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4234 Donnington Dr
D Composite 44.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.8/30.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • 1% rule +3.4/10.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$344,995

4234 Donnington Dr · Bradenton, FL 34219
3 bd · 2.0 ba · 2,084 sqft · SingleFamily public records · 77 Days on market
Built 2002 7,362 sqft lot Est $431k · 20% under $75/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this fantastic 4 bedroom, 2 bathroom home located in the well-known community of Kingsfield. This home features custom upgrades throughout and a freshly painted interior! Upon entry, you will be immediately delighted with the warm, natural lighting and spacious open floor plan. This home also offers ceramic tile flooring and wood laminate throughout. Host movie night in the large family room with voluminous vaulted ceiling, custom ceiling fan, decorative wall niches, and wood laminate flooring. Prepare a meal or many in the large gourmet kitchen with closet pantry, wood cabinets, and breakfast bar & nook. Enjoy your holiday feast in the gorgeous formal dining room with stunning decorative lighting, and ceramic tile flooring. The master suite comes complete with custom lighted ceiling fan, walk-in closet, wood laminate flooring, and decadent on suite with wood cabinets, walk-in shower & garden tub. Relax and read a book in the large screened-in lanai or have a cookout in the large fenced back yard. In addition to the many wonderful qualities this home presents, it is also in a great location. Kingsfield is a quiet, family-oriented community located in Parrish; It’s close to schools, dining, shopping and I75 yet perfectly tucked away from the hustle & bustle. You absolutely must see this home for yourself!

Key facts

  • Updated finishes
  • Screened lanai
  • Natural light

Tags

SCREENED LANAIFULLY FENCED BACKYARDNATURAL LIGHTVAULTED CEILINGSUPDATED FINISHESFUNCTIONAL LAYOUT

Property features AI

Finance

  • Other: Property is homesteaded; No lease restrictions indicated
  • HOA & community: Has HOA; association approval required; Monthly HOA approximately $75 (quarterly fee shown as $225); Association amenities include park, playground, spa/hot tub; Pets allowed; Deed restricted community with pool

Exterior

  • Parking: Attached 2-car garage with garage door opener
  • Security: Owned security system; Smoke detectors
  • Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity connected
  • Home design: Single family residence; One story; Home faces west; Residential property
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built within last several decades (year built not provided)
  • Exterior features: Enclosed, screened patio/porch; Outdoor lighting; Rain gutters; Corner lot; City limits; Sidewalk; Paved road

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 4 bedrooms
  • Flooring: Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Built-in features; Cathedral and vaulted ceilings; Ceiling fans; Eat-in kitchen; High ceilings; Kitchen/family room combo; Open floorplan; Solid wood cabinets; Walk-in closets; Blinds
  • Laundry & utility: Laundry located inside; Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $345k.

Deal economics

  • At list price, monthly cash flow is $-223 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $306k (11.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $291k (15.7% below list).
  • Recommended offer: $291k (15.7% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Annie Lucy Williams Elementary School (math 80% / reading 73%, grade A, #185 of 2,144 statewide, top 9%, 798 students, 31% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL) — zoned schools at 46% FRL track the district average.
  • Market conditions: Rents soft (-0.9%/yr); 2170 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($324k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 9y ago; this cycle's ask has dropped $30k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $239k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $290,830 (15.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.52%
Cash-on-cash
-2.77%
DSCR
0.88
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$431,388
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4143 Banbury Cir 0.17mi 3/2.0 2,084 (0%) 0mo $430,000 $206 92
3727 Wild Blossom Pl 0.39mi 2/2.0 (-1) 2,008 (-4%) 6mo $560,000 $279 66
4012 Kingsfield Dr 0.58mi 4/2.0 (+1) 2,103 (+1%) 1mo $435,000 $207 65
12147 Red Leaf Rd 0.65mi 3/2.0 2,016 (-3%) 1mo $365,625 $181 63
12349 49th St E 0.55mi 3/2.5 2,209 (+6%) 1mo $478,721 $217 62
12305 49th St E 0.47mi 4/3.0 (+1) 2,005 (-4%) 3mo $415,000 $207 60
12321 49th St E 0.50mi 4/3.0 (+1) 2,005 (-4%) 2mo $405,000 $202 60
4712 Charles Partin Dr 0.47mi 3/2.0 2,391 (+15%) 0mo $475,000 $199 53
12339 Glenridge Ln 0.67mi 2/2.0 (-1) 1,941 (-7%) 6mo $512,500 $264 47
12545 Ryegrass Loop 0.70mi 4/2.0 (+1) 1,916 (-8%) 6mo $365,000 $191 44
12329 49th Street East 0.51mi 4/3.0 (+1) 2,365 (+14%) 4mo $489,268 $207 41
12537 Ryegrass Loop 0.68mi 4/3.0 (+1) 2,319 (+11%) 2mo $650,000 $280 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.5%
Equity multiple
0.19×
Total profit
$-78,521
Equity at exit
$51,440
10-year hold
IRR
-33.2%
Equity multiple
-0.23×
Total profit
$-119,107
Equity at exit
$29,829

