🏗️ New Construction
5282 Naranja St #11 · San Diego, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Condition / age +5.0/5.0
- Rent growth +4.7/5.0
- Livability +3.8/5.0
- Schools +2.5/10.0
- Cash flow +1.9/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$559,999
5282 Naranja St #11 · San Diego, CA 92114
3 bd · 3.0 ba · 1,423 sqft · SingleFamily
· 123 Days on market
Built 2025
900 sqft lot
2-car garage
$197/mo HOA · 6% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Brand-new construction 3BR, 3BA townhome-style detached PUD (not a condo) featuring modern design and efficient use of space. Highlights include a sleek stainless-steel kitchen, separate laundry room, airy balcony and front porch, 9-foot ceilings, large foyer, attached two-car garage, and a paid solar system. The upstairs landing offers a flexible study, play, or storage area. Both third-floor bedrooms feature ensuite bathrooms. Heating and cooling are provided by split systems, with additional storage located under the stairs at the entry level. This property is part of the City of San Diego Inclusionary Affordable Housing Program and is available to qualified buyers only.
Key facts
- Large foyer
- Front porch
- Airy balcony
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction.
The $559,999 list price is a builder
figure, so every metric below is computed on the value from
comparable previous sales — $751,568.
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $560k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-3k ($-33k/yr) — negative.
- To cash-flow at today's rent, offer at most $348k (37.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $329k (41.2% below list).
- Recommended offer: $329k (41.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 75/100 on livability (#123 in CA, #4,206 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
- San Diego Unified (urban): math 19% / reading 29% proficiency, ranked #393 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Valencia Park Elementary (math 24% / reading 24%, grade F, #973 of 1,571 statewide, top 73%, 409 students, 91% FRL); Millennial Tech Middle (365 students, 87% FRL); Lincoln High (1,407 students, 76% FRL) — zoned schools average 84% FRL vs 52% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+8.6%/yr); 171 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 54d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
- This rent runs 40% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $23k of value loss. Plan a longer hold.
- San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 123 days — a 12% lower offer ($493k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$329,350
(41.2% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 123 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.44% ✗
- Cap rate
- 1.84%
- Cash-on-cash
- -15.90%
- DSCR
- 0.29
- GRM
- 19.0
CMA / ARV
- ARV (median comp)
- $751,568
- List price
- $559,999
- Delta
- -25.49%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5316 Roswell St | 0.34mi | 3/2.0 | 1,361 (-4%) | 2mo | $817,000 | $600 | 71 |
| 1051 Cooper | 0.66mi | 3/2.5 | 1,430 (+0%) | 3mo | $762,000 | $533 | 64 |
| 940 Cooper Pl | 0.59mi | 3/2.5 | 1,430 (+0%) | 8mo | $733,000 | $513 | 63 |
| 5454 Roswell St | 0.44mi | 3/2.0 | 1,491 (+5%) | 6mo | $730,000 | $490 | 62 |
