CashFlowRE
Sign in Sign up
4144 Lynx Ln
D- Composite 37.85
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.7/10.0
  • ARV discount +8.5/15.0
  • Cash flow +7.1/30.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • DSCR +1.3/10.0
  • 1% rule +1.0/10.0

$304,900

4144 Lynx Ln · Jonesboro, AR 72405
3 bd · 2.0 ba · 2,126 sqft · SingleFamily public records · 55 Days on market
Built 2022 8,712 sqft lot $143/sqft · at area comps Est $312k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping—ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.

Key facts

  • Open-concept kitchen
  • Wooden grilling deck
  • 8,712 sq ft lot

Tags

SCREENED-IN BACK PORCHWOODEN GRILLING DECKPRIVACY-FENCED BACKYARDATTRACTIVE LANDSCAPINGOPEN-CONCEPT KITCHENFUNCTIONAL SPLIT FLOOR PLAN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $305k.

Deal economics

  • At list price, monthly cash flow is $-431 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $229k (25.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (39.6% below list).
  • Recommended offer: $184k (39.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
  • Nettleton School District (urban): math 21% / reading 24% proficiency, ranked #199 of 238 in AR (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 152 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (9.4% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,093 (39.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.60%
Cap rate
4.60%
Cash-on-cash
-6.06%
DSCR
0.73
GRM
13.8

CMA / ARV

ARV (median comp)
$312,082
List price
$304,900
Delta
-2.30%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4345 Cypress Pointe Ln 0.29mi 3/2.0 2,100 (-1%) 6mo $328,900 $157 79
4208 Bobcat Meadow Ln 0.08mi 3/2.0 1,911 (-10%) 2mo $297,500 $156 78
4145 Lynx 0.03mi 3/2.0 1,887 (-11%) 2mo $303,900 $161 78
4145 Bobcat Meadow Ln 0.10mi 3/2.0 1,928 (-9%) 7mo $309,900 $161 74
1008 Cypress Pointe Cv 0.16mi 3/2.0 1,933 (-9%) 5mo $313,150 $162 73
4201 Lynx Ln 0.04mi 3/2.0 1,853 (-13%) 5mo $294,500 $159 72
4108 Stoke Dr 0.39mi 4/2.5 (+1) 2,069 (-3%) 1mo $330,000 $159 70
4357 Cypress Pointe Ln 0.31mi 4/3.0 (+1) 2,210 (+4%) 2mo $325,000 $147 68
4212 Stoke Dr 0.38mi 3/2.5 2,000 (-6%) 2mo $265,000 $133 68
1005 Paragould 0.36mi 3/2.0 1,836 (-14%) 5mo $255,000 $139 56
4837 Edgemont Dr 0.70mi 4/2.0 (+1) 1,819 (-14%) 2mo $294,990 $162 36
4837 Edgemont Dr 0.70mi 4/2.0 (+1) 1,819 (-14%) 2mo $294,990 $162 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.42% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.7%
Equity multiple
2.48×
Total profit
$126,442
Equity at exit
$261,868
10-year hold
IRR
17.4%
Equity multiple
5.58×
Total profit
$390,913
Equity at exit
$551,631

Cash invested: $85,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72405

Home prices YoY
3.5%
Active inventory
152
Price-to-rent
13.8×

Monthly cashflow live

Estimated rent
$1,841 medium interval (Pro) →
Mortgage (P&I)
$1,599
Tax from tax record
$160 /mo · $1,915/yr
Insurance
$127
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$-431

Break-even live

Break-even rent $2,387
Max offer price $228,722
Occupancy floor

Sensitivity live

Price -10% $-259 -5% $-345 +0% $-431 +5% $-518 +10% $-604
Rent -10% $-577 -5% $-504 +0% $-431 +5% $-359 +10% $-286
Rate -1.0pp $-278 -0.5pp $-354 base $-431 +0.5pp $-510 +1.0pp $-591

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,225
Closing costs
$9,147
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
337 Wolf Den Dr Jonesboro, AR 3.0 2.0 1419 $1,600 $1.13 44d 1 0.84mi
259 Wolf Den Dr Jonesboro, AR 3.0 2.0 1419 $1,550 $1.09 44d 1 1.01mi

Listing history 17 events

  1. 2026-06-13
    statusdays on market $304,900 Under Contract 55 DOM
  2. 2026-06-10
    days on market $304,900 Active 54 DOM
  3. 2026-06-09
    days on market $304,900 Active 53 DOM
  4. 2026-06-08
    days on market $304,900 Active 52 DOM
  5. 2026-06-07
    days on market $304,900 Active 51 DOM
  6. 2026-06-05
    days on market $304,900 Active 48 DOM
  7. 2026-06-03
    statusdays on market $304,900 Active 47 DOM
  8. 2026-06-02
    days on market $304,900 Price Change 46 DOM
  9. 2026-06-01
    days on market $304,900 Price Change 45 DOM
  10. 2026-05-31
    days on market $304,900 Price Change 44 DOM
  11. 2026-05-30
    days on market $304,900 Price Change 43 DOM
  12. 2026-04-15
    listed $309,900 New Listing 1188-char remark
    Show marketing remark (1182 chars)

    Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.

  13. 2026-04-15
    listed $309,900 Active 1182-char remark
    Show marketing remark (1182 chars)

    Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.

  14. 2022-06-24
    soldstatus $301,000
  15. 2021-10-25
    listed $300,000
  16. 2021-04-13
    soldstatus $45,000
  17. 2021-01-03
    listed $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,915 · $160/mo
Projected year-2 tax
$1,951 · $163/mo
Expected delta
+$36/yr (+$3/mo · 1.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,091
− Mortgage interest
−$17,079
− Property taxes
−$1,915
− Insurance
−$1,524
− Repairs & maintenance
−$1,767
− Management
−$1,767
− Depreciation
−$8,870
Taxable loss
−$10,832
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,600
After-tax cash flow
$-2,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nettleton School District
NCES district ID
0510440
Math proficiency
21% ▼ -16.00%
Reading proficiency
24% ▼ -12.00%
Median HH income
$39,754
Composite
19.0/100
National rank
#8846
State rank
#199 of 238 in AR

Livability — Jonesboro

Score
65/100
State rank
#145
US rank
#12692

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jonesboro, AR
County
Craighead County · 97,185 people
City population
91,245
Metro
Jonesboro, AR
Population (ZIP)
18,675
Household income
$92,440
Rent vs Own
27.1% rent · 72.9% own
Severe rent burden
443.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 10% Black 9% Hispanic / Latino 3% Asian 1%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 4% Arabic 1%

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.42%
Current HPI
277.37
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+588.7% since first listed
6 events — show timeline
  • 2026-04-15 Listed $309,900 NEABOR MLS
  • 2026-04-15 Listed $309,900 CARMLS
  • 2022-06-24 Sold (MLS) $301,000 NEABOR MLS
  • 2021-10-25 Listed $300,000 NEABOR MLS
  • 2021-04-13 Sold (MLS) $45,000 NEABOR MLS
  • 2021-01-03 Listed $45,000 NEABOR MLS

Property tax history

+49.4%/yr

Latest (2025): $1,915 · +7.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…