29636 Tee Shot Dr · San Antonio, FL 33576

$309,000

3 bd · 2.0 ba · 1,762 sqft · SingleFamily public records · 185 Days on market

Built 2006 4,750 sqft lot Est $379k · 18% under $147/mo HOA · 7% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +5.8/30.0
• Schools +4.3/10.0
• Appreciation +3.8/10.0
• Livability +3.5/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +0.2/10.0

Listing remarks MLS

San Antonio Tampa Bay Golf and Country Club is designed to inspire you with an amazing lifestyle. Amazing house with 3 bedrooms, 2 full Bath. Third bedroom can be used as a bedroom or office, a master bedroom with 2 separate closet, and extended 2 car garage. Kitchen has Wood cabinets, granite counters, stainless-steel appliances. High ceiling in the Living area. perfect back screened porch. The house is meticulously maintained. You will love the upscale finishes that include elegant laminate floors. Sprinkler system and beautiful landscape around the house. The house has sprinkler systems and water softener. You want to be surrounded by super friendly Neighborhood. This Beautiful upscale gated 55+ community. Is a great place to live. Beautiful club house and pool. Lots of activities, Large pool, restaurant, Corn hole, Tennis, Golf, pool tables and game rooms plus fun events and more. Unlimited fun in the area. Call today to schedule your private showing!

Key facts

• Spacious kitchen
• Upgraded finishes
• Expansive pool

Tags

• UPGRADED FINISHES
• SPACIOUS KITCHEN
• STAINLESS STEEL APPLIANCES
• LARGE LANDSCAPED BACKYARD
• RESORT STYLE AMENITIES
• EXPANSIVE POOL

Property features AI

Finance

• Other: Unfurnished; No lease restrictions indicated
• Financial info: Total annual fees reported; Total monthly fees reported
• HOA & community: Has HOA (monthly component shown; association fees apply); Association fee paid quarterly; Monthly HOA portion noted; Pets allowed (dogs and cats); Senior community

Exterior

• Parking: Attached garage (2 spaces)
• Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
• Home design: Single family residence; Residential property; One story; Facing west; Completed/ready condition; MPUD zoning
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on approximately 0.11 acre lot
• Exterior features: Rain gutters; Sliding doors; Asphalt road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pump heating; Central air conditioning
• Interior features: High ceilings; 9 total rooms
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $309k.

Deal economics

• At list price, monthly cash flow is $-623 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $199k (35.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (29.8% below list).
• Recommended offer: $199k (35.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#454 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F, health & safety D-.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Quail Hollow Elementary School (math 45% / reading 49%, grade D-, #1,191 of 2,144 statewide, top 57%, 543 students, 61% FRL); Cypress Creek High School (math 48% / reading 56%, grade D+, #160 of 667 statewide, top 25%, 1,851 students, 35% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents flat; 364 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 34% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.3%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 185 days — a 12% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago; this cycle's ask has dropped $36k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $198,951 (35.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 185 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 3.87%
• Cash-on-cash: -8.64%
• DSCR: 0.62
• GRM: 11.9

CMA / ARV

• ARV (on-the-fly): $378,830
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
29549 Tee Shot Dr	0.07mi	3/2.0	1,554 (-12%)	1mo	$312,000	$201	76
9952 Gap Wedge Dr	0.32mi	3/2.0	1,707 (-3%)	6mo	$350,000	$205	74
29435 Snap Hook Dr	0.47mi	3/2.0	1,762 (0%)	9mo	$372,000	$211	70
29109 Enniscrone Dr	0.59mi	3/2.0	1,707 (-3%)	2mo	$370,000	$217	65
29129 Enniscrone Dr	0.57mi	4/2.0 (+1)	1,731 (-2%)	4mo	$360,000	$208	62
9617 Rolling Cir	0.12mi	2/2.0 (-1)	1,521 (-14%)	6mo	$333,000	$219	61
9911 Saunton Dr	0.61mi	3/2.0	1,707 (-3%)	7mo	$435,000	$255	60
29203 Grass Bunker Dr	0.71mi	3/2.0	1,962 (+11%)	1mo	$419,900	$214	47
29325 Grass Bunker Dr	0.61mi	2/2.0 (-1)	1,943 (+10%)	4mo	$425,000	$219	46
10242 Chatuge Dr	0.55mi	2/2.0 (-1)	1,538 (-13%)	4mo	$330,000	$215	44
10523 Hyannisport Loop	0.65mi	2/2.0 (-1)	1,943 (+10%)	9mo	$375,000	$193	40
10131 Old Tampa Bay Dr	0.70mi	2/2.0 (-1)	1,554 (-12%)	5mo	$345,000	$222	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.32% appreciation · 0.37% rent growth · sell at horizon