| 932 Alvin St | 0.67mi | 3/2.0 | 1,382 (-3%) | 6mo | $804,000 | $582 | 55 |
| 5653 Kelton Ct | 0.55mi | 3/1.5 | 1,522 (+7%) | 2mo | $690,000 | $453 | 55 |
| 4965 Ocean View Blvd | 0.73mi | 3/2.0 | 1,480 (+4%) | 3mo | $822,000 | $555 | 53 |
| 5533 Roswell St | 0.48mi | 3/2.0 | 1,269 (-11%) | 6mo | $750,000 | $591 | 51 |
| 5707 Elk St | 0.50mi | 3/2.0 | 1,583 (+11%) | 8mo | $850,000 | $537 | 47 |
| 5304 Olvera Ave | 0.73mi | 4/2.0 (+1) | 1,388 (-2%) | 7mo | $762,000 | $549 | 47 |
| 5228 San Bernardo Ter | 0.64mi | 4/2.0 (+1) | 1,325 (-7%) | 4mo | $525,000 | $396 | 46 |
| 5260 La Paz Dr | 0.67mi | 4/2.0 (+1) | 1,623 (+14%) | 3mo | $773,600 | $477 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- -41.9%
- Equity multiple
- -0.34×
- Total profit
- $-281,847
- Equity at exit
- $112,061
10-year hold
- IRR
- -39.4%
- Equity multiple
- -0.87×
- Total profit
- $-394,250
- Equity at exit
- $64,982
Cash invested: $210,439 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 28 active · 24 under contract
- Months of supply
- 8.8 mo (11%/mo absorbed)
- Median asking
- $707,900 ($493/sqft)
- Median days on market
- 52 d
- This list price
- 4% of active listings are priced below it
- ARV vs active asking
- +7.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 92114
- Rents YoY
- 8.6%
- Active inventory
- 171
- Price-to-rent
- 14.2×
Monthly cashflow live
↻
- Estimated rent
- $3,294 high interval (Pro) →
- Mortgage (P&I)
- −$3,941
- Tax est. 1.5%
- −$939 /mo · $11,274/yr
- Insurance
- −$313
- HOA
- −$197
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$692
- Net cashflow
- $-2,789
Break-even live
Break-even rent
$6,824
Max offer price
$347,988
Occupancy floor
—
Sensitivity live
| Price | -10% $-2,270 | -5% $-2,529 | +0% $-2,789 | +5% $-3,049 | +10% $-3,308 |
|---|---|---|---|---|---|
| Rent | -10% $-3,049 | -5% $-2,919 | +0% $-2,789 | +5% $-2,659 | +10% $-2,529 |
| Rate | -1.0pp $-2,411 | -0.5pp $-2,598 | base $-2,789 | +0.5pp $-2,984 | +1.0pp $-3,182 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $187,892
- Closing costs
- $22,547
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5280 Groveland Dr Unit 4 San Diego, CA | 3.0 | 1.5 | 900 | $3,500 | $3.89 | 117d | 1 | 0.07mi |
| 5280 Groveland Dr San Diego, CA | 3.0 | 1.5 | 900 | $3,500 | $3.89 | 120d | 1 | 0.07mi |
| 5256 Groveland Dr Unit 5260-1 San Diego, CA | 3.0 | 2.0 | 1200 | $2,800 | $2.33 | 23d | 1 | 0.08mi |
| 5256 Groveland Dr Unit 5258 House San Diego, CA | 3.0 | 2.0 | 1108 | $2,700 | $2.44 | 23d | 1 | 0.08mi |
| 5316 Imperial Ave San Diego, CA | 3.0 | 2.0 | 1000 | $2,799 | $2.80 | 54d | 1 | 0.14mi |
| 5276 Imperial Ave Unit 5276 San Diego, CA | 3.0 | 2.0 | 1125 | $3,295 | $2.93 | 40d | 1 | 0.16mi |
| 243 San Jacinto Dr San Diego, CA | 3.0 | 1.0 | 912 | $2,795 | $3.06 | 33d | 1 | 0.20mi |
| 5415 Imperial Ave Unit 4 San Diego, CA | 3.0 | 1.0 | 895 | $2,300 | $2.57 | 10d | 1 | 0.21mi |
| 5288 Santa Margarita St San Diego, CA | 3.0 | 1.5 | 1167 | $3,850 | $3.30 | 120d | 1 | 0.22mi |
| 5292 Santa Margarita St San Diego, CA | 3.0 | 2.0 | 1300 | $3,695 | $2.84 | 120d | 1 | 0.22mi |
| 5468 Imperial Ave San Diego, CA | 2.0 | 1.0 | 825 | $2,070 | $2.51 | 69d | 3 | 0.23mi |
| 5375 Churchward St San Diego, CA | 3.0 | 1.0 | 1116 | $3,100 | $2.78 | 1d | 1 | 0.37mi |
