980 W Prior Ave · Coolidge, AZ 85128

$150,000

3 bd · 2.0 ba · 1,256 sqft · SingleFamily public records · 1 Days on market

Built 2019 5,521 sqft lot Est $241k · 38% under $55/mo HOA · 3% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• ARV discount +15.0/15.0
• DSCR +8.4/10.0
• 1% rule +6.4/10.0
• Livability +2.9/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Great opportunity to own this charming single-level home in McClellan Meadows! Offering 3 beds, 2 baths, a mature landscape, and a sided 2-car garage w/ extended driveway. Come inside to find a desirable great room paired with abundant natural light & sliding doors to the back. The kitchen features built-in appliances, a pantry, recessed lighting, and ample wood cabinetry. The large primary bedroom boasts a private bathroom for added comfort. Check out the spacious backyard, providing a covered patio to relax or enjoy BBQ! Conveniently close to schools, parks, shopping, dining options, and more. If you are looking for a place to make your own, this is the one you're looking for! Perfe

Key facts

• 5,521 sq ft lot
• 2 garage spots
• Built 2019

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $347 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Cap rate 9.1% vs local median 4.5% in Coolidge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#235 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Coolidge Unified District (4442) (town): math 8% / reading 14% proficiency, ranked #229 of 249 in AZ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Heartland Ranch Elementary School (math 10% / reading 20%, grade F, #871 of 1,109 statewide, top 80%, 525 students, 84% FRL); Coolidge High School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 640 students, 68% FRL).
• Market conditions: Rents flat; 271 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
• This rent runs 31% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.07%
• Cash-on-cash: 9.91%
• DSCR: 1.44
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $241,152
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1063 W Verde Ln	0.38mi	3/2.0	1,217 (-3%)	2mo	$248,675	$204	75
1182 S 11th St	0.42mi	3/2.0	1,328 (+6%)	0mo	$235,000	$177	71
535 W Lincoln Ave	0.56mi	3/2.0	1,282 (+2%)	0mo	$80,000	$62	70
985 W Palo Verde Ave	0.31mi	3/2.0	1,328 (+6%)	11mo	$260,000	$196	67
1064 W Starview Ave	0.40mi	3/2.0	1,328 (+6%)	7mo	$235,762	$178	66
1407 S Navajo Ln	0.61mi	3/2.0	1,261 (+0%)	13mo	$240,000	$190	60
541 W Roosevelt Ave	0.59mi	3/2.0	1,328 (+6%)	6mo	$255,000	$192	58
721 W Pima Ave	0.55mi	3/2.0	1,214 (-3%)	12mo	$167,500	$138	58
667 W Pinkley Ave W	0.55mi	2/1.0 (-1)	1,221 (-3%)	6mo	$200,000	$164	55
694 W Coolidge Pl	0.39mi	3/2.0	1,115 (-11%)	13mo	$279,500	$251	52
554 W Lincoln Ave	0.54mi	4/2.0 (+1)	1,393 (+11%)	3mo	$292,000	$210	49
227 S 16th St	0.68mi	3/2.0	1,103 (-12%)	4mo	$230,000	$209	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold

• IRR: -3.7%
• Equity multiple: 0.87×
• Total profit: $-5,648
• Equity at exit: $22,365

10-year hold

• IRR: 3.6%
• Equity multiple: 1.24×
• Total profit: $10,030
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85128

• Home prices YoY: -7.9%
• Rents YoY: 1.0%
• Active inventory: 271
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,714 high
• Mortgage (P&I): −$787
• Tax from tax record: −$103 /mo · $1,237/yr
• Insurance: −$62
• HOA: −$55
• Vacancy / Maint / Mgmt: −$360
• Net cashflow: $347

Break-even live

Break-even rent $1,275

Max offer price $150,000

Occupancy floor 75%

Sensitivity live

Price	-10% $432	-5% $389	+0% $347	+5% $304	+10% $262
Rent	-10% $211	-5% $279	+0% $347	+5% $414	+10% $482
Rate	-1.0pp $422	-0.5pp $385	base $347	+0.5pp $308	+1.0pp $268

