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51 Towne Dr
D Composite 42.41
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.4/15.0
  • Cash flow +8.6/30.0
  • Schools +4.8/10.0
  • Livability +4.0/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Appreciation +0.0/10.0

$399,900

51 Towne Dr · Kensington, CT 06037
4 bd · 2.5 ba · 1,496 sqft · SingleFamily public records · 217 Days on market
Built 1980 0.39 ac lot $267/sqft · 24% above area Est $473k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

Key facts

  • 0.39 acre lot
  • 2 garage spots
  • Built 1980

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-342 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $340k (15.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (19.1% below list).
  • Recommended offer: $323k (19.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 3.3% in Kensington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#20 in CT, #1,490 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities D-, commute F.
  • Berlin School District (suburban): math 47% / reading 58% proficiency, ranked #69 of 153 in CT (top 45%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mary E. Griswold School (math 53% / reading 63%, grade C+, #176 of 553 statewide, top 32%, 528 students, 20% FRL); Catherine M. Mcgee Middle School (math 44% / reading 53%, grade C-, #84 of 175 statewide, top 49%, 582 students, 22% FRL); Berlin High School (math 38% / reading 69%, grade C-, #78 of 194 statewide, top 40%, 858 students, 18% FRL).
  • Market conditions: 62 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,867 units permitted in Capitol Planning Region in 2024 (1,399 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 217 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 13y ago; this cycle's ask has dropped $25k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $274k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $323,410 (19.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 217 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.27%
Cash-on-cash
-3.66%
DSCR
0.84
GRM
10.3

CMA / ARV

ARV (median comp)
$472,708
List price
$399,900
Delta
-15.40%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
211 Robbins Rd 0.08mi 3/2.5 (-1) 1,568 (+5%) 2mo $500,000 $319 82
1 Misty Mountain Rd 0.16mi 3/2.5 (-1) 1,550 (+4%) 13mo $420,000 $271 71
67 Robbins Rd 0.27mi 3/1.5 (-1) 1,440 (-4%) 4mo $440,000 $306 69
51 Sterling Dr 0.74mi 3/1.5 (-1) 1,514 (+1%) 1mo $471,000 $311 54
72 Briar Patch Dr 0.60mi 4/2.0 1,316 (-12%) 0mo $449,000 $341 50
19 Briar Patch Dr 0.65mi 3/1.0 (-1) 1,512 (+1%) 13mo $370,000 $245 46
6 Cynthia Dr 0.39mi 3/1.5 (-1) 1,665 (+11%) 11mo $390,000 $234 45
32 Schultz Rd 0.73mi 3/2.0 (-1) 1,426 (-5%) 8mo $413,000 $290 44
30 Winding Meadow Dr 0.54mi 3/1.5 (-1) 1,612 (+8%) 11mo $440,000 $273 44
343 Alling St 0.66mi 3/2.0 (-1) 1,371 (-8%) 9mo $300,000 $219 41
62 Peach Tree Ln 0.51mi 3/2.0 (-1) 1,682 (+12%) 10mo $460,000 $273 40
93 Burnham St 0.71mi 3/2.0 (-1) 1,660 (+11%) 8mo $399,999 $241 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.4%
Equity multiple
0.23×
Total profit
$-86,435
Equity at exit
$59,626
10-year hold
IRR
-16.5%
Equity multiple
0.08×
Total profit
$-102,761
Equity at exit
$34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06037

Home prices YoY
-32.9%
Active inventory
62
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$3,234 high interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$633 /mo · $7,595/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$679
Net cashflow
$-342

Break-even live

Break-even rent $3,667
Max offer price $339,533
Occupancy floor

Sensitivity live

Price -10% $-115 -5% $-229 +0% $-342 +5% $-455 +10% $-568
Rent -10% $-597 -5% $-469 +0% $-342 +5% $-214 +10% $-86
Rate -1.0pp $-140 -0.5pp $-240 base $-342 +0.5pp $-445 +1.0pp $-551

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
57 Four Rod Rd Berlin, CT 3.0 2.5 1612 $3,300 $2.05 45d 1 0.50mi
316 High Rd Berlin, CT 3.0 1.5 1600 $3,000 $1.88 16d 1 1.21mi
20 Condon St Berlin, CT 3.0 1.0 1173 $2,950 $2.51 3d 1 1.21mi
20 Condon St Berlin, CT 3.0 1.0 1173 $2,950 $2.51 21d 1 1.21mi
1539 Farmington Ave Unit 1541 Berlin, CT 3.0 2.0 1522 $2,650 $1.74 12d 1 1.50mi

