10915 Drummond Pl · Waldorf, MD
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.1/15.0
- Cash flow +11.2/30.0
- Condition / age +4.8/5.0
- 1% rule +4.3/10.0
- Livability +3.6/5.0
- DSCR +3.3/10.0
- Rent growth +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$369,990
10915 Drummond Pl · Waldorf, MD 20695
3 bd · 3.0 ba · 2,169 sqft · Townhouse
public records
· 10 Days on market
Built 2025
1,917 sqft lot
Garage
$171/sqft
· 12% below area
Est $422k · 12% under
$85/mo HOA · 2% of rent
↓ 9% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3 levels of modern, stylish living in an amenity-rich subdivision. You were meant to both relax and entertain in this home. The spacious main living level with its on-trend kitchen, upgraded flooring, recessed lights everywhere, and large windows will have you blushing from all the compliments you will receive on your new home. And, guess what? You actually have a decent size fenced backyard. You're welcome. Another nice perk is a bathroom on each level. There's more, you will benefit from a flex space (with access to the backyard) on the 1st floor that offers many possibilities to use as an office, wellness room, rec room, etc; personalize to fit your lifestyle.
Key facts
- $85 HOA
- Garage
- Community pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $370k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-145 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $344k (6.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $343k (7.2% below list).
- Recommended offer: $343k (7.2% below list) — sets the bar for 1% rule.
- Cap rate 5.8% vs local median 4.7% in Waldorf — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 72/100 on livability (#141 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: crime D-, amenities F, cost of living F.
- Charles County Public Schools (suburban): math 13% / reading 29% proficiency, ranked #14 of 24 in MD (top 58%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Dr. Gustavus Brown Elementary (math 2% / reading 12%, grade F, #699 of 860 statewide, top 84%, 413 students, 73% FRL); Milton M. Somers Middle School (math 15% / reading 36%, grade F, #97 of 225 statewide, top 46%, 666 students, 39% FRL); St. Charles High School (math 26% / reading 41%, grade F, #148 of 222 statewide, top 67%, 1,569 students, 48% FRL) — zoned schools average 53% FRL vs 28% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 359 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,542 units permitted in Charles County in 2024 (516 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Charles County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer
$343,450
(7.2% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 5.82%
- Cash-on-cash
- -1.68%
- DSCR
- 0.93
- GRM
- 9.0
CMA / ARV
- ARV (median comp)
- $422,435
- List price
- $369,990
- Delta
- -12.41%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5507 Aberdeen Pl | 0.17mi | 3/3.0 | 1,880 (-13%) | 3mo | $402,890 | $214 | 67 |
| 5532 Marksburg Pl | 0.20mi | 3/3.5 | 1,886 (-13%) | 1mo | $394,990 | $209 | 66 |
| 5631 Ludlow Pl | 0.20mi | 3/3.5 | 1,886 (-13%) | 1mo | $384,990 | $204 | 66 |
| 5525 Aberdeen Pl | 0.11mi | 2/3.0 (-1) | 1,871 (-14%) | 2mo | $349,990 | $187 | 65 |
| 5625 Ludlow Pl | 0.21mi | 3/3.5 | 1,871 (-14%) | 2mo | $397,990 | $213 | 63 |