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1211 W Wilson Ave Coolidge, AZ	3.0	2.0	1543	$1,625	$1.05	44d	1	0.20mi
1204 W Prior Ave Coolidge, AZ	3.0	2.0	1280	$1,595	$1.25	44d	1	0.21mi
1209 W Seagoe Ave Coolidge, AZ	4.0	2.0	1608	$1,695	$1.05	44d	1	0.31mi
1081 W Palo Verde Ave Coolidge, AZ	4.0	2.0	1517	$1,750	$1.15	6d	1	0.33mi
1286 W Roosevelt Ave Coolidge, AZ	4.0	2.0	1604	$1,649	$1.03	21d	1	0.38mi
611 W Verde Ln Coolidge, AZ	3.0	2.0	1681	$1,395	$0.83	44d	1	0.57mi
1451 W Pinkley Ave Coolidge, AZ	3.0	2.0	1490	$1,600	$1.07	19d	1	0.64mi
1505 S Navajo Ln Coolidge, AZ	3.0	2.5	1743	$1,700	$0.98	44d	1	0.64mi
203 S 16th St Coolidge, AZ	3.0	2.5	1389	$1,550	$1.12	25d	1	0.67mi
1304 W Byrd Ave Coolidge, AZ	4.0	2.0	1775	$1,725	$0.97	25d	1	0.74mi
1304 W Byrd Ave Coolidge, AZ	4.0	2.0	1775	$1,725	$0.97	21d	1	0.74mi
393 W Seagoe Ave Unit B Coolidge, AZ	3.0	2.0	1030	$1,250	$1.21	44d	1	0.78mi
651 N 13th Pl Coolidge, AZ	4.0	2.5	1858	$2,300	$1.24	6d	1	0.78mi
1759 W Wilson Ave Coolidge, AZ	3.0	2.0	1268	$1,200	$0.95	25d	1	0.87mi
816 W Mid Way St Coolidge, AZ	3.0	2.0	1448	$1,600	$1.10	25d	1	0.95mi
232 W Elm Ave Unit B Coolidge, AZ	4.0	2.5	1452	$1,350	$0.93	44d	1	0.96mi
1019 W Hess Ave Coolidge, AZ	4.0	2.0	1590	$1,700	$1.07	44d	1	0.96mi
440 W Taylor Ave Coolidge, AZ	2.0	1.0	992	$1,250	$1.26	16d	1	1.01mi
144 W Lincoln Ave Coolidge, AZ	3.0	2.0	1125	$1,299	$1.15	4d	1	1.03mi
248 N 20th St Coolidge, AZ	3.0	2.0	1440	$1,645	$1.14	6d	1	1.05mi
1105 N Cota Ln Coolidge, AZ	3.0	1.5	1321	$2,500	$1.89	44d	1	1.06mi
1330 W Hess Ave Coolidge, AZ	4.0	2.0	1787	$1,795	$1.00	44d	1	1.08mi
342 W Taylor Ave Coolidge, AZ	3.0	1.5	1008	$1,500	$1.49	44d	1	1.09mi
961 W Toltec Dr Coolidge, AZ	4.0	2.0	1467	$1,495	$1.02	25d	1	1.11mi
311 W Bealey Ave Coolidge, AZ	3.0	1.5	1000	$1,250	$1.25	21d	1	1.19mi
1436 W Toltec Dr Coolidge, AZ	3.0	2.0	1290	$1,575	$1.22	44d	1	1.23mi
1653 W Hopi Dr Coolidge, AZ	3.0	2.0	1760	$1,620	$0.92	44d	1	1.26mi
1707 W Hopi Dr Coolidge, AZ	3.0	2.0	1720	$2,095	$1.22	44d	1	1.29mi
1474 W Inca Dr Coolidge, AZ	3.0	2.0	1168	$1,595	$1.37	44d	1	1.29mi
1234 N 13th St Coolidge, AZ	3.0	2.0	1252	$1,595	$1.27	12d	1	1.30mi
313 E Central Ave Coolidge, AZ	2.0	2.0	1393	$1,200	$0.86	44d	1	1.32mi
227 W Douglas Ave Coolidge, AZ	3.0	2.0	1202	$1,595	$1.33	44d	1	1.32mi
144 W Douglas Ave Coolidge, AZ	4.0	2.0	1801	$1,639	$0.91	4d	1	1.35mi
228 W Hess Ave Coolidge, AZ	2.0	2.0	1020	$1,450	$1.42	25d	1	1.37mi
392 E Dirkley Ave Coolidge, AZ	4.0	2.5	1440	$1,700	$1.18	44d	1	1.38mi
1660 S Wooten St Coolidge, AZ	3.0	2.5	1385	$1,500	$1.08	6d	1	1.40mi
1224 N Palm Ln Coolidge, AZ	4.0	2.0	1280	$1,800	$1.41	21d	1	1.41mi
1824 S Wooten St Coolidge, AZ	3.0	2.5	1621	$1,575	$0.97	6d	1	1.44mi
940 N Sonora St Coolidge, AZ	3.0	2.0	1290	$1,500	$1.16	44d	1	1.47mi
131 E Patton Ave Coolidge, AZ	4.0	2.0	1221	$2,200	$1.80	44d	1	1.50mi

