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The Danbury Plan 🏗️ New Construction
F Composite 34.1
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.8/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.5/10.0
  • 1% rule +2.7/10.0
  • Livability +2.7/5.0
  • DSCR +2.4/10.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$230,490

The Danbury Plan · Uhland, TX 78640
4 bd · 2.0 ba · 1,484 sqft · SingleFamily · 645 Days on market
Good condition ↓ 22% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

Key facts

  • Covered patio
  • Alexa voice control
  • Garage

Tags

COVERED PATIOPROFESSIONALLY LANDSCAPED YARDALEXA VOICE CONTROL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $230,490 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $249,722.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $230k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-203 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $220k (4.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (16.4% below list).
  • Recommended offer: $193k (16.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 54/100 on livability (#1,385 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, schools F, amenities F.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 1801 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 645 days — a 12% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
Recommended offer $192,694 (16.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 645 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.32%
Cash-on-cash
-3.49%
DSCR
0.84
GRM
10.8

CMA / ARV

ARV (median comp)
$249,722
List price
$230,490
Delta
-7.70%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
135 Orange Flame Blvd 0.07mi 4/2.0 1,485 (+0%) 1mo $231,990 $156 96
132 Celosia Loop 0.15mi 4/2.0 1,485 (+0%) 3mo $249,990 $168 91
127 Orange Flame Blvd 0.08mi 3/2.0 (-1) 1,329 (-10%) 1mo $219,990 $166 73
114 Whoopers Loop 0.45mi 4/2.0 1,616 (+9%) 0mo $225,000 $139 64
178 Schuenemann Way 0.73mi 3/2.0 (-1) 1,470 (-1%) 4mo $255,990 $174 56
263 Speckled Belly Bnd 0.65mi 4/2.0 1,600 (+8%) 1mo $232,999 $146 56
691 Whoopers Loop 0.71mi 4/2.0 1,575 (+6%) 3mo $253,490 $161 55
707 Whoopers Loop 0.70mi 3/2.0 (-1) 1,411 (-5%) 2mo $226,990 $161 53
697 Whoopers Loop 0.70mi 4/2.0 1,600 (+8%) 2mo $229,499 $143 53
168 Speckled Belly Bnd 0.65mi 4/2.0 1,667 (+12%) 2mo $235,990 $142 48
212 Speckled Belly Bnd 0.65mi 4/2.0 1,667 (+12%) 3mo $257,990 $155 47
136 Speckled Belly Bnd 0.67mi 4/2.0 1,667 (+12%) 2mo $234,990 $141 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.16×
Total profit
$-59,044
Equity at exit
$37,234
10-year hold
IRR
-35.2%
Equity multiple
-0.28×
Total profit
$-89,809
Equity at exit
$21,591

Cash invested: $69,922 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78640

Home prices YoY
-33.8%
Rents YoY
-0.3%
Active inventory
1801
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$1,927 high interval (Pro) →
Mortgage (P&I)
$1,310
Tax est. 1.5%
$312 /mo · $3,746/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$405
Net cashflow
$-203

Break-even live

Break-even rent $2,185
Max offer price $220,277
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,430
Closing costs
$7,492
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
787 Arnold Loop , TX 3.0 2.5 1840 $2,300 $1.25 1d 1 0.61mi
263 Speckled Belly Bnd Uhland, TX 4.0 2.0 1600 $1,650 $1.03 16d 1 0.63mi
151 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,600 $1.08 23d 1 0.74mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 43d 1 0.75mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 23d 1 0.75mi
129 Pineland Ave Niederwald, TX 3.0 2.0 1460 $1,414 $0.97 12d 1 1.14mi

Listing history 22 events

  1. 2026-06-18
    days on market $230,490 Active 645 DOM
  2. 2026-06-17
    days on market $230,490 Active 644 DOM
  3. 2026-06-15
    days on market $230,490 Active 642 DOM
  4. 2026-06-13
    pricedays on market $230,490 Active 640 DOM
  5. 2026-06-09
    days on market $229,990 Active 636 DOM
  6. 2026-06-08
    days on market $229,990 Active 635 DOM
  7. 2026-06-07
    days on market $229,990 Active 634 DOM
  8. 2026-06-05
    days on market $229,990 Active 631 DOM
  9. 2026-06-03
    days on market $229,990 Active 630 DOM
  10. 2026-06-02
    days on market $229,990 Active 629 DOM
  11. 2026-06-01
    days on market $229,990 Active 628 DOM
  12. 2026-05-31
    days on market $229,990 Active 627 DOM
  13. 2026-04-25
    price $229,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  14. 2026-04-02
    price $234,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  15. 2026-01-25
    price $259,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  16. 2025-09-17
    price $268,490 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  17. 2025-08-20
    price $260,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  18. 2025-06-06
    price $259,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  19. 2025-04-15
    price $284,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  20. 2025-03-18
    price $275,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  21. 2024-09-21
    price $274,990 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

  22. 2024-09-11
    listed $294,990 Active 803-char remark
    Show marketing remark (803 chars)

    The Danbury is a thoughtfully designed 1,484 square foot home featuring four spacious bedrooms and two bathrooms. The open-concept floorplan showcases a beautiful kitchen with a large island that overlooks the main living area and includes a walk-in pantry. The main bedroom, bedroom 1, boasts a generous ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard featuring Bermuda sod. The Danbury also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Marigold.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,123
− Mortgage interest
−$13,988
− Property taxes
−$3,746
− Insurance
−$1,249
− Repairs & maintenance
−$1,850
− Management
−$1,850
− Depreciation
−$7,265
Taxable loss
−$6,824
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,638
After-tax cash flow
$-804/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

The Danbury is a well-maintained single-family home with a good condition score. It offers a good return on investment with minor updates to enhance curb appeal and interior aesthetics.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Replace carpet with hardwood or tile — Improves aesthetics and increases value
  • Both Install smart home devices — Enhances home's smart features and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Replace carpet with hardwood or tile — Improves aesthetics and increases value
  • Both Install smart home devices — Enhances home's smart features and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Uhland

Score
54/100
State rank
#1385
US rank
#23774

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hays County · 280,138 people
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
77,531
Household income
$90,075
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
2552.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.64%
Current HPI
181.7969
Rent YoY
▼ -0.34%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-22.0% since first listed
10 events — show timeline
  • 2026-04-25 Price Changed $229,990 Zillow
  • 2026-04-02 Price Changed $234,990 Zillow
  • 2026-01-25 Price Changed $259,990 Zillow
  • 2025-09-17 Price Changed $268,490 Zillow
  • 2025-08-20 Price Changed $260,990 Zillow
  • 2025-06-06 Price Changed $259,990 Zillow
  • 2025-04-15 Price Changed $284,990 Zillow
  • 2025-03-18 Price Changed $275,990 Zillow
  • 2024-09-21 Price Changed $274,990 Zillow
  • 2024-09-11 Listed $294,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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