| 5524 Aberdeen Pl | 0.12mi | 2/3.0 (-1) | 1,862 (-14%) | 3mo | $349,990 | $188 | 63 |
| 5613 Ludlow Pl | 0.22mi | 3/3.5 | 1,871 (-14%) | 3mo | $375,990 | $201 | 63 |
| 5513 Aberdeen Pl | 0.15mi | 2/3.0 (-1) | 1,862 (-14%) | 3mo | $349,990 | $188 | 62 |
| 5537 Marksburg Pl | 0.18mi | 2/3.5 (-1) | 1,862 (-14%) | 2mo | $379,490 | $204 | 59 |
| 5568 Marksburg Pl | 0.17mi | 2/3.5 (-1) | 1,862 (-14%) | 3mo | $381,990 | $205 | 59 |
| 3898 Glacier Bay Pl | 0.72mi | 3/2.5 | 2,260 (+4%) | 3mo | $422,000 | $187 | 55 |
| 5323 Rockingham Pl | 0.65mi | 3/2.5 | 1,912 (-12%) | 2mo | $379,000 | $198 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
5-year hold
- IRR
- -19.0%
- Equity multiple
- 0.33×
- Total profit
- $-68,954
- Equity at exit
- $55,167
10-year hold
- IRR
- -11.4%
- Equity multiple
- 0.31×
- Total profit
- $-70,974
- Equity at exit
- $31,990
Cash invested: $103,597 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 80 active · 73 under contract
- Months of supply
- 9.2 mo (11%/mo absorbed)
- Median asking
- $399,994 ($202/sqft)
- Median days on market
- 67 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- -3.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 20695
- Home prices YoY
- -5.3%
- Active inventory
- 359
- Price-to-rent
- 9.0×
Monthly cashflow live
↻
- Estimated rent
- $3,434 high interval (Pro) →
- Mortgage (P&I)
- −$1,940
- Tax from tax record
- −$679 /mo · $8,146/yr
- Insurance
- −$154
- HOA
- −$85
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$721
- Net cashflow
- $-145
Break-even live
Break-even rent
$3,618
Max offer price
$344,372
Occupancy floor
99%
Sensitivity live
| Price | -10% $64 | -5% $-40 | +0% $-145 | +5% $-250 | +10% $-354 |
|---|---|---|---|---|---|
| Rent | -10% $-416 | -5% $-281 | +0% $-145 | +5% $-9 | +10% $126 |
| Rate | -1.0pp $41 | -0.5pp $-51 | base $-145 | +0.5pp $-241 | +1.0pp $-338 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $92,498
- Closing costs
- $11,100
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10728 Millport St White Plains, MD | 4.0 | 3.0 | 2400 | $3,400 | $1.42 | 69d | 1 | 0.01mi |
| 10933 Drummond Pl Unit 10933 White Plains, MD | 3.0 | 3.0 | 2300 | $3,500 | $1.52 | 146d | 1 | 0.02mi |
| 10939 Drummond Pl White Plains, MD | 3.0 | 2.5 | 2192 | $3,500 | $1.60 | 165d | 1 | 0.03mi |
| 10705 Millport St White Plains, MD | 4.0 | 3.5 | 2736 | $3,200 | $1.17 | 69d | 1 | 0.06mi |
| 10626 Roundstone Ln White Plains, MD | 3.0 | 3.5 | 2736 | $3,800 | $1.39 | 1d | 1 | 0.07mi |
| 10626 Roundstone Ln White Plains, MD | 3.0 | 3.5 | 2736 | $3,800 | $1.39 | 184d | 1 | 0.07mi |
| 10893 Drummond Pl White Plains, MD | 3.0 | 2.5 | 2192 | $3,250 | $1.48 | 163d | 1 | 0.08mi |
| 5527 Aberdeen Pl White Plains, MD | 3.0 | 4.0 | 1880 | $3,000 | $1.60 | 153d | 1 | 0.09mi |
| 5527 Aberdeen Pl White Plains, MD | 3.0 | 4.0 | 1880 | $3,000 | $1.60 | 139d | 1 | 0.09mi |
| 5625 Ludlow Pl White Plains, MD | 3.0 | 3.5 | 1871 | $3,250 | $1.74 | 10d | 1 | 0.18mi |
| 5616 Ludlow Pl White Plains, MD | 3.0 | 3.5 | 1871 | $2,985 | $1.60 | 69d | 1 | 0.20mi |
| 5692 Glencoe Pl White Plains, MD | 3.0 | 2.5 | 1942 | $3,204 | $1.65 | 3d | 7 | 0.24mi |
| 11180 Conway Pl White Plains, MD | 3.0 | 2.5 | 1765 | $3,392 | $1.92 | 10d | 9 | 0.44mi |
| 4152 Skipton Pl White Plains, MD | 3.0 | 2.5 | 2529 | $3,300 | $1.30 | 125d | 1 | 0.49mi |
| 4175 Brodie Pl White Plains, MD | 4.0 | 3.5 | 2948 | $3,495 | $1.19 | 43d | 1 | 0.49mi |
