4935 Blocker Rd · Marshall, TX 75642

$55,000

1 bd · 1.0 ba · 468 sqft · SingleFamily · 239 Days on market

Built 2019 Poor condition 1.00 ac lot ↓ 8% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +4.5/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +1.0/5.0

Listing remarks MLS

Looking to downsize or want an investment property? Look no further! This 1 bed/1 bath efficiency comes with a small kitchen and includes washer/dryer hookups. It sits on 1 acre, is mostly fenced, has a creek and comes with a storage building as well as a covered shed. It is being sold "AS-IS" and is priced to sell at only $55,000!

Key facts

• Covered shed
• Storage building
• Washer dryer hookups

Tags

• WASHER DRYER HOOKUPS
• MOSTLY FENCED
• HAS A CREEK
• STORAGE BUILDING
• COVERED SHED

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $55k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $117 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($787 rent vs $55k).
• Recommended offer: $48k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#451 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Elysian Fields ISD (rural): math 52% / reading 54% proficiency, ranked #136 of 826 in TX (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 13 active listings in the ZIP; 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($380 loan paydown + $2k appreciation (3.0% local appreciation)).
• At projected returns (3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 239 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago; this cycle's ask has dropped $8k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $48,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 239 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 11.57%
• Cash-on-cash: 18.84%
• DSCR: 1.84
• GRM: 5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.1%
• Equity multiple: 1.92×
• Total profit: $14,137
• Equity at exit: $24,730

10-year hold

• IRR: 17.7%
• Equity multiple: 3.60×
• Total profit: $40,055
• Equity at exit: $38,112

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75642

• Active inventory: 13
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $787 medium
• Mortgage (P&I): −$288
• Tax est. 1.5%: −$69 /mo · $825/yr
• Insurance: −$23
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$165
• Net cashflow: $117

Break-even live

Break-even rent $640

Max offer price $55,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,750
• Closing costs: $1,650
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-18
   days on market $55,000 Active 239 DOM
2. 2026-06-17
   days on market $55,000 Active 238 DOM
3. 2026-06-16
   days on market $55,000 Active 237 DOM
4. 2026-06-15
   days on market $55,000 Active 236 DOM
5. 2026-06-13
   days on market $55,000 Active 234 DOM
6. 2026-06-12
   days on market $55,000 Active 233 DOM
7. 2026-06-09
   days on market $55,000 Active 230 DOM
8. 2026-06-08
   days on market $55,000 Active 229 DOM
9. 2026-06-08
   days on market $55,000 Active 228 DOM
10. 2026-06-07
    days on market $55,000 Active 227 DOM
11. 2026-06-03
    days on market $55,000 Active 224 DOM
12. 2026-06-02
    days on market $55,000 Active 223 DOM
13. 2026-06-01
    days on market $55,000 Active 222 DOM
14. 2026-05-31
    days on market $55,000 Active 221 DOM
15. 2026-04-03
    status Active 343-char remark

    Show marketing remark (343 chars)

    Looking to downsize or want an investment property? Look no further! This 1 bed/1 bath efficiency comes with a small kitchen and includes washer/dryer hookups. It sits on 1 acre, is mostly fenced, has a creek and comes with a storage building as well as a covered shed. It is being sold "AS-IS" and is priced to sell at only $55,000!

16. 2026-04-03
    price $55,000 343-char remark

    Show marketing remark (343 chars)

    Looking to downsize or want an investment property? Look no further! This 1 bed/1 bath efficiency comes with a small kitchen and includes washer/dryer hookups. It sits on 1 acre, is mostly fenced, has a creek and comes with a storage building as well as a covered shed. It is being sold "AS-IS" and is priced to sell at only $55,000!

17. 2025-09-10
    listed $62,500 Active 343-char remark

    Show marketing remark (343 chars)

    Looking to downsize or want an investment property? Look no further! This 1 bed/1 bath efficiency comes with a small kitchen and includes washer/dryer hookups. It sits on 1 acre, is mostly fenced, has a creek and comes with a storage building as well as a covered shed. It is being sold "AS-IS" and is priced to sell at only $55,000!

18. 2025-04-09
    status Pending
19. 2025-01-24
    listed $59,900 Active
20. 2024-06-06
    listed $59,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone A · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $9,446
• − Mortgage interest: −$3,081
• − Property taxes: −$825
• − Insurance: −$1,778
• − Repairs & maintenance: −$756
• − Management: −$756
• − Depreciation: −$1,600
• Taxable income: $651
• Est. tax owed @ 24.0%: −$156
• After-tax cash flow: $1,242/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and renovations to become move-in ready. Immediate attention is needed to address structural and safety issues.

Repairs flagged

• Major Exposed framing — Structural integrity compromised
• Major Exposed drywall — Safety hazard
• Major Exposed ductwork — Ventilation system compromised

Value-add opportunities

• Resale Complete kitchen cabinets and countertops — Enhances functionality and aesthetic appeal
• Resale Complete bathroom fixtures and cabinet doors — Enhances functionality and aesthetic appeal
• Resale Replace siding and roof — Improves structural integrity and appearance
• Resale Paint interior and exterior — Enhances aesthetic appeal
• Both Landscaping and curb appeal — Enhances property value and curb appeal

Renovation cost estimate screening

Repair item	Severity	Est. cost
Exposed framing · Structural integrity compromised	Major	$15,000–50,000
Exposed drywall · Safety hazard	Major	$15,000–50,000
Exposed ductwork · Ventilation system compromised	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Resale Complete kitchen cabinets and countertops — Enhances functionality and aesthetic appeal ↑
• Resale Complete bathroom fixtures and cabinet doors — Enhances functionality and aesthetic appeal ↑
• Resale Replace siding and roof — Improves structural integrity and appearance ↑
• Resale Paint interior and exterior — Enhances aesthetic appeal ↑
• Both Landscaping and curb appeal — Enhances property value and curb appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Elysian Fields ISD
• NCES district ID: 4818480
• Math proficiency: 52% ▼ -3.00%
• Reading proficiency: 54% ▲ 2.00%
• Median HH income: $48,512
• Composite: 45.13/100
• National rank: #2684
• State rank: #136 of 826 in TX

Livability — Marshall

• Score: 68/100
• State rank: #451
• US rank: #9156

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 18,670
• Population (ZIP): 50

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 68,691 people
• By 2030: 69,317 · +0.9%
• By 2040: 69,973 · +1.9%
• By 2050: 70,090 · +2.0%
• By 2075: 70,607 · +2.8%
• By 2100: 67,546 · -1.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (100%)
• Race & ethnicity: White 100%

Political lean MEDSL · Harrison

• 2024 margin: Solid R (+50.6) · D 24.4% · R 75.0%
• 2008→2024 swing: -19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
• All cycles: 2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-8.2% since first listed

6 events — show timeline

• 2026-04-03 Relisted — LAAR
• 2026-04-03 Price Changed $55,000 LAAR
• 2025-09-10 Listed $62,500 LAAR
• 2025-04-09 Pending — LAAR
• 2025-01-24 Listed $59,900 LAAR
• 2024-06-06 Listed $59,900 LAAR