5-year hold

• IRR: -28.2%
• Equity multiple: 0.00×
• Total profit: $-86,298
• Equity at exit: $55,525

10-year hold

• IRR: -31.5%
• Equity multiple: -0.61×
• Total profit: $-139,575
• Equity at exit: $43,239

Cash invested: $86,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33576

• Home prices YoY: -0.8%
• Rents YoY: 0.4%
• Active inventory: 364
• Price-to-rent: 11.9×

Monthly cashflow live

• Estimated rent: $2,168 medium
• Mortgage (P&I): −$1,620
• Tax from tax record: −$440 /mo · $5,277/yr
• Insurance: −$129
• HOA: −$147
• Vacancy / Maint / Mgmt: −$455
• Net cashflow: $-623

Break-even live

Break-even rent $2,957

Max offer price $198,951

Occupancy floor —

Sensitivity live

Price	-10% $-448	-5% $-536	+0% $-623	+5% $-710	+10% $-798
Rent	-10% $-794	-5% $-709	+0% $-623	+5% $-537	+10% $-452
Rate	-1.0pp $-467	-0.5pp $-544	base $-623	+0.5pp $-703	+1.0pp $-784

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,250
• Closing costs: $9,270
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9751 Rolling Cir Unit 1 San Antonio, FL	3.0	2.0	1772	$1,850	$1.04	2d	1	0.16mi
10326 Hyannisport Loop San Antonio, FL	3.0	2.0	2008	$1,900	$0.95	2d	1	0.59mi
8351 Greenway Ave Wesley Chapel, FL	4.0	3.0	2017	$2,495	$1.24	24d	1	1.42mi
10225 Fieldstone Myrtle Way San Antonio, FL	4.0	3.0	1985	$2,800	$1.41	10d	1	1.46mi

HOA detail

• Monthly dues: $147 · $1,764/yr
• Likely covers: waterpoolsecurity

Listing history 31 events

1. 2026-06-18
   days on market $309,000 Active 185 DOM
2. 2026-06-17
   days on market $309,000 Active 184 DOM
3. 2026-06-16
   days on market $309,000 Active 183 DOM
4. 2026-06-15
   days on market $309,000 Active 182 DOM
5. 2026-06-13
   days on market $309,000 Active 180 DOM
6. 2026-06-09
   days on market $309,000 Active 176 DOM
7. 2026-06-08
   days on market $309,000 Active 175 DOM
8. 2026-06-07
   days on market $309,000 Active 174 DOM
9. 2026-06-04
   days on market $309,000 Active 171 DOM
10. 2026-06-03
    days on market $309,000 Active 170 DOM
11. 2026-06-02
    days on market $309,000 Active 169 DOM
12. 2026-06-01
    days on market $309,000 Active 168 DOM
13. 2026-05-31
    days on market $309,000 Active 167 DOM
14. 2026-05-07
    price $309,000
15. 2026-04-21
    price $314,900
16. 2026-02-28
    price $329,999
17. 2026-01-20
    price $334,500
18. 2025-12-15
    listed $344,500 Active
19. 2025-12-15
    historical
20. 2025-11-05
    price $349,900
21. 2025-10-06
    price $359,900
22. 2025-09-18
    price $366,000
23. 2025-04-03
    price $375,000
24. 2025-03-19
    price $378,000
25. 2025-03-09
    listed $380,000 Active
26. 2022-06-09
    soldstatus $370,000 Closed 970-char remark

    Show marketing remark (970 chars)

    San Antonio Tampa Bay Golf and Country Club is designed to inspire you with an amazing lifestyle. Amazing house with 3 bedrooms, 2 full Bath. Third bedroom can be used as a bedroom or office, a master bedroom with 2 separate closet, and extended 2 car garage. Kitchen has Wood cabinets, granite counters, stainless-steel appliances. High ceiling in the Living area. perfect back screened porch. The house is meticulously maintained. You will love the upscale finishes that include elegant laminate floors. Sprinkler system and beautiful landscape around the house. The house has sprinkler systems and water softener. You want to be surrounded by super friendly Neighborhood. This Beautiful upscale gated 55+ community. Is a great place to live. Beautiful club house and pool. Lots of activities, Large pool, restaurant, Corn hole, Tennis, Golf, pool tables and game rooms plus fun events and more. Unlimited fun in the area. Call today to schedule your private showing!

