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15 Nantucket Dr
C Composite 57.57
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.8/10.0
  • Schools +5.2/10.0
  • 1% rule +4.6/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$228,400

15 Nantucket Dr · Bella Vista, AR 72715
3 bd · 2.0 ba · 1,504 sqft · SingleFamily public records · 216 Days on market
Built 1976 1,306 sqft lot Est $319k · 28% under $24/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!

Key facts

  • Community amenities
  • Scenic wooded views
  • Comfortable kitchen

Tags

SCENIC WOODED VIEWSCOMFORTABLE KITCHENPEACEFUL DECKRENOWNED TRAILSCOMMUNITY AMENITIES

Property features AI

Finance

  • HOA & community: Bella Vista POA with monthly fee (includes grounds maintenance); Community amenities: clubhouse, pool, dock, fitness center, golf, tennis courts, playground, trails/paths, sidewalks, recreation area, sauna, curbs, lake access, biking, near fire station, park

Exterior

  • Security: Smoke detectors
  • Utilities: Electricity available; Public water; Septic available (septic tank); Recycling collection
  • Home design: 2-story property
  • Construction: Rock and wood siding construction; Architectural shingle roof; Slab foundation; Built with wood siding
  • Exterior features: Concrete driveway; Covered porch; Deck; Porch; Landscaped lot; Near park; Close to clubhouse; Subdivision setting; Near Bella Vista Lake; Public paved road frontage

Interior

  • Kitchen: Granite counters; Dishwasher; Electric range; Disposal; Refrigerator; Plumbed for ice maker
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (heat pump); Central electric cooling
  • Interior features: Ceiling fans; Granite counters; Window treatments; Double-pane ENERGY STAR qualified vinyl windows with blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $228k.

Deal economics

  • At list price, monthly cash flow is $220 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (3.8% below list).
  • Recommended offer: $201k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 827 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 216 days — a 12% lower offer ($201k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 10y ago; this cycle's ask is 15127% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,992 (12.0% below list)

Questions for the listing agent

  1. It's been on market 216 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.45%
Cash-on-cash
4.14%
DSCR
1.18
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$318,848
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11 Sheneman Dr 0.23mi 2/2.0 (-1) 1,511 (+0%) 9mo $315,000 $208 76
81 Overton Dr 0.63mi 3/2.0 1,484 (-1%) 10mo $285,150 $192 60
68 Hope Dr 0.55mi 3/2.0 1,416 (-6%) 6mo $288,000 $203 60
6 Penwith Ln 0.65mi 2/2.0 (-1) 1,452 (-4%) 5mo $350,200 $241 55
4 Billingsley Ln 0.67mi 3/3.0 1,416 (-6%) 1mo $290,000 $205 54
12 Arnold Ln 0.67mi 3/2.0 1,416 (-6%) 8mo $327,000 $231 52
11 Penwith Ln 0.67mi 4/2.0 (+1) 1,607 (+7%) 2mo $350,000 $218 51
29 Penzance Dr 0.63mi 2/2.0 (-1) 1,436 (-4%) 9mo $305,000 $212 51
2 Arnold Ln 0.58mi 2/2.0 (-1) 1,344 (-11%) 0mo $249,900 $186 50
24 Billingsley Dr 0.60mi 2/2.0 (-1) 1,344 (-11%) 0mo $270,000 $201 49
5 Mawnan Cir 0.63mi 4/2.5 (+1) 1,673 (+11%) 6mo $379,950 $227 40
5 Coverack Ln 0.64mi 3/2.0 1,715 (+14%) 9mo $369,500 $215 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.8%
Equity multiple
0.64×
Total profit
$-22,973
Equity at exit
$34,055
10-year hold
IRR
-0.4%
Equity multiple
0.97×
Total profit
$-1,944
Equity at exit
$19,748

Cash invested: $63,952 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72715

Home prices YoY
-6.6%
Active inventory
827
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$2,197 high interval (Pro) →
Mortgage (P&I)
$1,198
Tax from tax record
$198 /mo · $2,378/yr
Insurance
$95
HOA
$24
Vacancy / Maint / Mgmt
$461
Net cashflow
$220

Break-even live

Break-even rent $1,918
Max offer price $228,400
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,100
Closing costs
$6,852
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20 Annette Ln Bella Vista, AR 3.0 2.0 1520 $1,650 $1.09 14d 1 0.17mi
27 Shropshire Dr Bella Vista, AR 3.0 3.0 1822 $2,250 $1.23 14d 1 0.86mi
26 Purfleet Dr Bella Vista, AR 3.0 2.0 1276 $1,575 $1.23 14d 1 1.19mi
4 Tilbury Ln Bella Vista, AR 3.0 2.5 1742 $1,850 $1.06 14d 1 1.19mi
1 Dent Ln Bella Vista, AR 4.0 2.0 2215 $2,850 $1.29 14d 1 1.21mi
6 Erith Ln Unit 1512836P Bella Vista, AR 4.0 2.0 2077 $5,027 $2.42 14d 1 1.26mi
9 Purfleet Dr Unit 1366492P Bella Vista, AR 3.0 2.0 1625 $3,392 $2.09 14d 1 1.28mi

