3865 15th Ave S · St. Petersburg, FL 33711

$295,000

4 bd · 2.0 ba · 1,381 sqft · SingleFamily public records · 88 Days on market

Built 1986 8,982 sqft lot Est $291k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +6.9/15.0
• DSCR +4.6/10.0
• Schools +4.3/10.0
• 1% rule +4.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

GREAT INVESTMENT OPPORTUNITY!!! 4 bedroom and 1.5 bath house in the heart of St. Pete. This home is located just 5 minutes from Central, 10 minutes to downtown St Petersburg and 15 minutes to St Pete beach. The location is perfect and this home is ready for its new owner to put the finishing touches together. Currently occupied and leased until April 2023. Lot's of potential here with this lovely home. Why are so many people making St Petersburg and southern Pinellas County their home? Schedule your private tour of this home today, grab lunch at Bodega on Central, stop by the Dali museum and then wrap up at the beach to find out why!! Invest in St Petersburg Florida today, you'll be glad you did.

Key facts

• Fully renovated
• New water heater
• Energy efficiency

Tags

• FULLY RENOVATED
• ENERGY EFFICIENCY
• NEW WINDOWS
• CENTRAL HEAT AND AIR SYSTEM
• NEW WATER HEATER
• CONVENIENT NEIGHBORHOOD

Property features AI

Finance

• Other: Property type: Single family residence; Total lot size about 0.21 acres
• Financial info: No lease restrictions reported
• HOA & community: No association indicated; Pets allowed

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected; Water connected
• Home design: Single family residence; Residential property; One story; Facing south; Completed condition
• Construction: Block and stucco construction; Shingle roof; Built on slab foundation; Living area approximately 1,381 square feet
• Exterior features: Private mailbox; Sidewalk; Mature landscaping; City limits lot; Level lot; Near public transit; Paved; Asphalt road; Publicly maintained road

Interior

• Kitchen: Range; Microwave; Refrigerator; Disposal
• Bedrooms: 4 bedrooms
• Flooring: Tile; Slab foundation
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Open floorplan; Solid wood cabinets; Stone counters; Thermostat; Window treatments
• Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $295k.

Deal economics

• At list price, monthly cash flow is $91 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (8.2% below list).
• Recommended offer: $271k (8.2% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Fairmount Park Elementary School (math 21% / reading 15%, grade F, #2,115 of 2,144 statewide, top 99%, 500 students, 91% FRL); Azalea Middle School (math 26% / reading 27%, grade F, #503 of 571 statewide, top 88%, 678 students, 74% FRL); Gibbs High School (math 26% / reading 41%, grade F, #400 of 667 statewide, top 61%, 1,160 students, 64% FRL) — zoned schools average 76% FRL vs 48% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 26% at this address vs 51% district-wide (-25 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-1.5%/yr); 267 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• At $2,707/mo this rent would consume 49% of the median local household income ($67k/yr) (locally 903% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago; this cycle's ask has dropped $64k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $165k; list at $295k implies a 79% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $270,685 (8.2% below list)

Questions for the listing agent

1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.66%
• Cash-on-cash: 1.32%
• DSCR: 1.06
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $291,391
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4216 15th Ave S	0.31mi	4/2.0	1,402 (+2%)	6mo	$230,000	$164	78
3819 Queensboro Ave S	0.20mi	4/2.0	1,444 (+5%)	14mo	$270,000	$187	71
3632 15th Ave S	0.16mi	3/2.0 (-1)	1,302 (-6%)	11mo	$325,000	$250	69
3603 16th Ave S	0.21mi	4/2.0	1,235 (-11%)	13mo	$260,000	$211	62
3854 12th Ave S	0.15mi	3/2.0 (-1)	1,215 (-12%)	13mo	$359,000	$295	58
3720 18th Ave S	0.30mi	3/2.0 (-1)	1,248 (-10%)	10mo	$239,000	$192	57
3730 18th Ter S	0.34mi	3/2.0 (-1)	1,200 (-13%)	5mo	$315,000	$263	53
1705 44th St S	0.49mi	4/2.0	1,578 (+14%)	1mo	$330,000	$209	52
4649 Queensboro Ave S	0.70mi	3/2.0 (-1)	1,479 (+7%)	8mo	$459,900	$311	44
1354 33rd St S	0.45mi	3/2.0 (-1)	1,200 (-13%)	12mo	$230,000	$192	42
926 43rd St S	0.47mi	3/2.0 (-1)	1,215 (-12%)	14mo	$280,000	$230	41
3018 16th Ave S	0.74mi	3/2.0 (-1)	1,575 (+14%)	3mo	$310,000	$197	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.40×
• Total profit: $-49,899
• Equity at exit: $43,985

