11 Bishop Cir · Penn Forest, PA 18210

$329,000

3 bd · 2.5 ba · 2,018 sqft · SingleFamily public records · 145 Days on market

Built 2006 0.31 ac lot $163/sqft · 29% below area Est $465k · 29% under $56/mo HOA · 2% of rent

---

Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +6.6/30.0
• Appreciation +3.6/10.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.8/10.0
• DSCR +0.9/10.0

Listing remarks MLS

SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

Key facts

• Eat in kitchen
• Second story decks
• Breakfast bar

Tags

• OUTDOOR ENTERTAINING SPACE
• STONE FACED PROPANE FIREPLACE
• EAT IN KITCHEN
• BREAKFAST BAR
• FIRST FLOOR BEDROOM
• SECOND STORY DECKS

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $329k.

Deal economics

• At list price, monthly cash flow is $-535 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $235k (28.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (31.7% below list).
• Recommended offer: $225k (31.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Jim Thorpe Area SD (rural): math 25% / reading 47% proficiency, ranked #394 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Penn-Kidder Campus (math 18% / reading 45%, grade F, #1,112 of 1,518 statewide, top 73%, 571 students, 62% FRL); Jim Thorpe Area Hs (math 62% / reading 75%, grade B, #53 of 437 statewide, top 13%, 565 students, 45% FRL) — zoned schools average 54% FRL vs 38% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 50% at this address vs 36% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Jim Thorpe Area SD average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 457 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 145 days — a 12% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 8y ago; this cycle's ask has dropped $51k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $165k; list at $329k implies a 99% gain — meaningful room to come down on a strong offer.

Recommended offer $224,821 (31.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 4.34%
• Cash-on-cash: -6.96%
• DSCR: 0.69
• GRM: 12.2

CMA / ARV

• ARV (median comp): $464,629
• List price: $329,000
• Delta: -29.19%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
62 Whitman Ln	0.11mi	3/2.0	2,034 (+1%)	1mo	$375,000	$184	91
29 Hugo Dr	0.30mi	3/2.5	2,177 (+8%)	1mo	$436,000	$200	72
21 Wilde Gln	0.53mi	3/2.0	2,038 (+1%)	1mo	$490,000	$240	70
6 Dillon Way	0.25mi	3/2.0	1,882 (-7%)	6mo	$390,000	$207	70
11 Key Gln	0.50mi	4/2.5 (+1)	2,100 (+4%)	2mo	$410,000	$195	63
426 Towamensing Trl	0.35mi	4/2.0 (+1)	1,844 (-9%)	8mo	$380,000	$206	55
23 Van Doren Mews	0.24mi	4/3.0 (+1)	2,265 (+12%)	10mo	$330,000	$146	53
126 Eliot Ln	0.47mi	3/2.0	1,750 (-13%)	6mo	$385,618	$220	49
72 Keats Ln	0.65mi	3/3.0	1,829 (-9%)	5mo	$597,000	$326	47
28 Sandburg Gln	0.43mi	3/3.0	1,721 (-15%)	13mo	$363,000	$211	42
132 Keats Ln	0.61mi	4/2.0 (+1)	1,784 (-12%)	14mo	$390,000	$219	34
744 S Old Stage Rd	0.73mi	4/3.0 (+1)	2,240 (+11%)	11mo	$375,000	$167	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -27.4%
• Equity multiple: 0.07×
• Total profit: $-85,745
• Equity at exit: $50,713

10-year hold

• IRR: -25.0%
• Equity multiple: -0.27×
• Total profit: $-116,949
• Equity at exit: $31,302

Cash invested: $92,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18210

• Home prices YoY: -1.4%
• Active inventory: 457
• Price-to-rent: 12.2×

Monthly cashflow live

• Estimated rent: $2,248 medium
• Mortgage (P&I): −$1,725
• Tax from tax record: −$392 /mo · $4,707/yr
• Insurance: −$137
• HOA: −$56
• Vacancy / Maint / Mgmt: −$472
• Net cashflow: $-535

Break-even live

Break-even rent $2,925

Max offer price $234,564

Occupancy floor —

Sensitivity live

Price	-10% $-348	-5% $-441	+0% $-535	+5% $-628	+10% $-721
Rent	-10% $-712	-5% $-623	+0% $-535	+5% $-446	+10% $-357
Rate	-1.0pp $-369	-0.5pp $-451	base $-535	+0.5pp $-620	+1.0pp $-707

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,250
• Closing costs: $9,870
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
798 Towamensing Trl Albrightsville, PA	3.0	2.5	1568	$2,150	$1.37	23d	1	0.98mi
798 Towamensing Trl Albrightsville, PA	3.0	2.5	1568	$2,150	$1.37	45d	1	0.98mi
113 Meckesville Rd Albrightsville, PA	4.0	2.5	1721	$2,500	$1.45	21d	1	1.38mi

HOA detail

• Monthly dues: $56 · $672/yr
• Likely covers: waterelectricpool

Listing history 34 events

1. 2026-06-22
   days on market $329,000 Active 145 DOM
2. 2026-06-18
   days on market $329,000 Active 142 DOM
3. 2026-06-17
   days on market $329,000 Active 141 DOM
4. 2026-06-16
   days on market $329,000 Active 140 DOM
5. 2026-06-15
   days on market $329,000 Active 139 DOM
6. 2026-06-14
   days on market $329,000 Active 137 DOM
7. 2026-06-10
   days on market $329,000 Active 134 DOM
8. 2026-06-09
   days on market $329,000 Active 133 DOM
9. 2026-06-08
   days on market $329,000 Active 132 DOM
10. 2026-06-07
    days on market $329,000 Active 131 DOM
11. 2026-06-03
    days on market $329,000 Active 127 DOM
12. 2026-06-02
    days on market $329,000 Active 126 DOM
13. 2026-06-01
    days on market $329,000 Active 125 DOM
14. 2026-05-31
    days on market $329,000 Active 124 DOM
15. 2026-05-31
    days on market $329,000 Active 123 DOM
16. 2026-05-14
    price $329,000 1424-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

