2213 NE 36th St · Ocala, FL 34479

$170,000

3 bd · 1.0 ba · 904 sqft · SingleFamily public records · 62 Days on market

Built 1965 10,019 sqft lot $188/sqft · 14% above area Est $207k · 18% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.7/30.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Freshly updated and move-in ready, this 4 bedroom, 2 bathroom home offers a great opportunity for a first-time buyer or investor at an attractive price point. Inside, you’ll find 1,252 living square feet with LVP flooring throughout the main areas, granite countertops, stainless steel appliances, and an open layout that gives the home a bright, functional feel. The primary bathroom features a nicely updated walk-in tile shower, and the split of space makes the fourth bedroom a flexible option for guests, an office, or rental use. Outside, the . 23 acre lot is fully chain-link fenced and includes a storage shed for added convenience. Major updates include a 2024 roof and 2025 HVAC. With no HOA and convenient access to Downtown Ocala, Fort King, Silver Springs State Park, and medical services in town, this property is well positioned for both owner-occupants and long-term rental potential.

Key facts

• Walk-in tile shower
• Storage shed
• Lvp flooring

Tags

• LVP FLOORING
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• WALK-IN TILE SHOWER
• FULLY CHAIN-LINK FENCED
• STORAGE SHED

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $-145 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $144k (15.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $138k (19.1% below list).
• Recommended offer: $138k (19.1% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 4.2% in Ocala — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 173 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 30% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 20y ago; this cycle's ask has dropped $27k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,525 (19.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.27%
• Cash-on-cash: -3.64%
• DSCR: 0.84
• GRM: 10.3

CMA / ARV

• ARV (median comp): $207,000
• List price: $170,000
• Delta: -17.87%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3216 NE 22nd Ct	0.25mi	3/2.0	988 (+9%)	3mo	$182,000	$184	66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.4%
• Equity multiple: 0.23×
• Total profit: $-36,701
• Equity at exit: $25,348

10-year hold

• IRR: -16.4%
• Equity multiple: 0.08×
• Total profit: $-43,591
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34479

• Home prices YoY: -31.0%
• Active inventory: 173
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,375 high
• Mortgage (P&I): −$891
• Tax from tax record: −$269 /mo · $3,224/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$289
• Net cashflow: $-145

Break-even live

Break-even rent $1,558

Max offer price $144,459

Occupancy floor —

Sensitivity live

Price	-10% $-48	-5% $-96	+0% $-145	+5% $-193	+10% $-241
Rent	-10% $-253	-5% $-199	+0% $-145	+5% $-90	+10% $-36
Rate	-1.0pp $-59	-0.5pp $-101	base $-145	+0.5pp $-189	+1.0pp $-233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2205 NE 14th Ave Ocala, FL	3.0	1.0	1020	$1,345	$1.32	22d	1	1.31mi
3650 NE 41st St Unit A Ocala, FL	2.0	1.0	750	$1,025	$1.37	22d	1	1.33mi
NE 8th Ter Ocala, FL	2.0	2.0	840	$1,150	$1.37	14d	2	1.34mi
2836 NE 8th Ter Unit 2836 Ocala, FL	2.0	2.0	840	$1,150	$1.37	22d	1	1.36mi
2818 NE 8th Ter Unit 2818 Ocala, FL	2.0	2.0	840	$1,150	$1.37	22d	1	1.36mi
3800 NE 41st St Unit C Ocala, FL	2.0	1.0	770	$1,049	$1.36	22d	1	1.45mi

