4144 Lynx Ln · Jonesboro, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +9.7/10.0
- ARV discount +8.5/15.0
- Cash flow +7.1/30.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- DSCR +1.3/10.0
- 1% rule +1.0/10.0
$304,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping—ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.
Key facts
- Open-concept kitchen
- Wooden grilling deck
- 8,712 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $305k.
Deal economics
- At list price, monthly cash flow is $-431 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $229k (25.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (39.6% below list).
- Recommended offer: $184k (39.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
- Nettleton School District (urban): math 21% / reading 24% proficiency, ranked #199 of 238 in AR (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 152 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
Forward outlook
- In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (9.4% local appreciation)).
- Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 55 days — a 3% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 55 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.60% ✗
- Cap rate
- 4.60%
- Cash-on-cash
- -6.06%
- DSCR
- 0.73
- GRM
- 13.8
CMA / ARV
- ARV (median comp)
- $312,082
- List price
- $304,900
- Delta
- -2.30%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4345 Cypress Pointe Ln | 0.29mi | 3/2.0 | 2,100 (-1%) | 6mo | $328,900 | $157 | 79 |
| 4208 Bobcat Meadow Ln | 0.08mi | 3/2.0 | 1,911 (-10%) | 2mo | $297,500 | $156 | 78 |
| 4145 Lynx | 0.03mi | 3/2.0 | 1,887 (-11%) | 2mo | $303,900 | $161 | 78 |
| 4145 Bobcat Meadow Ln | 0.10mi | 3/2.0 | 1,928 (-9%) | 7mo | $309,900 | $161 | 74 |
| 1008 Cypress Pointe Cv | 0.16mi | 3/2.0 | 1,933 (-9%) | 5mo | $313,150 | $162 | 73 |
| 4201 Lynx Ln | 0.04mi | 3/2.0 | 1,853 (-13%) | 5mo | $294,500 | $159 | 72 |
| 4108 Stoke Dr | 0.39mi | 4/2.5 (+1) | 2,069 (-3%) | 1mo | $330,000 | $159 | 70 |
| 4357 Cypress Pointe Ln | 0.31mi | 4/3.0 (+1) | 2,210 (+4%) | 2mo | $325,000 | $147 | 68 |
| 4212 Stoke Dr | 0.38mi | 3/2.5 | 2,000 (-6%) | 2mo | $265,000 | $133 | 68 |
| 1005 Paragould | 0.36mi | 3/2.0 | 1,836 (-14%) | 5mo | $255,000 | $139 | 56 |
| 4837 Edgemont Dr | 0.70mi | 4/2.0 (+1) | 1,819 (-14%) | 2mo | $294,990 | $162 | 36 |
| 4837 Edgemont Dr | 0.70mi | 4/2.0 (+1) | 1,819 (-14%) | 2mo | $294,990 | $162 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
9.42% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 2.48×
- Total profit
- $126,442
- Equity at exit
- $261,868
- IRR
- 17.4%
- Equity multiple
- 5.58×
- Total profit
- $390,913
- Equity at exit
- $551,631
Cash invested: $85,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72405
- Home prices YoY
- 3.5%
- Active inventory
- 152
- Price-to-rent
- 13.8×
Monthly cashflow live
- Estimated rent
- $1,841 medium interval (Pro) →
- Mortgage (P&I)
- −$1,599
- Tax from tax record
- −$160 /mo · $1,915/yr
- Insurance
- −$127
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $-431
Break-even live
Sensitivity live
| Price | -10% $-259 | -5% $-345 | +0% $-431 | +5% $-518 | +10% $-604 |
|---|---|---|---|---|---|
| Rent | -10% $-577 | -5% $-504 | +0% $-431 | +5% $-359 | +10% $-286 |
| Rate | -1.0pp $-278 | -0.5pp $-354 | base $-431 | +0.5pp $-510 | +1.0pp $-591 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,225
- Closing costs
- $9,147
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 337 Wolf Den Dr Jonesboro, AR | 3.0 | 2.0 | 1419 | $1,600 | $1.13 | 44d | 1 | 0.84mi |
| 259 Wolf Den Dr Jonesboro, AR | 3.0 | 2.0 | 1419 | $1,550 | $1.09 | 44d | 1 | 1.01mi |
Listing history 17 events
-
2026-06-13statusdays on market $304,900 Under Contract 55 DOM
-
2026-06-10days on market $304,900 Active 54 DOM
-
2026-06-09days on market $304,900 Active 53 DOM
-
2026-06-08days on market $304,900 Active 52 DOM
-
2026-06-07days on market $304,900 Active 51 DOM
-
2026-06-05days on market $304,900 Active 48 DOM
-
2026-06-03statusdays on market $304,900 Active 47 DOM
-
2026-06-02days on market $304,900 Price Change 46 DOM
-
2026-06-01days on market $304,900 Price Change 45 DOM
-
2026-05-31days on market $304,900 Price Change 44 DOM
-
2026-05-30days on market $304,900 Price Change 43 DOM
-
2026-04-15$309,900 New Listing 1188-char remark
Show marketing remark (1182 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.
