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3065 Buchanan Valley Rd
D Composite 41.23
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Schools +4.6/10.0
  • Cash flow +3.3/30.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$399,900

3065 Buchanan Valley Rd · Arendtsville, PA 17353
4 bd · 2.0 ba · 2,516 sqft · Other public records · 28 Days on market
Built 1930 1.92 ac lot $159/sqft · 17% below area Est $482k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

Key facts

  • 1.92 acre lot
  • 2 garage spots
  • Built 1930

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
  • To cash-flow at today's rent, offer at most $181k (54.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (56.3% below list).
  • Recommended offer: $175k (56.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#1,088 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
  • Gettysburg Area SD (rural): math 46% / reading 60% proficiency, ranked #132 of 539 in PA (top 24%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 20 active listings in the ZIP; 403 units permitted in Adams County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $43k of equity ($3k loan paydown + $40k appreciation (10.0% local appreciation)).
  • Adams County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 2, paydown + projected appreciation supports a ~$69k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $67k; list at $400k implies a 497% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $174,716 (56.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.44%
Cap rate
2.58%
Cash-on-cash
-13.28%
DSCR
0.41
GRM
19.1

CMA / ARV

ARV (median comp)
$481,922
List price
$399,900
Delta
-17.02%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.0%
Equity multiple
2.24×
Total profit
$138,828
Equity at exit
$360,262
10-year hold
IRR
14.7%
Equity multiple
5.20×
Total profit
$470,751
Equity at exit
$776,918

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17353

Home prices YoY
5.2%
Active inventory
20
Price-to-rent
19.1×

Monthly cashflow live

Estimated rent
$1,747 medium interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$355 /mo · $4,265/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$367
Net cashflow
$-1,239

Break-even live

Break-even rent $3,315
Max offer price $181,043
Occupancy floor

Sensitivity live

Price -10% $-1,013 -5% $-1,126 +0% $-1,239 +5% $-1,352 +10% $-1,465
Rent -10% $-1,377 -5% $-1,308 +0% $-1,239 +5% $-1,170 +10% $-1,101
Rate -1.0pp $-1,038 -0.5pp $-1,137 base $-1,239 +0.5pp $-1,343 +1.0pp $-1,448

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-19
    days on market $399,900 Active 28 DOM
  2. 2026-06-18
    days on market $399,900 Active 27 DOM
  3. 2026-06-17
    days on market $399,900 Active 26 DOM
  4. 2026-06-16
    days on market $399,900 Active 25 DOM
  5. 2026-06-16
    days on market $399,900 Active 24 DOM
  6. 2026-06-14
    days on market $399,900 Active 22 DOM
  7. 2026-06-12
    days on market $399,900 Active 21 DOM
  8. 2026-06-09
    days on market $399,900 Active 18 DOM
  9. 2026-06-08
    days on market $399,900 Active 17 DOM
  10. 2026-06-07
    pricestatusdays on market $399,900 Active 16 DOM
  11. 2026-05-08
    price $375,000 1847-char remark
    Show marketing remark (1847 chars)

    Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

  12. 2026-05-08
    price $375,100 1847-char remark
    Show marketing remark (1847 chars)

    Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

  13. 2026-05-08
    historical Active Under Contract 1847-char remark
    Show marketing remark (1847 chars)

    Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

  14. 2026-04-24
    listed $374,900 Active 1847-char remark
    Show marketing remark (1847 chars)

    Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

  15. 2026-04-07
    historical $374,900 1847-char remark
    Show marketing remark (1847 chars)

    Rural colonial character with serious practical value — 3065 Buchanan Valley Road is a 4-bedroom, 3 full-bath, 2,516 sq ft colonial set on 1.92 private acres in rural Adams Co, PA, just 15 minutes from Gettysburg in the Gettysburg Area School District. Built in 1930 and substantially renovated in 2005, the home features a mix of luxury plank and hardwood flooring throughout, a main-level bedroom and full bath, and a concrete patio and porch on two sides that sets the tone for the rural lifestyle this property delivers. The kitchen offers adequate cabinet space and tile countertops. What makes this property stand apart from comparable rural inventory is the outbuildings. The brand new detached 30x32 garage has two doors with openers, a concrete floor, and a 12x32 storage loft above — a serious workspace for tradespeople, hobbyists, or anyone who needs more than a standard two-car garage. A separate 16x24 barn built in 2019 adds modern outbuilding capacity without the deferred maintenance of older structures. Both buildings sit on the usable, level portion of the 1.92-acre lot. And No HOA. No restrictions. Franklin Township, Adams County. The Gettysburg Area School District ranks in the top 30% of Pennsylvania public school districts, with a student-teacher ratio of 13:1 and above-average math and reading proficiency scores. Orrtanna sits at the eastern foot of South Mountain, surrounded by apple orchards, wineries, and preserved rural landscape — roughly 55 minutes to Frederick MD, 60 minutes to Harrisburg, and 45 minutes to York. This is a property for the buyer who has been looking for rural acreage with real outbuilding infrastructure and the freedom to use their land — without the price premium of larger parcels or the restrictions of planned communities. Schedule a Personal Showing Today!

  16. 1998-02-20
    soldstatus $67,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,265 · $355/mo
Projected year-2 tax
$5,292 · $441/mo
Expected delta
+$1,027/yr (+$86/mo · 24.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,966
− Mortgage interest
−$22,401
− Property taxes
−$4,265
− Insurance
−$2,000
− Repairs & maintenance
−$1,677
− Management
−$1,677
− Depreciation
−$11,633
Taxable loss
−$22,687
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,445
After-tax cash flow
$-9,422/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gettysburg Area SD
NCES district ID
4210710
Math proficiency
46% ▼ -9.00%
Reading proficiency
60% ▼ -9.00%
Median HH income
$58,451
Composite
46.03/100
National rank
#2526
State rank
#132 of 539 in PA

Livability — Arendtsville

Score
66/100
State rank
#1088
US rank
#12319

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
439
Population (ZIP)
2,745

Population outlook (Adams County) Hauer SSP2

Today (2025)
102,494 people
By 2030
101,890 · -0.6%
By 2040
98,417 · -4.0%
By 2050
92,014 · -10.2%
By 2075
76,128 · -25.7%
By 2100
58,931 · -42.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Hispanic / Latino 2% Two or more races 2%
Common ancestry
Romanian 2% Iranian 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
91% English-only · German/W. Germanic 4% Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · Adams

2024 margin
Solid R (+33.6) · D 32.7% · R 66.4%
2008→2024 swing
-14.1pp toward R · 2008: -19.6pp · 2024: -33.6pp
All cycles
2024: R+33.6 2020: R+34.1 2016: R+36.4 2012: R+27.6 2008: R+19.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 15.28%
Current HPI
307.9862
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+459.7% since first listed
6 events — show timeline
  • 2026-05-08 Price Changed $375,000 BRIGHT MLS
  • 2026-05-08 Price Changed $375,100 BRIGHT MLS
  • 2026-05-08 Contingent BRIGHT MLS
  • 2026-04-24 Listed $374,900 BRIGHT MLS
  • 2026-04-07 Coming Soon $374,900 BRIGHT MLS
  • 1998-02-20 Sold (Public Records) $67,000 Public Records

Property tax history

+2.1%/yr

Latest (2026): $4,265 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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