26814 S Mooney Blvd Unit D140 · Visalia, CA 93277

$139,000

3 bd · 2.0 ba · 1,097 sqft · Land · 133 Days on market

Built 2022 17 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.7/10.0
• ARV discount +7.5/15.0
• Livability +3.6/5.0
• Rent growth +3.3/5.0
• Schools +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

All freshened up and move-in ready with new paint throughout! Space D140 is a spacious 3-bedroom, 2-bath mobile home is ideally situated on a desirable corner space and features a cozy entrance= Room to build an extended front deck! Located in the family-friendly Rancho Robles community, residents enjoy an impressive array of amenities, including a sparkling swimming pool, a 1,900-square-foot clubhouse with an assembly hall, kitchen, and fireplace, a large outdoor patio, community garden, and a convenient on-site laundry facility, ideal for events, gatherings, and everyday living. Rancho Robles residents are also fortunate to live alongside the 104-acre Mooney Grove Regional Park, offerin

Key facts

• 17.18 acre lot
• Parking
• Community pool

Property features AI

Finance

• Other: Lot approximately 17.18 acres (private property details); Directions: From Caldwell and Mooney. South on Mooney to Rancho Robles Mobile Home Park on east side of street.
• HOA & community: Located in a mobile home park; Pool: private (community & private listed)

Exterior

• Parking: Has carport (1 space); Attached carport; Driveway; Guest parking
• Security: Carbon monoxide detector(s); Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected/available; Sewer connected
• Home design: Manufactured in park (Double wide manufactured home); Single-story; No common walls; Updated/remodeled condition
• Construction: Metal siding; Vertical siding; Pillar/post/pier foundation; Metal, rolled/hot mop and shingle roof; Model: Skyline - Amber Cove; Mobile home size approximately 19' x 56'
• Exterior features: Awning(s); Garden; Covered front porch/porch; Private road frontage; Asphalt road surface; Private maintained road

Interior

• Kitchen: Range; Dishwasher; Free-standing range; Gas range; Ice maker; Microwave; Oven; Refrigerator; Stainless steel appliances
• Flooring: Carpet; Wood; Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air; Ceiling fan(s); Natural gas heating
• Interior features: Recessed lighting; Stone counters; Updated/remodeled interior
• Laundry & utility: Common area laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $139k.

Deal economics

• At list price, monthly cash flow is $547 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $139k).
• Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.0% vs local median 3.3% in Visalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#196 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B; Watch: amenities D, crime D-, cost of living F.
• Tulare Joint Union High (suburban): math 18% / reading 52% proficiency, ranked #280 of 517 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.3%/yr); 233 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,447 units permitted in Tulare County in 2024 (307 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Tulare County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.3% rent growth), your $39k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 133 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 11.01%
• Cash-on-cash: 16.86%
• DSCR: 1.75
• GRM: 6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.32% rent growth · sell at horizon

5-year hold

• IRR: 8.4%
• Equity multiple: 1.33×
• Total profit: $12,953
• Equity at exit: $20,725

10-year hold

• IRR: 18.0%
• Equity multiple: 2.51×
• Total profit: $58,794
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93277

• Rents YoY: 3.3%
• Active inventory: 233
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,908 high
• Mortgage (P&I): −$729
• Tax est. 1.5%: −$174 /mo · $2,085/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$401
• Net cashflow: $547

Break-even live

Break-even rent $1,216

Max offer price $139,000

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3940 S Shady Ct Apt 107 Visalia, CA	2.0	2.0	950	$1,695	$1.78	43d	1	0.65mi
3940 S Shady Ct Unit 123 Visalia, CA	2.0	1.0	910	$1,695	$1.86	43d	1	0.65mi
3940 S Shady Ct Apt 223 Visalia, CA	2.0	2.0	910	$1,950	$2.14	43d	1	0.65mi
2546 W Victor Ct Unit 102 Visalia, CA	3.0	2.0	1200	$1,995	$1.66	43d	1	1.15mi
2401 W Sunnyside Ave Unit 2403 Visalia, CA	2.0	2.0	768	$1,600	$2.08	43d	1	1.21mi
3837 W Rialto Ave Visalia, CA	3.0	2.0	1475	$2,100	$1.42	43d	1	1.27mi
324 W Kimball Ave Visalia, CA	3.0	2.0	1297	$2,500	$1.93	13d	1	1.28mi
3909 W Nellis Ave Visalia, CA	3.0	2.0	1475	$2,100	$1.42	21d	1	1.29mi
3922 W Nellis Ave Visalia, CA	3.0	2.0	1475	$2,500	$1.69	43d	1	1.29mi
1917 W Whitendale Ave Unit 1917 Visalia, CA	2.0	2.0	1048	$1,295	$1.24	43d	1	1.31mi
232 W Caldwell Ave Unit 19 Visalia, CA	2.0	1.0	988	$1,325	$1.34	21d	1	1.39mi

