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180 Bartion Ct
B+ Composite 75.75
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.9/10.0
  • Schools +4.0/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$82,000

180 Bartion Ct · Penn Estates, PA 18321
2 bd · 2.0 ba · 980 sqft · Manufactured public records · 54 Days on market
Built 2003 $84/sqft · 86% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.

Key facts

  • Newer metal roof
  • 2 parking spots
  • Built 2003

Tags

NEWER METAL ROOFRECENTLY PAVED DRIVEWAYPARKING FOR 2 OR 3 VEHICLES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $82k.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $82k).
  • Recommended offer: $80k (3.0% below list) — sets the bar for market timing.
  • Cap rate 25.6% vs local median 3.8% in Penn Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#915 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: health & safety D, schools D-, amenities F.
  • Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 30 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($567 loan paydown + $1k appreciation (1.7% local appreciation)).
  • Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.7% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $40k; list at $82k implies a 105% gain — meaningful room to come down on a strong offer.
Recommended offer $79,540 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.80%
Cap rate
25.62%
Cash-on-cash
69.03%
DSCR
4.07
GRM
3.0

CMA / ARV

ARV (median comp)
$44,164
List price
$82,000
Delta
85.67%
Verdict
OVERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

1.71% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
72.5%
Equity multiple
4.86×
Total profit
$88,527
Equity at exit
$31,062
10-year hold
IRR
73.0%
Equity multiple
9.90×
Total profit
$204,422
Equity at exit
$43,766

Cash invested: $22,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18321

Home prices YoY
1.1%
Active inventory
30
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$2,298 medium interval (Pro) →
Mortgage (P&I)
$430
Tax from tax record
$30 /mo · $362/yr
Insurance
$34
HOA
$0
Vacancy / Maint / Mgmt
$482
Net cashflow
$1,321

Break-even live

Break-even rent $626
Max offer price $82,000
Occupancy floor 38%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,500
Closing costs
$2,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-03
    status $82,000 Pending 54 DOM
  2. 2026-06-02
    days on market $82,000 Active 54 DOM
  3. 2026-06-01
    days on market $82,000 Active 53 DOM
  4. 2026-05-31
    days on market $82,000 Active 52 DOM
  5. 2026-05-30
    days on market $82,000 Active 51 DOM
  6. 2026-05-14
    price $82,000 527-char remark
    Show marketing remark (527 chars)

    PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.

  7. 2026-04-10
    listed $84,900 Active 527-char remark
    Show marketing remark (527 chars)

    PRICE IMPROVEMENT! Nestled in a 55 t Community close to Rt 611, Rt 80, Rt 33! So close to Shopping! Restaurants! Appointments & Hospital! This 2 Bedroom and 2 Full Bath home is perfect for downsizing and 1 floor living!! New Metal Roof installed 2023.Upgraded Electric panel, New Appliances , New Water Heater , New Shed also with a metal roof, and recently paved driveway with parking for 2 or 3 Vehicles. Must be 55 or over & fill out Application! Lot Rent is $769.00 a month includes Water, Sewer & Trash.

  8. 2024-08-05
    soldstatus $40,000 Sold 349-char remark
    Show marketing remark (349 chars)

    Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.

  9. 2024-08-05
    soldstatus $40,000 Closed
    Show marketing remark (349 chars)

    Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.

  10. 2024-07-08
    status Pending 349-char remark
    Show marketing remark (349 chars)

    Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.

  11. 2024-06-27
    listed $40,000 Active 349-char remark
    Show marketing remark (349 chars)

    Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.

  12. 2024-06-27
    listed $40,000 Active
    Show marketing remark (349 chars)

    Nestled in a quiet 55+ community close to all the Poconos has to offer. This 2 bedroom and 2 full bath home would be great for someone that's looking to downsize. Newer metal roof and recently paved driveway with parking for 2/3 vehicles. Storage shed in the rear of home for additional storage. Lot rent with water/sewer/trash $692 total per month.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$362 · $30/mo
Projected year-2 tax
$829 · $69/mo
Expected delta
+$467/yr (+$39/mo · 128.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,571
− Mortgage interest
−$4,593
− Property taxes
−$362
− Insurance
−$410
− Repairs & maintenance
−$2,206
− Management
−$2,206
− Depreciation
−$2,385
Taxable income
$15,409
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,698
After-tax cash flow
$12,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocono Mountain SD
NCES district ID
4219500
Math proficiency
37% ▼ -5.00%
Reading proficiency
55% ▲ 1.00%
Median HH income
$55,317
Composite
39.91/100
National rank
#3856
State rank
#245 of 539 in PA

Livability — Penn Estates

Score
68/100
State rank
#915
US rank
#9917

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,746

Population outlook (Monroe County) Hauer SSP2

Today (2025)
164,099 people
By 2030
161,412 · -1.6%
By 2040
154,616 · -5.8%
By 2050
146,710 · -10.6%
By 2075
140,830 · -14.2%
By 2100
138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 10% Asian 7% Two or more races 6%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Iranian 5% Lithuanian 4% Romanian 4%
Foreign-born
17% · China, Canada, Vietnam
Languages at home
84% English-only · Chinese 8% Russian/Polish/Slavic 2% Vietnamese 2%

Political lean MEDSL · Monroe

2024 margin
Toss-up / Even · D 49.1% · R 49.9%
2008→2024 swing
-17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
All cycles
2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.71%
Current HPI
162.4904
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+105.0% since first listed
7 events — show timeline
  • 2026-05-14 Price Changed $82,000 PMAR
  • 2026-04-10 Listed $84,900 PMAR
  • 2024-08-05 Sold (MLS) $40,000 PMAR
  • 2024-08-05 Sold (MLS) $40,000 GLVRMLS
  • 2024-07-08 Pending GLVRMLS
  • 2024-06-27 Listed $40,000 PMAR
  • 2024-06-27 Listed $40,000 GLVRMLS

Property tax history

-7.3%/yr

Latest (2026): $362 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…