| 4165 Brodie Pl White Plains, MD | 3.0 | 3.5 | 2544 | $3,000 | $1.18 | 158d | 1 | 0.50mi |
| 11360 Sandhurst Pl White Plains, MD | 3.0 | 2.5 | 2382 | $3,395 | $1.43 | 6d | 1 | 0.62mi |
| 11362 Sandhurst Pl White Plains, MD | 3.0 | 4.0 | 2400 | $3,200 | $1.33 | 28d | 1 | 0.62mi |
| 11362 Sandhurst Pl White Plains, MD | 3.0 | 4.0 | 2400 | $3,200 | $1.33 | 29d | 1 | 0.62mi |
| 4137 Charles Dickens Dr White Plains, MD | 4.0 | 3.5 | 2080 | $3,700 | $1.78 | 10d | 1 | 0.69mi |
| 11177 Southport Pl White Plains, MD | 3.0 | 2.5 | 1718 | $2,750 | $1.60 | 10d | 1 | 0.69mi |
| 11468 Stockport Pl White Plains, MD | 4.0 | 3.0 | 2382 | $3,200 | $1.34 | 10d | 1 | 0.70mi |
| 11468 Stockport Pl White Plains, MD | 4.0 | 3.0 | 2382 | $3,200 | $1.34 | 33d | 1 | 0.70mi |
| 5425 Spotswood Pl White Plains, MD | 3.0 | 2.5 | 2420 | $3,495 | $1.44 | 2d | 1 | 0.70mi |
| 11472 Stockport Pl White Plains, MD | 4.0 | 3.5 | 2418 | $3,500 | $1.45 | 1d | 1 | 0.71mi |
| 11472 Stockport Pl White Plains, MD | 4.0 | 3.5 | 2418 | $3,500 | $1.45 | 184d | 1 | 0.71mi |
| 3908 Glacier Bay Pl White Plains, MD | 4.0 | 2.5 | 2388 | $3,200 | $1.34 | 131d | 1 | 0.75mi |
| 5457 Spotswood Pl White Plains, MD | 3.0 | 2.5 | 2180 | $3,200 | $1.47 | 115d | 1 | 0.75mi |
| 5381 Phillis Wheatley Pl White Plains, MD | 3.0 | 4.0 | 2248 | $3,600 | $1.60 | 41d | 1 | 0.77mi |
| 5401 Phillis Wheatley Pl White Plains, MD | 3.0 | 3.5 | 2688 | $3,300 | $1.23 | 1d | 1 | 0.80mi |
| 5401 Phillis Wheatley Pl White Plains, MD | 3.0 | 3.5 | 2688 | $3,300 | $1.23 | 33d | 1 | 0.80mi |
| 11687 Emily Dickinson Pl White Plains, MD | 3.0 | 3.5 | 2496 | $3,300 | $1.32 | 6d | 1 | 0.82mi |
| 10605 Willetts Crossing Rd White Plains, MD | 4.0 | 1.0 | 1514 | $2,390 | $1.58 | 184d | 1 | 0.89mi |
| 11337 Flag Ct White Plains, MD | 3.0 | 2.0 | 1842 | $3,575 | $1.94 | 36d | 1 | 1.03mi |
| 5754 Frederick Douglas Pl White Plains, MD | 3.0 | 3.5 | 2220 | $3,500 | $1.58 | 184d | 1 | 1.08mi |
| 5758 Joseph Conrad Pl White Plains, MD | 3.0 | 3.5 | 2607 | $3,200 | $1.23 | 2d | 1 | 1.08mi |
| 5764 Frederick Douglas Pl White Plains, MD | 4.0 | 2.5 | 2460 | $3,500 | $1.42 | 10d | 1 | 1.09mi |
| 5972 Kate Chopin Pl White Plains, MD | 3.0 | 3.5 | 2627 | $3,100 | $1.18 | 135d | 1 | 1.18mi |
| 5413 Doubleday Ln Waldorf, MD | 3.0 | 4.0 | 2160 | $900 | $0.42 | 7d | 1 | 1.38mi |
| 5525 Peanuts Ln Waldorf, MD | 3.0 | 4.0 | 2160 | $3,400 | $1.57 | 184d | 1 | 1.39mi |
Property features AI
Finance
- HOA & community
- Community poolClubhouseOutdoor poolDog parkPlaygroundFitness centerHOA fee includes pool access and trash
Exterior
- Parking
- Attached front-entry garage
- Utilities
- Public waterPublic sewerNatural gas hot water
- Home design
- Interior townhouse/rowhouse
- Construction
- Stone and vinyl sidingSlab foundation
- Exterior features
- Privacy fencing
Interior
- Kitchen
- Gourmet kitchen with islandPantryBuilt-in microwaveDishwasherGarbage disposalGas rangeOvenRefrigeratorStainless steel appliancesExhaust fan
- Bedrooms
- 3 bedrooms on the upper level
- Flooring
- CarpetCeramic tileLuxury vinyl plank
- Bathrooms
- 2 full bathrooms on the upper levelHalf bathroom on the main levelHalf bathroom on the lower level
- Heating & cooling
- Forced-air heating with natural gasCentral air conditioning with electric cooling
- Interior features
