51 Towne Dr · Kensington, CT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $829 – $1,539
Heat risk 5/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.4/15.0
- Cash flow +8.6/30.0
- Schools +4.8/10.0
- Livability +4.0/5.0
- 1% rule +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- Appreciation +0.0/10.0
$399,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
Key facts
- 0.39 acre lot
- 2 garage spots
- Built 1980
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $400k.
Deal economics
- At list price, monthly cash flow is $-342 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $340k (15.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (19.1% below list).
- Recommended offer: $323k (19.1% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.3% in Kensington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#20 in CT, #1,490 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities D-, commute F.
- Berlin School District (suburban): math 47% / reading 58% proficiency, ranked #69 of 153 in CT (top 45%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
- Zoned schools: Mary E. Griswold School (math 53% / reading 63%, grade C+, #176 of 553 statewide, top 32%, 528 students, 20% FRL); Catherine M. Mcgee Middle School (math 44% / reading 53%, grade C-, #84 of 175 statewide, top 49%, 582 students, 22% FRL); Berlin High School (math 38% / reading 69%, grade C-, #78 of 194 statewide, top 40%, 858 students, 18% FRL).
- Market conditions: 62 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,867 units permitted in Capitol Planning Region in 2024 (1,399 in 5+ unit buildings).
- This rent runs 33% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 217 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 13y ago; this cycle's ask has dropped $25k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $274k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 217 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.27%
- Cash-on-cash
- -3.66%
- DSCR
- 0.84
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $472,708
- List price
- $399,900
- Delta
- -15.40%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 211 Robbins Rd | 0.08mi | 3/2.5 (-1) | 1,568 (+5%) | 2mo | $500,000 | $319 | 82 |
| 1 Misty Mountain Rd | 0.16mi | 3/2.5 (-1) | 1,550 (+4%) | 13mo | $420,000 | $271 | 71 |
| 67 Robbins Rd | 0.27mi | 3/1.5 (-1) | 1,440 (-4%) | 4mo | $440,000 | $306 | 69 |
| 51 Sterling Dr | 0.74mi | 3/1.5 (-1) | 1,514 (+1%) | 1mo | $471,000 | $311 | 54 |
| 72 Briar Patch Dr | 0.60mi | 4/2.0 | 1,316 (-12%) | 0mo | $449,000 | $341 | 50 |
| 19 Briar Patch Dr | 0.65mi | 3/1.0 (-1) | 1,512 (+1%) | 13mo | $370,000 | $245 | 46 |
| 6 Cynthia Dr | 0.39mi | 3/1.5 (-1) | 1,665 (+11%) | 11mo | $390,000 | $234 | 45 |
| 32 Schultz Rd | 0.73mi | 3/2.0 (-1) | 1,426 (-5%) | 8mo | $413,000 | $290 | 44 |
| 30 Winding Meadow Dr | 0.54mi | 3/1.5 (-1) | 1,612 (+8%) | 11mo | $440,000 | $273 | 44 |
| 343 Alling St | 0.66mi | 3/2.0 (-1) | 1,371 (-8%) | 9mo | $300,000 | $219 | 41 |
| 62 Peach Tree Ln | 0.51mi | 3/2.0 (-1) | 1,682 (+12%) | 10mo | $460,000 | $273 | 40 |
| 93 Burnham St | 0.71mi | 3/2.0 (-1) | 1,660 (+11%) | 8mo | $399,999 | $241 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.4%
- Equity multiple
- 0.23×
- Total profit
- $-86,435
- Equity at exit
- $59,626
- IRR
- -16.5%
- Equity multiple
- 0.08×
- Total profit
- $-102,761
- Equity at exit
- $34,576
Cash invested: $111,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Connecticut
- 27 Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 06037
- Home prices YoY
- -32.9%
- Active inventory
- 62
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $3,234 high interval (Pro) →
- Mortgage (P&I)
- −$2,097
- Tax from tax record
- −$633 /mo · $7,595/yr
- Insurance
- −$167
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$679
- Net cashflow
- $-342
Break-even live
Sensitivity live
| Price | -10% $-115 | -5% $-229 | +0% $-342 | +5% $-455 | +10% $-568 |
|---|---|---|---|---|---|
| Rent | -10% $-597 | -5% $-469 | +0% $-342 | +5% $-214 | +10% $-86 |
| Rate | -1.0pp $-140 | -0.5pp $-240 | base $-342 | +0.5pp $-445 | +1.0pp $-551 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,975
- Closing costs
- $11,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 57 Four Rod Rd Berlin, CT | 3.0 | 2.5 | 1612 | $3,300 | $2.05 | 45d | 1 | 0.50mi |
| 316 High Rd Berlin, CT | 3.0 | 1.5 | 1600 | $3,000 | $1.88 | 16d | 1 | 1.21mi |
| 20 Condon St Berlin, CT | 3.0 | 1.0 | 1173 | $2,950 | $2.51 | 3d | 1 | 1.21mi |
| 20 Condon St Berlin, CT | 3.0 | 1.0 | 1173 | $2,950 | $2.51 | 21d | 1 | 1.21mi |
| 1539 Farmington Ave Unit 1541 Berlin, CT | 3.0 | 2.0 | 1522 | $2,650 | $1.74 | 12d | 1 | 1.50mi |
Listing history 30 events
-
2026-06-21days on market $399,900 Active 217 DOM
-
2026-06-18days on market $399,900 Active 214 DOM
-
2026-06-17days on market $399,900 Active 213 DOM
-
2026-06-16days on market $399,900 Active 212 DOM
-
2026-06-15days on market $399,900 Active 211 DOM
-
2026-06-13days on market $399,900 Active 209 DOM
-
2026-06-13days on market $399,900 Active 208 DOM
-
2026-06-10days on market $399,900 Active 206 DOM
-
2026-06-09days on market $399,900 Active 205 DOM
-
2026-06-08days on market $399,900 Active 204 DOM
-
2026-06-07days on market $399,900 Active 203 DOM
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2026-06-05days on market $399,900 Active 200 DOM
-
2026-06-03days on market $399,900 Active 199 DOM
-
2026-06-02days on market $399,900 Active 198 DOM
-
2026-06-01days on market $399,900 Active 197 DOM
-
2026-05-31days on market $399,900 Active 196 DOM
-
2026-05-12status Active 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
-
2026-03-04status Under Contract 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
-
2026-03-01status Active 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
-
2025-11-25historical Under Contract - Continue to Show 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
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2025-10-09price $399,900 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
-
2025-09-30price $414,900 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
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2025-09-09$424,900 Active 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
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2025-08-26historical $424,900 1243-char remark
Show marketing remark (1243 chars)
Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.
