated with stainless steel appliances, new paint, and luxury vinyl plank flooring. It offers a good condition score and is ready for a new owner to make it their own.

Value-add opportunities

• Both landscaping and curb appeal improvements — enhances curb appeal and adds value
• Both exterior paint touch-up — improves curb appeal and adds value
• Both interior paint touch-up — improves interior appearance and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both landscaping and curb appeal improvements — enhances curb appeal and adds value ↑
• Both exterior paint touch-up — improves curb appeal and adds value ↑
• Both interior paint touch-up — improves interior appearance and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Middle River

• Score: 78/100
• State rank: #76
• US rank: #2777

Category grades

Amenities C Commute A+ Cost of living B Crime F Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Middle River, MD
• County: Baltimore County · 769,527 people
• City population: 42,824
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 43,487
• Household income: $67,340
• Rent vs Own: 37.5% rent · 62.5% own
• Severe rent burden: 1757.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 54% Black 32% Two or more races 7% Hispanic / Latino 7% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 1% Slovak 1%
• Foreign-born: 8% · Canada, China
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.14%
• Current HPI: 237.1069
• Rent YoY: ▲ 1.08%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-6.8% since first listed

4 events — show timeline

• 2026-05-11 Listed $62,900 BRIGHT MLS
• 2023-08-11 Sold (MLS) $52,000 BRIGHT MLS
• 2023-06-26 Pending — BRIGHT MLS
• 2023-05-24 Listed $67,500 BRIGHT MLS