-
2026-04-15$309,900 Active 1182-char remark
Show marketing remark (1182 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bobcat Meadows subdivision, conveniently located just off Airport Road in Jonesboro, Arkansas. Built in 2022, this one-level home offers approx. 2,126 square feet with a functional split floor plan designed for both comfort and privacy. Step inside to a clean, crisp interior featuring stunning white cabinetry, tall ceilings, and large windows that flood the home with natural light. The open-concept kitchen flows seamlessly into the spacious living area, making it perfect for entertaining and everyday living. The luxurious primary suite offers a private retreat with a well-appointed en-suite bath, while the additional bedrooms are thoughtfully positioned on the opposite side of the home. Enjoy outdoor living with a screened-in back porch and a wooden grilling deck overlooking a privacy-fenced backyard with attractive landscaping ideal for relaxing or hosting gatherings. Additional features include a 2-car attached garage and a new roof installed in Nov, 2024 for added peace of mind. Priced to sell, this move-in ready home combines modern style, quality construction, and a prime location.
-
2022-06-24soldstatus $301,000
-
2021-10-25$300,000
-
2021-04-13soldstatus $45,000
-
2021-01-03$45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,915 · $160/mo
- Projected year-2 tax
- $1,951 · $163/mo
- Expected delta
- +$36/yr (+$3/mo · 1.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,091
- − Mortgage interest
- −$17,079
- − Property taxes
- −$1,915
- − Insurance
- −$1,524
- − Repairs & maintenance
- −$1,767
- − Management
- −$1,767
- − Depreciation
- −$8,870
- Taxable loss
- −$10,832
- Est. tax savings @ 24.0%
- +$2,600
- After-tax cash flow
- $-2,575/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Nettleton School District
- NCES district ID
- 0510440
- Math proficiency
- 21% ▼ -16.00%
- Reading proficiency
- 24% ▼ -12.00%
- Median HH income
- $39,754
- Composite
- 19.0/100
- National rank
- #8846
- State rank
- #199 of 238 in AR
Livability — Jonesboro
- Score
- 65/100
- State rank
- #145
- US rank
- #12692
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jonesboro, AR
- County
- Craighead County · 97,185 people
- City population
- 91,245
- Metro
- Jonesboro, AR
- Population (ZIP)
- 18,675
- Household income
- $92,440
- Rent vs Own
- Severe rent burden
- 443.0
Population outlook (Craighead County) Hauer SSP2
- Today (2025)
- 122,235 people
- By 2030
- 131,338 · +7.4%
- By 2040
- 149,862 · +22.6%
- By 2050
- 168,034 · +37.5%
- By 2075
- 208,094 · +70.2%
- By 2100
- 233,251 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Two or more races 10% Black 9% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 4% Arabic 1%
Political lean MEDSL · Craighead
- 2024 margin
- Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
- 2008→2024 swing
- -12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.42%
- Current HPI
- 277.37
- Rent YoY
- —
- Metro
- Jonesboro, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
+588.7% since first listed6 events — show timeline
- 2026-04-15 Listed $309,900 NEABOR MLS
- 2026-04-15 Listed $309,900 CARMLS
- 2022-06-24 Sold (MLS) $301,000 NEABOR MLS
- 2021-10-25 Listed $300,000 NEABOR MLS
- 2021-04-13 Sold (MLS) $45,000 NEABOR MLS
- 2021-01-03 Listed $45,000 NEABOR MLS
Property tax history
+49.4%/yrLatest (2025): $1,915 · +7.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…