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4011 Three Forks Rd 🏷️ Likely Rental
D Composite 44.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.4/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$3,600

4011 Three Forks Rd · Kaufman, TX 75142
5 bd · 3.0 ba · 3,492 sqft · SingleFamily public records · 1 Days on market
Built 2022 6,621 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LIKE NEW!! GORGEOUS HOME READY FOR A NEW FAMILY! BLOOMFIELD'S MAGNOLIA II PLAN HAS IT ALL! IT FEATURES 5 SPACIOUS BEDROOMS, 3 BATHS, A FORMAL DINING, FORMAL STUDY THAT CAN BE USED AS A 5TH BEDROOM, A GAME ROOM AND MEDIA ROOM. THE OPEN LIVING SPACE OFFERS A LIGHT-FILLED AND WELCOMING AMBIENCE, IDEAL FOR ENTERTAINING GUESTS AND UNWINDING IN SOPHISTICATED COMFORT. ENJOY THE UPGRADED TILE FLOORS AND WOOD-LOOK LAMINATE FLOORING THROUGHOUT THE FIRST FLOOR, ALONG WITH NATURAL LIGHT THAT BRIGHTENS THE BREAKFAST AREA AND THE FAMILY ROOM. THE FULLY EQUIPPED KITCHEN BOASTS A MASSIVE ISLAND, STUNNING QUARTZ COUNTERTOPS, ELECTRIC STAINLESS STEEL APPLIANCES, AN UPGRADED BACKSPLASH AND LAVISH PANTRY, PAINTED CABINETS AND UPGRADED CABINET DOOR HANDLES. THE PRIMARY SUITE, SITUATED ON THE MAIN LEVEL, RADIATES SOPHISTICATION AND CALM, OFFERING A GENUINE HAVEN AWAY FROM THE DEMANDS OF EVERYDAY LIFE. THREE BEDROOMS ARE LOCATED UPSTAIRS, ALONG WITH A BATH WITH DUAL SINKS, A MEDIA ROOM AND THE GAME ROOM, PERFECT FOR SOME RELAXING TIME WITH FAMILY OR GUESTS. THE COVERED EXTENDED PATIO OFFERS THE PERFECT SPACE FOR OUTDOOR ENTERTAINING! INCLUDES SOLAR PANELS FOR ENERGY COST SAVINGS. MAKE THIS HOME THE PLACE WHERE YOU CREATE LONG LASTING MEMORIES WITH YOUR LOVED ONES! ALL INFORMATION DEEMED RELIABLE. BUYERS AND BUYERS AGENT TO VERIFY ALL INFOMRATION.

Key facts

  • Massive island
  • Solar panels
  • Upgraded tile floors

Tags

SOLAR PANELSUPGRADED TILE FLOORSWOOD-LOOK LAMINATE FLOORINGMASSIVE ISLANDSTUNNING QUARTZ COUNTERTOPSUPGRADED BACKSPLASH

Property features AI

Finance

  • Financial info: No second mortgage information; Association fee listed as $0 with 'Other' frequency (contact management for details)
  • HOA & community: Mandatory HOA; Front yard maintenance included; HOA managed by Junction Property Management

Exterior

  • Parking: Attached 2-car garage (22' wide x 22' deep); Covered parking for 2; Additional parking and driveway; Kitchen-level garage entry
  • Security: Smoke detector(s)
  • Utilities: City water; City sewer; Electricity available; Solar electric system (owned); 12+ inch attic insulation and added insulation; Energy-efficient windows
  • Home design: Single-family residence; Two-story; Property facing information not provided
  • Construction: Built in 2022; Brick and fiber cement exterior; Preowned
  • Exterior features: Front yard maintenance included by HOA; Lot less than 0.5 acre; Subdivision: Georgetown Kings Fort Ph 1b

Interior

  • Kitchen: Dishwasher; Electric range; Double oven; Granite counters; Kitchen island; Pantry; Eat-in kitchen
  • Bedrooms: Primary bedroom on main level with dual sinks, ensuite bath, garden tub, separate shower, separate vanities, and walk-in closet(s); Total of 5 bedrooms
  • Bathrooms: Three full bathrooms
  • Interior features: Built-in features; Eat-in kitchen; Granite counters; Kitchen island; Open floorplan; Pantry; Smart home system (approved apps/pass); Vaulted ceilings; Walk-in closets; Wired for data; Two living areas; Two dining areas; Two levels
  • Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $3,600 price doesn't fit this home's estimated sale value (~$495,864) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $4k.

