151 Bright Ibis Ave · Apollo Beach, FL 33572

$499,990

5 bd · 3.0 ba · 2,964 sqft · SingleFamily public records · 74 Days on market

Built 2023 Excellent condition 6,000 sqft lot 2-car garage $169/sqft · 6% below area Est $530k · 6% under $126/mo HOA · 3% of rent

---

Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.0/15.0
• Cash flow +6.7/30.0
• Schools +5.4/10.0
• Condition / age +4.8/5.0
• Livability +3.6/5.0
• Rent growth +3.3/5.0
• 1% rule +2.3/10.0
• DSCR +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

Key facts

• 6,000 sq ft lot
• 2 garage spots
• Community pool

Tags

• OPEN-CONCEPT LIVING AREAS
• CLOSE PROXIMITY TO PARKS
• CLOSE PROXIMITY TO DINING

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $500k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
• To cash-flow at today's rent, offer at most $283k (43.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $363k (27.5% below list).
• Recommended offer: $283k (43.4% below list) — sets the bar for cash-flow.
• Cap rate 4.4% vs local median 2.9% in Apollo Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#333 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, health & safety F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Apollo Beach Elementary School (math 73% / reading 65%, grade A-, #399 of 2,144 statewide, top 19%, 561 students, 40% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
• Market conditions: Rents rising (+3.4%/yr); 866 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 49d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 36% of the median local income ($122k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($470k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $283,166 (43.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 4.37%
• Cash-on-cash: -6.86%
• DSCR: 0.69
• GRM: 11.5

CMA / ARV

• ARV (median comp): $529,653
• List price: $499,990
• Delta: -5.60%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5305 Moon Shell Dr	1.05mi	5/3.0	2,976 (+0%)	0mo	$620,000	$208	64
154 Bright Ibis Ave	0.03mi	4/3.0 (-1)	3,362 (+13%)	16mo	$525,000	$156	58
5711 Sea Turtle Pl	0.79mi	5/2.5	2,844 (-4%)	23mo	$925,000	$325	37
1013 Signet Dr	0.90mi	4/3.5 (-1)	3,042 (+3%)	20mo	$600,000	$197	37
5989 Golden Nettle Dr	0.99mi	4/3.0 (-1)	2,537 (-14%)	4mo	$639,000	$252	32
1056 Signet Dr	1.08mi	4/3.5 (-1)	3,217 (+8%)	18mo	$1,074,460	$334	29
1050 Signet Dr	1.06mi	4/3.0 (-1)	3,239 (+9%)	22mo	$1,101,000	$340	26
417 Sandsend Ct	0.90mi	4/3.0 (-1)	2,468 (-17%)	18mo	$474,250	$192	20
6027 Golden Nettle Dr	1.04mi	5/4.0	3,547 (+20%)	22mo	$740,000	$209	18
1025 Signet Dr	0.95mi	4/3.0 (-1)	2,384 (-20%)	22mo	$540,000	$227	16

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.36% rent growth · sell at horizon

5-year hold

• IRR: -34.7%
• Equity multiple: -0.12×
• Total profit: $-157,429
• Equity at exit: $74,550

10-year hold

• IRR: -41.3%
• Equity multiple: -0.65×
• Total profit: $-230,488
• Equity at exit: $43,230

Cash invested: $139,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 48 active · 15 under contract
• Months of supply: 144.0 mo (1%/mo absorbed)
• Median asking: $636,340 ($237/sqft)
• Median days on market: 78 d
• This list price: 12% of active listings are priced below it
• ARV vs active asking: -24.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33572

• Rents YoY: 3.4%
• Active inventory: 866
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $3,626 high
• Mortgage (P&I): −$2,622
• Tax from tax record: −$709 /mo · $8,507/yr
• Insurance: −$208
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$126
• Vacancy / Maint / Mgmt: −$761
• Net cashflow: $-1,227

Break-even live

Break-even rent $5,179

Max offer price $283,166

Occupancy floor —

Sensitivity live

Price	-10% $-944	-5% $-1,086	+0% $-1,227	+5% $-1,369	+10% $-1,510
Rent	-10% $-1,514	-5% $-1,371	+0% $-1,227	+5% $-1,084	+10% $-941
Rate	-1.0pp $-976	-0.5pp $-1,100	base $-1,227	+0.5pp $-1,357	+1.0pp $-1,489

