3342 Drexel Rd · Montgomery, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.4/30.0
- ARV discount +9.3/15.0
- Rent growth +4.1/5.0
- DSCR +4.0/10.0
- Livability +3.2/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Back on market as buyer's financing fell through a week before closing. This home has it all! Don’t miss this charming 4-bedroom, 2-bath home offering nearly 2,500 sq ft, including an enormous sunroom that truly sets this property apart. Inside, you’ll find a spacious layout featuring a large living room, a formal dining room, and a cozy den with a fireplace—perfect for relaxing or entertaining. The eat-in kitchen is both functional and inviting, complete with a built-in desk area, large pantry, and abundant cabinet storage, along with a convenient laundry room nearby. Both full bathrooms have been beautifully updated with tile showers, and the entire home features durable tile and LVP flooring—no carpet anywhere! The standout feature is the expansive sunroom, offering endless possibilities as a craft room, home office, workout space, or recreation room. It’s an entertainer’s dream, and the included pool table makes it even better! Step outside to enjoy a large fenced-in backyard with a double gate, mature shade trees, and a fire pit—ideal for gatherings and outdoor living. There’s also a huge parking pad and a detached storage room, perfect for tools, hobbies, or extra storage. Conveniently located within walking distance to Montgomery Academy and just minutes from shopping, dining, schools, universities, places of worship, and easy interstate access. Call today to schedule your private showing!
Key facts
- Double gate
- Enormous sunroom
- Fire pit
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $4 ($54/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (23.7% below list).
- Recommended offer: $172k (23.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities D-.
- Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Vaughn Road Elementary School (math 3% / reading 25%, grade F, #530 of 627 statewide, top 84%, 494 students, 78% FRL); Brewbaker Middle School (math 0% / reading 19%, grade F, #227 of 257 statewide, top 90%, 838 students, 91% FRL); Jefferson Davis High School (math 3% / reading 16%, grade F, #258 of 305 statewide, top 85%, 1,522 students, 83% FRL).
- Market conditions: Rents rising fast (+6.3%/yr); 138 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 68 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $149k; list at $225k implies a 51% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 68 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.32%
- Cash-on-cash
- 0.09%
- DSCR
- 1.00
- GRM
- 10.9
CMA / ARV
- ARV (median comp)
- $234,441
- List price
- $225,000
- Delta
- -4.03%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3138 Fernway Dr | 0.21mi | 3/2.0 (-1) | 1,914 (-4%) | 6mo | $150,000 | $78 | 74 |
| 3142 Whitney Dr | 0.47mi | 4/2.0 | 2,048 (+2%) | 3mo | $240,000 | $117 | 71 |
| 1708 Fairforest Dr | 0.62mi | 4/2.0 | 2,012 (+1%) | 0mo | $235,000 | $117 | 70 |
| 1802 Vaughn Ln | 0.42mi | 4/2.0 | 2,137 (+7%) | 3mo | $245,000 | $115 | 67 |
| 1923 Vaughn Ln | 0.32mi | 3/2.0 (-1) | 2,192 (+10%) | 1mo | $256,000 | $117 | 63 |
| 2445 Winchester Rd | 0.33mi | 4/2.0 | 2,183 (+9%) | 7mo | $230,000 | $105 | 63 |
| 3518 Silver Ln | 0.46mi | 4/2.5 | 2,176 (+9%) | 8mo | $225,000 | $103 | 56 |
