12387 E Clara Anita Pl · Fortuna Foothills, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 5 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.2/30.0
- 1% rule +7.3/10.0
- DSCR +6.8/10.0
- Rent growth +3.6/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$89,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.
Key facts
- Newer ac unit
- Huge patio
- Corner lot
Tags
Property features AI
Finance
- Other: Paved road access; Lot approximately 2,561 square feet; Located in the Yuma Venture subdivision
- HOA & community: Homeowners association with a $205 monthly fee; Located in a senior community
Exterior
- Parking: Open parking
- Security: Smoke detectors; Carbon monoxide detectors
- Utilities: Public water; Private sewer
- Home design: Manufactured home; Residential property
- Construction: Built as a manufactured/mobile home
- Exterior features: Covered patio; Sliding doors; Shed
Interior
- Kitchen: Refrigerator; Microwave; Electric range
- Bedrooms: 1 full bathroom
- Flooring: Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating; Has cooling
- Interior features: Double-pane windows with blinds; Water purifier; Smoke and carbon monoxide detectors
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $90k.
Deal economics
- At list price, monthly cash flow is $130 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, crime F, amenities F.
- Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Gila Ridge High School (math 13% / reading 17%, grade F, #263 of 381 statewide, top 70%, 2,309 students, 55% FRL).
- Market conditions: Rents rising fast (+4.5%/yr); 415 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 100 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $73k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 8.03%
- Cash-on-cash
- 6.19%
- DSCR
- 1.28
- GRM
- 6.8
CMA / ARV
- ARV (on-the-fly)
- $76,235
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11393 S Maria Rosa Dr | 0.13mi | 1/1.0 | 396 (+0%) | 2mo | $51,250 | $129 | 92 |
| 11423 S Maria Rosa Dr | 0.09mi | 1/1.0 | 398 (+1%) | 4mo | $60,000 | $151 | 91 |
| 11463 S Maria Rosa Dr | 0.05mi | 1/1.0 | 409 (+4%) | 2mo | $85,000 | $208 | 90 |
| 11409 S Clara Anita Dr | 0.12mi | 1/1.0 | 385 (-2%) | 3mo | $76,000 | $197 | 88 |
| 11281 S Clara Anita Dr #22 | 0.27mi | 1/1.0 | 395 (0%) | 4mo | $70,000 | $177 | 84 |
| 11370 S Clara Anita Dr | 0.17mi | 1/1.0 | 402 (+2%) | 8mo | $99,500 | $248 | 83 |
| 11341 S Maria Rosa Dr | 0.20mi | 1/1.0 | 386 (-2%) | 6mo | $68,900 | $178 | 82 |
| 11275 S Clara Anita Dr #21 | 0.28mi | 1/1.0 | 391 (-1%) | 5mo | $73,000 | $187 | 82 |
| 12156 E 39 St | 0.39mi | 1/1.0 | 396 (+0%) | 3mo | $120,000 | $303 | 78 |
| 11360 S Maria Rosa Dr | 0.18mi | 1/1.0 | 420 (+6%) | 4mo | $67,300 | $160 | 78 |
| 11529 S Sandra Ave | 0.44mi | 1/1.0 | 400 (+1%) | 5mo | $113,500 | $284 | 74 |
| 12276 S Maria Rosa Pl | 0.42mi | 2/1.0 (+1) | 405 (+2%) | 3mo | $78,000 | $193 | 69 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.46% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.82×
- Total profit
- $-4,561
- Equity at exit
- $13,419
- IRR
- 6.9%
- Equity multiple
- 1.56×
- Total profit
- $14,035
- Equity at exit
- $7,781
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85367
- Home prices YoY
- -26.2%
- Rents YoY
- 4.5%
- Active inventory
- 415
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,106 medium interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$30 /mo · $355/yr
- Insurance
- −$37
- HOA
- −$205
- Vacancy / Maint / Mgmt
- −$232
- Net cashflow
- $130
Break-even live
Sensitivity live
| Price | -10% $181 | -5% $156 | +0% $130 | +5% $105 | +10% $79 |
|---|---|---|---|---|---|
| Rent | -10% $43 | -5% $86 | +0% $130 | +5% $174 | +10% $217 |
| Rate | -1.0pp $175 | -0.5pp $153 | base $130 | +0.5pp $107 | +1.0pp $83 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $205 · $2,460/yr
Listing history 26 events
-