| 5432 Churchward St San Diego, CA | 3.0 | 2.0 | 1288 | $3,850 | $2.99 | 113d | 1 | 0.37mi |
| 5432 Churchward St Unit Kyra Apartments San Diego, CA | 3.0 | 2.0 | 1280 | $3,850 | $3.01 | 120d | 1 | 0.37mi |
| 5580 Dream St San Diego, CA | 4.0 | 2.0 | 1219 | $3,995 | $3.28 | 93d | 1 | 0.40mi |
| 5469 Roswell St San Diego, CA | 2.0 | 2.0 | 1055 | $2,230 | $2.11 | 117d | 1 | 0.42mi |
| 851 Euclid Ave San Diego, CA | 3.0 | 2.0 | 1120 | $3,400 | $3.04 | 65d | 1 | 0.43mi |
| 5551 Churchward St Unit 1464996P San Diego, CA | 1.0–3.0 | 1.0–2.0 | 995 | $5,121 | $5.14 | 0d | 2 | 0.45mi |
| 854 Euclid Ave San Diego, CA | 3.0 | 2.0 | 1120 | $1,950 | $1.74 | 72d | 1 | 0.46mi |
| 215 Willie James Jones Ave Unit 103 San Diego, CA | 4.0 | 2.0 | 1200 | $1,250 | $1.04 | 6d | 1 | 0.47mi |
| 1007 Winston Dr San Diego, CA | 3.0 | 3.0 | 1756 | $4,295 | $2.45 | 88d | 1 | 0.50mi |
| 4969 Imperial Ave San Diego, CA | 3.0 | 2.5 | 1500 | $3,600 | $2.40 | 120d | 1 | 0.53mi |
| 4969 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,450 | $2.25 | 75d | 1 | 0.53mi |
| 4969 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,450 | $2.25 | 63d | 1 | 0.53mi |
| 4969 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,350 | $2.19 | 0d | 1 | 0.53mi |
| 4969 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,450 | $2.25 | 4d | 1 | 0.53mi |
| 4969 Imperial Ave Unit 5 San Diego, CA | 3.0 | 2.5 | 1531 | $3,450 | $2.25 | 6d | 1 | 0.53mi |
| 4969 Imperial Ave Unit 1 San Diego, CA | 3.0 | 2.5 | 1531 | $3,350 | $2.19 | 7d | 1 | 0.53mi |
| 4969 Imperial Ave Unit 3 San Diego, CA | 3.0 | 2.5 | 1531 | $3,450 | $2.25 | 7d | 1 | 0.53mi |
| 4965 Imperial Ave Unit 6 San Diego, CA | 3.0 | 2.5 | 1531 | $3,450 | $2.25 | 7d | 1 | 0.54mi |
| 4965 Imperial Ave Unit 1 San Diego, CA | 3.0 | 2.5 | 1531 | $3,350 | $2.19 | 7d | 1 | 0.54mi |
| 4965 Imperial Ave Unit 8 San Diego, CA | 3.0 | 2.5 | 1531 | $3,450 | $2.25 | 77d | 1 | 0.54mi |
| 4965 Imperial Ave San Diego, CA | 3.0 | 2.5 | 1500 | $3,600 | $2.40 | 120d | 1 | 0.54mi |
| 4965 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,450 | $2.25 | 73d | 1 | 0.54mi |
| 4965 Imperial Ave San Diego, CA | 3.0 | 3.0 | 1531 | $3,350 | $2.19 | 0d | 1 | 0.54mi |
| 203 S Willie James Jones Ave Unit 203 San Diego, CA | 2.0 | 1.5 | 879 | $2,695 | $3.07 | 33d | 1 | 0.58mi |
| 203 S Willie James Jones Ave Unit 209 San Diego, CA | 2.0 | 1.5 | 957 | $2,695 | $2.82 | 120d | 1 | 0.58mi |
| 4820 Charles Lewis Way San Diego, CA | 3.0 | 3.0 | 1606 | $4,350 | $2.71 | 27d | 1 | 0.61mi |
| 4820 Charles Lewis Way San Diego, CA | 3.0 | 3.0 | 1606 | $3,495 | $2.18 | 4d | 1 | 0.61mi |
| 348 S Willie James Jones Ave San Diego, CA | 2.0–3.0 | 1.0–2.0 | 869 | $3,200 | $3.68 | 54d | 2 | 0.67mi |
Property features AI
Finance
- Other
- Zoning: R-1Lot size source: BuilderAccess via city streetsDirections availableNeighborhood features include sidewalks and street lighting
- HOA & community
- Part of Creekside Pointe HOAMonthly association fee of $197Association allows petsOnsite property managementFront yard maintenance and common grounds maintenanceCommunity of 24 units
Exterior
- Parking
- Attached 2-car garageTwo total parking spaces
- Security
- Smoke detector
- Utilities
- Public sewerElectricity connectedCable connected
- Home design