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $124,998
• Closing costs: $15,000
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
204 Aberdeen Pond Dr Apollo Beach, FL	4.0	2.5	2450	$2,310	$0.94	9d	1	0.68mi
5305 Wishing Arch Dr Apollo Beach, FL	4.0	3.5	2993	$5,000	$1.67	42d	1	0.96mi
5415 Amaryllis Garden St Apollo Beach, FL	4.0	2.5	2635	$2,695	$1.02	52d	1	1.07mi
416 Bahama Grande Blvd Apollo Beach, FL	4.0	2.5	2387	$4,250	$1.78	38d	1	1.21mi
5524 Rainwood Meadows Dr Apollo Beach, FL	4.0	2.0	1935	$2,320	$1.20	7d	1	1.22mi
769 Kingston Ct Apollo Beach, FL	4.0	4.0	2778	$6,200	$2.23	64d	1	1.26mi
772 Gran Kaymen Way Apollo Beach, FL	4.0	2.5	2447	$4,300	$1.76	73d	1	1.27mi
774 Gran Kaymen Way Apollo Beach, FL	4.0	2.5	2447	$4,300	$1.76	73d	1	1.28mi
777 Gran Kaymen Way Apollo Beach, FL	4.0	2.5	2447	$4,300	$1.76	73d	1	1.28mi
5025 White Chicory Dr Apollo Beach, FL	4.0	2.0	1935	$3,000	$1.55	73d	1	1.29mi
5001 White Chicory Dr Apollo Beach, FL	4.0	2.0	1936	$2,076	$1.07	42d	1	1.31mi
6196 Hidden Branch Dr Apollo Beach, FL	4.0	2.0	2012	$3,150	$1.57	54d	1	1.32mi
5548 Summer Sunset Dr Apollo Beach, FL	4.0	2.5	2073	$2,850	$1.37	48d	1	1.34mi
5059 White Chicory Dr Apollo Beach, FL	6.0	3.0	2670	$3,050	$1.14	7d	1	1.45mi
6573 Simone Shores Cir Apollo Beach, FL	4.0	3.5	2641	$3,250	$1.23	38d	1	1.45mi

Property features AI

Finance

• Other: CDD presentHomestead exempt
• HOA & community: Has HOA (monthly fee $126.57) — fee includes pool and grounds maintenanceCommunity poolDeed restrictionsSidewalksPets allowed

Exterior

• Parking: Attached 2-car garage (20x22) with garage door openerDriveway
• Utilities: Public waterPublic sewerElectricity connectedCable availablePhone availableWater connected
• Home design: Single family residenceTwo storiesFacing southCompleted condition
• Construction: Stucco constructionShingle roofSlab foundationBuilt by D.R. Horton (Hemingway model)
• Exterior features: Covered patioPatioSidewalkSliding doorsPond view

Interior

• Kitchen: DishwasherDisposalMicrowaveRangeRefrigeratorElectric water heater
• Bedrooms: 5 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Ceiling fansOpen floorplanThermostatWalk-in closetsWindow treatmentsBlinds
• Laundry & utility: Inside laundry room on upper levelWasherDryerIrrigation equipment

HOA detail $126/mo · $1,512/yr

• Likely covers: water

Listing history 41 events

1. 2026-07-11
   days on market $499,990 Active 74 DOM
2. 2026-07-10
   days on market $499,990 Active 73 DOM
3. 2026-07-09
   days on market $499,990 Active 72 DOM
4. 2026-07-07
   days on market $499,990 Active 70 DOM
5. 2026-07-06
   days on market $499,990 Active 69 DOM
6. 2026-07-06
   days on market $499,990 Active 68 DOM
7. 2026-07-05
   days on market $499,990 Active 67 DOM
8. 2026-07-03
   days on market $499,990 Active 66 DOM
9. 2026-07-02
   days on market $499,990 Active 65 DOM
10. 2026-07-01
    days on market $499,990 Active 64 DOM
11. 2026-06-30
    days on market $499,990 Active 63 DOM
12. 2026-06-29
    days on market $499,990 Active 62 DOM
13. 2026-06-28
    days on market $499,990 Active 61 DOM
14. 2026-06-27
    days on market $499,990 Active 60 DOM
15. 2026-06-26
    days on market $499,990 Active 59 DOM
16. 2026-06-24
    days on market $499,990 Active 57 DOM
17. 2026-06-22
    days on market $499,990 Active 55 DOM
18. 2026-06-21
    days on market $499,990 Active 54 DOM
19. 2026-06-18
    days on market $499,990 Active 51 DOM
20. 2026-06-17
    days on market $499,990 Active 50 DOM
21. 2026-06-16
    days on market $499,990 Active 49 DOM
22. 2026-06-15
    days on market $499,990 Active 48 DOM
23. 2026-06-13
    days on market $499,990 Active 46 DOM
24. 2026-06-13
    days on market $499,990 Active 45 DOM
25. 2026-06-09
    days on market $499,990 Active 42 DOM
26. 2026-06-08
    days on market $499,990 Active 41 DOM
27. 2026-06-07
    days on market $499,990 Active 40 DOM
28. 2026-06-04
    days on market $499,990 Active 37 DOM
29. 2026-06-03
    days on market $499,990 Active 36 DOM
30. 2026-06-02
    days on market $499,990 Active 35 DOM
31. 2026-06-01
    days on market $499,990 Active 34 DOM
32. 2026-05-31
    days on market $499,990 Active 33 DOM
33. 2026-04-28
    listed $499,990 Active 1506-char remark
34. 2023-06-20
    soldstatus $459,990 Closed 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

