5723 Colorado · Midpines, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 3 days/yr
- Hot days in 30 yrs
- 6 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 36 days/yr
- Unhealthy air days in 30 yrs
- 45 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.6/30.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- 1% rule +4.7/10.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
True fixer upper in a great location with so much potential. Mountain views and a versatile lot. Build your dream home, operate a short term rental, even add an additional home with even better views! Brand new roof.
Key facts
- Brand new roof
- Mountain views
- Versatile lot
Tags
Property features AI
Finance
- Other: Single-family dwelling (one total unit); No ADU
- Financial info: Assessment status unknown
- HOA & community: Community is rural with hiking
Exterior
- Parking: Parking details not provided
- Utilities: Private well water; Septic system (type unknown); Sewer connected; Electricity available
- Home design: Single-story; Entry level is 1
- Construction: Composition roof
- Exterior features: House (single unit); No pool; Rural setting with hiking nearby; Property has a view; Lot reported as 0–1 unit/acre
Interior
- Kitchen: Kitchen (appliances not specified)
- Bedrooms: Three main-floor bedrooms
- Bathrooms: Two full bathrooms on the main level
- Heating & cooling: Wood-burning free‑standing fireplace
- Interior features: One-level home; Side entry; Unfinished basement; Basement area includes laundry
- Laundry & utility: Inside laundry room; Individual laundry room; Washer hookup; Washer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6-bed/4.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $381 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (3.5% below list).
- Recommended offer: $241k (3.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 50/100 on livability (#1,137 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A, commute B+; Watch: schools F, amenities F, employment F.
- Mariposa County Unified (rural): math 27% / reading 42% proficiency, ranked #282 of 517 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 170 active listings in the ZIP; 89 units permitted in Mariposa County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Mariposa County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $145k; list at $250k implies a 72% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.12%
- Cash-on-cash
- 6.54%
- DSCR
- 1.29
- GRM
- 8.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.3%
- Equity multiple
- 0.77×
- Total profit
- $-16,311
- Equity at exit
- $37,276
- IRR
- 3.3%
- Equity multiple
- 1.24×
- Total profit
- $16,713
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95338
- Active inventory
- 170
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,414 medium interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$110 /mo · $1,323/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$507
- Net cashflow
- $381
Break-even live
Sensitivity live
| Price | -10% $523 | -5% $452 | +0% $381 | +5% $311 | +10% $240 |
|---|---|---|---|---|---|
| Rent | -10% $191 | -5% $286 | +0% $381 | +5% $477 | +10% $572 |
| Rate | -1.0pp $507 | -0.5pp $445 | base $381 | +0.5pp $317 | +1.0pp $251 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
-
2026-06-21days on market $250,000 Active 17 DOM
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2026-06-19days on market $250,000 Active 15 DOM
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2026-06-18days on market $250,000 Active 14 DOM
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2026-06-17days on market $250,000 Active 13 DOM
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2026-06-16days on market $250,000 Active 12 DOM
-
2026-06-15days on market $250,000 Active 11 DOM
-
2026-06-14days on market $250,000 Active 9 DOM
-
2026-06-13days on market $250,000 Active 8 DOM
-
2026-06-10days on market $250,000 Active 6 DOM
-
2026-06-09days on market $250,000 Active 5 DOM
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2026-06-08days on market $250,000 Active 4 DOM
-
2026-06-07remarks 402-char remark
-
2026-06-07days on market $250,000 Active 3 DOM
-
2026-06-05status $250,000 Active 1 DOM
-
2026-05-14status Pending Sale
Show marketing remark (216 chars)
True fixer upper in a great location with so much potential. Mountain views and a versatile lot. Build your dream home, operate a short term rental, even add an additional home with even better views! Brand new roof.
-
2026-05-14historical 216-char remark
Show marketing remark (216 chars)
True fixer upper in a great location with so much potential. Mountain views and a versatile lot. Build your dream home, operate a short term rental, even add an additional home with even better views! Brand new roof.
-
2026-05-14$250,000 Active
Show marketing remark (216 chars)
True fixer upper in a great location with so much potential. Mountain views and a versatile lot. Build your dream home, operate a short term rental, even add an additional home with even better views! Brand new roof.