Cash invested: $96,599 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34219

Home prices YoY
-23.7%
Rents YoY
-0.9%
Active inventory
2170
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,908 high interval (Pro) →
Mortgage (P&I)
$1,809
Tax from tax record
$493 /mo · $5,915/yr
Insurance
$144
HOA
$75
Vacancy / Maint / Mgmt
$611
Net cashflow
$-223

Break-even live

Break-even rent $3,191
Max offer price $305,548
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$86,249
Closing costs
$10,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4213 Berkeley Dr Parrish, FL 3.0 2.0 1749 $2,485 $1.42 2d 1 0.16mi
3704 Wild Blossom Pl Parrish, FL 3.0 2.5 2810 $3,600 $1.28 23d 1 0.48mi
11764 Shirburn Cir Parrish, FL 4.0 2.0 1606 $2,526 $1.57 3d 1 0.54mi
3511 Wild Blossom Pl Parrish, FL 3.0 2.0 1692 $2,500 $1.48 11d 1 0.57mi
3775 Manorwood Loop Parrish, FL 3.0 2.0 2122 $3,300 $1.56 16d 1 0.57mi
12352 49th St E Parrish, FL 4.0 3.0 2209 $2,750 $1.24 23d 1 0.58mi
11639 Old Florida Ln Parrish, FL 3.0 2.5 1692 $2,350 $1.39 19d 1 0.67mi
11479 Walden Loop Parrish, FL 3.0 2.0 2408 $2,849 $1.18 23d 1 0.68mi
11465 Summit Rock Ct Parrish, FL 4.0 2.5 2434 $2,975 $1.22 23d 1 0.86mi
2910 122nd Ter E Parrish, FL 3.0 2.0 1830 $3,300 $1.80 23d 1 0.95mi
13019 Bluff Oak Way Parrish, FL 4.0 2.5 2152 $2,975 $1.38 16d 1 1.01mi
13114 Cedar Elm Ln Parrish, FL 4.0 2.5 1980 $3,000 $1.52 23d 1 1.08mi
13744 Old Creek Ct Parrish, FL 3.0 2.5 2274 $3,000 $1.32 21d 1 1.33mi
12250 23rd St E Parrish, FL 4.0 3.0 2261 $2,670 $1.18 3d 1 1.37mi
11106 Sand Pine Ln Parrish, FL 3.0 2.0 1766 $2,579 $1.46 3d 1 1.41mi
6203 115th Ave E Parrish, FL 3.0 3.5 2384 $2,770 $1.16 16d 1 1.45mi
13832 Old Creek Ct Parrish, FL 2.0 2.0 1641 $2,700 $1.65 23d 1 1.46mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 23 events

  1. 2026-06-18
    days on market $344,995 Active 77 DOM
  2. 2026-06-17
    days on market $344,995 Active 76 DOM
  3. 2026-06-16
    days on market $344,995 Active 75 DOM
  4. 2026-06-15
    days on market $344,995 Active 74 DOM
  5. 2026-06-13
    days on market $344,995 Active 72 DOM
  6. 2026-06-13
    days on market $344,995 Active 71 DOM
  7. 2026-06-10
    days on market $344,995 Active 69 DOM
  8. 2026-06-09
    days on market $344,995 Active 68 DOM
  9. 2026-06-08
    days on market $344,995 Active 67 DOM
  10. 2026-06-08
    pricedays on market $344,995 Active 66 DOM
  11. 2026-06-03
    days on market $349,995 Active 62 DOM
  12. 2026-06-02
    days on market $349,995 Active 61 DOM
  13. 2026-06-01
    days on market $349,995 Active 60 DOM
  14. 2026-05-31
    days on market $349,995 Active 59 DOM
  15. 2026-05-20
    price $354,995
  16. 2026-05-06
    price $359,995
  17. 2026-04-22
    price $365,000
  18. 2026-04-16
    price $369,995
  19. 2026-04-02
    listed $374,995 Active
  20. 2017-07-07
    soldstatus $239,000
  21. 2017-07-05
    soldstatus $239,000 Sold 1365-char remark
    Show marketing remark (1365 chars)