35. 2023-01-29
    status Pending 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

36. 2023-01-25
    price $459,990 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

37. 2023-01-18
    price $460,990 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

38. 2023-01-04
    price $459,990 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

39. 2022-12-21
    price $464,990 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

40. 2022-12-01
    price $469,990 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

41. 2022-11-29
    listed $472,990 Active 1267-char remark

    Show marketing remark (1267 chars)

    Under Construction. Located right off US-HWY 41 in Apollo Beach, Mangrove Manor gives easy access to Tampa, Clearwater, and Sarasota, and is just minutes from the water. With this comes access to countless outdoor activities like the TECO Manatee Viewing Center, local marinas, and E. G. Simmons Park, among many more that are just a short car ride away! Mangrove Manor features our D. R. Horton Premium series homes that showcase lofty 9’4” ceilings on the first floor, ceramic plank tile in the main living areas, 42” staggered-mount kitchen cabinets with crown molding, kitchen backsplash, granite countertops throughout, stainless steel appliances, and shower wall tile. The premium series lineup of homes also features our all concrete block construction on the 1st and 2nd stories, in addition to Home is Connected; D. R. Horton’s Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $8,507 · $709/mo
• Projected year-2 tax: $8,507 · $709/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $43,510
• − Mortgage interest: −$28,007
• − Property taxes: −$8,507
• − Insurance: −$7,618
• − Repairs & maintenance: −$3,481
• − Management: −$3,481
• − HOA: −$1,512
• − Depreciation: −$14,545
• Taxable loss: −$23,642
• Est. tax savings @ 24.0%: +$5,674
• After-tax cash flow: $-9,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a spacious and well-maintained living environment, ideal for both resale and rental markets.

Value-add opportunities

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
• Both New kitchen appliances — Enhances functionality and aesthetics ↑
• Both New bathroom fixtures — Enhances functionality and aesthetics ↑

D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Apollo Beach Elementary School A- FL #399/2,144 Nat'l #4,045/41,679 High Lennard High School F FL #328/667 Nat'l #8,877/17,239

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

B Composite livability gradescore 72/100

Livability — Apollo Beach

• Score: 72/100
• State rank: #333
• US rank: #5784

Category grades

Amenities F Commute C Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Apollo Beach, FL
• County: Hillsborough County · 1,607,022 people
• City population: 26,495
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 26,495
• Household income: $122,130
• Rent vs Own: 15.9% rent · 84.1% own
• Severe rent burden: 9% of renters

---

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 15% Black 13% Two or more races 12% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 10% · Canada, Jamaica, Guatemala
• Languages at home: 86% English-only · Spanish 10% Russian/Polish/Slavic 1% Tagalog/Filipino 1%

---

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -393.97%
• Current HPI: 300.9596
• Rent YoY: ▲ 3.36%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

---

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: CDD presentHomestead exempt
• HOA & community: Has HOA (monthly fee $126.57) — fee includes pool and grounds maintenanceCommunity poolDeed restrictionsSidewalksPets allowed

Exterior

• Parking: Attached 2-car garage (20x22) with garage door openerDriveway
• Utilities: Public waterPublic sewerElectricity connectedCable availablePhone availableWater connected
• Home design: Single family residenceTwo storiesFacing southCompleted condition
• Construction: Stucco constructionShingle roofSlab foundationBuilt by D.R. Horton (Hemingway model)
• Exterior features: Covered patioPatioSidewalkSliding doorsPond view

Interior

• Kitchen: DishwasherDisposalMicrowaveRangeRefrigeratorElectric water heater
• Bedrooms: 5 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Ceiling fansOpen floorplanThermostatWalk-in closetsWindow treatmentsBlinds
• Laundry & utility: Inside laundry room on upper levelWasherDryerIrrigation equipment

Price history

+5.7% since first listed

9 events — show timeline

• 2026-04-28 Listed $499,990 Stellar MLS as Distributed by MLS Grid
• 2023-06-20 Sold (MLS) $459,990 Stellar MLS as Distributed by MLS Grid
• 2023-01-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-01-25 Price Changed $459,990 Stellar MLS as Distributed by MLS Grid
• 2023-01-18 Price Changed $460,990 Stellar MLS as Distributed by MLS Grid
• 2023-01-04 Price Changed $459,990 Stellar MLS as Distributed by MLS Grid
• 2022-12-21 Price Changed $464,990 Stellar MLS as Distributed by MLS Grid
• 2022-12-01 Price Changed $469,990 Stellar MLS as Distributed by MLS Grid
• 2022-11-29 Listed $472,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+51.0%/yr

Latest (2025): $8,507 · -3.2% YoY. Source: county tax records.