- Townhome/attached unit (no common walls with other units)Three or more storiesGround-level entryUnder construction (builder provided year/source)
- Construction
- Drywall wallsComposition roofBuilder: Ito Girard & Associates
- Exterior features
- PorchExterior lightingHas patioUrban neighborhood with curbs, gutters, sidewalks, storm drains and street lightingHas view
Interior
- Kitchen
- Stone countersEnergy Star appliancesDishwasherGarbage disposalElectric range and ovenRange/stove hoodWater line to refrigeratorElectric water heaterSolar water heaterBreakfast counter/bar
- Bedrooms
- Primary bedroom (primary suite) with walk-in closetAll bedrooms located upstairsOne bedroom on the main level
- Flooring
- Carpet
- Bathrooms
- Three full bathroomsOne bathroom on the main level
- Heating & cooling
- Heat pumpDuctless heating/coolingZoned systemElectric cooling (Energy Star)
- Interior features
- Wired for dataHigh ceilings (9+ feet)Recessed lightingOpen floor planStorage spaceStone countersTwo staircasesDouble-pane, insulated Energy Star windows with screensSmoke detector
- Laundry & utility
- Inside laundryWasher hookupElectric dryer hookup
Listing history 50 events
-
2026-09-23days on market $559,999 Active 123 DOM
-
2026-09-22days on market $559,999 Active 122 DOM
-
2026-09-21days on market $559,999 Active 121 DOM
-
2026-09-19days on market $559,999 Active 119 DOM
-
2026-09-18days on market $559,999 Active 118 DOM
-
2026-09-17days on market $559,999 Active 117 DOM
-
2026-09-16days on market $559,999 Active 116 DOM
-
2026-09-15days on market $559,999 Active 115 DOM
-
2026-09-14days on market $559,999 Active 114 DOM
-
2026-09-13days on market $559,999 Active 113 DOM
-
2026-09-12days on market $559,999 Active 112 DOM
-
2026-09-11days on market $559,999 Active 111 DOM
-
2026-09-05days on market $559,999 Active 105 DOM
-
2026-09-04days on market $559,999 Active 104 DOM
-
2026-09-03days on market $559,999 Active 103 DOM
-
2026-08-31days on market $559,999 Active 100 DOM
-
2026-08-30days on market $559,999 Active 99 DOM
-
2026-08-29days on market $559,999 Active 98 DOM
-
2026-08-28days on market $559,999 Active 97 DOM
-
2026-08-27days on market $559,999 Active 96 DOM
-
2026-08-25days on market $559,999 Active 94 DOM
-
2026-08-24days on market $559,999 Active 93 DOM
-
2026-08-23days on market $559,999 Active 92 DOM
-
2026-08-22days on market $559,999 Active 91 DOM
-
2026-08-21days on market $559,999 Active 90 DOM
-
2026-08-20days on market $559,999 Active 89 DOM
-
2026-08-19days on market $559,999 Active 88 DOM
-
2026-08-18days on market $559,999 Active 87 DOM
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2026-08-17days on market $559,999 Active 86 DOM
-
2026-08-16days on market $559,999 Active 85 DOM
-
2026-08-15days on market $559,999 Active 84 DOM
-
2026-08-14days on market $559,999 Active 83 DOM
-
2026-08-13days on market $559,999 Active 82 DOM
-
2026-08-12days on market $559,999 Active 81 DOM
-
2026-08-11days on market $559,999 Active 80 DOM
-
2026-08-10days on market $559,999 Active 79 DOM
-
2026-08-09days on market $559,999 Active 78 DOM
-
2026-08-08days on market $559,999 Active 77 DOM
-
2026-08-06days on market $559,999 Active 75 DOM
-
2026-08-05days on market $559,999 Active 74 DOM
-
2026-08-04days on market $559,999 Active 73 DOM
-
2026-08-03days on market $559,999 Active 72 DOM