HOA detail

• Monthly dues: $55 · $660/yr

Listing history 22 events

1. 2025-09-05
   status Pending
2. 2025-09-05
   listed $150,000 Active
3. 2025-06-04
   historical
4. 2025-05-26
   listed $199,999 Active
5. 2025-04-11
   status Pending
6. 2025-04-11
   historical
7. 2025-04-02
   price $206,900
8. 2025-03-20
   listed $209,900 Active
9. 2024-12-30
   historical
10. 2024-12-06
    listed $200,000 Active
11. 2024-08-26
    historical
12. 2024-05-26
    listed $209,000 Active
13. 2020-01-11
    historical
14. 2020-01-06
    listed $174,260 Active
15. 2019-07-08
    historical
16. 2019-05-25
    price $179,990
17. 2019-02-09
    historical
18. 2019-02-08
    listed $177,990 Active
19. 2018-12-10
    listed $177,990 Active
20. 2018-08-16
    soldstatus $526,500
21. 2009-09-10
    soldstatus $760,000
22. 2005-10-25
    soldstatus $8,748,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,237 · $103/mo
• Projected year-2 tax: $1,237 · $103/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,565
• − Mortgage interest: −$8,402
• − Property taxes: −$1,237
• − Insurance: −$750
• − Repairs & maintenance: −$1,645
• − Management: −$1,645
• − HOA: −$660
• − Depreciation: −$4,364
• Taxable income: $1,862
• Est. tax owed @ 24.0%: −$447
• After-tax cash flow: $3,713/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Coolidge Unified District (4442)
• NCES district ID: 0402320
• Math proficiency: 8% ▼ -6.00%
• Reading proficiency: 14% ▼ -2.00%
• Median HH income: $49,182
• Composite: 10.35/100
• National rank: #9787
• State rank: #229 of 249 in AZ

Livability — Coolidge

• Score: 57/100
• State rank: #235
• US rank: #22344

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coolidge, AZ
• County: Pinal County · 399,947 people
• City population: 19,487
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 19,487
• Household income: $65,477
• Rent vs Own: 26.0% rent · 74.0% own
• Severe rent burden: 264.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 52% White 29% Two or more races 22% Native American 17% Black 4%
• Hispanic origin (detail): Mexican 49%
• Common ancestry: Lithuanian 1% Portuguese 1% Serbian 1%
• Foreign-born: 9% · Canada
• Languages at home: 71% English-only · Spanish 25% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.95%
• Current HPI: 280.3422
• Rent YoY: ▲ 0.97%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-98.3% since first listed

22 events — show timeline

• 2025-09-05 Pending — ARMLS
• 2025-09-05 Listed $150,000 ARMLS
• 2025-06-04 Listing Removed — ARMLS
• 2025-05-26 Listed $199,999 ARMLS
• 2025-04-11 Pending — ARMLS
• 2025-04-11 Listing Removed — ARMLS
• 2025-04-02 Price Changed $206,900 ARMLS
• 2025-03-20 Listed $209,900 ARMLS
• 2024-12-30 Listing Removed — ARMLS
• 2024-12-06 Listed $200,000 ARMLS
• 2024-08-26 Listing Removed — ARMLS
• 2024-05-26 Listed $209,000 ARMLS
• 2020-01-11 Listing Removed — ARMLS
• 2020-01-06 Listed $174,260 ARMLS
• 2019-07-08 Listing Removed — ARMLS
• 2019-05-25 Price Changed $179,990 ARMLS
• 2019-02-09 Listing Removed — ARMLS
• 2019-02-08 Listed $177,990 ARMLS
• 2018-12-10 Listed $177,990 ARMLS
• 2018-08-16 Sold (Public Records) $526,500 Public Records
• 2009-09-10 Sold (Public Records) $760,000 Public Records
• 2005-10-25 Sold (Public Records) $8,748,000 Public Records

Property tax history

-0.2%/yr

Latest (2025): $1,237 · +5.4% YoY. Source: county tax records.