| 3406 Sommerville Dr | 0.36mi | 3/2.0 (-1) | 1,728 (-14%) | 2mo | $175,000 | $101 | 54 |
| 3715 Dresden Ct | 0.61mi | 3/2.5 (-1) | 2,097 (+5%) | 4mo | $139,500 | $67 | 54 |
| 2948 Canterbury Dr | 0.42mi | 3/2.0 (-1) | 1,702 (-15%) | 4mo | $155,000 | $91 | 47 |
| 3566 Edgefield Rd | 0.67mi | 5/2.0 (+1) | 2,143 (+7%) | 8mo | $236,000 | $110 | 45 |
| 3383 Warrenton Rd | 0.70mi | 4/3.0 | 2,274 (+14%) | 6mo | $255,000 | $112 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.29% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.52×
- Total profit
- $-30,406
- Equity at exit
- $33,548
- IRR
- -0.2%
- Equity multiple
- 0.99×
- Total profit
- $-753
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36106
- Home prices YoY
- -13.1%
- Rents YoY
- 6.3%
- Active inventory
- 138
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,716 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$77 /mo · $927/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$360
- Net cashflow
- $4
Break-even live
Sensitivity live
| Price | -10% $132 | -5% $68 | +0% $4 | +5% $-59 | +10% $-123 |
|---|---|---|---|---|---|
| Rent | -10% $-131 | -5% $-63 | +0% $4 | +5% $72 | +10% $140 |
| Rate | -1.0pp $118 | -0.5pp $62 | base $4 | +0.5pp $-54 | +1.0pp $-113 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3352 Ridgefield Dr Montgomery, AL | 3.0 | 2.0 | 1932 | $1,761 | $0.91 | 23d | 1 | 0.08mi |
| 2929 Canterbury Ct Unit 1043474P Montgomery, AL | 4.0 | 2.5 | 2464 | $2,667 | $1.08 | 23d | 1 | 0.54mi |
| 1738 Fairforest Dr Montgomery, AL | 3.0 | 2.0 | 2166 | $1,895 | $0.87 | 45d | 1 | 0.55mi |
| 2983 Old Farm Rd Montgomery, AL | 3.0 | 2.0 | 2000 | $1,725 | $0.86 | 23d | 1 | 0.56mi |
| 2988 Old Farm Rd Montgomery, AL | 3.0 | 2.5 | 2314 | $1,900 | $0.82 | 45d | 1 | 0.59mi |
| 1814 Sylvan Dr Montgomery, AL | 3.0 | 2.0 | 1785 | $1,400 | $0.78 | 23d | 1 | 0.68mi |
| 3543 Carter Hill Rd Montgomery, AL | 1.0–3.0 | 1.0–2.0 | 1120 | $925 | $0.83 | 15d | 16 | 0.72mi |
| 2440 Price St Unit C Montgomery, AL | 3.0 | 2.0 | 1800 | $1,050 | $0.58 | 45d | 1 | 0.74mi |
| 1216 Karen Rd Montgomery, AL | 3.0 | 2.0 | 1620 | $1,350 | $0.83 | 15d | 1 | 0.88mi |
| 1516 Charleton Dr Montgomery, AL | 3.0 | 2.0 | 1895 | $1,650 | $0.87 | 45d | 1 | 0.89mi |
| 1827 Pinecrest Dr Montgomery, AL | 4.0 | 3.0 | 1893 | $1,550 | $0.82 | 15d | 1 | 0.92mi |
| 2651 Clement Curv Montgomery, AL | 3.0 | 2.0 | 1402 | $1,550 | $1.11 | 23d | 1 | 0.96mi |
| 1216 Beechdale Rd Montgomery, AL | 4.0 | 2.0 | 1495 | $1,325 | $0.89 | 45d | 1 | 0.99mi |
| 3332 Allendale Pl Montgomery, AL | 3.0 | 2.0 | 2741 | $2,250 | $0.82 | 15d | 1 | 1.00mi |
| 1842 Gillespie Dr Montgomery, AL | 4.0 | 2.0 | 1620 | $1,650 | $1.02 | 45d | 1 | 1.02mi |
| 2633 Ashlawn Dr Montgomery, AL | 5.0 | 2.0 | 1681 | $1,600 | $0.95 | 45d | 1 | 1.09mi |
| 4285 Shamrock Ln Unit 1043850P Montgomery, AL | 5.0 | 2.0 | 1991 | $3,909 | $1.96 | 23d | 1 | 1.11mi |
| 3050 Bryn Mawr Rd Montgomery, AL | 3.0 | 2.0 | 2290 | $1,500 | $0.66 | 45d | 1 | 1.11mi |
| 2656 Fisk Rd Montgomery, AL | 4.0 | 2.0 | 1584 | $1,400 | $0.88 | 45d | 1 | 1.11mi |
| 4243 Vaughn Rd Unit 1043807P Montgomery, AL | 4.0 | 2.0 | 1496 | $3,360 | $2.25 | 45d | 1 | 1.14mi |
| 3359 Bedford Ln Montgomery, AL | 4.0 | 2.0 | 1786 | $1,600 | $0.90 | 15d | 1 | 1.17mi |
| 3120 Guymar Rd Montgomery, AL | 5.0 | 2.0 | 2088 | $1,750 | $0.84 | 23d | 1 | 1.18mi |