-
2026-07-31days on market $559,999 Active 69 DOM
-
2026-07-30days on market $559,999 Active 68 DOM
-
2026-07-30days on market $559,999 Active 67 DOM
-
2026-07-28days on market $559,999 Active 66 DOM
-
2026-07-24days on market $559,999 Active 62 DOM
-
2026-07-23days on market $559,999 Active 61 DOM
-
2026-07-22days on market $559,999 Active 60 DOM
-
2026-07-21days on market $559,999 Active 59 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥89°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,522
- − Mortgage interest
- −$42,100
- − Property taxes
- −$11,274
- − Insurance
- −$3,758
- − Repairs & maintenance
- −$3,162
- − Management
- −$3,162
- − HOA
- −$2,364
- − Depreciation
- −$21,864
- Taxable loss
- −$48,160
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$11,558
- After-tax cash flow
- $-21,910/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
100/100
None rehab
This brand-new construction townhome is in excellent condition with modern design and efficient use of space. It is move-in ready and can be enhanced with minor exterior painting and landscaping to further increase its value.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value ↑
- Both Landscaping the front yard — Improves curb appeal and can increase both resale and rental value ↑
F
Composite school gradezoned avg 24/100
Zoned Schools
Elementary
Valencia Park Elementary
F
CA #973/1,571
Nat'l #30,133/41,679
Middle
Millennial Tech Middle
High
Lincoln High
Schools (NCES district)
- District
- San Diego Unified
- NCES district ID
- 0634320
- Math proficiency
- 19% ▼ -29.00%
- Reading proficiency
- 29% ▼ -28.00%
- Median HH income
- $61,673
- Composite
- 22.31/100
- National rank
- #8135
- State rank
- #393 of 517 in CA
B
Composite livability gradescore 75/100
Livability — San Diego
- Score
- 75/100
- State rank
- #123
- US rank
- #4206
Category grades
Amenities A+
Commute A+
Cost of living F
Crime D+
Employment A+
Housing C+
Health & safety C-
User ratings B
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Diego, CA
- County
- San Diego County · 3,678,185 people
- City population
- 1,397,612
- Metro
- San Diego-Chula Vista-Carlsbad, CA
- Population (ZIP)
- 65,745
- Household income
- $97,794
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (San Diego County) Hauer SSP2
- Today (2025)
- 3,678,185 people
- By 2030
- 3,856,546 · +4.8%
- By 2040
- 4,171,407 · +13.4%
- By 2050
- 4,421,607 · +20.2%
- By 2075
- 4,831,599 · +31.4%
- By 2100
- 4,832,502 · +31.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 44% Asian 23% Two or more races 17% Black 16% White 10% Pacific Islander 2%
- Hispanic origin (detail)
- Mexican 39% Puerto Rican 1%
- Foreign-born
- 30% · Canada, Vietnam
- Languages at home
- 47% English-only · Spanish 33% Tagalog/Filipino 12% Other Asian/Pacific 4%
Political lean MEDSL · San Diego
- 2024 margin
- D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
- 2008→2024 swing
- +6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
- All cycles
- 2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -605.73%
- Current HPI
- 467.1379
- Rent YoY
- ▲ 8.64%
- Metro
- San Diego-Chula Vista-Carlsbad, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-05-23 Listed $559,999 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…