180 Bartion Ct · Penn Estates, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 11.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.9/10.0
- Schools +4.0/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$82,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.
Key facts
- Newer metal roof
- 2 parking spots
- Built 2003
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $82k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $82k).
- Recommended offer: $80k (3.0% below list) — sets the bar for market timing.
- Cap rate 25.6% vs local median 3.8% in Penn Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#915 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: health & safety D, schools D-, amenities F.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 30 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($567 loan paydown + $1k appreciation (1.7% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (1.7% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $40k; list at $82k implies a 105% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.80% ✓
- Cap rate
- 25.62%
- Cash-on-cash
- 69.03%
- DSCR
- 4.07
- GRM
- 3.0
CMA / ARV
- ARV (median comp)
- $44,164
- List price
- $82,000
- Delta
- 85.67%
- Verdict
- OVERPRICED
- Comps
- 2 within 1.0 mi
Projected returns pro-forma
1.71% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 72.5%
- Equity multiple
- 4.86×
- Total profit
- $88,527
- Equity at exit
- $31,062
- IRR
- 73.0%
- Equity multiple
- 9.90×
- Total profit
- $204,422
- Equity at exit
- $43,766
Cash invested: $22,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18321
- Home prices YoY
- 1.1%
- Active inventory
- 30
- Price-to-rent
- 3.0×
Monthly cashflow live
- Estimated rent
- $2,298 medium interval (Pro) →
- Mortgage (P&I)
- −$430
- Tax from tax record
- −$30 /mo · $362/yr
- Insurance
- −$34
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$482
- Net cashflow
- $1,321
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,500
- Closing costs
- $2,460
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-03status $82,000 Pending 54 DOM
-
2026-06-02days on market $82,000 Active 54 DOM
-
2026-06-01days on market $82,000 Active 53 DOM
-
2026-05-31days on market $82,000 Active 52 DOM
-
2026-05-30days on market $82,000 Active 51 DOM
-
2026-05-14price $82,000 527-char remark
Show marketing remark (527 chars)
PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.
-
2026-04-10$84,900 Active 527-char remark
Show marketing remark (527 chars)
PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.
-
2024-08-05soldstatus $40,000 Sold 349-char remark
Show marketing remark (349 chars)
Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.
-
2024-08-05soldstatus $40,000 Closed
Show marketing remark (349 chars)
Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.
-
2024-07-08status Pending 349-char remark
Show marketing remark (349 chars)
Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.
-
2024-06-27$40,000 Active 349-char remark
Show marketing remark (349 chars)
Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.
-
2024-06-27$40,000 Active
Show marketing remark (349 chars)
Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $362 · $30/mo
- Projected year-2 tax
- $829 · $69/mo
- Expected delta
- +$467/yr (+$39/mo · 128.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,571
- − Mortgage interest
- −$4,593
- − Property taxes
- −$362
- − Insurance
- −$410
- − Repairs & maintenance
- −$2,206
- − Management
- −$2,206
- − Depreciation
- −$2,385
- Taxable income
- $15,409
- Est. tax owed @ 24.0%
- −$3,698
- After-tax cash flow
- $12,151/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Penn Estates
- Score
- 68/100
- State rank
- #915
- US rank
- #9917
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 1,746
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 10% Asian 7% Two or more races 6%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5%
- Common ancestry
- Iranian 5% Lithuanian 4% Romanian 4%
- Foreign-born
- 17% · China, Canada, Vietnam
- Languages at home
- 84% English-only · Chinese 8% Russian/Polish/Slavic 2% Vietnamese 2%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.71%
- Current HPI
- 162.4904
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+105.0% since first listed7 events — show timeline
- 2026-05-14 Price Changed $82,000 PMAR
- 2026-04-10 Listed $84,900 PMAR
- 2024-08-05 Sold (MLS) $40,000 PMAR
- 2024-08-05 Sold (MLS) $40,000 GLVRMLS
- 2024-07-08 Pending — GLVRMLS
- 2024-06-27 Listed $40,000 PMAR
- 2024-06-27 Listed $40,000 GLVRMLS
Property tax history
-7.3%/yrLatest (2026): $362 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…