-
2026-05-07$250,000 216-char remark
Show marketing remark (216 chars)
True fixer upper in a great location with so much potential. Mountain views and a versatile lot. Build your dream home, operate a short term rental, even add an additional home with even better views! Brand new roof.
-
2026-04-22soldstatus $145,000 Closed Sale 1140-char remark
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
-
2026-04-22soldstatus $145,000 Sold
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
-
2026-04-10status Pending Sale 1140-char remark
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
-
2026-04-10status Pending
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
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2026-01-13$185,000 Active 1140-char remark
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
-
2026-01-13$185,000 Active
Show marketing remark (1140 chars)
Bring your tools and vision to transform this fixer into a secluded mountain gem! Set on 5 private acres on the outskirts of Yosemite National Park, this home feels removed, but is only 15 minutes from the amenities in the town of Mariposa. There is lots of potential with the current layout - with 3 bedrooms, 2 full bathrooms, ample living space and a spacious kitchen, the living area is more than suitable for families and vacationers alike. In addition to what the living space offers, the home also features an expansive sunroom overlooking the mountains with windows bringing in natural light from almost every angle. The home also features a spacious basement area that would be highly suitable for a garage conversion, with 2 separate utility rooms that are perfect for storage or office space. This home needs a fresh start from head to toe - it's a blank canvas that is ready for a full restoration, and it is easy to envision the potential that this place has to offer once fully renovated. If you're looking for a project that you can truly make your own, look no further! This home is being sold as-is and is a cash-only sale.
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2024-03-21soldstatus $120,000
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2021-08-09soldstatus $120,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,323 · $110/mo
- Projected year-2 tax
- $1,900 · $158/mo
- Expected delta
- +$577/yr (+$48/mo · 43.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 4/10 Moderate 3 d/yr ≥98°F today · 6 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 36 unhealthy d/yr today · 45 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,964
- − Mortgage interest
- −$14,004
- − Property taxes
- −$1,323
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,317
- − Management
- −$2,317
- − Depreciation
- −$7,273
- Taxable income
- $480
- Est. tax owed @ 24.0%
- −$115
- After-tax cash flow
- $4,461/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mariposa County Unified
- NCES district ID
- 0623940
- Math proficiency
- 27% ▼ -12.00%
- Reading proficiency
- 42% ▼ -5.00%
- Median HH income
- $48,669
- Composite
- 29.75/100
- National rank
- #6438
- State rank
- #282 of 517 in CA
Livability — Midpines
- Score
- 50/100
- State rank
- #1137
- US rank
- #25719
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 10,164
Population outlook (Mariposa County) Hauer SSP2
- Today (2025)
- 15,956 people
- By 2030
- 15,078 · -5.5%
- By 2040
- 13,413 · -15.9%
- By 2050
- 12,232 · -23.3%
- By 2075
- 11,143 · -30.2%
- By 2100
- 10,187 · -36.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 9% Hispanic / Latino 9% Native American 2% Asian 2%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 5% Italian 4% Russian 2%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 95% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%
Political lean MEDSL · Mariposa
- 2024 margin
- Strong R (+21.1) · D 38.1% · R 59.1% · Other 2.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -12.4pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+18.1 2016: R+23.2 2012: R+17.4 2008: R+12.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -151.82%
- Current HPI
- 140.3045
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+108.3% since first listed12 events — show timeline
- 2026-05-14 Pending — CRMLS
- 2026-05-14 Delisted — FRESNOMLS
- 2026-05-14 Listed $250,000 CRMLS
- 2026-05-07 Listed $250,000 FRESNOMLS
- 2026-04-22 Sold (MLS) $145,000 FRESNOMLS
- 2026-04-22 Sold (MLS) $145,000 CRMLS
- 2026-04-10 Pending — CRMLS
- 2026-04-10 Pending — FRESNOMLS
- 2026-01-13 Listed $185,000 FRESNOMLS
- 2026-01-13 Listed $185,000 CRMLS
- 2024-03-21 Sold (Public Records) $120,000 Public Records
- 2021-08-09 Sold (Public Records) $120,000 Public Records
Property tax history
+1.0%/yrLatest (2025): $1,323 · +2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…