| 4318 White Acres Rd Unit 1043851P Montgomery, AL | 5.0 | 3.0 | 2292 | $5,876 | $2.56 | 15d | 1 | 1.19mi |
| 4132 Carmichael Rd Montgomery, AL | 1.0–3.0 | 1.0–2.0 | 900 | $1,156 | $1.28 | 15d | 10 | 1.22mi |
| 2014 Commodore St Montgomery, AL | 3.0 | 2.0 | 1613 | $1,450 | $0.90 | 15d | 1 | 1.28mi |
| 2053 Gorgas St Montgomery, AL | 3.0 | 1.0 | 1955 | $1,200 | $0.61 | 23d | 1 | 1.28mi |
| 2716 Ashlawn Dr Montgomery, AL | 4.0 | 3.0 | 2829 | $1,600 | $0.57 | 23d | 1 | 1.29mi |
| 4409 McCampbell Dr Montgomery, AL | 4.0 | 2.0 | 1786 | $1,600 | $0.90 | 15d | 1 | 1.31mi |
| 950 Karen Rd Montgomery, AL | 5.0 | 2.0 | 2400 | $1,650 | $0.69 | 15d | 1 | 1.33mi |
| 2045 Bullard St Unit 1043526P Montgomery, AL | 3.0 | 2.0 | 1797 | $2,198 | $1.22 | 45d | 1 | 1.36mi |
| 3001 Sutton Dr Montgomery, AL | 3.0 | 3.0 | 2298 | $1,750 | $0.76 | 45d | 1 | 1.36mi |
| 2311 Cottingham Dr Montgomery, AL | 3.0 | 2.0 | 1676 | $1,595 | $0.95 | 45d | 1 | 1.38mi |
| 2009 Bullard St Montgomery, AL | 5.0 | 2.0 | 1992 | $1,975 | $0.99 | 23d | 1 | 1.39mi |
| 844 Sir Michael Dr Montgomery, AL | 4.0 | 2.0 | 1502 | $1,650 | $1.10 | 45d | 1 | 1.43mi |
| 908 Greg Dr Montgomery, AL | 3.0 | 1.0 | 1520 | $1,100 | $0.72 | 23d | 1 | 1.44mi |
| 926 Green Ridge Ct Montgomery, AL | 3.0 | 2.0 | 1665 | $1,381 | $0.83 | 15d | 1 | 1.44mi |
| 895 Greg Dr Montgomery, AL | 3.0 | 2.0 | 1489 | $1,600 | $1.07 | 15d | 1 | 1.48mi |
| 817 Dumont Dr Montgomery, AL | 3.0 | 2.0 | 1635 | $1,800 | $1.10 | 15d | 1 | 1.48mi |
Listing history 21 events
-
2026-06-21days on market $225,000 Active 68 DOM
-
2026-06-18days on market $225,000 Active 65 DOM
-
2026-06-17days on market $225,000 Active 64 DOM
-
2026-06-16days on market $225,000 Active 63 DOM
-
2026-06-15days on market $225,000 Active 62 DOM
-
2026-06-14days on market $225,000 Active 60 DOM
-
2026-06-13days on market $225,000 Active 59 DOM
-
2026-06-10days on market $225,000 Active 57 DOM
-
2026-06-09days on market $225,000 Active 56 DOM
-
2026-06-08days on market $225,000 Active 55 DOM
-
2026-06-07statusdays on market $225,000 Active 54 DOM
-
2026-06-03days on market $225,000 Contingent 50 DOM
-
2026-06-02days on market $225,000 Contingent 49 DOM
-
2026-06-01days on market $225,000 Contingent 48 DOM
-
2026-05-31days on market $225,000 Contingent 47 DOM
-
2026-05-30days on market $225,000 Contingent 46 DOM
-
2026-05-12status Active 1470-char remark
Show marketing remark (1470 chars)
Back on market as buyer's financing fell through a week before closing. This home has it all! Don’t miss this charming 4-bedroom, 2-bath home offering nearly 2,500 sq ft, including an enormous sunroom that truly sets this property apart. Inside, you’ll find a spacious layout featuring a large living room, a formal dining room, and a cozy den with a fireplace—perfect for relaxing or entertaining. The eat-in kitchen is both functional and inviting, complete with a built-in desk area, large pantry, and abundant cabinet storage, along with a convenient laundry room nearby. Both full bathrooms have been beautifully updated with tile showers, and the entire home features durable tile and LVP flooring—no carpet anywhere! The standout feature is the expansive sunroom, offering endless possibilities as a craft room, home office, workout space, or recreation room. It’s an entertainer’s dream, and the included pool table makes it even better! Step outside to enjoy a large fenced-in backyard with a double gate, mature shade trees, and a fire pit—ideal for gatherings and outdoor living. There’s also a huge parking pad and a detached storage room, perfect for tools, hobbies, or extra storage. Conveniently located within walking distance to Montgomery Academy and just minutes from shopping, dining, schools, universities, places of worship, and easy interstate access. Call today to schedule your private showing!
