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12387 E Clara Anita Pl
D+ Composite 45.64
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • 1% rule +7.3/10.0
  • DSCR +6.8/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$89,999

12387 E Clara Anita Pl · Fortuna Foothills, AZ 85367
1 bd · 1.0 ba · 395 sqft · Manufactured public records · 100 Days on market
Built 1988 2,561 sqft lot Est $76k · 18% over $205/mo HOA · 19% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.

Key facts

  • Newer ac unit
  • Huge patio
  • Corner lot

Tags

CORNER LOTHUGE PATIOADDED GLASS ARIZONA ROOMNEWER AC UNITCOST EFFICIENT LIGHTINGSTORAGE SHED WITH ELECTRIC

Property features AI

Finance

  • Other: Paved road access; Lot approximately 2,561 square feet; Located in the Yuma Venture subdivision
  • HOA & community: Homeowners association with a $205 monthly fee; Located in a senior community

Exterior

  • Parking: Open parking
  • Security: Smoke detectors; Carbon monoxide detectors
  • Utilities: Public water; Private sewer
  • Home design: Manufactured home; Residential property
  • Construction: Built as a manufactured/mobile home
  • Exterior features: Covered patio; Sliding doors; Shed

Interior

  • Kitchen: Refrigerator; Microwave; Electric range
  • Bedrooms: 1 full bathroom
  • Flooring: Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Has heating; Has cooling
  • Interior features: Double-pane windows with blinds; Water purifier; Smoke and carbon monoxide detectors
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $130 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, crime F, amenities F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Gila Ridge High School (math 13% / reading 17%, grade F, #263 of 381 statewide, top 70%, 2,309 students, 55% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 415 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $73k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,899 (9.0% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
8.03%
Cash-on-cash
6.19%
DSCR
1.28
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$76,235
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11393 S Maria Rosa Dr 0.13mi 1/1.0 396 (+0%) 2mo $51,250 $129 92
11423 S Maria Rosa Dr 0.09mi 1/1.0 398 (+1%) 4mo $60,000 $151 91
11463 S Maria Rosa Dr 0.05mi 1/1.0 409 (+4%) 2mo $85,000 $208 90
11409 S Clara Anita Dr 0.12mi 1/1.0 385 (-2%) 3mo $76,000 $197 88
11281 S Clara Anita Dr #22 0.27mi 1/1.0 395 (0%) 4mo $70,000 $177 84
11370 S Clara Anita Dr 0.17mi 1/1.0 402 (+2%) 8mo $99,500 $248 83
11341 S Maria Rosa Dr 0.20mi 1/1.0 386 (-2%) 6mo $68,900 $178 82
11275 S Clara Anita Dr #21 0.28mi 1/1.0 391 (-1%) 5mo $73,000 $187 82
12156 E 39 St 0.39mi 1/1.0 396 (+0%) 3mo $120,000 $303 78
11360 S Maria Rosa Dr 0.18mi 1/1.0 420 (+6%) 4mo $67,300 $160 78
11529 S Sandra Ave 0.44mi 1/1.0 400 (+1%) 5mo $113,500 $284 74
12276 S Maria Rosa Pl 0.42mi 2/1.0 (+1) 405 (+2%) 3mo $78,000 $193 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.46% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.82×
Total profit
$-4,561
Equity at exit
$13,419
10-year hold
IRR
6.9%
Equity multiple
1.56×
Total profit
$14,035
Equity at exit
$7,781

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85367

Home prices YoY
-26.2%
Rents YoY
4.5%
Active inventory
415
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,106 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$30 /mo · $355/yr
Insurance
$37
HOA
$205
Vacancy / Maint / Mgmt
$232
Net cashflow
$130

Break-even live

Break-even rent $942
Max offer price $89,999
Occupancy floor 83%

Sensitivity live

Price -10% $181 -5% $156 +0% $130 +5% $105 +10% $79
Rent -10% $43 -5% $86 +0% $130 +5% $174 +10% $217
Rate -1.0pp $175 -0.5pp $153 base $130 +0.5pp $107 +1.0pp $83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$205 · $2,460/yr

Listing history 26 events

  1. 2026-06-21
    days on market $89,999 Active 100 DOM
  2. 2026-06-19
    days on market $89,999 Active 98 DOM
  3. 2026-06-18
    days on market $89,999 Active 97 DOM
  4. 2026-06-17
    days on market $89,999 Active 96 DOM
  5. 2026-06-16
    days on market $89,999 Active 95 DOM
  6. 2026-06-15
    days on market $89,999 Active 94 DOM
  7. 2026-06-14
    days on market $89,999 Active 92 DOM
  8. 2026-06-13
    days on market $89,999 Active 91 DOM
  9. 2026-06-10
    days on market $89,999 Active 89 DOM
  10. 2026-06-09
    days on market $89,999 Active 88 DOM
  11. 2026-06-08
    days on market $89,999 Active 87 DOM
  12. 2026-06-07
    days on market $89,999 Active 86 DOM
  13. 2026-06-05
    days on market $89,999 Active 83 DOM
  14. 2026-06-02
    days on market $89,999 Active 81 DOM
  15. 2026-06-01
    days on market $89,999 Active 80 DOM
  16. 2026-05-31
    days on market $89,999 Active 79 DOM
  17. 2026-05-30
    days on market $89,999 Active 78 DOM
  18. 2026-05-01
    price $92,000
  19. 2026-04-13
    price $94,000
  20. 2026-04-06
    price $97,000
  21. 2026-03-13
    listed $105,000 Active
  22. 2023-10-20
    soldstatus $73,000 Closed 179-char remark
    Show marketing remark (179 chars)

    Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.

  23. 2023-10-20
    soldstatus $73,000
    Show marketing remark (179 chars)

    Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.

  24. 2023-10-05
    historical Active Under Contract 179-char remark
    Show marketing remark (179 chars)

    Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.

  25. 2023-09-12
    listed $78,000 Active 179-char remark
    Show marketing remark (179 chars)

    Move in ready 1 bedroom and 1 bath 1988 Park Model with addition can be used as a office or hobby room also lot is 2,561 sq ft lot. Property includes lot. HOA fee monthly $170.00.

  26. 1998-12-04
    soldstatus $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$355 · $30/mo
Projected year-2 tax
$594 · $49/mo
Expected delta
+$239/yr (+$20/mo · 67.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥113°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,277
− Mortgage interest
−$5,041
− Property taxes
−$355
− Insurance
−$450
− Repairs & maintenance
−$1,062
− Management
−$1,062
− HOA
−$2,460
− Depreciation
−$2,618
Taxable income
$228
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$55
After-tax cash flow
$1,506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
22,074
Household income
$58,469
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
408.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 4% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.81%
Current HPI
227.2692
Rent YoY
▲ 4.46%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+91.7% since first listed
9 events — show timeline
  • 2026-05-01 Price Changed $92,000 YAR
  • 2026-04-13 Price Changed $94,000 YAR
  • 2026-04-06 Price Changed $97,000 YAR
  • 2026-03-13 Listed $105,000 YAR
  • 2023-10-20 Sold (Public Records) $73,000 Public Records
  • 2023-10-20 Sold (MLS) $73,000 YAR
  • 2023-10-05 Contingent YAR
  • 2023-09-12 Listed $78,000 YAR
  • 1998-12-04 Sold (Public Records) $48,000 Public Records

Property tax history

-4.3%/yr

Latest (2025): $355 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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