Deal economics

  • At list price, monthly cash flow is $2k ($26k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $4k).
  • Cap rate 735.3% vs local median 4.1% in Kaufman — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#478 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment D-.
  • Kaufman ISD (town): math 38% / reading 39% proficiency, ranked #437 of 826 in TX (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J W Monday El (math 37% / reading 42%, grade F, #1,545 of 4,322 statewide, top 38%, 469 students, 69% FRL); Norman J H (math 36% / reading 35%, grade F, #827 of 1,662 statewide, top 51%, 989 students, 70% FRL); Kaufman H S (math 44% / reading 46%, grade D-, #643 of 1,632 statewide, top 40%, 1,303 students, 70% FRL).
  • Market conditions: 281 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $25 of loan paydown is wiped out by about $108 of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $3,600

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
77.78%
Cap rate
735.33%
Cash-on-cash
2603.72%
DSCR
116.85
GRM
0.1

CMA / ARV

ARV (on-the-fly)
$495,864
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4011 Three Forks Rd 0.00mi 5/3.0 3,492 (0%) 14mo $440,000 $126 88
3719 Brookgreen Ln 0.14mi 4/3.0 (-1) 3,132 (-10%) 3mo $474,900 $152 69
4110 Sublett Way 0.17mi 4/2.5 (-1) 3,033 (-13%) 15mo $430,000 $142 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
138.66×
Total profit
$138,758
Equity at exit
$537
10-year hold
IRR
Equity multiple
298.99×
Total profit
$300,369
Equity at exit
$311

Cash invested: $1,008 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75142

Home prices YoY
-19.8%
Active inventory
281
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$2,800 medium interval (Pro) →
Mortgage (P&I)
$19
Tax est. 1.5%
$4 /mo · $54/yr
Insurance
$2
HOA
$0
Vacancy / Maint / Mgmt
$588
Net cashflow
$2,187

Break-even live

Break-even rent $31
Max offer price $3,600
Occupancy floor 17%

Sensitivity live

Price -10% $2,190 -5% $2,188 +0% $2,187 +5% $2,186 +10% $2,185
Rent -10% $1,966 -5% $2,077 +0% $2,187 +5% $2,298 +10% $2,408
Rate -1.0pp $2,189 -0.5pp $2,188 base $2,187 +0.5pp $2,186 +1.0pp $2,185

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$900
Closing costs
$108
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7079 FM 1388 Kaufman, TX 4.0 3.0 3004 $2,800 $0.93 46d 1 1.30mi

Listing history 2 events

  1. 2026-06-07
    remarks 699-char remark
  2. 2026-06-07
    listed $3,600 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,600
− Mortgage interest
−$202
− Property taxes
−$54
− Insurance
−$18
− Repairs & maintenance
−$2,688
− Management
−$2,688
− Depreciation
−$105
Taxable income
$27,846
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,683
After-tax cash flow
$19,563/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kaufman ISD
NCES district ID
4825200
Math proficiency
38% ▼ -11.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$51,081
Composite
33.36/100
National rank
#5485
State rank
#437 of 826 in TX

Livability — Kaufman

Score
68/100
State rank
#478
US rank
#9602

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing A+ Health & safety C+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kaufman, TX
Population (ZIP)
23,301

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 53% Hispanic / Latino 39% Two or more races 23% Black 4%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Italian 1% Slovak 1% Serbian 1%
Foreign-born
10% · Canada
Languages at home
69% English-only · Spanish 30%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.48%
Current HPI
261.3091
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.2% since first listed
8 events — show timeline
  • 2026-06-06 Listed $3,600 NTREIS
  • 2025-07-17 Rental Removed $3,500 NTREIS
  • 2025-05-10 Listed for Rent $3,500 NTREIS
  • 2025-04-11 Sold (Public Records) Public Records
  • 2025-04-11 Sold (MLS) NTREIS
  • 2025-03-24 Pending NTREIS
  • 2025-03-19 Contingent NTREIS
  • 2025-03-05 Listed $440,000 NTREIS

Property tax history

+98.0%/yr

Latest (2025): $11,867 · -4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…