Listing history 30 events

  1. 2026-06-21
    days on market $399,900 Active 217 DOM
  2. 2026-06-18
    days on market $399,900 Active 214 DOM
  3. 2026-06-17
    days on market $399,900 Active 213 DOM
  4. 2026-06-16
    days on market $399,900 Active 212 DOM
  5. 2026-06-15
    days on market $399,900 Active 211 DOM
  6. 2026-06-13
    days on market $399,900 Active 209 DOM
  7. 2026-06-13
    days on market $399,900 Active 208 DOM
  8. 2026-06-10
    days on market $399,900 Active 206 DOM
  9. 2026-06-09
    days on market $399,900 Active 205 DOM
  10. 2026-06-08
    days on market $399,900 Active 204 DOM
  11. 2026-06-07
    days on market $399,900 Active 203 DOM
  12. 2026-06-05
    days on market $399,900 Active 200 DOM
  13. 2026-06-03
    days on market $399,900 Active 199 DOM
  14. 2026-06-02
    days on market $399,900 Active 198 DOM
  15. 2026-06-01
    days on market $399,900 Active 197 DOM
  16. 2026-05-31
    days on market $399,900 Active 196 DOM
  17. 2026-05-12
    status Active 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  18. 2026-03-04
    status Under Contract 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  19. 2026-03-01
    status Active 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  20. 2025-11-25
    historical Under Contract - Continue to Show 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  21. 2025-10-09
    price $399,900 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  22. 2025-09-30
    price $414,900 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  23. 2025-09-09
    listed $424,900 Active 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  24. 2025-08-26
    historical $424,900 1243-char remark
    Show marketing remark (1243 chars)

    Welcome home to this warm and inviting 4-bedroom residence, perfectly set in a highly desirable neighborhood. From the moment you arrive, you'll feel the blend of comfort, privacy, and space that makes this home so special. The level rear yard, partially fenced, offers the perfect backdrop for summer barbecues, gardening, or quiet evenings enjoying your own private retreat. Step inside and discover a spacious primary suite designed for relaxation, complete with a skylight, walk-in closet, and a generous bath. Hardwood floors flow throughout, filling each room with character and charm, while the large bay window in the living room lets in abundant natural light. The kitchen and dining area open to an enclosed porch, inviting year-round gatherings and cozy mornings with coffee. Downstairs, the finished lower level with kitchenette, bath, and walk-out provides endless possibilities-whether for in-laws, guests, or the ultimate entertainment space. A two-car garage with separated bays adds practicality, while recent upgrades, including a new natural gas boiler and hot water tank, bring peace of mind. This home isn't just a place to live-it's a place to grow, celebrate, and create memories. Don't miss the chance to make it yours.

  25. 2014-06-26
    soldstatus $274,000 229-char remark
    Show marketing remark (229 chars)

    Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.

  26. 2014-06-26
    soldstatus $274,000
    Show marketing remark (229 chars)

    Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.

  27. 2013-11-05
    historical
  28. 2013-11-04
    listed $279,000 229-char remark
    Show marketing remark (229 chars)

    Alot of space with 4 bedrooms and 3 baths. All new hardwood floors on upper level. Kitchen is spotless with brand new appliances that were never used. Lower level has a full kitchen too. Centrally located in a quiet neighborhood.

  29. 2013-08-08
    listed $299,900
  30. 1980-08-29
    soldstatus $70,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$7,595 · $633/mo
Projected year-2 tax
$8,076 · $673/mo
Expected delta
+$481/yr (+$40/mo · 6.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$38,809
− Mortgage interest
−$22,401
− Property taxes
−$7,595
− Insurance
−$2,000
− Repairs & maintenance
−$3,105
− Management
−$3,105
− Depreciation
−$11,633
Taxable loss
−$11,029
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,647
After-tax cash flow
$-1,454/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berlin School District
NCES district ID
0900210
Math proficiency
47% ▼ -12.00%
Reading proficiency
58% ▼ -8.00%
Median HH income
$87,497
Composite
48.4/100
National rank
#2136
State rank
#69 of 153 in CT

Livability — Kensington

Score
81/100
State rank
#20
US rank
#1490

Category grades

Amenities D- Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kensington, CT
County
Hartford County · 754,208 people
Metro
Hartford-East Hartford-Middletown, CT
Population (ZIP)
19,173
Household income
$116,042
Rent vs Own
17.5% rent · 82.5% own
Severe rent burden
294.0

Population outlook (Capitol County) Hauer SSP2

By 2040
1,063,519

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Hispanic / Latino 7% Two or more races 5% Asian 5%
Hispanic origin (detail)
Puerto Rican 2% Cuban 2%
Common ancestry
Romanian 23% Lithuanian 8% Danish 2%
Foreign-born
10% · Canada, China
Languages at home
85% English-only · Russian/Polish/Slavic 6% Spanish 3% Other Indo-European 2%

Political lean MEDSL · Capitol

2024 margin
Strong D (+21.9) · D 60.1% · R 38.2% · Other 1.7%
All cycles
2024: D+21.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.47%
Current HPI
296.2808
Rent YoY
Metro
Hartford-East Hartford-Middletown, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+467.2% since first listed
14 events — show timeline
  • 2026-05-12 Relisted Smart MLS
  • 2026-03-04 Pending Smart MLS
  • 2026-03-01 Relisted Smart MLS
  • 2025-11-25 Contingent Smart MLS
  • 2025-10-09 Price Changed $399,900 Smart MLS
  • 2025-09-30 Price Changed $414,900 Smart MLS
  • 2025-09-09 Listed $424,900 Smart MLS
  • 2025-08-26 Coming Soon $424,900 Smart MLS
  • 2014-06-26 Sold (Public Records) $274,000 Public Records
  • 2014-06-26 Sold (MLS) $274,000 Smart MLS
  • 2013-11-05 Listing Removed Smart MLS
  • 2013-11-04 Listed $279,000 Smart MLS
  • 2013-08-08 Listed $299,900 Smart MLS
  • 1980-08-29 Sold (Public Records) $70,500 Public Records

Property tax history

+2.6%/yr

Latest (2025): $7,595 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…