-
2026-04-22historical Contingent 1470-char remark
Show marketing remark (1470 chars)
Back on market as buyer's financing fell through a week before closing. This home has it all! Don’t miss this charming 4-bedroom, 2-bath home offering nearly 2,500 sq ft, including an enormous sunroom that truly sets this property apart. Inside, you’ll find a spacious layout featuring a large living room, a formal dining room, and a cozy den with a fireplace—perfect for relaxing or entertaining. The eat-in kitchen is both functional and inviting, complete with a built-in desk area, large pantry, and abundant cabinet storage, along with a convenient laundry room nearby. Both full bathrooms have been beautifully updated with tile showers, and the entire home features durable tile and LVP flooring—no carpet anywhere! The standout feature is the expansive sunroom, offering endless possibilities as a craft room, home office, workout space, or recreation room. It’s an entertainer’s dream, and the included pool table makes it even better! Step outside to enjoy a large fenced-in backyard with a double gate, mature shade trees, and a fire pit—ideal for gatherings and outdoor living. There’s also a huge parking pad and a detached storage room, perfect for tools, hobbies, or extra storage. Conveniently located within walking distance to Montgomery Academy and just minutes from shopping, dining, schools, universities, places of worship, and easy interstate access. Call today to schedule your private showing!
-
2026-04-14$225,000 Active 1470-char remark
Show marketing remark (1470 chars)
Back on market as buyer's financing fell through a week before closing. This home has it all! Don’t miss this charming 4-bedroom, 2-bath home offering nearly 2,500 sq ft, including an enormous sunroom that truly sets this property apart. Inside, you’ll find a spacious layout featuring a large living room, a formal dining room, and a cozy den with a fireplace—perfect for relaxing or entertaining. The eat-in kitchen is both functional and inviting, complete with a built-in desk area, large pantry, and abundant cabinet storage, along with a convenient laundry room nearby. Both full bathrooms have been beautifully updated with tile showers, and the entire home features durable tile and LVP flooring—no carpet anywhere! The standout feature is the expansive sunroom, offering endless possibilities as a craft room, home office, workout space, or recreation room. It’s an entertainer’s dream, and the included pool table makes it even better! Step outside to enjoy a large fenced-in backyard with a double gate, mature shade trees, and a fire pit—ideal for gatherings and outdoor living. There’s also a huge parking pad and a detached storage room, perfect for tools, hobbies, or extra storage. Conveniently located within walking distance to Montgomery Academy and just minutes from shopping, dining, schools, universities, places of worship, and easy interstate access. Call today to schedule your private showing!
