2485 Haulover Blvd · Deltona, FL 32738

$215,000

3 bd · 2.0 ba · 1,484 sqft · SingleFamily public records · 1 Days on market

Built 1986 10,000 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• ARV discount +7.5/15.0
• DSCR +7.0/10.0
• 1% rule +4.6/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Need a fenced yard for your dogs to run or just plain privacy? This is the home for you! You will love the spacious fenced yard and one level plan! This 3-bedroom 2 bath home located in Deltona offers a 2-car garage, parking pad & located conveniently between Orlando and Daytona! Stainless Steel appliances in the kitchen - located just off of the living room area. The home also features a family room and separate dining room area. All bedrooms at opposite end of home with primary bedroom offering its own bathroom with other two bedrooms sharing the additional bathroom. This is a perfect starter home, investment or small family! Don't miss out on this one! Priced to Sell!

Key facts

• Fenced yard
• Separate dining room
• 0.23 acre lot

Tags

• FENCED YARD
• STAINLESS STEEL APPLIANCES
• SEPARATE DINING ROOM

Property features AI

Finance

• Other: Property type: Residential, single family; Zoning: R-1; Living area about 1484 square feet; One septic on property; Unfurnished
• HOA & community: No HOA association; Development: Deltona Lakes; Pets not allowed

Exterior

• Parking: Attached garage; 2-car garage; Parking pad
• Utilities: Public water; Septic tank; Cable connected; Electricity connected; Water connected
• Home design: Single-family residence; One story; West-facing entry
• Construction: Stucco construction; Shingle roof; Slab foundation; Completed condition; Built on a lot of approximately 0.23 acres
• Exterior features: Porch; Screened porch; Wood fencing; Paved road access

Interior

• Kitchen: Cooktop; Dishwasher; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Blinds
• Laundry & utility: Laundry area (other)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $337 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (3.6% below list).
• Recommended offer: $207k (3.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 383 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 31% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $108k; list at $215k implies a 99% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,273 (3.6% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 8.17%
• Cash-on-cash: 6.72%
• DSCR: 1.30
• GRM: 8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.1% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.75×
• Total profit: $-15,316
• Equity at exit: $32,057

10-year hold

• IRR: 1.6%
• Equity multiple: 1.11×
• Total profit: $6,473
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32738

• Home prices YoY: -31.8%
• Rents YoY: 2.1%
• Active inventory: 383
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $2,073 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$83 /mo · $1,000/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$435
• Net cashflow: $337

Break-even live

Break-even rent $1,646

Max offer price $215,000

Occupancy floor 79%

Sensitivity live

Price	-10% $459	-5% $398	+0% $337	+5% $276	+10% $215
Rent	-10% $173	-5% $255	+0% $337	+5% $419	+10% $501
Rate	-1.0pp $445	-0.5pp $392	base $337	+0.5pp $281	+1.0pp $225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2615 Fair Oaks Dr Deltona, FL	3.0	2.0	1480	$1,935	$1.31	24d	1	0.71mi
2615 Fair Oaks Dr Deltona, FL	3.0	2.0	1480	$1,899	$1.28	15d	1	0.71mi
2704 Island Walk Dr Deltona, FL	3.0	2.0	1412	$2,307	$1.63	24d	1	0.87mi
2700 Island Walk Dr Deltona, FL	3.0	2.5	1826	$2,507	$1.37	24d	1	0.88mi
2600 Island Walk Dr Deltona, FL	3.0	2.0	1412	$2,282	$1.62	24d	1	0.88mi
2786 Flynn St Deltona, FL	3.0	2.0	1399	$1,959	$1.40	15d	1	0.90mi
3100 Croton Ave Deltona, FL	3.0	2.0	1153	$1,845	$1.60	24d	1	0.98mi
2980 N Huron Dr Deltona, FL	3.0	2.0	1156	$1,835	$1.59	24d	1	1.01mi
2459 Hope Ave Deltona, FL	2.0	1.0	1050	$1,495	$1.42	22d	1	1.26mi
2820 Beckwith St Deltona, FL	3.0	2.0	1032	$1,895	$1.84	22d	1	1.29mi
2331 Hadley St Deltona, FL	3.0	1.0	1100	$1,588	$1.44	15d	1	1.34mi
2311 Hadley St Deltona, FL	3.0	2.0	1051	$1,795	$1.71	24d	1	1.37mi
2272 Kent Rd Deltona, FL	3.0	2.0	1622	$1,666	$1.03	20d	1	1.48mi
2225 W Dana Dr Deltona, FL	3.0	1.0	1200	$1,775	$1.48	24d	1	1.49mi

Listing history 4 events

1. 2026-05-09
   status Pending
2. 2026-05-07
   listed $215,000 Active
3. 1993-01-19
   soldstatus $107,910
4. 1993-01-01
   soldstatus $66,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,000 · $83/mo
• Projected year-2 tax: $1,784 · $149/mo
• Expected delta: +$784/yr (+$65/mo · 78.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,873
• − Mortgage interest: −$12,043
• − Property taxes: −$1,000
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,990
• − Management: −$1,990
• − Depreciation: −$6,255
• Taxable income: $520
• Est. tax owed @ 24.0%: −$125
• After-tax cash flow: $3,920/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Deltona

• Score: 71/100
• State rank: #381
• US rank: #6749

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deltona, FL
• County: Volusia County · 556,871 people
• City population: 101,355
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 49,368
• Household income: $80,224
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 636.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 46% Hispanic / Latino 37% Black 13% Two or more races 12%
• Hispanic origin (detail): Puerto Rican 23% Cuban 3% Dominican 3%
• Common ancestry: Romanian 2% Italian 2% Slovak 1%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 72% English-only · Spanish 26%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -154.91%
• Current HPI: 331.8842
• Rent YoY: ▲ 2.10%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+225.8% since first listed

4 events — show timeline

• 2026-05-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 1993-01-19 Sold (Public Records) $107,910 Public Records
• 1993-01-01 Sold (Public Records) $66,000 Public Records

Property tax history

+6.4%/yr

Latest (2025): $1,000 · +4.7% YoY. Source: county tax records.