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222 Gray Fox Crossing Xing
D Composite 41.65
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +8.1/15.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.2/5.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$238,900

222 Gray Fox Crossing Xing · Warner Robins, GA 31005
3 bd · 2.0 ba · 1,572 sqft · SingleFamily public records · 9 Days on market
Built 2004 10,018 sqft lot Est $242k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NO CARPET....Great house on a corner lot. Per seller New Roof in 2020! Full yard sprinkler, side entry garage, stainless appliances, wood laminate flooring, tile flooring in wet areas, granite counters in kitchen/tile backsplash, separate laundry room.

Key facts

  • Corner-lot property
  • Cement fiber siding
  • Granite countertops

Tags

CORNER-LOT PROPERTYCEMENT FIBER SIDINGSIDE-ENTRY GARAGEOPEN-CONCEPT FLOOR PLANGRANITE COUNTERTOPSTILE BACKSPLASH

Property features AI

Finance

  • Other: Located in the Bridlewood subdivision

Exterior

  • Parking: Attached garage (1 covered parking space, 1 total garage space)
  • Utilities: Public water; Public sewer; Cable connected; Underground utilities
  • Home design: Single-family residence; One level
  • Construction: Fiber cement exterior; Slab foundation; Built with above-grade finished living area
  • Exterior features: Covered porch; Fenced yard

Interior

  • Kitchen: Electric range; Dishwasher; Disposal; Microwave
  • Flooring: Tile; Hardwood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Heat pump; Central air conditioning
  • Interior features: Ceiling fans; Storage; Blinds

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $0 ($-1/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (0.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (19.9% below list).
  • Recommended offer: $191k (19.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.9% in Warner Robins — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hilltop Elementary School (math 55% / reading 59%, grade C+, #151 of 1,228 statewide, top 13%, 600 students, 48% FRL); Huntington Middle School (math 23% / reading 32%, grade F, #268 of 470 statewide, top 57%, 827 students, 84% FRL); Veterans High School (math 33% / reading 32%, grade F, #104 of 424 statewide, top 25%, 1,914 students, 30% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 240 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $206k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $191,381 (19.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.29%
Cash-on-cash
-0.00%
DSCR
1.00
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$242,088
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
220 Gray Fox Xing 0.01mi 3/2.0 1,548 (-2%) 0mo $239,900 $155 96
407 Gray Fox Xing 0.17mi 3/2.0 1,571 (-0%) 2mo $237,500 $151 90
117 Fieldwalk Chase 0.35mi 3/2.0 1,560 (-1%) 3mo $170,000 $109 80
102 Brookhaven Dr 0.35mi 3/2.0 1,590 (+1%) 5mo $215,000 $135 77
303 Gray Fox Xing 0.06mi 3/2.0 1,415 (-10%) 6mo $219,500 $155 76
113 Gray Fox Xing 0.13mi 4/2.0 (+1) 1,717 (+9%) 2mo $270,000 $157 72
111 Turtle Creek Dr 0.70mi 3/2.0 1,542 (-2%) 2mo $230,000 $149 62
212 Wynfield Ln 0.41mi 3/2.0 1,396 (-11%) 2mo $215,000 $154 61
101 Buckskin Dr 0.66mi 3/2.0 1,476 (-6%) 1mo $155,000 $105 58
306 Thornwood Dr 0.44mi 4/2.5 (+1) 1,775 (+13%) 5mo $255,000 $144 47
308 Peach Blossom Rd 0.68mi 3/2.0 1,388 (-12%) 4mo $237,000 $171 45
107 Billington Ct 0.73mi 3/2.0 1,377 (-12%) 0mo $245,000 $178 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold
IRR
-14.8%
Equity multiple
0.47×
Total profit
$-35,781
Equity at exit
$35,621
10-year hold
IRR
-4.0%
Equity multiple
0.72×
Total profit
$-18,729
Equity at exit
$20,656

Cash invested: $66,892 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31005

Home prices YoY
-17.1%
Rents YoY
4.5%
Active inventory
240
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,914 high interval (Pro) →
Mortgage (P&I)
$1,253
Tax from tax record
$160 /mo · $1,915/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$-0

Break-even live

Break-even rent $1,914
Max offer price $238,891
Occupancy floor 95%

Sensitivity live

Price -10% $135 -5% $68 +0% $0 +5% $-68 +10% $-135
Rent -10% $-151 -5% $-76 +0% $0 +5% $76 +10% $151
Rate -1.0pp $120 -0.5pp $61 base $0 +0.5pp $-62 +1.0pp $-125

