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201 Shore Rd
D Composite 40.97
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +8.4/10.0
  • Schools +6.6/10.0
  • Livability +4.0/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Cash flow +1.1/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$2,350,000

201 Shore Rd · Greenwich, CT 06830
5 bd · 4.0 ba · 3,598 sqft · SingleFamily public records · 245 Days on market
Built 1963 0.62 ac lot $653/sqft · 24% below area Est $3075k · 24% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.

Key facts

  • Expansive island
  • Custom cabinetry
  • Wall of windows

Tags

GREENWICH HARBOR VIEWSGOURMET CHEF'S KITCHENEXPANSIVE ISLANDCUSTOM CABINETRYWALL OF WINDOWSWOOD BURNING FIREPLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $2.35M.

Deal economics

  • At list price, monthly cash flow is $-10k ($-115k/yr) — negative.
  • To cash-flow at today's rent, offer at most $656k (72.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $606k (74.2% below list).
  • Recommended offer: $606k (74.2% below list) — sets the bar for 1% rule.
  • Cap rate 1.4% vs local median 1.1% in Greenwich — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 80/100 on livability (#23 in CT, #1,655 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities D, cost of living F.
  • Greenwich School District (suburban): math 64% / reading 73% proficiency, ranked #12 of 153 in CT (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+3.4%/yr); 127 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
  • At $6,056/mo this rent would consume 50% of the median local household income ($147k/yr) (locally 1088% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $178k of equity ($16k loan paydown + $162k appreciation (6.9% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$285k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 245 days — a 12% lower offer ($2.07M) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 26y ago; this cycle's ask has dropped $149k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $525k; list at $2.35M implies a 348% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $605,591 (74.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 245 days. Have you received any prior offers? Is the seller open to a 74% concession, seller financing, or rate buy-down credit?
  3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.26%
Cap rate
1.40%
Cash-on-cash
-17.49%
DSCR
0.22
GRM
32.3

CMA / ARV

ARV (median comp)
$3,074,725
List price
$2,350,000
Delta
-23.57%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
249 Shore Rd 0.12mi 4/4.0 (-1) 3,242 (-10%) 2mo $3,000,000 $925 71
1 Sound View Ter 0.32mi 5/3.5 3,424 (-5%) 5mo $2,825,000 $825 71
151A Hamilton Ave 0.47mi 4/4.0 (-1) 3,400 (-6%) 1mo $1,990,000 $585 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.89% appreciation · 3.36% rent growth · sell at horizon

5-year hold
IRR
4.1%
Equity multiple
1.30×
Total profit
$195,283
Equity at exit
$1,611,902
10-year hold
IRR
6.8%
Equity multiple
2.56×
Total profit
$1,028,835
Equity at exit
$3,046,981

Cash invested: $658,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06830

Home prices YoY
4.1%
Rents YoY
3.4%
Active inventory
127
Price-to-rent
32.3×

Monthly cashflow live

Estimated rent
$6,056 medium interval (Pro) →
Mortgage (P&I)
$12,324
Tax from tax record
$1,073 /mo · $12,873/yr
Insurance
$979
HOA
$0
Vacancy / Maint / Mgmt
$1,272
Net cashflow
$-9,591

Break-even live

Break-even rent $18,197
Max offer price $655,638
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$587,500
Closing costs
$70,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
107 Havemeyer Pl Greenwich, CT 4.0 3.0 3077 $18,000 $5.85 23d 1 0.56mi
80 Brookside Dr Greenwich, CT 5.0 4.5 3327 $14,750 $4.43 3d 1 0.61mi
25 Alexander St Unit B Greenwich, CT 4.0 3.0 2550 $5,500 $2.16 44d 1 0.66mi
155 Milbank Ave Greenwich, CT 4.0 3.5 2794 $25,000 $8.95 44d 1 0.81mi
146 E Elm St Unit B Greenwich, CT 4.0 3.5 2809 $9,700 $3.45 19d 1 0.84mi
24 Cassidy Park Greenwich, CT 4.0 3.5 3780 $8,000 $2.12 3d 1 1.11mi
63 Sherwood Pl #63 Greenwich, CT 5.0 5.5 3072 $17,500 $5.70 3d 1 1.13mi
9 Park Pl Greenwich, CT 4.0 5.0 4163 $22,500 $5.40 3d 1 1.36mi

Listing history 29 events

  1. 2026-06-18
    days on market $2,350,000 Active 245 DOM
  2. 2026-06-17
    days on market $2,350,000 Active 244 DOM
  3. 2026-06-16
    days on market $2,350,000 Active 243 DOM
  4. 2026-06-15
    days on market $2,350,000 Active 242 DOM
  5. 2026-06-13
    days on market $2,350,000 Active 240 DOM
  6. 2026-06-10
    days on market $2,350,000 Active 237 DOM
  7. 2026-06-09
    days on market $2,350,000 Active 236 DOM
  8. 2026-06-08
    days on market $2,350,000 Active 235 DOM
  9. 2026-06-07
    days on market $2,350,000 Active 234 DOM
  10. 2026-06-03
    days on market $2,350,000 Active 230 DOM
  11. 2026-06-03
    days on market $2,350,000 Active 229 DOM
  12. 2026-06-01
    days on market $2,350,000 Active 228 DOM
  13. 2026-05-31
    days on market $2,350,000 Active 227 DOM
  14. 2026-04-12
    status Under Contract 1514-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  15. 2026-04-12
    status Pending 1176-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  16. 2025-11-10
    price $2,350,000 1514-char remark
    Show marketing remark (1514 chars)

    1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.