Listing history 43 events

1. 2026-06-18
   days on market $170,000 Active 62 DOM
2. 2026-06-17
   days on market $170,000 Active 61 DOM
3. 2026-06-16
   pricedays on market $170,000 Active 60 DOM
4. 2026-06-15
   days on market $189,000 Active 59 DOM
5. 2026-06-14
   days on market $189,000 Active 57 DOM
6. 2026-06-13
   days on market $189,000 Active 56 DOM
7. 2026-06-10
   days on market $189,000 Active 54 DOM
8. 2026-06-09
   days on market $189,000 Active 53 DOM
9. 2026-06-08
   days on market $189,000 Active 52 DOM
10. 2026-06-07
    days on marketlisting id $189,000 Active 51 DOM
11. 2026-06-03
    remarks 699-char remark
12. 2026-06-03
    days on marketlisting id $189,000 Active 1 DOM
13. 2026-06-02
    days on market $189,000 Active 46 DOM
14. 2026-06-01
    days on market $189,000 Active 45 DOM
15. 2026-05-31
    days on market $189,000 Active 44 DOM
16. 2026-05-30
    days on market $189,000 Active 43 DOM
17. 2026-05-15
    price $189,000 906-char remark

    Show marketing remark (906 chars)

    Freshly updated and move-in ready, this 4 bedroom, 2 bathroom home offers a great opportunity for a first-time buyer or investor at an attractive price point. Inside, you’ll find 1,252 living square feet with LVP flooring throughout the main areas, granite countertops, stainless steel appliances, and an open layout that gives the home a bright, functional feel. The primary bathroom features a nicely updated walk-in tile shower, and the split of space makes the fourth bedroom a flexible option for guests, an office, or rental use. Outside, the . 23 acre lot is fully chain-link fenced and includes a storage shed for added convenience. Major updates include a 2024 roof and 2025 HVAC. With no HOA and convenient access to Downtown Ocala, Fort King, Silver Springs State Park, and medical services in town, this property is well positioned for both owner-occupants and long-term rental potential.

18. 2026-04-17
    listed $197,000 Active 906-char remark

    Show marketing remark (906 chars)

    Freshly updated and move-in ready, this 4 bedroom, 2 bathroom home offers a great opportunity for a first-time buyer or investor at an attractive price point. Inside, you’ll find 1,252 living square feet with LVP flooring throughout the main areas, granite countertops, stainless steel appliances, and an open layout that gives the home a bright, functional feel. The primary bathroom features a nicely updated walk-in tile shower, and the split of space makes the fourth bedroom a flexible option for guests, an office, or rental use. Outside, the . 23 acre lot is fully chain-link fenced and includes a storage shed for added convenience. Major updates include a 2024 roof and 2025 HVAC. With no HOA and convenient access to Downtown Ocala, Fort King, Silver Springs State Park, and medical services in town, this property is well positioned for both owner-occupants and long-term rental potential.

19. 2022-07-19
    soldstatus $195,000 Closed 313-char remark

    Show marketing remark (313 chars)

    PRICE REDUCED!! Beautiful house with a LOT OF POTENTIAL! Public record shows 3 Bed and 1 bath but owner added an extra Bedroom and bathroom with separate entrance that can be rented for an EXTRA INCOME!! Ready to move in and recently upgraded. Just minutes to supermarkets, restaurants and 10 minutes to Downtown.

20. 2022-06-03
    status Pending 313-char remark

    Show marketing remark (313 chars)

    PRICE REDUCED!! Beautiful house with a LOT OF POTENTIAL! Public record shows 3 Bed and 1 bath but owner added an extra Bedroom and bathroom with separate entrance that can be rented for an EXTRA INCOME!! Ready to move in and recently upgraded. Just minutes to supermarkets, restaurants and 10 minutes to Downtown.

21. 2022-05-27
    price $199,900 313-char remark

    Show marketing remark (313 chars)

    PRICE REDUCED!! Beautiful house with a LOT OF POTENTIAL! Public record shows 3 Bed and 1 bath but owner added an extra Bedroom and bathroom with separate entrance that can be rented for an EXTRA INCOME!! Ready to move in and recently upgraded. Just minutes to supermarkets, restaurants and 10 minutes to Downtown.