    Welcome home to this fantastic 4 bedroom, 2 bathroom home located in the well-known community of Kingsfield. This home features custom upgrades throughout and a freshly painted interior! Upon entry, you will be immediately delighted with the warm, natural lighting and spacious open floor plan. This home also offers ceramic tile flooring and wood laminate throughout. Host movie night in the large family room with voluminous vaulted ceiling, custom ceiling fan, decorative wall niches, and wood laminate flooring. Prepare a meal or many in the large gourmet kitchen with closet pantry, wood cabinets, and breakfast bar & nook. Enjoy your holiday feast in the gorgeous formal dining room with stunning decorative lighting, and ceramic tile flooring. The master suite comes complete with custom lighted ceiling fan, walk-in closet, wood laminate flooring, and decadent on suite with wood cabinets, walk-in shower & garden tub. Relax and read a book in the large screened-in lanai or have a cookout in the large fenced back yard. In addition to the many wonderful qualities this home presents, it is also in a great location. Kingsfield is a quiet, family-oriented community located in Parrish; It’s close to schools, dining, shopping and I75 yet perfectly tucked away from the hustle & bustle. You absolutely must see this home for yourself!

  22. 2017-06-07
    status Pending 1365-char remark
    Show marketing remark (1365 chars)

    Welcome home to this fantastic 4 bedroom, 2 bathroom home located in the well-known community of Kingsfield. This home features custom upgrades throughout and a freshly painted interior! Upon entry, you will be immediately delighted with the warm, natural lighting and spacious open floor plan. This home also offers ceramic tile flooring and wood laminate throughout. Host movie night in the large family room with voluminous vaulted ceiling, custom ceiling fan, decorative wall niches, and wood laminate flooring. Prepare a meal or many in the large gourmet kitchen with closet pantry, wood cabinets, and breakfast bar & nook. Enjoy your holiday feast in the gorgeous formal dining room with stunning decorative lighting, and ceramic tile flooring. The master suite comes complete with custom lighted ceiling fan, walk-in closet, wood laminate flooring, and decadent on suite with wood cabinets, walk-in shower & garden tub. Relax and read a book in the large screened-in lanai or have a cookout in the large fenced back yard. In addition to the many wonderful qualities this home presents, it is also in a great location. Kingsfield is a quiet, family-oriented community located in Parrish; It’s close to schools, dining, shopping and I75 yet perfectly tucked away from the hustle & bustle. You absolutely must see this home for yourself!

  23. 2017-05-26
    listed $234,900 Active 1365-char remark
    Show marketing remark (1365 chars)

    Welcome home to this fantastic 4 bedroom, 2 bathroom home located in the well-known community of Kingsfield. This home features custom upgrades throughout and a freshly painted interior! Upon entry, you will be immediately delighted with the warm, natural lighting and spacious open floor plan. This home also offers ceramic tile flooring and wood laminate throughout. Host movie night in the large family room with voluminous vaulted ceiling, custom ceiling fan, decorative wall niches, and wood laminate flooring. Prepare a meal or many in the large gourmet kitchen with closet pantry, wood cabinets, and breakfast bar & nook. Enjoy your holiday feast in the gorgeous formal dining room with stunning decorative lighting, and ceramic tile flooring. The master suite comes complete with custom lighted ceiling fan, walk-in closet, wood laminate flooring, and decadent on suite with wood cabinets, walk-in shower & garden tub. Relax and read a book in the large screened-in lanai or have a cookout in the large fenced back yard. In addition to the many wonderful qualities this home presents, it is also in a great location. Kingsfield is a quiet, family-oriented community located in Parrish; It’s close to schools, dining, shopping and I75 yet perfectly tucked away from the hustle & bustle. You absolutely must see this home for yourself!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,915 · $493/mo
Projected year-2 tax
$5,915 · $493/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,900
− Mortgage interest
−$19,325
− Property taxes
−$5,915
− Insurance
−$1,725
− Repairs & maintenance
−$2,792
− Management
−$2,792
− HOA
−$900
− Depreciation
−$10,036
Taxable loss
−$8,586
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,061
After-tax cash flow
$-619/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bradenton

Score
81/100
State rank
#101
US rank
#1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Manatee County · 416,364 people
City population
52,177
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,296
Household income
$113,773
Rent vs Own
8.1% rent · 91.9% own
Severe rent burden
219.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Romanian 4% Hispanic 2% Russian 2%
Foreign-born
10% · Canada, Dominican Republic, Jamaica
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -84.45%
Current HPI
271.7131
Rent YoY
▼ -0.95%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+51.1% since first listed
9 events — show timeline
  • 2026-05-20 Price Changed $354,995 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Price Changed $359,995 Stellar MLS as Distributed by MLS Grid
  • 2026-04-22 Price Changed $365,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-16 Price Changed $369,995 Stellar MLS as Distributed by MLS Grid
  • 2026-04-02 Listed $374,995 Stellar MLS as Distributed by MLS Grid
  • 2017-07-07 Sold (Public Records) $239,000 Public Records
  • 2017-07-05 Sold (MLS) $239,000 Stellar MLS as Distributed by MLS Grid
  • 2017-06-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-05-26 Listed $234,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.1%/yr

Latest (2025): $5,915 · -11.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…