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,725
Closing costs
$7,167
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 Strawbridge Ln Bonaire, GA 3.0 2.0 1214 $1,600 $1.32 23d 1 0.14mi
113 Gray Fox Xing Bonaire, GA 4.0 2.0 1717 $2,200 $1.28 23d 1 0.16mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 23d 1 0.24mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 45d 1 0.24mi
120 Chadwyck Cir Bonaire, GA 3.0 2.0 1266 $1,650 $1.30 23d 1 0.38mi
627 Maplewood Dr Bonaire, GA 3.0 2.0 1080 $975 $0.90 23d 1 0.44mi
642 Maplewood Dr Bonaire, GA 3.0 2.0 1100 $1,400 $1.27 45d 1 0.50mi
102 Duxbury Ct Bonaire, GA 3.0 2.0 1725 $1,975 $1.14 23d 1 0.96mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,950 $1.16 15d 1 1.07mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $2,000 $1.19 45d 1 1.07mi
109 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,925 $1.14 45d 1 1.08mi
800 Leisure Lake Dr Warner Robins, GA 1.0–2.0 1.0–2.0 950 $1,365 $1.44 15d 34 1.19mi
101 Webster Way Warner Robins, GA 3.0 2.0 1320 $1,650 $1.25 45d 1 1.22mi
116 Webster Way Warner Robins, GA 2.0 2.0 1320 $1,650 $1.25 45d 1 1.23mi
108 Crossfield Dr Warner Robins, GA 3.0 2.0 1548 $1,795 $1.16 23d 1 1.30mi
203 Bryson Way Warner Robins, GA 3.0 2.0 1858 $1,850 $1.00 45d 1 1.35mi
106 Lions Gate Bonaire, GA 3.0 2.0 1159 $1,600 $1.38 45d 1 1.44mi
40 Cohen Walker Dr Bonaire, GA 1.0–2.0 1.0–2.0 905 $1,900 $2.10 15d 1 1.45mi
309 Raleigh Dr Warner Robins, GA 4.0 2.5 1984 $4,995 $2.52 45d 1 1.45mi
309 Raleigh Dr Warner Robins, GA 4.0 3.0 1984 $4,995 $2.52 23d 1 1.45mi
104 Melissa Ln Warner Robins, GA 3.0 2.0 1372 $1,675 $1.22 46d 1 1.49mi

Listing history 8 events

  1. 2026-06-07
    statusdays on market $238,900 Pending 9 DOM
  2. 2026-06-05
    days on market $238,900 Active 6 DOM
  3. 2026-06-03
    days on market $238,900 Active 5 DOM
  4. 2026-06-02
    days on market $238,900 Active 4 DOM
  5. 2026-06-01
    days on market $238,900 Active 3 DOM
  6. 2026-05-31
    days on market $238,900 Active 2 DOM
  7. 2026-05-30
    remarks 687-char remark
  8. 2026-05-30
    listed $238,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,915 · $160/mo
Projected year-2 tax
$2,198 · $183/mo
Expected delta
+$283/yr (+$24/mo · 14.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,966
− Mortgage interest
−$13,382
− Property taxes
−$1,915
− Insurance
−$1,194
− Repairs & maintenance
−$1,837
− Management
−$1,837
− Depreciation
−$6,950
Taxable loss
−$4,150
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$996
After-tax cash flow
$995/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
22,063
Household income
$110,461
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
212.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Black 23% Two or more races 11% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1% Salvadoran 1%
Common ancestry
Italian 3% Lithuanian 2% Serbian 1%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -43.85%
Current HPI
213.0605
Rent YoY
▲ 4.53%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1416.8% since first listed
15 events — show timeline
  • 2026-05-29 Listed $238,900 CGMLS
  • 2022-05-06 Sold (Public Records) $206,000 Public Records
  • 2022-04-19 Sold (MLS) $206,000 CGMLS
  • 2022-04-19 Sold (MLS) $206,000 GAMLS
  • 2022-03-21 Pending GAMLS
  • 2022-03-20 Pending GAMLS
  • 2022-03-18 Listed $195,000 CGMLS
  • 2022-03-16 Listed $195,000 GAMLS
  • 2018-05-22 Sold (Public Records) $138,000 Public Records
  • 2018-05-17 Sold (MLS) $138,000 CGMLS
  • 2018-05-17 Sold (MLS) $138,000 GAMLS
  • 2018-03-05 Listed $141,500 CGMLS
  • 2018-03-05 Listed $141,500 GAMLS
  • 2006-04-28 Sold (Public Records) $124,900 Public Records
  • 2003-12-16 Sold (Public Records) $15,750 Public Records

Property tax history

+4.8%/yr

Latest (2025): $1,915 · +4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…