5557 W Mine Trl · Phoenix, AZ 85083

$799,900

5 bd · 4.0 ba · 4,863 sqft · SingleFamily public records · 423 Days on market

Built 2011 10,000 sqft lot $164/sqft · 7% below area Est $865k · 7% under $98/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.9/15.0
• Appreciation +10.0/10.0
• Cash flow +5.1/30.0
• Schools +4.7/10.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• 1% rule +0.1/10.0
• DSCR +0.0/10.0

Listing remarks MLS

*** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

Key facts

• Large center island
• 4-car garage
• Upgraded kitchen

Tags

• FULLY PAID-OFF SOLAR SYSTEM
• 4-CAR GARAGE
• UPGRADED KITCHEN
• LARGE CENTER ISLAND
• LOFT GAME ROOM
• LOW-MAINTENANCE LIVING

What this means for you Summary

Snapshot

• This is a 5-bed/4.0-bath single-family listed at $800k.

Deal economics

• At list price, monthly cash flow is $-2k ($-22k/yr) — negative.
• To cash-flow at today's rent, offer at most $473k (40.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $405k (49.4% below list).
• Recommended offer: $405k (49.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
• Deer Valley Unified District (4246) (urban): math 50% / reading 55% proficiency, ranked #33 of 249 in AZ (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Las Brisas Elementary School (math 57% / reading 63%, grade B-, #146 of 1,109 statewide, top 13%, 476 students, 18% FRL); Hillcrest Middle School (math 49% / reading 60%, grade B-, #15 of 218 statewide, top 7%, 899 students, 14% FRL); Sandra Day O'Connor High School (math 43% / reading 48%, grade D-, #58 of 381 statewide, top 15%, 2,567 students, 13% FRL).
• Market conditions: Rents rising (+2.3%/yr); 123 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent runs 33% of the median local income ($149k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $86k of equity ($6k loan paydown + $80k appreciation (10.0% local appreciation)).
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$137k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 423 days — a 12% lower offer ($704k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $404,774 (49.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 423 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.51% ✗
• Cap rate: 3.52%
• Cash-on-cash: -9.92%
• DSCR: 0.56
• GRM: 16.5

CMA / ARV

• ARV (median comp): $864,524
• List price: $799,900
• Delta: -7.48%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5610 W Straight Arrow Ln	0.09mi	4/3.0 (-1)	4,863 (0%)	16mo	$957,000	$197	74
5724 W Rowel Rd	0.72mi	5/4.5	4,796 (-1%)	2mo	$1,040,000	$217	61
5812 W Spur Dr	0.68mi	5/4.5	4,796 (-1%)	10mo	$1,085,000	$226	56
6005 W Fetlock Trl	0.55mi	5/3.5	4,566 (-6%)	15mo	$875,000	$192	50
5140 W Bent Tree Dr	0.49mi	6/4.0 (+1)	4,232 (-13%)	9mo	$665,000	$157	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold

• IRR: 17.2%
• Equity multiple: 2.40×
• Total profit: $314,659
• Equity at exit: $720,613

10-year hold

• IRR: 16.1%
• Equity multiple: 5.52×
• Total profit: $1,013,197
• Equity at exit: $1,554,030

Cash invested: $223,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85083

• Home prices YoY: 5.4%
• Rents YoY: 2.3%
• Active inventory: 123
• Price-to-rent: 16.5×

Monthly cashflow live

• Estimated rent: $4,048 medium
• Mortgage (P&I): −$4,195
• Tax from tax record: −$423 /mo · $5,070/yr
• Insurance: −$333
• HOA: −$98
• Vacancy / Maint / Mgmt: −$850
• Net cashflow: $-1,851

Break-even live

Break-even rent $6,391

Max offer price $472,936

Occupancy floor —

Sensitivity live

Price	-10% $-1,398	-5% $-1,624	+0% $-1,851	+5% $-2,077	+10% $-2,304
Rent	-10% $-2,171	-5% $-2,011	+0% $-1,851	+5% $-1,691	+10% $-1,531
Rate	-1.0pp $-1,448	-0.5pp $-1,647	base $-1,851	+0.5pp $-2,058	+1.0pp $-2,269

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $199,975
• Closing costs: $23,997
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5826 W Plum Rd Phoenix, AZ	5.0	4.0	3987	$4,500	$1.13	45d	1	0.34mi
5224 W Bent Tree Dr Phoenix, AZ	5.0	4.0	3638	$3,300	$0.91	20d	1	0.43mi
5411 W Rowel Rd Phoenix, AZ	5.0	3.0	3422	$3,099	$0.91	1d	1	0.72mi

HOA detail

• Monthly dues: $98 · $1,176/yr
• Likely covers: gym

Listing history 17 events

1. 2026-06-01
   days on market $799,900 Active 423 DOM
2. 2026-05-31
   days on market $799,900 Active 422 DOM
3. 2026-04-10
   price $799,900 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

4. 2026-03-16
   price $830,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

