201 Shore Rd · Greenwich, CT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $829 – $1,539
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 64.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 9 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +8.4/10.0
- Schools +6.6/10.0
- Livability +4.0/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Cash flow +1.1/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$2,350,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.
Key facts
- Expansive island
- Custom cabinetry
- Wall of windows
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/4.0-bath single-family listed at $2.35M.
Deal economics
- At list price, monthly cash flow is $-10k ($-115k/yr) — negative.
- To cash-flow at today's rent, offer at most $656k (72.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $606k (74.2% below list).
- Recommended offer: $606k (74.2% below list) — sets the bar for 1% rule.
- Cap rate 1.4% vs local median 1.1% in Greenwich — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 80/100 on livability (#23 in CT, #1,655 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities D, cost of living F.
- Greenwich School District (suburban): math 64% / reading 73% proficiency, ranked #12 of 153 in CT (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising (+3.4%/yr); 127 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
- At $6,056/mo this rent would consume 50% of the median local household income ($147k/yr) (locally 1088% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $178k of equity ($16k loan paydown + $162k appreciation (6.9% local appreciation)).
- By year 2, paydown + projected appreciation supports a ~$285k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 245 days — a 12% lower offer ($2.07M) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 26y ago; this cycle's ask has dropped $149k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $525k; list at $2.35M implies a 348% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 245 days. Have you received any prior offers? Is the seller open to a 74% concession, seller financing, or rate buy-down credit?
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.26% ✗
- Cap rate
- 1.40%
- Cash-on-cash
- -17.49%
- DSCR
- 0.22
- GRM
- 32.3
CMA / ARV
- ARV (median comp)
- $3,074,725
- List price
- $2,350,000
- Delta
- -23.57%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 249 Shore Rd | 0.12mi | 4/4.0 (-1) | 3,242 (-10%) | 2mo | $3,000,000 | $925 | 71 |
| 1 Sound View Ter | 0.32mi | 5/3.5 | 3,424 (-5%) | 5mo | $2,825,000 | $825 | 71 |
| 151A Hamilton Ave | 0.47mi | 4/4.0 (-1) | 3,400 (-6%) | 1mo | $1,990,000 | $585 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.89% appreciation · 3.36% rent growth · sell at horizon
- IRR
- 4.1%
- Equity multiple
- 1.30×
- Total profit
- $195,283
- Equity at exit
- $1,611,902
- IRR
- 6.8%
- Equity multiple
- 2.56×
- Total profit
- $1,028,835
- Equity at exit
- $3,046,981
Cash invested: $658,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Connecticut
- 27 Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 06830
- Home prices YoY
- 4.1%
- Rents YoY
- 3.4%
- Active inventory
- 127
- Price-to-rent
- 32.3×
Monthly cashflow live
- Estimated rent
- $6,056 medium interval (Pro) →
- Mortgage (P&I)
- −$12,324
- Tax from tax record
- −$1,073 /mo · $12,873/yr
- Insurance
- −$979
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,272
- Net cashflow
- $-9,591
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $587,500
- Closing costs
- $70,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 107 Havemeyer Pl Greenwich, CT | 4.0 | 3.0 | 3077 | $18,000 | $5.85 | 23d | 1 | 0.56mi |
| 80 Brookside Dr Greenwich, CT | 5.0 | 4.5 | 3327 | $14,750 | $4.43 | 3d | 1 | 0.61mi |
| 25 Alexander St Unit B Greenwich, CT | 4.0 | 3.0 | 2550 | $5,500 | $2.16 | 44d | 1 | 0.66mi |
| 155 Milbank Ave Greenwich, CT | 4.0 | 3.5 | 2794 | $25,000 | $8.95 | 44d | 1 | 0.81mi |
| 146 E Elm St Unit B Greenwich, CT | 4.0 | 3.5 | 2809 | $9,700 | $3.45 | 19d | 1 | 0.84mi |
| 24 Cassidy Park Greenwich, CT | 4.0 | 3.5 | 3780 | $8,000 | $2.12 | 3d | 1 | 1.11mi |
| 63 Sherwood Pl #63 Greenwich, CT | 5.0 | 5.5 | 3072 | $17,500 | $5.70 | 3d | 1 | 1.13mi |
| 9 Park Pl Greenwich, CT | 4.0 | 5.0 | 4163 | $22,500 | $5.40 | 3d | 1 | 1.36mi |
Listing history 29 events
-
2026-06-18days on market $2,350,000 Active 245 DOM
-
2026-06-17days on market $2,350,000 Active 244 DOM
-
2026-06-16days on market $2,350,000 Active 243 DOM
-
2026-06-15days on market $2,350,000 Active 242 DOM
-
2026-06-13days on market $2,350,000 Active 240 DOM
-
2026-06-10days on market $2,350,000 Active 237 DOM
-
2026-06-09days on market $2,350,000 Active 236 DOM
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2026-06-08days on market $2,350,000 Active 235 DOM
-
2026-06-07days on market $2,350,000 Active 234 DOM
-
2026-06-03days on market $2,350,000 Active 230 DOM
-
2026-06-03days on market $2,350,000 Active 229 DOM
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2026-06-01days on market $2,350,000 Active 228 DOM
-
2026-05-31days on market $2,350,000 Active 227 DOM
-
2026-04-12status Under Contract 1514-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2026-04-12status Pending 1176-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2025-11-10price $2,350,000 1514-char remark
Show marketing remark (1514 chars)
1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.
