🏷️ Likely Rental
4011 Three Forks Rd · Kaufman, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.4/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$3,600
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
LIKE NEW!! GORGEOUS HOME READY FOR A NEW FAMILY! BLOOMFIELD'S MAGNOLIA II PLAN HAS IT ALL! IT FEATURES 5 SPACIOUS BEDROOMS, 3 BATHS, A FORMAL DINING, FORMAL STUDY THAT CAN BE USED AS A 5TH BEDROOM, A GAME ROOM AND MEDIA ROOM. THE OPEN LIVING SPACE OFFERS A LIGHT-FILLED AND WELCOMING AMBIENCE, IDEAL FOR ENTERTAINING GUESTS AND UNWINDING IN SOPHISTICATED COMFORT. ENJOY THE UPGRADED TILE FLOORS AND WOOD-LOOK LAMINATE FLOORING THROUGHOUT THE FIRST FLOOR, ALONG WITH NATURAL LIGHT THAT BRIGHTENS THE BREAKFAST AREA AND THE FAMILY ROOM. THE FULLY EQUIPPED KITCHEN BOASTS A MASSIVE ISLAND, STUNNING QUARTZ COUNTERTOPS, ELECTRIC STAINLESS STEEL APPLIANCES, AN UPGRADED BACKSPLASH AND LAVISH PANTRY, PAINTED CABINETS AND UPGRADED CABINET DOOR HANDLES. THE PRIMARY SUITE, SITUATED ON THE MAIN LEVEL, RADIATES SOPHISTICATION AND CALM, OFFERING A GENUINE HAVEN AWAY FROM THE DEMANDS OF EVERYDAY LIFE. THREE BEDROOMS ARE LOCATED UPSTAIRS, ALONG WITH A BATH WITH DUAL SINKS, A MEDIA ROOM AND THE GAME ROOM, PERFECT FOR SOME RELAXING TIME WITH FAMILY OR GUESTS. THE COVERED EXTENDED PATIO OFFERS THE PERFECT SPACE FOR OUTDOOR ENTERTAINING! INCLUDES SOLAR PANELS FOR ENERGY COST SAVINGS. MAKE THIS HOME THE PLACE WHERE YOU CREATE LONG LASTING MEMORIES WITH YOUR LOVED ONES! ALL INFORMATION DEEMED RELIABLE. BUYERS AND BUYERS AGENT TO VERIFY ALL INFOMRATION.
Key facts
- Massive island
- Solar panels
- Upgraded tile floors
Tags
Property features AI
Finance
- Financial info: No second mortgage information; Association fee listed as $0 with 'Other' frequency (contact management for details)
- HOA & community: Mandatory HOA; Front yard maintenance included; HOA managed by Junction Property Management
Exterior
- Parking: Attached 2-car garage (22' wide x 22' deep); Covered parking for 2; Additional parking and driveway; Kitchen-level garage entry
- Security: Smoke detector(s)
- Utilities: City water; City sewer; Electricity available; Solar electric system (owned); 12+ inch attic insulation and added insulation; Energy-efficient windows
- Home design: Single-family residence; Two-story; Property facing information not provided
- Construction: Built in 2022; Brick and fiber cement exterior; Preowned
- Exterior features: Front yard maintenance included by HOA; Lot less than 0.5 acre; Subdivision: Georgetown Kings Fort Ph 1b
Interior
- Kitchen: Dishwasher; Electric range; Double oven; Granite counters; Kitchen island; Pantry; Eat-in kitchen
- Bedrooms: Primary bedroom on main level with dual sinks, ensuite bath, garden tub, separate shower, separate vanities, and walk-in closet(s); Total of 5 bedrooms
- Bathrooms: Three full bathrooms
- Interior features: Built-in features; Eat-in kitchen; Granite counters; Kitchen island; Open floorplan; Pantry; Smart home system (approved apps/pass); Vaulted ceilings; Walk-in closets; Wired for data; Two living areas; Two dining areas; Two levels
- Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $4k.
Deal economics
- At list price, monthly cash flow is $2k ($26k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $4k).
- Cap rate 735.3% vs local median 4.1% in Kaufman — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#478 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment D-.
- Kaufman ISD (town): math 38% / reading 39% proficiency, ranked #437 of 826 in TX (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J W Monday El (math 37% / reading 42%, grade F, #1,545 of 4,322 statewide, top 38%, 469 students, 69% FRL); Norman J H (math 36% / reading 35%, grade F, #827 of 1,662 statewide, top 51%, 989 students, 70% FRL); Kaufman H S (math 44% / reading 46%, grade D-, #643 of 1,632 statewide, top 40%, 1,303 students, 70% FRL).