10-year hold

• IRR: -16.8%
• Equity multiple: 0.20×
• Total profit: $-66,464
• Equity at exit: $25,506

Cash invested: $82,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33711

• Rents YoY: -1.5%
• Active inventory: 267
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,707 high
• Mortgage (P&I): −$1,547
• Tax from tax record: −$378 /mo · $4,531/yr
• Insurance: −$123
• HOA: −$0
• Vacancy / Maint / Mgmt: −$568
• Net cashflow: $91

Break-even live

Break-even rent $2,592

Max offer price $295,000

Occupancy floor 92%

Sensitivity live

Price	-10% $258	-5% $174	+0% $91	+5% $7	+10% $-76
Rent	-10% $-123	-5% $-16	+0% $91	+5% $198	+10% $305
Rate	-1.0pp $239	-0.5pp $166	base $91	+0.5pp $14	+1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,750
• Closing costs: $8,850
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1642 39th St S Saint Petersburg, FL	3.0	1.0	975	$1,995	$2.05	22d	1	0.14mi
4029 13th Ave S St Petersburg, FL	3.0	2.0	1152	$2,650	$2.30	26d	1	0.18mi
1734 39th St S Saint Petersburg, FL	4.0	2.0	1152	$2,000	$1.74	26d	1	0.20mi
3603 16th Ave S Saint Petersburg, FL	4.0	2.0	1235	$3,000	$2.43	6d	1	0.23mi
1628 43rd St S Saint Petersburg, FL	3.0	2.0	1045	$2,100	$2.01	26d	1	0.31mi
1543 43rd St S Saint Petersburg, FL	4.0	2.0	1198	$3,495	$2.92	6d	1	0.34mi
1327 43rd St S Saint Petersburg, FL	3.0	1.5	959	$2,250	$2.35	6d	1	0.36mi
3855 8th Ave S Saint Petersburg, FL	4.0	2.0	1565	$3,530	$2.26	6d	1	0.41mi
4421 11th Ave S Saint Petersburg, FL	3.0	2.0	945	$2,000	$2.12	6d	1	0.55mi
1910 45th St S St Petersburg, FL	3.0	2.0	1200	$1,820	$1.52	0d	1	0.60mi
2044 44th St S Saint Petersburg, FL	3.0	2.0	1384	$2,600	$1.88	23d	1	0.62mi
4537 10th Ave S Saint Petersburg, FL	4.0	2.0	1046	$2,690	$2.57	6d	1	0.64mi
4631 Queensboro Ave S Unit 4631 St. Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	9d	1	0.66mi
4631 Queensboro Ave S St Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	12d	1	0.66mi
3089 15th Ave S Saint Petersburg, FL	3.0	2.0	1000	$2,195	$2.19	6d	1	0.67mi
3091 15th Ave S St. Petersburg, FL	3.0	2.0	1000	$2,195	$2.19	26d	1	0.67mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	6d	1	0.73mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	25d	1	0.73mi
4700 10th Ave S Saint Petersburg, FL	3.0	2.0	1300	$2,500	$1.92	22d	1	0.73mi
4700 10th Ave S Unit 1 St. Petersburg, FL	4.0	2.0	1300	$2,650	$2.04	26d	1	0.73mi
4718 13th Ave S Saint Petersburg, FL	4.0	1.5	1520	$2,881	$1.90	14d	1	0.74mi
4721 14th Ave S Saint Petersburg, FL	5.0	3.0	1788	$3,700	$2.07	26d	1	0.74mi
404 Madison St S Saint Petersburg, FL	3.0	1.0	1391	$2,500	$1.80	6d	1	0.79mi
4801 10th Ave S Unit 1 St. Petersburg, FL	3.0	1.0	1100	$2,200	$2.00	26d	1	0.82mi
4541 6th Ave S Saint Petersburg, FL	3.0	1.0	945	$1,100	$1.16	16d	1	0.83mi
626 31st St S Saint Petersburg, FL	3.0	1.0	1040	$2,200	$2.12	5d	1	0.89mi
4711 Fairfield Ave S Saint Petersburg, FL	3.0	2.0	1135	$2,800	$2.47	6d	1	0.89mi
4018 2nd Ave S Saint Petersburg, FL	3.0	1.0	1176	$2,095	$1.78	6d	1	0.90mi
4519 5th Ave S Saint Petersburg, FL	4.0	2.0	1448	$2,900	$2.00	5d	1	0.91mi
4938 12th Ave S Gulfport, FL	3.0	2.0	990	$1,795	$1.81	0d	1	0.93mi
2728 14th Ave S St. Petersburg, FL	3.0	2.0	1257	$2,100	$1.67	9d	1	0.94mi
4010 1st Ave S Saint Petersburg, FL	3.0	1.5	1847	$2,145	$1.16	0d	1	0.95mi
2900 Freemont Ter S Saint Petersburg, FL	3.0	3.0	1376	$2,560	$1.86	6d	1	0.99mi
450 47th St S Saint Petersburg, FL	3.0	1.0	960	$2,950	$3.07	6d	1	1.00mi
4736 5th Ave S Saint Petersburg, FL	4.0	1.0	1224	$1,895	$1.55	6d	1	1.01mi
5105 Tangerine Ave S Gulfport, FL	4.0	2.0	1860	$3,750	$2.02	6d	1	1.01mi
1827 Auburn St S Saint Petersburg, FL	3.0	1.0	1056	$1,855	$1.76	6d	1	1.04mi
800 51st St S Gulfport, FL	3.0	2.0	1258	$3,200	$2.54	6d	1	1.08mi
2710 22nd Ave S Saint Petersburg, FL	3.0	1.0	1083	$2,450	$2.26	6d	1	1.09mi
2800 Tifton St S Gulfport, FL	3.0	2.0	1472	$3,500	$2.38	26d	1	1.13mi