2026-06-21days on market $89,999 Active 100 DOM
-
2026-06-19days on market $89,999 Active 98 DOM
-
2026-06-18days on market $89,999 Active 97 DOM
-
2026-06-17days on market $89,999 Active 96 DOM
-
2026-06-16days on market $89,999 Active 95 DOM
-
2026-06-15days on market $89,999 Active 94 DOM
-
2026-06-14days on market $89,999 Active 92 DOM
-
2026-06-13days on market $89,999 Active 91 DOM
-
2026-06-10days on market $89,999 Active 89 DOM
-
2026-06-09days on market $89,999 Active 88 DOM
-
2026-06-08days on market $89,999 Active 87 DOM
-
2026-06-07days on market $89,999 Active 86 DOM
-
2026-06-05days on market $89,999 Active 83 DOM
-
2026-06-02days on market $89,999 Active 81 DOM
-
2026-06-01days on market $89,999 Active 80 DOM
-
2026-05-31days on market $89,999 Active 79 DOM
-
2026-05-30days on market $89,999 Active 78 DOM
-
2026-05-01price $92,000
-
2026-04-13price $94,000
-
2026-04-06price $97,000
-
2026-03-13$105,000 Active
-
2023-10-20soldstatus $73,000 Closed 179-char remark
Show marketing remark (179 chars)
Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.
-
2023-10-20soldstatus $73,000
Show marketing remark (179 chars)
Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.
-
2023-10-05historical Active Under Contract 179-char remark
Show marketing remark (179 chars)
Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.
-
2023-09-12$78,000 Active 179-char remark
Show marketing remark (179 chars)
Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.
-
1998-12-04soldstatus $48,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $355 · $30/mo
- Projected year-2 tax
- $594 · $49/mo
- Expected delta
- +$239/yr (+$20/mo · 67.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 5 d/yr ≥113°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,277
- − Mortgage interest
- −$5,041
- − Property taxes
- −$355
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,062
- − Management
- −$1,062
- − HOA
- −$2,460
- − Depreciation
- −$2,618
- Taxable income
- $228
- Est. tax owed @ 24.0%
- −$55
- After-tax cash flow
- $1,506/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yuma Union High School District (4507)
- NCES district ID
- 0409630
- Math proficiency
- 14% ▼ -12.00%
- Reading proficiency
- 16% ▼ -10.00%
- Median HH income
- $40,512
- Composite
- 12.86/100
- National rank
- #9592
- State rank
- #212 of 249 in AZ
Livability — Fortuna Foothills
- Score
- 60/100
- State rank
- #174
- US rank
- #18663
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fortuna Foothills, AZ
- County
- Yuma County · 149,809 people
- City population
- 21,356
- Metro
- Yuma, AZ
- Population (ZIP)
- 22,074
- Household income
- $58,469
- Rent vs Own
- Severe rent burden
- 408.0
Population outlook (Yuma County) Hauer SSP2
- Today (2025)
- 211,633 people
- By 2030
- 214,114 · +1.2%
- By 2040
- 217,856 · +2.9%
- By 2050
- 220,276 · +4.1%
- By 2075
- 222,359 · +5.1%
- By 2100
- 198,880 · -6.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Portuguese 4% Lithuanian 2% Italian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Yuma
- 2024 margin
- Strong R (+20.4) · D 39.3% · R 59.8%
- 2008→2024 swing
- -6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
- All cycles
- 2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.81%
- Current HPI
- 227.2692
- Rent YoY
- ▲ 4.46%
- Metro
- Yuma, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
+91.7% since first listed9 events — show timeline
- 2026-05-01 Price Changed $92,000 YAR
- 2026-04-13 Price Changed $94,000 YAR
- 2026-04-06 Price Changed $97,000 YAR
- 2026-03-13 Listed $105,000 YAR
- 2023-10-20 Sold (Public Records) $73,000 Public Records
- 2023-10-20 Sold (MLS) $73,000 YAR
- 2023-10-05 Contingent — YAR
- 2023-09-12 Listed $78,000 YAR
- 1998-12-04 Sold (Public Records) $48,000 Public Records
Property tax history
-4.3%/yrLatest (2025): $355 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…