27. 2022-05-26
    soldstatus $370,000
28. 2022-04-28
    status Pending 970-char remark

    Show marketing remark (970 chars)

    San Antonio Tampa Bay Golf and Country Club is designed to inspire you with an amazing lifestyle. Amazing house with 3 bedrooms, 2 full Bath. Third bedroom can be used as a bedroom or office, a master bedroom with 2 separate closet, and extended 2 car garage. Kitchen has Wood cabinets, granite counters, stainless-steel appliances. High ceiling in the Living area. perfect back screened porch. The house is meticulously maintained. You will love the upscale finishes that include elegant laminate floors. Sprinkler system and beautiful landscape around the house. The house has sprinkler systems and water softener. You want to be surrounded by super friendly Neighborhood. This Beautiful upscale gated 55+ community. Is a great place to live. Beautiful club house and pool. Lots of activities, Large pool, restaurant, Corn hole, Tennis, Golf, pool tables and game rooms plus fun events and more. Unlimited fun in the area. Call today to schedule your private showing!

29. 2022-03-30
    listed $359,000 Active 970-char remark

    Show marketing remark (970 chars)

    San Antonio Tampa Bay Golf and Country Club is designed to inspire you with an amazing lifestyle. Amazing house with 3 bedrooms, 2 full Bath. Third bedroom can be used as a bedroom or office, a master bedroom with 2 separate closet, and extended 2 car garage. Kitchen has Wood cabinets, granite counters, stainless-steel appliances. High ceiling in the Living area. perfect back screened porch. The house is meticulously maintained. You will love the upscale finishes that include elegant laminate floors. Sprinkler system and beautiful landscape around the house. The house has sprinkler systems and water softener. You want to be surrounded by super friendly Neighborhood. This Beautiful upscale gated 55+ community. Is a great place to live. Beautiful club house and pool. Lots of activities, Large pool, restaurant, Corn hole, Tennis, Golf, pool tables and game rooms plus fun events and more. Unlimited fun in the area. Call today to schedule your private showing!

30. 2007-07-20
    soldstatus $154,990
31. 2006-04-07
    soldstatus $2,856,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,277 · $440/mo
• Projected year-2 tax: $5,277 · $440/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,019
• − Mortgage interest: −$17,309
• − Property taxes: −$5,277
• − Insurance: −$1,545
• − Repairs & maintenance: −$2,082
• − Management: −$2,082
• − HOA: −$1,764
• − Depreciation: −$8,989
• Taxable loss: −$13,027
• Est. tax savings @ 24.0%: +$3,127
• After-tax cash flow: $-4,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — San Antonio

• Score: 69/100
• State rank: #454
• US rank: #8221

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A- Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pasco County · 524,098 people
• City population: 6,273
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 6,273
• Household income: $76,388
• Rent vs Own: 4.5% rent · 95.5% own
• Severe rent burden: 31.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 12% Two or more races 5% Black 5%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.32%
• Current HPI: 281.7138
• Rent YoY: ▲ 0.37%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-89.2% since first listed

18 events — show timeline

• 2026-05-07 Price Changed $309,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Price Changed $329,999 Stellar MLS as Distributed by MLS Grid
• 2026-01-20 Price Changed $334,500 Stellar MLS as Distributed by MLS Grid
• 2025-12-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-12-15 Listed $344,500 Stellar MLS as Distributed by MLS Grid
• 2025-11-05 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
• 2025-10-06 Price Changed $359,900 Stellar MLS as Distributed by MLS Grid
• 2025-09-18 Price Changed $366,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-03 Price Changed $375,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-19 Price Changed $378,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-09 Listed $380,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-09 Sold (MLS) $370,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-26 Sold (Public Records) $370,000 Public Records
• 2022-04-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-03-30 Listed $359,000 Stellar MLS as Distributed by MLS Grid
• 2007-07-20 Sold (MLS) $154,990 Stellar MLS as Distributed by MLS Grid
• 2006-04-07 Sold (Public Records) $2,856,000 Public Records

Property tax history

+9.7%/yr

Latest (2025): $5,277 · -4.3% YoY. Source: county tax records.