  17. 2025-10-16
    price $2,350,000
  18. 2025-10-15
    listed $2,499,000 Active
  19. 2025-10-13
    price $2,350,000 1176-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  20. 2025-04-16
    status Active 1176-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  21. 2025-04-16
    historical
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  22. 2025-03-23
    status Active 1514-char remark
    Show marketing remark (1514 chars)

    1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.

  23. 2025-03-23
    status Under Contract 1514-char remark
    Show marketing remark (1514 chars)

    1st house on Belle Haven peninsula offers bucolic commuter convenience in a most sought-after enclave overlooking Greenwich Harbor. Positioned atop slope with outstanding Harbor views, this 5 bed, 3 full & two half bathroom residence spans 3,598 sqft. Cleverly renovated to maximize water views with upgraded systems & interior improvements, this home marries smart functional privacy with today's luxury expectations. Amplifying exceptional waterside position, house's Great Room/kitchen features wall of glass opening to comfortable balcony showcasing morning sunrise. Nature can be fully embraced from center island seating six. Light-filled living room with wood-burning fireplace maximizes entertaining ease. DR has adjoining butler's pantry with second dishwasher, sink & warming drawer. Powder room adjacent. Sliding glass doors open to the spacious level backyard featuring flowering tree & side yards. Lower level can live as a stand-alone apartment featuring antique mahogany entry door with Parisian hardware. Adjoining main room space (can be a separate office) is large bedroom with double closets. Stone tile bathroom. Upstairs primary suite as well as another bedroom. A second upstairs level features two more large light-filled bedrooms each with double closets. Double sink bath with separate area shower/toilet/tub & sizable; study overlooking harbor. Laundry room & pantry. Attached two car garage; stone walls and botanical plantings. .62 acre. 4 minute walk to train.

  24. 2024-10-21
    listed $2,499,000 Active
  25. 2024-10-16
    listed $2,499,000 Active 1514-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  26. 2024-10-16
    listed $2,499,000 Active 1176-char remark
    Show marketing remark (1176 chars)

    Conveniently located near town: on sought-after Belle Haven Peninsula, this 2008 expansion 5-bed, 5-bath home boasts breathtaking views of Greenwich Harbor. Perfectly designed for harborside living & entertaining, the sunlit gourmet chef's kitchen & great room feature an island, custom cabinetry, and a wall of windows with glass doors opening to a deck overlooking the harbor & park. The spacious living room, complete with fireplace & built-in shelves, adds to the home's charm. The elegant dining room, with an adjacent butler's pantry and second dishwasher, is ideal for hosting gatherings. The upper level includes a primary suite along with three additional bedrooms, while the lower level features a private in-law suite with a separate entrance, large living area & bedroom w/ full bath. The attached two-car garage is conveniently located next to the pantry and laundry room. Set on . 62 acres, the property is enhanced by beautiful stone-walled perennial gardens and a spacious backyard. Ideal for NYC commuters, it's within close distance to the train, shopping, restaurants, a dog park, marina, and the Greenwich Boat and Yacht Club.

  27. 2002-01-15
    soldstatus $525,000
  28. 2000-11-20
    listed $529,000
  29. 1995-11-02
    soldstatus $1,100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$12,873 · $1,073/mo
Projected year-2 tax
$31,582 · $2,632/mo
Expected delta
+$18,708/yr (+$1,559/mo · 145.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$72,671
− Mortgage interest
−$131,637
− Property taxes
−$12,873
− Insurance
−$11,750
− Repairs & maintenance
−$5,814
− Management
−$5,814
− Depreciation
−$68,364
Taxable loss
−$163,580
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$39,259
After-tax cash flow
$-75,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenwich School District
NCES district ID
0901710
Math proficiency
64% ▼ -7.00%
Reading proficiency
73% ▼ -5.00%
Median HH income
$129,257
Composite
65.67/100
National rank
#461
State rank
#12 of 153 in CT

Livability — Greenwich

Score
80/100
State rank
#23
US rank
#1655

Category grades

Amenities D Commute A- Cost of living F Crime A+ Employment A+ Housing C Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Greenwich, CT
County
Fairfield County · 765,532 people
City population
47,954
Metro
Bridgeport-Stamford-Norwalk, CT
Population (ZIP)
24,880
Household income
$146,654
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
1088.0

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 64% Hispanic / Latino 18% Two or more races 10% Asian 6% Black 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 3% Lithuanian 2% Scotch-Irish 2%
Foreign-born
24% · Canada, Jamaica, China
Languages at home
72% English-only · Spanish 12% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.89%
Current HPI
173.5938
Rent YoY
▲ 3.36%
Metro
Bridgeport-Stamford-Norwalk, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+113.6% since first listed
16 events — show timeline
  • 2026-04-12 Pending Smart MLS
  • 2026-04-12 Pending GMLS
  • 2025-11-10 Price Changed $2,350,000 Smart MLS
  • 2025-10-16 Price Changed $2,350,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-15 Listed $2,499,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-13 Price Changed $2,350,000 GMLS
  • 2025-04-16 Relisted GMLS
  • 2025-04-16 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2025-03-23 Relisted Smart MLS
  • 2025-03-23 Pending Smart MLS
  • 2024-10-21 Listed $2,499,000 OneKey® MLS as Distributed by MLS Grid
  • 2024-10-16 Listed $2,499,000 GMLS
  • 2024-10-16 Listed $2,499,000 Smart MLS
  • 2002-01-15 Sold (MLS) $525,000 GMLS
  • 2000-11-20 Listed $529,000 GMLS
  • 1995-11-02 Sold (Public Records) $1,100,000 Public Records

Property tax history

-1.8%/yr

Latest (2023): $12,873 · +0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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