Listing history 20 events

1. 2026-06-18
   days on market $139,000 Active 133 DOM
2. 2026-06-17
   days on market $139,000 Active 132 DOM
3. 2026-06-16
   days on market $139,000 Active 131 DOM
4. 2026-06-15
   days on market $139,000 Active 130 DOM
5. 2026-06-14
   days on market $139,000 Active 128 DOM
6. 2026-06-13
   days on market $139,000 Active 127 DOM
7. 2026-06-10
   days on market $139,000 Active 125 DOM
8. 2026-06-09
   days on market $139,000 Active 124 DOM
9. 2026-06-08
   days on market $139,000 Active 123 DOM
10. 2026-06-07
    days on market $139,000 Active 122 DOM
11. 2026-06-03
    days on market $139,000 Active 118 DOM
12. 2026-06-02
    days on market $139,000 Active 117 DOM
13. 2026-06-01
    days on market $139,000 Active 116 DOM
14. 2026-05-31
    days on market $139,000 Active 115 DOM
15. 2026-05-30
    days on market $139,000 Active 114 DOM
16. 2026-04-28
    status Active
17. 2026-04-22
    status Pending
18. 2026-01-30
    status Active
19. 2026-01-30
    historical
20. 2026-01-27
    listed $139,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $22,899
• − Mortgage interest: −$7,786
• − Property taxes: −$2,085
• − Insurance: −$695
• − Repairs & maintenance: −$1,832
• − Management: −$1,832
• − Depreciation: −$4,044
• Taxable income: $4,625
• Est. tax owed @ 24.0%: −$1,110
• After-tax cash flow: $5,453/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tulare Joint Union High
• NCES district ID: 0639930
• Math proficiency: 18% ▼ -6.00%
• Reading proficiency: 52% ▼ -1.00%
• Median HH income: $46,858
• Composite: 29.91/100
• National rank: #6384
• State rank: #280 of 517 in CA

Livability — Visalia

• Score: 72/100
• State rank: #196
• US rank: #6351

Category grades

Amenities D Commute A+ Cost of living F Crime D- Employment B Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Visalia, CA
• County: Tulare County · 323,826 people
• City population: 163,333
• Metro: Visalia, CA
• Population (ZIP): 53,985
• Household income: $80,548
• Rent vs Own: 40.3% rent · 59.7% own
• Severe rent burden: 1896.0

Population outlook (Tulare County) Hauer SSP2

• Today (2025): 484,681 people
• By 2030: 496,241 · +2.4%
• By 2040: 518,507 · +7.0%
• By 2050: 534,920 · +10.4%
• By 2075: 548,417 · +13.2%
• By 2100: 513,085 · +5.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Hispanic / Latino 48% White 40% Two or more races 21% Asian 4% Black 2% Native American 2%
• Hispanic origin (detail): Mexican 44%
• Common ancestry: Russian 3% Iranian 2% Italian 2%
• Foreign-born: 12% · Canada, China
• Languages at home: 73% English-only · Spanish 22% Chinese 2% Other Asian/Pacific 1%

Political lean MEDSL · Tulare

• 2024 margin: Strong R (+20.7) · D 38.5% · R 59.2% · Other 2.3%
• 2008→2024 swing: -5.4pp toward R · 2008: -15.3pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+7.8 2016: R+12.1 2012: R+17.8 2008: R+15.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -371.43%
• Current HPI: 310.349
• Rent YoY: ▲ 3.32%
• Metro: Visalia, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

5 events — show timeline

• 2026-04-28 Relisted — TCMLS
• 2026-04-22 Pending — TCMLS
• 2026-01-30 Relisted — TCMLS
• 2026-01-30 Delisted — TCMLS
• 2026-01-27 Listed $139,000 TCMLS

Property tax history

-1.9%/yr

Latest (2021): $204 · -1.8% YoY. Source: county tax records.