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210 Circle Inn Dr
B Composite 71.93
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +4.3/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$46,999

210 Circle Inn Dr · Chubbuck, ID 83202
2 bd · 1.5 ba · 980 sqft · Manufactured · 162 Days on market
Built 1974 $393/mo HOA · 30% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come check this place out! It is as of now a 2 bedroom, 1.5 bathroom manufactured home on a lot off Yellowstone in Chubbuck on Circle Inn rd. It has updated flooring and fresh paint throughout. Call me for a showing. Lot space rent is $393 Owner carry an option with 20% down

Key facts

  • Fresh paint
  • Lot off yellowstone
  • Updated flooring

Tags

UPDATED FLOORINGFRESH PAINTLOT OFF YELLOWSTONE

Property features AI

Finance

  • HOA & community: Homeowners association with a monthly fee of $393

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (manufactured without land); Residential property
  • Construction: Metal siding; 980 above-grade finished area
  • Exterior features: Metal roof

Interior

  • Kitchen: Range, Oven, Refrigerator
  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
  • Heating & cooling: Electric forced-air heating
  • Interior features: Range, Oven, Refrigerator, Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $47k.

Deal economics

  • At list price, monthly cash flow is $305 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $47k).
  • Recommended offer: $41k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 86/100 on livability (#4 in ID, #454 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-.
  • Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Rulon M Ellis Elementary School (math 56% / reading 63%, grade B-, #75 of 357 statewide, top 23%, 380 students, 44% FRL); Hawthorne Middle School (math 35% / reading 54%, grade D, #52 of 109 statewide, top 51%, 674 students, 48% FRL); Highland High School (math 45% / reading 57%, grade D+, #38 of 169 statewide, top 22%, 1,589 students, 22% FRL) — zoned schools at 38% FRL track the district average.
  • Market conditions: Rents rising (+3.1%/yr); 212 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $325 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $13k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 162 days — a 12% lower offer ($41k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
Recommended offer $41,359 (12.0% below list)

Questions for the listing agent

  1. It's been on market 162 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.75%
Cap rate
14.08%
Cash-on-cash
27.81%
DSCR
2.24
GRM
3.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.14% rent growth · sell at horizon

5-year hold
IRR
22.5%
Equity multiple
1.93×
Total profit
$12,250
Equity at exit
$7,008
10-year hold
IRR
30.9%
Equity multiple
3.85×
Total profit
$37,488
Equity at exit
$4,064

Cash invested: $13,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83202

Rents YoY
3.1%
Active inventory
212
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,295 medium interval (Pro) →
Mortgage (P&I)
$246
Tax est. 1.5%
$59 /mo · $705/yr
Insurance
$20
HOA
$393
Vacancy / Maint / Mgmt
$272
Net cashflow
$305

Break-even live

Break-even rent $909
Max offer price $46,999
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,750
Closing costs
$1,410
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$393 · $4,716/yr

Listing history 27 events

  1. 2026-06-03
    days on market $46,999 Active 162 DOM
  2. 2026-06-02
    days on market $46,999 Active 161 DOM
  3. 2026-06-01
    days on market $46,999 Active 160 DOM
  4. 2026-05-31
    days on market $46,999 Active 159 DOM
  5. 2026-05-30
    days on market $46,999 Active 158 DOM
  6. 2025-12-22
    listed $46,999 Active
  7. 2024-10-27
    soldstatus Closed 276-char remark
    Show marketing remark (276 chars)

    Come check this place out! It is as of now a 2 bedroom, 1.5 bathroom manufactured home on a lot off Yellowstone in Chubbuck on Circle Inn rd. It has updated flooring and fresh paint throughout. Call me for a showing. Lot space rent is $393 Owner carry an option with 20% down

  8. 2024-10-04
    soldstatus Closed 190-char remark
    Show marketing remark (190 chars)

    Lot rent is $393 per month which includes Water/Sewer/Garbage. With 2 bedrooms, 1 bathrooms and off street parking, new roof, if you are looking for affordable housing, don't miss this home!

  9. 2024-09-16
    status Pending 190-char remark
    Show marketing remark (190 chars)

    Lot rent is $393 per month which includes Water/Sewer/Garbage. With 2 bedrooms, 1 bathrooms and off street parking, new roof, if you are looking for affordable housing, don't miss this home!

  10. 2024-09-03
    price $60,000 190-char remark
    Show marketing remark (190 chars)

    Lot rent is $393 per month which includes Water/Sewer/Garbage. With 2 bedrooms, 1 bathrooms and off street parking, new roof, if you are looking for affordable housing, don't miss this home!

