CashFlowRE
Sign in Sign up
3668 Dunlin Shore Ct
D Composite 44.55
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.7/30.0
  • ARV discount +10.8/15.0
  • DSCR +4.1/10.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • 1% rule +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$500,000

3668 Dunlin Shore Ct · Peachtree Corners, GA 30092
4 bd · 2.5 ba · 2,364 sqft · SingleFamily public records · 12 Days on market
Built 1996 7,840 sqft lot Est $539k · 7% under $75/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT VIEW ON QUIET STREET IN AVOCET. PRIVATE WOODED VIEWS FROM THE FRONT & BACK. GRANITE & STAINLESS IN THE KITCHEN. BAYED BREAKFAST AREA AND TILE IN FAMILY ROOM & MASTER BATH. WELL MAINTAINED, AND NEUTRAL THROUGHOUT. FIEILSTONE PATIO, NEW ROOF, DISHWASHER & STOVE.

Key facts

  • Updated windows
  • Newer appliances
  • Fenced backyard

Tags

NEW HARDIPLANK SIDINGUPDATED WINDOWSNEWER APPLIANCESFENCED BACKYARDOPEN VIEW FROM KITCHENSWIM AND TENNIS AMENITIES

Property features AI

Finance

  • Other: Paved road access
  • HOA & community: Community association with $75 monthly fee

Exterior

  • Parking: Detached or attached garage with 2 garage spaces; Garage with garage door opener; Driveway parking; Open parking available
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
  • Home design: Two levels; Brick-front with HardiPlank type siding; Composition roof; Resale condition
  • Construction: Brick front and HardiPlank-type construction; Composition roof
  • Exterior features: Patio; Fenced backyard with wood fencing

Interior

  • Kitchen: White cabinets; Kitchen island; Pantry; Stone countertops; Open view to family room; Dishwasher; Gas range; Microwave; Refrigerator; Disposal
  • Bedrooms: Oversized master; Four upper-level bedrooms
  • Flooring: Laminate; Luxury vinyl; Tile
  • Bathrooms: Two full bathrooms; One half-bath (main level); Master bath with double vanity, separate tub and shower, and vaulted ceiling
  • Heating & cooling: Central heat; Central air
  • Interior features: Disappearing attic stairs; Entrance foyer; High 9-ft ceilings on main level; Double-pane windows; One fireplace
  • Laundry & utility: Washer and dryer included; Laundry room located in hall on upper level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $500k.

Deal economics

  • At list price, monthly cash flow is $37 ($445/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $430k (13.9% below list).
  • Recommended offer: $430k (13.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 2.5% in Peachtree Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#58 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, amenities B+; Watch: cost of living D, commute F, health & safety F.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Berkeley Lake Elementary School (math 35% / reading 42%, grade F, #463 of 1,228 statewide, top 38%, 819 students, 52% FRL); Duluth Middle School (math 22% / reading 26%, grade F, #311 of 470 statewide, top 68%, 1,271 students, 72% FRL); Duluth High School (math 15% / reading 17%, grade F, #287 of 424 statewide, top 68%, 2,644 students, 55% FRL).
  • Zoned-school proficiency averages 26% at this address vs 41% district-wide (-15 pts) — the specific schools serving this property underperform the Gwinnett County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 243 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • At $4,305/mo this rent would consume 65% of the median local household income ($79k/yr) (locally 2823% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $190k; list at $500k implies a 163% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $430,497 (13.9% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.38%
Cash-on-cash
0.32%
DSCR
1.01
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$538,992
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4640 Avocet Dr 0.33mi 3/3.0 (-1) 2,404 (+2%) 0mo $450,000 $187 74
3277 Pomarine Ln 0.29mi 3/2.5 (-1) 2,439 (+3%) 8mo $555,000 $228 70
4785 Pomarine Cir 0.33mi 3/2.5 (-1) 2,187 (-8%) 5mo $520,000 $238 63
3460 Miller Farms Ln 0.25mi 4/3.0 2,688 (+14%) 1mo $450,000 $167 63
5030 Bankside Way 0.43mi 3/2.5 (-1) 2,124 (-10%) 1mo $475,000 $224 58
5050 Bankside Way 0.42mi 4/2.5 2,072 (-12%) 3mo $514,000 $248 58
5011 Bankside Way 0.46mi 4/2.5 2,072 (-12%) 4mo $475,000 $229 54
4924 Waterport Way 0.31mi 3/2.5 (-1) 2,676 (+13%) 7mo $535,000 $200 53
3675 Ancroft Cir 0.74mi 4/2.5 2,552 (+8%) 1mo $550,000 $216 52
4055 Ancroft Cir 0.68mi 4/2.5 2,624 (+11%) 1mo $580,000 $221 49
3950 Ancroft Cir 0.67mi 4/2.5 2,696 (+14%) 1mo $625,000 $232 45
3875 Ancroft Cir 0.74mi 4/2.5 2,054 (-13%) 2mo $535,000 $260 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.16% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.35×
Total profit
$-90,612
Equity at exit
$74,552
10-year hold
IRR
-18.5%
Equity multiple
0.13×
Total profit
$-122,201
Equity at exit
$43,231