- Market conditions: 281 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $25 of loan paydown is wiped out by about $108 of value loss. Plan a longer hold.
- Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 77.78% ✓
- Cap rate
- 735.33%
- Cash-on-cash
- 2603.72%
- DSCR
- 116.85
- GRM
- 0.1
CMA / ARV
- ARV (on-the-fly)
- $495,864
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4011 Three Forks Rd | 0.00mi | 5/3.0 | 3,492 (0%) | 14mo | $440,000 | $126 | 88 |
| 3719 Brookgreen Ln | 0.14mi | 4/3.0 (-1) | 3,132 (-10%) | 3mo | $474,900 | $152 | 69 |
| 4110 Sublett Way | 0.17mi | 4/2.5 (-1) | 3,033 (-13%) | 15mo | $430,000 | $142 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 138.66×
- Total profit
- $138,758
- Equity at exit
- $537
- IRR
- —
- Equity multiple
- 298.99×
- Total profit
- $300,369
- Equity at exit
- $311
Cash invested: $1,008 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75142
- Home prices YoY
- -19.8%
- Active inventory
- 281
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $2,800 medium interval (Pro) →
- Mortgage (P&I)
- −$19
- Tax est. 1.5%
- −$4 /mo · $54/yr
- Insurance
- −$2
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$588
- Net cashflow
- $2,187
Break-even live
Sensitivity live
| Price | -10% $2,190 | -5% $2,188 | +0% $2,187 | +5% $2,186 | +10% $2,185 |
|---|---|---|---|---|---|
| Rent | -10% $1,966 | -5% $2,077 | +0% $2,187 | +5% $2,298 | +10% $2,408 |
| Rate | -1.0pp $2,189 | -0.5pp $2,188 | base $2,187 | +0.5pp $2,186 | +1.0pp $2,185 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $900
- Closing costs
- $108
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7079 FM 1388 Kaufman, TX | 4.0 | 3.0 | 3004 | $2,800 | $0.93 | 46d | 1 | 1.30mi |
Listing history 2 events
-
2026-06-07remarks 699-char remark
-
2026-06-07$3,600 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,600
- − Mortgage interest
- −$202
- − Property taxes
- −$54
- − Insurance
- −$18
- − Repairs & maintenance
- −$2,688
- − Management
- −$2,688
- − Depreciation
- −$105
- Taxable income
- $27,846
- Est. tax owed @ 24.0%
- −$6,683
- After-tax cash flow
- $19,563/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kaufman ISD
- NCES district ID
- 4825200
- Math proficiency
- 38% ▼ -11.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $51,081
- Composite
- 33.36/100
- National rank
- #5485
- State rank
- #437 of 826 in TX
Livability — Kaufman
- Score
- 68/100
- State rank
- #478
- US rank
- #9602
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kaufman, TX
- Population (ZIP)
- 23,301
Population outlook (Kaufman County) Hauer SSP2
- Today (2025)
- 138,716 people
- By 2030
- 150,815 · +8.7%
- By 2040
- 174,877 · +26.1%
- By 2050
- 198,020 · +42.8%
- By 2075
- 251,908 · +81.6%
- By 2100
- 285,325 · +105.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 53% Hispanic / Latino 39% Two or more races 23% Black 4%
- Hispanic origin (detail)
- Mexican 36%
- Common ancestry
- Italian 1% Slovak 1% Serbian 1%
- Foreign-born
- 10% · Canada
- Languages at home
- 69% English-only · Spanish 30%
Political lean MEDSL · Kaufman
- 2024 margin
- Strong R (+27.9) · D 35.6% · R 63.5%
- 2008→2024 swing
- +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
- All cycles
- 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.48%
- Current HPI
- 261.3091
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-99.2% since first listed8 events — show timeline
- 2026-06-06 Listed $3,600 NTREIS
- 2025-07-17 Rental Removed $3,500 NTREIS
- 2025-05-10 Listed for Rent $3,500 NTREIS
- 2025-04-11 Sold (Public Records) — Public Records
- 2025-04-11 Sold (MLS) — NTREIS
- 2025-03-24 Pending — NTREIS
- 2025-03-19 Contingent — NTREIS
- 2025-03-05 Listed $440,000 NTREIS
Property tax history
+98.0%/yrLatest (2025): $11,867 · -4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…