22. 2022-05-19
    price $205,000 313-char remark

    Show marketing remark (313 chars)

    PRICE REDUCED!! Beautiful house with a LOT OF POTENTIAL! Public record shows 3 Bed and 1 bath but owner added an extra Bedroom and bathroom with separate entrance that can be rented for an EXTRA INCOME!! Ready to move in and recently upgraded. Just minutes to supermarkets, restaurants and 10 minutes to Downtown.

23. 2022-04-19
    listed $215,000 Active 313-char remark

    Show marketing remark (313 chars)

    PRICE REDUCED!! Beautiful house with a LOT OF POTENTIAL! Public record shows 3 Bed and 1 bath but owner added an extra Bedroom and bathroom with separate entrance that can be rented for an EXTRA INCOME!! Ready to move in and recently upgraded. Just minutes to supermarkets, restaurants and 10 minutes to Downtown.

24. 2022-03-10
    historical
25. 2022-03-06
    historical
26. 2022-02-24
    price $235,000
27. 2022-02-24
    price $235,000
28. 2022-01-31
    price $255,000
29. 2022-01-29
    price $239,995
30. 2021-12-10
    listed $260,000 Active
31. 2021-11-09
    listed $255,000 Active
32. 2021-04-13
    soldstatus $132,500
33. 2021-04-05
    soldstatus $132,500 Closed
34. 2021-03-23
    status Pending
35. 2021-03-10
    status Pending
36. 2021-03-09
    price $134,900
37. 2021-03-04
    listed $130,000 Active
38. 2020-12-21
    soldstatus $58,000
39. 2020-10-09
    listed $79,900
40. 2009-12-17
    soldstatus $80,000
41. 2007-03-07
    historical
42. 2006-03-08
    listed $145,000
43. 1998-09-17
    soldstatus $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,224 · $269/mo
• Projected year-2 tax: $3,224 · $269/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,503
• − Mortgage interest: −$9,523
• − Property taxes: −$3,224
• − Insurance: −$850
• − Repairs & maintenance: −$1,320
• − Management: −$1,320
• − Depreciation: −$4,945
• Taxable loss: −$4,680
• Est. tax savings @ 24.0%: +$1,123
• After-tax cash flow: $-612/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 13,264
• Household income: $54,283
• Rent vs Own: 25.6% rent · 74.4% own
• Severe rent burden: 664.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Hispanic / Latino 15% Black 14% Two or more races 9%
• Hispanic origin (detail): Mexican 5% Puerto Rican 6% Cuban 2%
• Common ancestry: Lithuanian 2% Italian 2% Estonian 1%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 87% English-only · Spanish 11% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.70%
• Current HPI: 248.7063
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+373.7% since first listed

27 events — show timeline

• 2026-05-15 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Listed $197,000 Stellar MLS as Distributed by MLS Grid
• 2022-07-19 Sold (MLS) $195,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-05-27 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
• 2022-05-19 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2022-04-19 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2022-03-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2022-03-06 Listing Removed — MARMLS
• 2022-02-24 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
• 2022-02-24 Price Changed $235,000 MARMLS
• 2022-01-31 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
• 2022-01-29 Price Changed $239,995 MARMLS
• 2021-12-10 Listed $260,000 Stellar MLS as Distributed by MLS Grid
• 2021-11-09 Listed $255,000 MARMLS
• 2021-04-13 Sold (Public Records) $132,500 Public Records
• 2021-04-05 Sold (MLS) $132,500 Stellar MLS as Distributed by MLS Grid
• 2021-03-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-09 Price Changed $134,900 Stellar MLS as Distributed by MLS Grid
• 2021-03-04 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2020-12-21 Sold (MLS) $58,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-09 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2009-12-17 Sold (Public Records) $80,000 Public Records
• 2007-03-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-03-08 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 1998-09-17 Sold (Public Records) $39,900 Public Records

Property tax history

+18.8%/yr

Latest (2025): $3,224 · +4.5% YoY. Source: county tax records.