- Open floor planDining areaRecessed lightingSprinkler systemWalk-in closetPrimary bathroom
- Laundry & utility
- WasherDryer
Listing history 50 events
-
2026-11-08days on market $369,990 Active 10 DOM
-
2026-11-07days on market $369,990 Active 9 DOM
-
2026-11-06days on market $369,990 Active 8 DOM
-
2026-11-05days on market $369,990 Active 7 DOM
-
2026-11-04days on market $369,990 Active 6 DOM
-
2026-11-02days on market $369,990 Active 4 DOM
-
2026-11-01days on market $369,990 Active 3 DOM
-
2026-10-31days on market $369,990 Active 2 DOM
-
2026-10-30pricedays on market $369,990 Active 1 DOM
-
2026-10-29days on market $374,990 Active 8 DOM
-
2026-10-28days on market $374,990 Active 7 DOM
-
2026-10-27days on market $374,990 Active 6 DOM
-
2026-10-26days on market $374,990 Active 5 DOM
-
2026-10-26days on market $374,990 Active 4 DOM
-
2026-10-24days on market $374,990 Active 3 DOM
-
2026-10-23days on market $374,990 Active 2 DOM
-
2026-10-22pricedays on market $374,990 Active 1 DOM
-
2026-10-21days on market $393,000 Active 148 DOM
-
2026-10-20days on market $393,000 Active 147 DOM
-
2026-10-19days on market $393,000 Active 146 DOM
-
2026-10-18days on market $393,000 Active 145 DOM
-
2026-10-17days on market $393,000 Active 144 DOM
-
2026-10-16days on market $393,000 Active 143 DOM
-
2026-10-15days on market $393,000 Active 142 DOM
-
2026-10-14days on market $393,000 Active 141 DOM
-
2026-10-13days on market $393,000 Active 140 DOM
-
2026-10-12days on market $393,000 Active 139 DOM
-
2026-10-11days on market $393,000 Active 138 DOM
-
2026-10-10days on market $393,000 Active 137 DOM
-
2026-10-09days on market $393,000 Active 136 DOM
-
2026-10-08days on market $393,000 Active 135 DOM
-
2026-10-07days on market $393,000 Active 134 DOM
-
2026-10-06days on market $393,000 Active 133 DOM
-
2026-10-05days on market $393,000 Active 132 DOM
-
2026-10-04days on market $393,000 Active 131 DOM
-
2026-10-04days on market $393,000 Active 130 DOM
-
2026-10-02days on market $393,000 Active 129 DOM
-
2026-09-30days on market $393,000 Active 128 DOM
-
2026-09-29days on market $393,000 Active 127 DOM
-
2026-09-28days on market $393,000 Active 126 DOM
-
2026-09-27days on market $393,000 Active 125 DOM
-
2026-09-26days on market $393,000 Active 124 DOM
-
2026-09-25days on market $393,000 Active 123 DOM
-
2026-09-24days on market $393,000 Active 122 DOM
-
2026-09-23days on market $393,000 Active 121 DOM
-
2026-09-22days on market $393,000 Active 120 DOM
-
2026-09-21days on market $393,000 Active 119 DOM
-
2026-09-20days on market $393,000 Active 118 DOM
-
2026-09-19days on market $393,000 Active 117 DOM
-
2026-09-18days on market $393,000 Active 116 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $8,146 · $679/mo
- Projected year-2 tax
- $8,146 · $679/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,214
- − Mortgage interest
- −$20,725
- − Property taxes
- −$8,146
- − Insurance
- −$1,850
- − Repairs & maintenance
- −$3,297
- − Management
- −$3,297
- − HOA
- −$1,020
- − Depreciation
- −$10,763
- Taxable loss
- −$7,885
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,892
- After-tax cash flow
- $152/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
95/100
None rehab
This nearly new townhouse is in excellent condition with modern amenities and a great location. It's move-in ready and ready to be customized for maximum value.
