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1732 Pintail Dr
C Composite 59.19
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.6/30.0
  • ARV discount +10.7/15.0
  • DSCR +7.9/10.0
  • 1% rule +6.4/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$109,900

1732 Pintail Dr · Daphnedale Park, CA 96101
3 bd · 2.0 ba · 1,440 sqft · SingleFamily · 47 Days on market
Built 1978 Fair condition 1.47 ac lot $76/sqft · 7% below area Est $118k · 7% under $4/mo HOA ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to peaceful country living in Modoc County Estates! This 3-bedroom, 2-bath home offers 1,440 sq ft of comfortable space on a spacious 1.49-acre lot, perfect for those seeking privacy, self-sufficiency, and room to grow. The property is well-equipped for rural living, featuring its own well and septic system—helping keep utility costs low with no water or sewer bills. Enjoy the freedom of burn privileges, minimizing trash expenses as well. Outdoor enthusiasts and hobby farmers will appreciate the established chicken coop, currently home to 21 chickens, making farm-to-table living a reality. Multiple outbuildings provide exceptional versatility, including a potential mother-in-l

Key facts

  • Detached structure
  • Burn privileges
  • Spacious lot

Tags

SPACIOUS LOTWELL AND SEPTIC SYSTEMBURN PRIVILEGESESTABLISHED CHICKEN COOPMULTIPLE OUTBUILDINGSDETACHED STRUCTURE

Property features AI

Finance

  • Other: Living area and year built sourced from assessor data; Property does not have an ADU; Property parcel number available
  • HOA & community: Part of Modoc Recreational Estates Association (MREA); Annual association fee of $42; Association amenities: call for rules

Exterior

  • Utilities: Well water; Septic (type unknown)
  • Home design: Manufactured house; Single-story; Part of a planned development
  • Construction: Metal roof; No certified 433A; No attached common walls
  • Exterior features: No pool; Lot over 40,000 sq ft; Rural setting; Has a view

Interior

  • Kitchen: Kitchen (details in remarks)
  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: Heating present (see remarks); Cooling present (see remarks)
  • Interior features: Front door entry; Single-level (one story); All bedrooms on the main level
  • Laundry & utility: Laundry inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $110k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $101 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $107k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 54/100 on livability (#899 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
  • Modoc Joint Unified (town): math 21% / reading 31% proficiency, ranked #404 of 517 in CA (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 105 active listings in the ZIP; 6 units permitted in Modoc County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Modoc County population projected at -41% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $106,603 (3.0% below list)

Questions for the listing agent

  1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.77%
Cash-on-cash
8.83%
DSCR
1.39
GRM
7.3

CMA / ARV

ARV (median comp)
$118,225
List price
$109,900
Delta
-7.04%
Verdict
FAIR
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-11,256
Equity at exit
$16,386
10-year hold
IRR
-0.5%
Equity multiple
0.96×
Total profit
$-1,091
Equity at exit
$9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 96101

Active inventory
105
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,253 medium interval (Pro) →
Mortgage (P&I)
$576
Tax est. 1.5%
$137 /mo · $1,648/yr
Insurance
$46
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$4
Vacancy / Maint / Mgmt
$263
Net cashflow
$101

Break-even live

Break-even rent $1,125
Max offer price $109,900
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$4 · $48/yr
Likely covers
watersewertrash

Listing history 19 events

  1. 2026-06-19
    days on market $109,900 Active 47 DOM
  2. 2026-06-18
    days on market $109,900 Active 46 DOM
  3. 2026-06-17
    days on market $109,900 Active 45 DOM
  4. 2026-06-16
    days on market $109,900 Active 44 DOM
  5. 2026-06-15
    days on market $109,900 Active 43 DOM
  6. 2026-06-14
    days on market $109,900 Active 41 DOM
  7. 2026-06-12
    days on market $109,900 Active 40 DOM
  8. 2026-06-09
    days on market $109,900 Active 37 DOM
  9. 2026-06-08
    days on market $109,900 Active 36 DOM
  10. 2026-06-07
    days on market $109,900 Active 35 DOM
  11. 2026-06-07
    days on market $109,900 Active 34 DOM
  12. 2026-06-04
    days on market $109,900 Active 31 DOM
  13. 2026-06-02
    days on market $109,900 Active 30 DOM
  14. 2026-06-01
    days on market $109,900 Active 29 DOM
  15. 2026-05-31
    days on market $109,900 Active 28 DOM
  16. 2026-05-31
    days on market $109,900 Active 27 DOM
  17. 2026-05-03
    listed $120,000 Active 1059-char remark
  18. 2025-07-15
    price $99,000
  19. 2025-06-26
    price $112,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 23 unhealthy d/yr today · 23 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,039
− Mortgage interest
−$6,156
− Property taxes
−$1,648
− Insurance
−$2,052
− Repairs & maintenance
−$1,203
− Management
−$1,203
− HOA
−$48
− Depreciation
−$3,197
Taxable loss
−$469
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$113
After-tax cash flow
$1,329/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Fair 45/100 Moderate rehab

This 3-bedroom, 2-bath home requires significant updates to its interior and exterior, including painting, flooring, and HVAC system upgrades. The property offers a spacious lot and rural amenities, making it a good investment opportunity.

Repairs flagged

  • Major Kitchen — No photos of the kitchen
  • Major Bathrooms — No photos of the bathrooms
  • Major Flooring — No photos of the flooring
  • Major Interior walls/paint — No photos of the interior walls/paint
  • Major Landscaping/curb appeal — No photos of the landscaping/curb appeal

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace flooring — New flooring improves comfort and value
  • Both Upgrade HVAC system — Modern HVAC system improves comfort and energy efficiency

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen · No photos of the kitchen Major $15,000–50,000
Bathrooms · No photos of the bathrooms Major $15,000–50,000
Flooring · No photos of the flooring Major $15,000–50,000
Interior walls/paint · No photos of the interior walls/paint Major $15,000–50,000
Landscaping/curb appeal · No photos of the landscaping/curb appeal Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace flooring — New flooring improves comfort and value
  • Both Upgrade HVAC system — Modern HVAC system improves comfort and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Modoc Joint Unified
NCES district ID
0625190
Math proficiency
21% ▼ -2.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$38,547
Composite
21.76/100
National rank
#8256
State rank
#404 of 517 in CA

Livability — Daphnedale Park

Score
54/100
State rank
#899
US rank
#23915

Category grades

Amenities F Commute F Cost of living F Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,868

Population outlook (Modoc County) Hauer SSP2

Today (2025)
7,532 people
By 2030
6,821 · -9.4%
By 2040
5,524 · -26.7%
By 2050
4,444 · -41.0%
By 2075
2,695 · -64.2%
By 2100
1,635 · -78.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 12% Two or more races 8% Native American 2% Black 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 3% Iranian 3% Slovak 3%
Foreign-born
7% · Canada
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Modoc

2024 margin
Solid R (+46.7) · D 25.1% · R 71.8% · Other 3.1%
2008→2024 swing
-9.0pp toward R · 2008: -37.7pp · 2024: -46.7pp
All cycles
2024: R+46.7 2020: R+45.2 2016: R+48.1 2012: R+41.8 2008: R+37.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.18%
Current HPI
142.623
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-1.9% since first listed
4 events — show timeline
  • 2026-05-23 Price Changed $109,900 CRMLS
  • 2026-05-03 Listed $120,000 CRMLS
  • 2025-07-15 Price Changed $99,000 LAORMLS
  • 2025-06-26 Price Changed $112,000 LAORMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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