-
2025-10-16price $2,350,000
-
2025-10-15$2,499,000 Active
-
2025-10-13price $2,350,000 1176-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2025-04-16status Active 1176-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2025-04-16historical
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2025-03-23status Active 1514-char remark
Show marketing remark (1514 chars)
1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.
-
2025-03-23status Under Contract 1514-char remark
Show marketing remark (1514 chars)
1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.
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2024-10-21$2,499,000 Active
-
2024-10-16$2,499,000 Active 1514-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
-
2024-10-16$2,499,000 Active 1176-char remark
Show marketing remark (1176 chars)
Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.
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2002-01-15soldstatus $525,000
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2000-11-20$529,000
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1995-11-02soldstatus $1,100,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CT · Partial reset (capped growth)
- Current annual tax
- $12,873 · $1,073/mo
- Projected year-2 tax
- $31,582 · $2,632/mo
- Expected delta
- +$18,708/yr (+$1,559/mo · 145.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 64% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 9 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $72,671
- − Mortgage interest
- −$131,637
- − Property taxes
- −$12,873
- − Insurance
- −$11,750
- − Repairs & maintenance
- −$5,814
- − Management
- −$5,814
- − Depreciation
- −$68,364
- Taxable loss
- −$163,580
- Est. tax savings @ 24.0%
- +$39,259
- After-tax cash flow
- $-75,838/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Greenwich School District
- NCES district ID
- 0901710
- Math proficiency
- 64% ▼ -7.00%
- Reading proficiency
- 73% ▼ -5.00%
- Median HH income
- $129,257
- Composite
- 65.67/100
- National rank
- #461
- State rank
- #12 of 153 in CT
Livability — Greenwich
- Score
- 80/100
- State rank
- #23
- US rank
- #1655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Greenwich, CT
- County
- Fairfield County · 765,532 people
- City population
- 47,954
- Metro
- Bridgeport-Stamford-Norwalk, CT
- Population (ZIP)
- 24,880
- Household income
- $146,654
- Rent vs Own
- Severe rent burden
- 1088.0
Population outlook (Western Connecticut County) Hauer SSP2
- By 2040
- 685,031
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 64% Hispanic / Latino 18% Two or more races 10% Asian 6% Black 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1% Dominican 1%
- Common ancestry
- Romanian 3% Lithuanian 2% Scotch-Irish 2%
- Foreign-born
- 24% · Canada, Jamaica, China
- Languages at home
- 72% English-only · Spanish 12% Other Indo-European 5% Russian/Polish/Slavic 3%
Political lean MEDSL · Western Connecticut
- 2024 margin
- D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
- All cycles
- 2024: D+19.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.89%
- Current HPI
- 173.5938
- Rent YoY
- ▲ 3.36%
- Metro
- Bridgeport-Stamford-Norwalk, CT
- State GDP YoY
- ▲ 1.06%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in CT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $38B |
|
||
| Insurance | 3 | $71B |
|
||
| Financial Services | 2 | $25B |
|
||
| Transportation / Logistics | 2 | $18B |
|
||
| Healthcare | 1 | $247B |
|
||
| Telecommunications | 1 | $55B |
|
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Price history
+113.6% since first listed16 events — show timeline
- 2026-04-12 Pending — Smart MLS
- 2026-04-12 Pending — GMLS
- 2025-11-10 Price Changed $2,350,000 Smart MLS
- 2025-10-16 Price Changed $2,350,000 OneKey® MLS as Distributed by MLS Grid
- 2025-10-15 Listed $2,499,000 OneKey® MLS as Distributed by MLS Grid
- 2025-10-13 Price Changed $2,350,000 GMLS
- 2025-04-16 Relisted — GMLS
- 2025-04-16 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-03-23 Relisted — Smart MLS
- 2025-03-23 Pending — Smart MLS
- 2024-10-21 Listed $2,499,000 OneKey® MLS as Distributed by MLS Grid
- 2024-10-16 Listed $2,499,000 GMLS
- 2024-10-16 Listed $2,499,000 Smart MLS
- 2002-01-15 Sold (MLS) $525,000 GMLS
- 2000-11-20 Listed $529,000 GMLS
- 1995-11-02 Sold (Public Records) $1,100,000 Public Records
Property tax history
-1.8%/yrLatest (2023): $12,873 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…