17. 2026-05-14
    price $329,000 1450-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

18. 2026-04-23
    price $340,000 1424-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

19. 2026-04-23
    price $340,000 1450-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

20. 2026-03-11
    price $359,900 1450-char remark

    Show marketing remark (1424 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

21. 2026-03-11
    price $359,900 1424-char remark

    Show marketing remark (1424 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

22. 2026-01-07
    price $370,000 1450-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

23. 2025-12-13
    listed $370,000 Active 1424-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

24. 2025-12-13
    listed $380,000 Active 1450-char remark

    Show marketing remark (1450 chars)

    SPACIOUS 3-4 bed/ 2 full bath contemporary home offers the perfect blend of comfort, functionality, and OUTDOOR ENTERTAINING space in a FANTASTIC LOCATION just around the corner from the MARINA & LAKE! Inside, you'll find a huge living room with STONE FACED PROPANE FIREPLACE while the EAT IN KITCHEN features a BREAKFAST BAR with ample seating, making it the heart of the home for everyday living and entertaining. A FIRST FLOOR BEDROOM with direct access to a full bath provides convenience. First floor laundry too! Upstairs, you'll find multiple bedrooms along with a second full bathroom, and access to the front and rear facing SECOND STORY DECKS! Step outside and enjoy the exceptional outdoor amenities, including even more deck space, a HOT TUB ideal for relaxing, and an ABOVE-GROUND POOL for summer fun. Partially finished shed equipped with electricity, water, and a convenient half bath! TURNKEY- FULLY FURNISHED! With abundant indoor living space and impressive outdoor features, this home is designed for making memories year-round. Enjoy access to Towamensing Trails' lake, clubhouse, pool, tennis & basketball courts, playground and beach, all while remaining just minutes from the area's top Pocono attractions like Hickory Run State Park, Pocono Raceway, downtown Jim Thorpe, hiking, biking, & more! This home is perfect for a primary home, vacation home, or STR investment! Property has a 3 bedroom septic system.

25. 2025-08-25
    status Active
26. 2025-02-21
    price $389,900
27. 2025-01-24
    historical $2,500
28. 2024-10-12
    listed $2,500
29. 2024-10-03
    listed $399,900 Active
30. 2018-05-02
    soldstatus $165,000
31. 2018-04-30
    soldstatus $165,000
32. 2018-04-30
    soldstatus $165,000
33. 2018-01-09
    listed $170,000
34. 2018-01-09
    listed $170,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,707 · $392/mo
• Projected year-2 tax: $4,953 · $413/mo
• Expected delta: +$245/yr (+$20/mo · 5.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,979
• − Mortgage interest: −$18,429
• − Property taxes: −$4,707
• − Insurance: −$1,645
• − Repairs & maintenance: −$2,158
• − Management: −$2,158
• − HOA: −$672
• − Depreciation: −$9,571
• Taxable loss: −$12,362
• Est. tax savings @ 24.0%: +$2,967
• After-tax cash flow: $-3,448/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jim Thorpe Area SD
• NCES district ID: 4212540
• Math proficiency: 25% ▼ -12.00%
• Reading proficiency: 47% ▼ -11.00%
• Median HH income: $53,476
• Composite: 31.42/100
• National rank: #5988
• State rank: #394 of 539 in PA

Livability — Penn Forest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Towamensing Trails, PA
• Population (ZIP): 7,879

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 22% Two or more races 11% Black 6% Native American 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Cuban 2% Dominican 1%
• Common ancestry: Romanian 8% Russian 4% Iranian 2%
• Foreign-born: 12% · Canada
• Languages at home: 81% English-only · Spanish 10% Russian/Polish/Slavic 7% Other Indo-European 1%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.89%
• Current HPI: 203.8099
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+93.5% since first listed

19 events — show timeline

• 2026-05-14 Price Changed $329,000 GLVRMLS
• 2026-05-14 Price Changed $329,000 PMAR
• 2026-04-23 Price Changed $340,000 GLVRMLS
• 2026-04-23 Price Changed $340,000 PMAR
• 2026-03-11 Price Changed $359,900 PMAR
• 2026-03-11 Price Changed $359,900 GLVRMLS
• 2026-01-07 Price Changed $370,000 PMAR
• 2025-12-13 Listed $380,000 PMAR
• 2025-12-13 Listed $370,000 GLVRMLS
• 2025-08-25 Relisted — PMAR
• 2025-02-21 Price Changed $389,900 PMAR
• 2025-01-24 Rental Removed $2,500 PMAR
• 2024-10-12 Listed for Rent $2,500 PMAR
• 2024-10-03 Listed $399,900 PMAR
• 2018-05-02 Sold (Public Records) $165,000 Public Records
• 2018-04-30 Sold (MLS) $165,000 PMAR
• 2018-04-30 Sold (MLS) $165,000 GLVRMLS
• 2018-01-09 Listed $170,000 PMAR
• 2018-01-09 Listed $170,000 GLVRMLS

Property tax history

+1.4%/yr

Latest (2026): $4,707 · +5.4% YoY. Source: county tax records.