-
2003-05-19soldstatus $149,000 309-char remark
Show marketing remark (309 chars)
BEAUTIFUL UPDATED, & WELL KEPT HOME IN DESIRABLE AREA! SPACIOUS ROOMS, OVER 2600 SQ. FT. UNDER ROOF. SEPARATE DINING ROOM, LIVING ROOM OR STUDY, & WONDERFUL SUNROOM W/ VIEW OF NICELY LANDSCAPED FULLY FENCED YARD. KITCHEN W/ NEW DISHWASHER, CERAMIC TILE, DECORATIVE TILE BACKSPLASH AND BUILT IN DESK.
-
2003-03-26$144,900 309-char remark
Show marketing remark (309 chars)
BEAUTIFUL UPDATED, & WELL KEPT HOME IN DESIRABLE AREA! SPACIOUS ROOMS, OVER 2600 SQ. FT. UNDER ROOF. SEPARATE DINING ROOM, LIVING ROOM OR STUDY, & WONDERFUL SUNROOM W/ VIEW OF NICELY LANDSCAPED FULLY FENCED YARD. KITCHEN W/ NEW DISHWASHER, CERAMIC TILE, DECORATIVE TILE BACKSPLASH AND BUILT IN DESK.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $927 · $77/mo
- Projected year-2 tax
- $927 · $77/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,589
- − Mortgage interest
- −$12,603
- − Property taxes
- −$927
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$1,647
- − Management
- −$1,647
- − Depreciation
- −$6,545
- Taxable loss
- −$3,907
- Est. tax savings @ 24.0%
- +$938
- After-tax cash flow
- $991/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Montgomery County
- NCES district ID
- 0102430
- Math proficiency
- 9% ▼ -21.00%
- Reading proficiency
- 31% ▼ -1.00%
- Median HH income
- $43,902
- Composite
- 17.24/100
- National rank
- #9093
- State rank
- #106 of 129 in AL
Livability — Montgomery
- Score
- 65/100
- State rank
- #138
- US rank
- #13416
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Montgomery, AL
- County
- Montgomery County · 190,016 people
- City population
- 175,913
- Metro
- Montgomery, AL
- Population (ZIP)
- 14,065
- Household income
- $69,087
- Rent vs Own
- Severe rent burden
- 876.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 224,008 people
- By 2030
- 221,460 · -1.1%
- By 2040
- 214,179 · -4.4%
- By 2050
- 204,912 · -8.5%
- By 2075
- 177,821 · -20.6%
- By 2100
- 145,134 · -35.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 47% Black 43% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Serbian 2% Slovak 2% Italian 1%
- Foreign-born
- 4% · Canada, China, South Korea
- Languages at home
- 94% English-only · Spanish 3%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
- 2008→2024 swing
- +11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
- All cycles
- 2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -22.82%
- Current HPI
- 151.1822
- Rent YoY
- ▲ 6.29%
- Metro
- Montgomery, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
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| Healthcare | 1 | $5B |
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Price history
+55.3% since first listed5 events — show timeline
- 2026-05-12 Relisted — MAAR
- 2026-04-22 Contingent — MAAR
- 2026-04-14 Listed $225,000 MAAR
- 2003-05-19 Sold (MLS) $149,000 MAAR
- 2003-03-26 Listed $144,900 MAAR
Property tax history
+7.5%/yrLatest (2025): $927 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…