212 Parkhurst St · Elkland, PA 16929

$84,900

3 bd · 2.0 ba · 1,712 sqft · SingleFamily public records · 81 Days on market

Built 1900 6,534 sqft lot $50/sqft · 39% below area Est $140k · 39% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• Appreciation +6.4/10.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

212 Parkhurst St, Elkland, PA — A great opportunity for investors or handy buyers—this 3-bedroom, 2-bath home is ready for its next chapter. The layout includes a convenient first-floor bedroom and full bath, along with a detached garage and a nice-sized backyard. Located just a few blocks from downtown Elkland, you'll enjoy easy access to local shops, dining, and everyday amenities. The home has solid potential but will require repairs and updating throughout, including flooring and general cosmetic improvements. A great chance to build equity or take on your next project. Currently owner-occupied—please allow notice for showings.

Key facts

• First-floor bedroom
• Nice-sized backyard
• Full bath

Tags

• FIRST-FLOOR BEDROOM
• FULL BATH
• DETACHED GARAGE
• NICE-SIZED BACKYARD
• EASY ACCESS TO LOCAL SHOPS
• EASY ACCESS TO DINING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

• At list price, monthly cash flow is $265 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $85k).
• Recommended offer: $80k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 65/100 on livability (#1,171 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Northern Tioga SD (rural): math 34% / reading 54% proficiency, ranked #301 of 539 in PA (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Clark Wood El Sch (math 37% / reading 52%, grade F, #815 of 1,518 statewide, top 56%, 294 students, 100% FRL); Williamson Shs (math 26% / reading 50%, grade F, #285 of 437 statewide, top 65%, 535 students, 100% FRL) — zoned schools average 100% FRL vs 45% district-wide (55 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 14 active listings in the ZIP; 32 units permitted in Tioga County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($587 loan paydown + $2k appreciation (2.9% local appreciation)).
• Tioga County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.9% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 81 days — a 6% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $30k; list at $85k implies a 183% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; flood insurance adds $56/mo; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,806 (6.0% below list)

Questions for the listing agent

1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 10.82%
• Cash-on-cash: 16.16%
• DSCR: 1.72
• GRM: 5.7

CMA / ARV

• ARV (median comp): $139,921
• List price: $84,900
• Delta: -39.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
215 Second St	0.12mi	3/2.0	1,837 (+7%)	2mo	$125,000	$68	81
111 S Buffalo St	0.24mi	4/2.0 (+1)	1,728 (+1%)	8mo	$190,000	$110	76
218 W Main St	0.17mi	4/2.0 (+1)	1,670 (-2%)	12mo	$190,000	$114	73
101 Close Ave	0.31mi	4/1.5 (+1)	1,662 (-3%)	6mo	$177,000	$106	69
404 E Main St	0.31mi	3/2.0	1,900 (+11%)	2mo	$215,000	$113	65
510 W Main St	0.51mi	3/2.0	1,683 (-2%)	17mo	$138,000	$82	59
102 Parallel St	0.63mi	3/1.0	1,755 (+2%)	5mo	$183,000	$104	58
118 Coates Ave	0.15mi	3/1.0	1,896 (+11%)	16mo	$38,000	$20	58
206 W River St	0.38mi	3/2.0	1,496 (-13%)	14mo	$195,000	$130	49
24 Maple Lawn Ln	0.62mi	3/1.0	1,820 (+6%)	9mo	$145,000	$80	49
501 N Buffalo	0.52mi	3/2.0	1,920 (+12%)	19mo	$205,000	$107	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.8%
• Equity multiple: 2.12×
• Total profit: $26,683
• Equity at exit: $37,649

10-year hold

• IRR: 21.2%
• Equity multiple: 4.03×
• Total profit: $72,140
• Equity at exit: $57,617

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 16929

• Home prices YoY: 0.9%
• Active inventory: 14
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,243 medium
• Mortgage (P&I): −$445
• Tax from tax record: −$181 /mo · $2,177/yr
• Insurance: −$35
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$261
• Net cashflow: $265

Break-even live

Break-even rent $908

Max offer price $84,900

Occupancy floor 74%

Sensitivity live

Price	-10% $313	-5% $289	+0% $265	+5% $241	+10% $217
Rent	-10% $166	-5% $215	+0% $265	+5% $314	+10% $363
Rate	-1.0pp $307	-0.5pp $286	base $265	+0.5pp $243	+1.0pp $220