Cash invested: $140,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30092

Rents YoY
0.2%
Active inventory
243
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$4,305 high interval (Pro) →
Mortgage (P&I)
$2,622
Tax from tax record
$458 /mo · $5,501/yr
Insurance
$208
HOA
$75
Vacancy / Maint / Mgmt
$904
Net cashflow
$37

Break-even live

Break-even rent $4,258
Max offer price $500,000
Occupancy floor 94%

Sensitivity live

Price -10% $320 -5% $179 +0% $37 +5% $-104 +10% $-246
Rent -10% $-303 -5% $-133 +0% $37 +5% $207 +10% $377
Rate -1.0pp $289 -0.5pp $164 base $37 +0.5pp $-92 +1.0pp $-224

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$125,000
Closing costs
$15,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3608 Dunlin Shore Ct Peachtree Corners, GA 5.0 3.5 3352 $6,500 $1.94 20d 1 0.11mi
3674 Kentford Ln Peachtree Corners, GA 4.0 2.5 2072 $2,580 $1.25 26d 1 0.55mi
5190 Bankside Way Peachtree Corners, GA 4.0 3.5 2600 $5,000 $1.92 18d 1 0.56mi
3436 Lockmed Dr Peachtree Corners, GA 3.0 3.5 2630 $2,595 $0.99 26d 1 0.91mi
5080 Avala Park Ln Peachtree Corners, GA 4.0 2.5 2468 $2,800 $1.13 7d 1 1.39mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 8 events

  1. 2026-06-21
    days on market $500,000 Coming Soon 12 DOM
  2. 2026-06-18
    days on market $500,000 Coming Soon 9 DOM
  3. 2026-06-17
    days on market $500,000 Coming Soon 8 DOM
  4. 2026-06-16
    days on market $500,000 Coming Soon 7 DOM
  5. 2026-06-15
    days on market $500,000 Coming Soon 6 DOM
  6. 2026-06-13
    days on market $500,000 Coming Soon 4 DOM
  7. 2026-06-10
    remarks 699-char remark
  8. 2026-06-10
    listed $500,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$5,501 · $458/mo
Projected year-2 tax
$5,501 · $458/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$51,660
− Mortgage interest
−$28,008
− Property taxes
−$5,501
− Insurance
−$2,500
− Repairs & maintenance
−$4,133
− Management
−$4,133
− HOA
−$900
− Depreciation
−$14,545
Taxable loss
−$8,060
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,935
After-tax cash flow
$2,380/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Peachtree Corners

Score
73/100
State rank
#58
US rank
#5470

Category grades

Amenities B+ Commute F Cost of living D Crime A+ Employment B+ Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peachtree Corners, GA
County
Gwinnett County · 952,346 people
City population
36,992
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
36,992
Household income
$79,309
Rent vs Own
51.0% rent · 49.0% own
Severe rent burden
2823.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 46% Black 26% Hispanic / Latino 16% Asian 8% Two or more races 8%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Common ancestry
Italian 3% Iranian 3% Slovak 2%
Foreign-born
18% · Canada, China, South Korea
Languages at home
74% English-only · Spanish 15% Korean 2% Chinese 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -187.15%
Current HPI
235.0655
Rent YoY
▲ 0.16%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+125.2% since first listed
11 events — show timeline
  • 2026-06-09 Coming Soon $500,000 FMLS
  • 2011-09-13 Sold (Public Records) $190,000 Public Records
  • 2011-08-26 Listing Removed FMLS
  • 2011-08-22 Sold (MLS) $190,000 FMLS
  • 2011-08-02 Pending FMLS
  • 2011-06-25 Price Changed $212,000 GAMLS
  • 2011-06-24 Price Changed $212,000 FMLS
  • 2011-03-19 Price Changed $225,000 GAMLS
  • 2011-03-18 Price Changed $225,000 FMLS
  • 2010-11-01 Listed $239,000 FMLS
  • 2001-04-13 Sold (Public Records) $222,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $5,501 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…