  11. 2024-08-26
    price $46,999 276-char remark
    Show marketing remark (276 chars)

    Come check this place out! It is as of now a 2 bedroom, 1.5 bathroom manufactured home on a lot off Yellowstone in Chubbuck on Circle Inn rd. It has updated flooring and fresh paint throughout. Call me for a showing. Lot space rent is $393 Owner carry an option with 20% down

  12. 2024-07-25
    price $50,000 276-char remark
    Show marketing remark (276 chars)

    Come check this place out! It is as of now a 2 bedroom, 1.5 bathroom manufactured home on a lot off Yellowstone in Chubbuck on Circle Inn rd. It has updated flooring and fresh paint throughout. Call me for a showing. Lot space rent is $393 Owner carry an option with 20% down

  13. 2024-07-22
    price $70,000 190-char remark
    Show marketing remark (190 chars)

    Lot rent is $393 per month which includes Water/Sewer/Garbage. With 2 bedrooms, 1 bathrooms and off street parking, new roof, if you are looking for affordable housing, don't miss this home!

  14. 2024-07-10
    listed $55,000 Active 276-char remark
    Show marketing remark (276 chars)

    Come check this place out! It is as of now a 2 bedroom, 1.5 bathroom manufactured home on a lot off Yellowstone in Chubbuck on Circle Inn rd. It has updated flooring and fresh paint throughout. Call me for a showing. Lot space rent is $393 Owner carry an option with 20% down

  15. 2024-06-18
    listed $75,000 Active 190-char remark
    Show marketing remark (190 chars)

    Lot rent is $393 per month which includes Water/Sewer/Garbage. With 2 bedrooms, 1 bathrooms and off street parking, new roof, if you are looking for affordable housing, don't miss this home!

  16. 2023-03-21
    price $52,500
  17. 2023-02-08
    listed $57,500 Active
  18. 2022-08-22
    soldstatus Closed
  19. 2022-08-01
    status Pending
  20. 2022-07-26
    price $39,900
  21. 2022-06-06
    listed $44,900 Active
  22. 2001-07-31
    soldstatus
  23. 2000-09-15
    listed $14,900
  24. 2000-04-04
    soldstatus
  25. 2000-01-17
    listed $29,900
  26. 1999-11-18
    soldstatus
  27. 1999-11-10
    listed $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,535
− Mortgage interest
−$2,633
− Property taxes
−$705
− Insurance
−$235
− Repairs & maintenance
−$1,243
− Management
−$1,243
− HOA
−$4,716
− Depreciation
−$1,367
Taxable income
$3,394
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$815
After-tax cash flow
$2,845/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocatello District
NCES district ID
1602640
Math proficiency
45% ▼ -6.00%
Reading proficiency
58% ▼ -1.00%
Median HH income
$44,478
Composite
43.46/100
National rank
#3003
State rank
#26 of 92 in ID

Livability — Chubbuck

Score
86/100
State rank
#4
US rank
#454

Category grades

Amenities B- Commute A+ Cost of living A+ Crime C- Employment B Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Chubbuck, ID
County
Bannock County · 82,995 people
City population
24,513
Metro
Pocatello, ID
Population (ZIP)
24,513
Household income
$70,423
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
510.0

Population outlook (Bannock County) Hauer SSP2

Today (2025)
86,173 people
By 2030
86,575 · +0.5%
By 2040
86,235 · +0.1%
By 2050
86,090 · -0.1%
By 2075
85,032 · -1.3%
By 2100
85,103 · -1.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 13% Native American 9% Two or more races 6%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Portuguese 3% Slovak 3% Italian 2%
Foreign-born
2% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Bannock

2024 margin
Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
2008→2024 swing
-12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
All cycles
2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -140.31%
Current HPI
229.4622
Rent YoY
▲ 3.14%
Metro
Pocatello, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+394.7% since first listed
22 events — show timeline
  • 2025-12-22 Listed $46,999 PCTMLS
  • 2024-10-27 Sold (MLS) PCTMLS
  • 2024-10-04 Sold (MLS) PCTMLS
  • 2024-09-16 Pending PCTMLS
  • 2024-09-03 Price Changed $60,000 PCTMLS
  • 2024-08-26 Price Changed $46,999 PCTMLS
  • 2024-07-25 Price Changed $50,000 PCTMLS
  • 2024-07-22 Price Changed $70,000 PCTMLS
  • 2024-07-10 Listed $55,000 PCTMLS
  • 2024-06-18 Listed $75,000 PCTMLS
  • 2023-03-21 Price Changed $52,500 PCTMLS
  • 2023-02-08 Listed $57,500 PCTMLS
  • 2022-08-22 Sold (MLS) PCTMLS
  • 2022-08-01 Pending PCTMLS
  • 2022-07-26 Price Changed $39,900 PCTMLS
  • 2022-06-06 Listed $44,900 PCTMLS
  • 2001-07-31 Sold (MLS) SRMLS
  • 2000-09-15 Listed $14,900 SRMLS
  • 2000-04-04 Sold (MLS) SRMLS
  • 2000-01-17 Listed $29,900 SRMLS
  • 1999-11-18 Sold (MLS) SRMLS
  • 1999-11-10 Listed $9,500 SRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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