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2014-06-26soldstatus $274,000 229-char remark
Show marketing remark (229 chars)
Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.
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2014-06-26soldstatus $274,000
Show marketing remark (229 chars)
Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.
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2013-11-05historical
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2013-11-04$279,000 229-char remark
Show marketing remark (229 chars)
Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.
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2013-08-08$299,900
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1980-08-29soldstatus $70,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CT · Partial reset (capped growth)
- Current annual tax
- $7,595 · $633/mo
- Projected year-2 tax
- $8,076 · $673/mo
- Expected delta
- +$481/yr (+$40/mo · 6.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,809
- − Mortgage interest
- −$22,401
- − Property taxes
- −$7,595
- − Insurance
- −$2,000
- − Repairs & maintenance
- −$3,105
- − Management
- −$3,105
- − Depreciation
- −$11,633
- Taxable loss
- −$11,029
- Est. tax savings @ 24.0%
- +$2,647
- After-tax cash flow
- $-1,454/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Berlin School District
- NCES district ID
- 0900210
- Math proficiency
- 47% ▼ -12.00%
- Reading proficiency
- 58% ▼ -8.00%
- Median HH income
- $87,497
- Composite
- 48.4/100
- National rank
- #2136
- State rank
- #69 of 153 in CT
Livability — Kensington
- Score
- 81/100
- State rank
- #20
- US rank
- #1490
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kensington, CT
- County
- Hartford County · 754,208 people
- Metro
- Hartford-East Hartford-Middletown, CT
- Population (ZIP)
- 19,173
- Household income
- $116,042
- Rent vs Own
- Severe rent burden
- 294.0
Population outlook (Capitol County) Hauer SSP2
- By 2040
- 1,063,519
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Hispanic / Latino 7% Two or more races 5% Asian 5%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 2%
- Common ancestry
- Romanian 23% Lithuanian 8% Danish 2%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 85% English-only · Russian/Polish/Slavic 6% Spanish 3% Other Indo-European 2%
Political lean MEDSL · Capitol
- 2024 margin
- Strong D (+21.9) · D 60.1% · R 38.2% · Other 1.7%
- All cycles
- 2024: D+21.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -145.47%
- Current HPI
- 296.2808
- Rent YoY
- —
- Metro
- Hartford-East Hartford-Middletown, CT
- State GDP YoY
- ▲ 1.06%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in CT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $38B |
|
||
| Insurance | 3 | $71B |
|
||
| Financial Services | 2 | $25B |
|
||
| Transportation / Logistics | 2 | $18B |
|
||
| Healthcare | 1 | $247B |
|
||
| Telecommunications | 1 | $55B |
|
||
Price history
+467.2% since first listed14 events — show timeline
- 2026-05-12 Relisted — Smart MLS
- 2026-03-04 Pending — Smart MLS
- 2026-03-01 Relisted — Smart MLS
- 2025-11-25 Contingent — Smart MLS
- 2025-10-09 Price Changed $399,900 Smart MLS
- 2025-09-30 Price Changed $414,900 Smart MLS
- 2025-09-09 Listed $424,900 Smart MLS
- 2025-08-26 Coming Soon $424,900 Smart MLS
- 2014-06-26 Sold (Public Records) $274,000 Public Records
- 2014-06-26 Sold (MLS) $274,000 Smart MLS
- 2013-11-05 Listing Removed — Smart MLS
- 2013-11-04 Listed $279,000 Smart MLS
- 2013-08-08 Listed $299,900 Smart MLS
- 1980-08-29 Sold (Public Records) $70,500 Public Records
Property tax history
+2.6%/yrLatest (2025): $7,595 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…