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,225
• Closing costs: $2,547
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-22
   days on market $84,900 Active 81 DOM
2. 2026-06-21
   days on market $84,900 Active 80 DOM
3. 2026-06-21
   days on market $84,900 Active 79 DOM
4. 2026-06-18
   days on market $84,900 Active 77 DOM
5. 2026-06-17
   days on market $84,900 Active 76 DOM
6. 2026-06-16
   days on market $84,900 Active 75 DOM
7. 2026-06-15
   days on market $84,900 Active 74 DOM
8. 2026-06-13
   days on market $84,900 Active 72 DOM
9. 2026-06-12
   days on market $84,900 Active 71 DOM
10. 2026-06-09
    days on market $84,900 Active 68 DOM
11. 2026-06-08
    days on market $84,900 Active 67 DOM
12. 2026-06-08
    days on market $84,900 Active 66 DOM
13. 2026-06-07
    days on market $84,900 Active 65 DOM
14. 2026-06-04
    days on market $84,900 Active 62 DOM
15. 2026-06-02
    days on market $84,900 Active 61 DOM
16. 2026-06-01
    days on market $84,900 Active 60 DOM
17. 2026-05-31
    days on market $84,900 Active 59 DOM
18. 2026-04-02
    listed $84,900 Active

    Show marketing remark (657 chars)

    212 Parkhurst St, Elkland, PA — A great opportunity for investors or handy buyers—this 3-bedroom, 2-bath home is ready for its next chapter. The layout includes a convenient first-floor bedroom and full bath, along with a detached garage and a nice-sized backyard. Located just a few blocks from downtown Elkland, you'll enjoy easy access to local shops, dining, and everyday amenities. The home has solid potential but will require repairs and updating throughout, including flooring and general cosmetic improvements. A great chance to build equity or take on your next project. Currently owner-occupied—please allow notice for showings.

19. 2026-04-02
    listed $84,900 Active 657-char remark

    Show marketing remark (657 chars)

    212 Parkhurst St, Elkland, PA — A great opportunity for investors or handy buyers—this 3-bedroom, 2-bath home is ready for its next chapter. The layout includes a convenient first-floor bedroom and full bath, along with a detached garage and a nice-sized backyard. Located just a few blocks from downtown Elkland, you'll enjoy easy access to local shops, dining, and everyday amenities. The home has solid potential but will require repairs and updating throughout, including flooring and general cosmetic improvements. A great chance to build equity or take on your next project. Currently owner-occupied—please allow notice for showings.

20. 1978-08-25
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,177 · $181/mo
• Projected year-2 tax: $2,177 · $181/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 76% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 8 d/yr ≥93°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,918
• − Mortgage interest: −$4,756
• − Property taxes: −$2,177
• − Insurance: −$1,091
• − Repairs & maintenance: −$1,193
• − Management: −$1,193
• − Depreciation: −$2,470
• Taxable income: $2,038
• Est. tax owed @ 24.0%: −$489
• After-tax cash flow: $2,686/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northern Tioga SD
• NCES district ID: 4217730
• Math proficiency: 34% ▼ -4.00%
• Reading proficiency: 54% ▼ -4.00%
• Median HH income: $41,816
• Composite: 36.95/100
• National rank: #4534
• State rank: #301 of 539 in PA

Livability — Elkland

• Score: 65/100
• State rank: #1171
• US rank: #13602

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Elkland, PA
• Population (ZIP): 2,569

Population outlook (Tioga County) Hauer SSP2

• Today (2025): 40,253 people
• By 2030: 38,795 · -3.6%
• By 2040: 35,376 · -12.1%
• By 2050: 32,081 · -20.3%
• By 2075: 24,341 · -39.5%
• By 2100: 17,180 · -57.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 4% Black 2% Hispanic / Latino 2% Asian 1%
• Common ancestry: Slovak 3% Italian 3% Iranian 2%
• Foreign-born: 1% · China, Canada, Jamaica
• Languages at home: 98% English-only · Chinese 1% Spanish 0%

Political lean MEDSL · Tioga

• 2024 margin: Solid R (+51.8) · D 23.6% · R 75.4% · Other 1.0%
• 2008→2024 swing: -24.3pp toward R · 2008: -27.4pp · 2024: -51.8pp
• All cycles: 2024: R+51.8 2020: R+51.2 2016: R+53.6 2012: R+34.8 2008: R+27.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.89%
• Current HPI: 315.5799
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+183.0% since first listed

3 events — show timeline

• 2026-04-02 Listed $84,900 NMPA
• 2026-04-02 Listed $84,900 NMPA
• 1978-08-25 Sold (Public Records) $30,000 Public Records

Property tax history

+4.9%/yr

Latest (2026): $2,177 · +1.5% YoY. Source: county tax records.