Listing history 28 events

1. 2026-05-19
   status Pending
2. 2026-05-12
   price $295,000
3. 2026-04-28
   price $310,000
4. 2026-03-20
   price $335,900
5. 2026-03-04
   price $345,900
6. 2026-02-20
   listed $359,000 Active
7. 2022-08-03
   soldstatus $165,000
8. 2022-07-22
   soldstatus $165,000 Closed 705-char remark

   Show marketing remark (705 chars)

   GREAT INVESTMENT OPPORTUNITY!!! 4 bedroom and 1.5 bath house in the heart of St. Pete. This home is located just 5 minutes from Central, 10 minutes to downtown St Petersburg and 15 minutes to St Pete beach. The location is perfect and this home is ready for its new owner to put the finishing touches together. Currently occupied and leased until April 2023. Lot's of potential here with this lovely home. Why are so many people making St Petersburg and southern Pinellas County their home? Schedule your private tour of this home today, grab lunch at Bodega on Central, stop by the Dali museum and then wrap up at the beach to find out why!! Invest in St Petersburg Florida today, you'll be glad you did.

9. 2022-07-08
   status Pending 705-char remark

   Show marketing remark (705 chars)

   GREAT INVESTMENT OPPORTUNITY!!! 4 bedroom and 1.5 bath house in the heart of St. Pete. This home is located just 5 minutes from Central, 10 minutes to downtown St Petersburg and 15 minutes to St Pete beach. The location is perfect and this home is ready for its new owner to put the finishing touches together. Currently occupied and leased until April 2023. Lot's of potential here with this lovely home. Why are so many people making St Petersburg and southern Pinellas County their home? Schedule your private tour of this home today, grab lunch at Bodega on Central, stop by the Dali museum and then wrap up at the beach to find out why!! Invest in St Petersburg Florida today, you'll be glad you did.