Value-add opportunities
- Both landscaping — improves curb appeal and adds value ↑
- Both furniture — adds comfort and style ↑
- Both smart home integration — enhances convenience and adds modern appeal ↑
F
Composite school gradezoned avg 22/100
Zoned Schools
Elementary
Arthur Middleton Elementary School
F
MD #681/860
Nat'l #39,883/41,679
Middle
Milton M. Somers Middle School
F
MD #97/225
Nat'l #10,204/14,009
High
St. Charles High School
F
MD #148/222
Nat'l #10,191/17,239
Schools (NCES district)
- District
- Charles County Public Schools
- NCES district ID
- 2400270
- Math proficiency
- 13% ▼ -19.00%
- Reading proficiency
- 29% ▼ -13.00%
- Median HH income
- $90,389
- Composite
- 22.54/100
- National rank
- #8087
- State rank
- #14 of 24 in MD
B
Composite livability gradescore 72/100
Livability — Waldorf
- Score
- 72/100
- State rank
- #141
- US rank
- #6083
Category grades
Amenities F
Commute A+
Cost of living F
Crime D-
Employment A+
Housing A+
Health & safety F
User ratings B
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Waldorf, MD
- County
- Charles County · 176,616 people
- City population
- 103,527
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 16,407
- Household income
- $141,959
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Charles County) Hauer SSP2
- Today (2025)
- 176,616 people
- By 2030
- 186,471 · +5.6%
- By 2040
- 206,472 · +16.9%
- By 2050
- 224,883 · +27.3%
- By 2075
- 272,101 · +54.1%
- By 2100
- 303,564 · +71.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 61% White 23% Two or more races 9% Hispanic / Latino 4% Asian 2%
- Languages at home
- 91% English-only · Spanish 4% Tagalog/Filipino 1% French/Haitian/Cajun 1%
Political lean MEDSL · Charles
- 2024 margin
- Solid D (+40.7) · D 69.2% · R 28.5% · Other 2.2%
- 2008→2024 swing
- +15.2pp toward D · 2008: 25.5pp · 2024: 40.7pp
- All cycles
- 2024: D+40.7 2020: D+40.9 2016: D+30.2 2012: D+31.3 2008: D+25.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.63%
- Current HPI
- 226.972
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
-9.0% since first listed7 events — show timeline
- 2026-10-22 Listing Removed — BRIGHT MLS
- 2026-10-21 Listed $374,990 BRIGHT MLS
- 2026-09-30 Listing Removed — BRIGHT MLS
- 2026-09-03 Price Changed $393,000 BRIGHT MLS
- 2026-08-14 Contingent — BRIGHT MLS
- 2026-05-05 Listing Removed — BRIGHT MLS
- 2025-03-03 Sold (Public Records) $412,240 Public Records
Property tax history
+512.3%/yrLatest (2026): $8,146 · +0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…