5. 2026-03-02
   price $850,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

6. 2026-02-24
   price $860,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

7. 2026-02-03
   price $880,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

8. 2025-12-16
   price $900,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

9. 2025-12-02
   price $890,000 1826-char remark

   Show marketing remark (1826 chars)

   *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

10. 2025-11-04
    price $880,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

11. 2025-10-14
    price $900,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

12. 2025-09-22
    price $940,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

13. 2025-08-19
    price $950,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

14. 2025-07-07
    price $960,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

15. 2025-06-02
    price $980,000 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

16. 2025-04-04
    listed $1,000,000 Active 1826-char remark

    Show marketing remark (1826 chars)

    *** FREE solar with low APS** A true show-stopper, this stunning Mine Trail residence impresses from the moment you step inside with soaring, dramatic ceilings and an open, light-filled design. Offering 4 bedrooms plus a den and a spacious game room, along with 3 full bathrooms, this home delivers both luxury and functionality for today's lifestyle. The heart of the home is the designer kitchen, featuring over $50,000 in upgrades including Wolf and Sub-Zero appliances, custom cabinetry, and an oversized center island--perfect for entertaining, everyday living, and gathering with family and friends. The kitchen flows seamlessly into the main living areas, making it ideal for hosting while still feeling warm and inviting. The main level offers expansive formal living and dining spaces, while upstairs you'll find a versatile loft/game room perfect for movie nights, a home gym, or a play space. A dedicated den adds flexibility for a home office or guest retreat. This home also includes a fully owned solar system, FREE solar with low APS bills, providing incredible energy efficiency year-round. A rare 4-car garage plus additional covered parking offers exceptional space for vehicles, storage, or recreational toys. Both the front and backyard are low-maintenance, allowing you to enjoy the Arizona lifestyle without the upkeep. Located in the highly desirable Stetson Valley community, just minutes from Inspiration Mountain Elementary in the acclaimed Deer Valley Unified School District, this home is perfectly positioned. A brand-new park is being added next to the school, enhancing an already family-friendly neighborhood with scenic trails, mountain views, and outdoor living at its best. Luxury, space, energy efficiency, and an unbeatable North Phoenix location this is Mine Trail living at its finest.

17. 2008-03-25
    soldstatus $5,983,601

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $5,070 · $423/mo
• Projected year-2 tax: $5,279 · $440/mo
• Expected delta: +$209/yr (+$17/mo · 4.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 6 d/yr ≥110°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $48,573
• − Mortgage interest: −$44,807
• − Property taxes: −$5,070
• − Insurance: −$4,000
• − Repairs & maintenance: −$3,886
• − Management: −$3,886
• − HOA: −$1,176
• − Depreciation: −$23,270
• Taxable loss: −$37,521
• Est. tax savings @ 24.0%: +$9,005
• After-tax cash flow: $-13,205/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Deer Valley Unified District (4246)
• NCES district ID: 0407750
• Math proficiency: 50% ▼ -9.00%
• Reading proficiency: 55% ▼ -6.00%
• Median HH income: $72,516
• Composite: 47.0/100
• National rank: #2346
• State rank: #33 of 249 in AZ

Livability — Phoenix

• Score: 75/100
• State rank: #16
• US rank: #3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Phoenix, AZ
• County: Maricopa County · 4,537,380 people
• City population: 1,500,198
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 21,022
• Household income: $149,087
• Rent vs Own: 10.5% rent · 89.5% own
• Severe rent burden: 81.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Asian 10% Hispanic / Latino 10% Two or more races 6% Black 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Portuguese 3% Lithuanian 2% Scandinavian 2%
• Foreign-born: 14% · Canada, China, Vietnam
• Languages at home: 83% English-only · Other Indo-European 7% Other Asian/Pacific 3% Spanish 3%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 14.78%
• Current HPI: 289.2128
• Rent YoY: ▲ 2.29%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-86.6% since first listed

15 events — show timeline

• 2026-04-10 Price Changed $799,900 ARMLS
• 2026-03-16 Price Changed $830,000 ARMLS
• 2026-03-02 Price Changed $850,000 ARMLS
• 2026-02-24 Price Changed $860,000 ARMLS
• 2026-02-03 Price Changed $880,000 ARMLS
• 2025-12-16 Price Changed $900,000 ARMLS
• 2025-12-02 Price Changed $890,000 ARMLS
• 2025-11-04 Price Changed $880,000 ARMLS
• 2025-10-14 Price Changed $900,000 ARMLS
• 2025-09-22 Price Changed $940,000 ARMLS
• 2025-08-19 Price Changed $950,000 ARMLS
• 2025-07-07 Price Changed $960,000 ARMLS
• 2025-06-02 Price Changed $980,000 ARMLS
• 2025-04-04 Listed $1,000,000 ARMLS
• 2008-03-25 Sold (Public Records) $5,983,601 Public Records

Property tax history

+8.8%/yr

Latest (2025): $5,070 · +1.5% YoY. Source: county tax records.