HOA detail

Monthly dues
$24 · $288/yr
Likely covers
sewertrash

Listing history 42 events

  1. 2026-06-18
    days on market $228,400 Active 216 DOM
  2. 2026-06-17
    days on market $228,400 Active 215 DOM
  3. 2026-06-15
    days on market $228,400 Active 213 DOM
  4. 2026-06-14
    days on market $228,400 Active 211 DOM
  5. 2026-06-10
    days on market $228,400 Active 208 DOM
  6. 2026-06-09
    days on market $228,400 Active 207 DOM
  7. 2026-06-08
    days on market $228,400 Active 206 DOM
  8. 2026-06-07
    days on market $228,400 Active 205 DOM
  9. 2026-06-05
    days on market $228,400 Active 202 DOM
  10. 2026-06-03
    days on market $228,400 Active 201 DOM
  11. 2026-06-02
    days on market $228,400 Active 200 DOM
  12. 2026-06-01
    days on market $228,400 Active 199 DOM
  13. 2026-05-31
    days on market $228,400 Active 198 DOM
  14. 2026-05-31
    days on market $228,400 Active 197 DOM
  15. 2026-05-22
    price $1,425
  16. 2026-05-21
    price $228,400
  17. 2026-05-09
    price $1,450
  18. 2026-04-14
    listed $1,500
  19. 2026-04-04
    price $228,900
  20. 2026-01-14
    price $229,900
  21. 2025-12-10
    price $235,000
  22. 2025-11-21
    price $243,000
  23. 2025-11-14
    listed $245,000 Active
  24. 2025-10-12
    price $249,450
  25. 2025-09-28
    price $249,950
  26. 2025-08-09
    price $259,950
  27. 2025-07-24
    price $274,950
  28. 2023-05-17
    soldstatus $225,000
  29. 2023-05-08
    soldstatus $225,000 Closed 564-char remark
    Show marketing remark (564 chars)

    Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!

  30. 2023-04-21
    status Pending 564-char remark
    Show marketing remark (564 chars)

    Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!

  31. 2023-04-19
    price $220,000 564-char remark
    Show marketing remark (564 chars)

    Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!

  32. 2023-03-10
    listed $225,000 Active 564-char remark
    Show marketing remark (564 chars)

    Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!

  33. 2018-04-03
    soldstatus $114,000
  34. 2018-03-20
    soldstatus $114,000
  35. 2017-10-30
    listed $114,800
  36. 2016-05-20
    soldstatus $90,000
  37. 2016-05-18
    soldstatus $90,000
  38. 2016-04-11
    listed $90,000
  39. 2016-02-26
    soldstatus $57,500
  40. 2016-02-24
    soldstatus $57,500
  41. 2016-01-24
    listed $59,000
  42. 2002-06-03
    soldstatus $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,378 · $198/mo
Projected year-2 tax
$2,378 · $198/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,363
− Mortgage interest
−$12,794
− Property taxes
−$2,378
− Insurance
−$1,142
− Repairs & maintenance
−$2,109
− Management
−$2,109
− HOA
−$288
− Depreciation
−$6,644
Taxable loss
−$1,101
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$264
After-tax cash flow
$2,910/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bella Vista

Score
67/100
State rank
#111
US rank
#11129

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bella Vista, AR
County
Benton County · 259,241 people
City population
31,638
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
17,288
Household income
$82,447
Rent vs Own
11.5% rent · 88.5% own
Severe rent burden
107.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 12% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Lithuanian 4% Slovak 4% Portuguese 2%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -21.53%
Current HPI
304.946
Rent YoY
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-97.8% since first listed
28 events — show timeline
  • 2026-05-22 Price Changed $1,425 NWARMLS
  • 2026-05-21 Price Changed $228,400 NWARMLS
  • 2026-05-09 Price Changed $1,450 NWARMLS
  • 2026-04-14 Listed for Rent $1,500 NWARMLS
  • 2026-04-04 Price Changed $228,900 NWARMLS
  • 2026-01-14 Price Changed $229,900 NWARMLS
  • 2025-12-10 Price Changed $235,000 NWARMLS
  • 2025-11-21 Price Changed $243,000 NWARMLS
  • 2025-11-14 Listed $245,000 NWARMLS
  • 2025-10-12 Price Changed $249,450 NWARMLS
  • 2025-09-28 Price Changed $249,950 NWARMLS
  • 2025-08-09 Price Changed $259,950 NWARMLS
  • 2025-07-24 Price Changed $274,950 NWARMLS
  • 2023-05-17 Sold (Public Records) $225,000 Public Records
  • 2023-05-08 Sold (MLS) $225,000 NWARMLS
  • 2023-04-21 Pending NWARMLS
  • 2023-04-19 Price Changed $220,000 NWARMLS
  • 2023-03-10 Listed $225,000 NWARMLS
  • 2018-04-03 Sold (Public Records) $114,000 Public Records
  • 2018-03-20 Sold (MLS) $114,000 NWARMLS
  • 2017-10-30 Listed $114,800 NWARMLS
  • 2016-05-20 Sold (Public Records) $90,000 Public Records
  • 2016-05-18 Sold (MLS) $90,000 NWARMLS
  • 2016-04-11 Listed $90,000 NWARMLS
  • 2016-02-26 Sold (Public Records) $57,500 Public Records
  • 2016-02-24 Sold (MLS) $57,500 NWARMLS
  • 2016-01-24 Listed $59,000 NWARMLS
  • 2002-06-03 Sold (Public Records) $65,000 Public Records

Property tax history

+18.4%/yr

Latest (2025): $2,378 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…