10. 2022-07-03
    listed $159,900 Active 705-char remark

    Show marketing remark (705 chars)

    GREAT INVESTMENT OPPORTUNITY!!! 4 bedroom and 1.5 bath house in the heart of St. Pete. This home is located just 5 minutes from Central, 10 minutes to downtown St Petersburg and 15 minutes to St Pete beach. The location is perfect and this home is ready for its new owner to put the finishing touches together. Currently occupied and leased until April 2023. Lot's of potential here with this lovely home. Why are so many people making St Petersburg and southern Pinellas County their home? Schedule your private tour of this home today, grab lunch at Bodega on Central, stop by the Dali museum and then wrap up at the beach to find out why!! Invest in St Petersburg Florida today, you'll be glad you did.

11. 2015-07-27
    historical 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

12. 2015-07-27
    historical

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

13. 2015-07-27
    soldstatus $62,500

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

14. 2015-07-24
    soldstatus $62,500 Sold 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

15. 2015-07-24
    soldstatus $62,500 Sold

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

16. 2015-07-23
    status Pending 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

17. 2015-07-23
    status Pending

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

18. 2015-07-10
    historical Contingent - Inspections

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

19. 2015-07-10
    historical Contingent - Inspections 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

20. 2015-07-01
    price $66,000

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

21. 2015-07-01
    price $66,000 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

22. 2015-05-06
    listed $72,000 Active

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

23. 2015-05-06
    price $72,000 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

24. 2015-03-03
    listed $75,000 Active 260-char remark

    Show marketing remark (260 chars)

    4/1.5 Easy income $1125 month (rent assistance)tenant in place over five years. Updated Kitchen and newer AC. Large fenced lot. Spacious rooms with an open floor plan. Master bedroom has half bath. Nothing to do but collect rent. Lease signed through December.

25. 2013-09-03
    listed $79,000
26. 2005-11-29
    listed $114,900
27. 1998-10-05
    soldstatus $49,900
28. 1989-11-17
    soldstatus $26,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,531 · $378/mo
• Projected year-2 tax: $4,531 · $378/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,482
• − Mortgage interest: −$16,525
• − Property taxes: −$4,531
• − Insurance: −$1,475
• − Repairs & maintenance: −$2,599
• − Management: −$2,599
• − Depreciation: −$8,582
• Taxable loss: −$3,827
• Est. tax savings @ 24.0%: +$919
• After-tax cash flow: $2,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 20,013
• Household income: $66,540
• Rent vs Own: 30.3% rent · 69.7% own
• Severe rent burden: 903.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Romanian 2% Lithuanian 2% Italian 1%
• Foreign-born: 7% · Canada, Dominican Republic
• Languages at home: 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -313.54%
• Current HPI: 338.2712
• Rent YoY: ▼ -1.47%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1009.0% since first listed

28 events — show timeline

• 2026-05-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-28 Price Changed $310,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Price Changed $335,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Price Changed $345,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-20 Listed $359,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-03 Sold (Public Records) $165,000 Public Records
• 2022-07-22 Sold (MLS) $165,000 Stellar MLS as Distributed by MLS Grid
• 2022-07-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-07-03 Listed $159,900 Stellar MLS as Distributed by MLS Grid
• 2015-07-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2015-07-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2015-07-27 Sold (Public Records) $62,500 Public Records
• 2015-07-24 Sold (MLS) $62,500 Stellar MLS as Distributed by MLS Grid
• 2015-07-24 Sold (MLS) $62,500 Stellar MLS as Distributed by MLS Grid
• 2015-07-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-07-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-07-10 Contingent — Stellar MLS as Distributed by MLS Grid
• 2015-07-10 Contingent — Stellar MLS as Distributed by MLS Grid
• 2015-07-01 Price Changed $66,000 Stellar MLS as Distributed by MLS Grid
• 2015-07-01 Price Changed $66,000 Stellar MLS as Distributed by MLS Grid
• 2015-05-06 Listed $72,000 Stellar MLS as Distributed by MLS Grid
• 2015-05-06 Price Changed $72,000 Stellar MLS as Distributed by MLS Grid
• 2015-03-03 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 2013-09-03 Listed $79,000 Stellar MLS as Distributed by MLS Grid
• 2005-11-29 Listed $114,900 Stellar MLS as Distributed by MLS Grid
• 1998-10-05 Sold (Public Records) $49,900 Public Records
• 1989-11-17 Sold (Public Records) $26,600 Public Records

Property tax history

+12.7%/yr

Latest (2025): $4,531 · +12.9% YoY. Source: county tax records.