15 Nantucket Dr · Bella Vista, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +15.0/15.0
- DSCR +5.8/10.0
- Schools +5.2/10.0
- 1% rule +4.6/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$228,400
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!
Key facts
- Community amenities
- Scenic wooded views
- Comfortable kitchen
Tags
Property features AI
Finance
- HOA & community: Bella Vista POA with monthly fee (includes grounds maintenance); Community amenities: clubhouse, pool, dock, fitness center, golf, tennis courts, playground, trails/paths, sidewalks, recreation area, sauna, curbs, lake access, biking, near fire station, park
Exterior
- Security: Smoke detectors
- Utilities: Electricity available; Public water; Septic available (septic tank); Recycling collection
- Home design: 2-story property
- Construction: Rock and wood siding construction; Architectural shingle roof; Slab foundation; Built with wood siding
- Exterior features: Concrete driveway; Covered porch; Deck; Porch; Landscaped lot; Near park; Close to clubhouse; Subdivision setting; Near Bella Vista Lake; Public paved road frontage
Interior
- Kitchen: Granite counters; Dishwasher; Electric range; Disposal; Refrigerator; Plumbed for ice maker
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (heat pump); Central electric cooling
- Interior features: Ceiling fans; Granite counters; Window treatments; Double-pane ENERGY STAR qualified vinyl windows with blinds
- Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $228k.
Deal economics
- At list price, monthly cash flow is $220 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (3.8% below list).
- Recommended offer: $201k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
- Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 827 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
- This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 216 days — a 12% lower offer ($201k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 10y ago; this cycle's ask is 15127% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 216 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 7.45%
- Cash-on-cash
- 4.14%
- DSCR
- 1.18
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $318,848
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11 Sheneman Dr | 0.23mi | 2/2.0 (-1) | 1,511 (+0%) | 9mo | $315,000 | $208 | 76 |
| 81 Overton Dr | 0.63mi | 3/2.0 | 1,484 (-1%) | 10mo | $285,150 | $192 | 60 |
| 68 Hope Dr | 0.55mi | 3/2.0 | 1,416 (-6%) | 6mo | $288,000 | $203 | 60 |
| 6 Penwith Ln | 0.65mi | 2/2.0 (-1) | 1,452 (-4%) | 5mo | $350,200 | $241 | 55 |
| 4 Billingsley Ln | 0.67mi | 3/3.0 | 1,416 (-6%) | 1mo | $290,000 | $205 | 54 |
| 12 Arnold Ln | 0.67mi | 3/2.0 | 1,416 (-6%) | 8mo | $327,000 | $231 | 52 |
| 11 Penwith Ln | 0.67mi | 4/2.0 (+1) | 1,607 (+7%) | 2mo | $350,000 | $218 | 51 |
| 29 Penzance Dr | 0.63mi | 2/2.0 (-1) | 1,436 (-4%) | 9mo | $305,000 | $212 | 51 |
| 2 Arnold Ln | 0.58mi | 2/2.0 (-1) | 1,344 (-11%) | 0mo | $249,900 | $186 | 50 |
| 24 Billingsley Dr | 0.60mi | 2/2.0 (-1) | 1,344 (-11%) | 0mo | $270,000 | $201 | 49 |
| 5 Mawnan Cir | 0.63mi | 4/2.5 (+1) | 1,673 (+11%) | 6mo | $379,950 | $227 | 40 |
| 5 Coverack Ln | 0.64mi | 3/2.0 | 1,715 (+14%) | 9mo | $369,500 | $215 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.64×
- Total profit
- $-22,973
- Equity at exit
- $34,055
- IRR
- -0.4%
- Equity multiple
- 0.97×
- Total profit
- $-1,944
- Equity at exit
- $19,748
Cash invested: $63,952 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72715
- Home prices YoY
- -6.6%
- Active inventory
- 827
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,197 high interval (Pro) →
- Mortgage (P&I)
- −$1,198
- Tax from tax record
- −$198 /mo · $2,378/yr
- Insurance
- −$95
- HOA
- −$24
- Vacancy / Maint / Mgmt
- −$461
- Net cashflow
- $220
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,100
- Closing costs
- $6,852
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 20 Annette Ln Bella Vista, AR | 3.0 | 2.0 | 1520 | $1,650 | $1.09 | 14d | 1 | 0.17mi |
| 27 Shropshire Dr Bella Vista, AR | 3.0 | 3.0 | 1822 | $2,250 | $1.23 | 14d | 1 | 0.86mi |
| 26 Purfleet Dr Bella Vista, AR | 3.0 | 2.0 | 1276 | $1,575 | $1.23 | 14d | 1 | 1.19mi |
| 4 Tilbury Ln Bella Vista, AR | 3.0 | 2.5 | 1742 | $1,850 | $1.06 | 14d | 1 | 1.19mi |
| 1 Dent Ln Bella Vista, AR | 4.0 | 2.0 | 2215 | $2,850 | $1.29 | 14d | 1 | 1.21mi |
| 6 Erith Ln Unit 1512836P Bella Vista, AR | 4.0 | 2.0 | 2077 | $5,027 | $2.42 | 14d | 1 | 1.26mi |
| 9 Purfleet Dr Unit 1366492P Bella Vista, AR | 3.0 | 2.0 | 1625 | $3,392 | $2.09 | 14d | 1 | 1.28mi |
HOA detail
- Monthly dues
- $24 · $288/yr
- Likely covers
- sewertrash
Listing history 42 events
-
2026-06-18days on market $228,400 Active 216 DOM
-
2026-06-17days on market $228,400 Active 215 DOM
-
2026-06-15days on market $228,400 Active 213 DOM
-
2026-06-14days on market $228,400 Active 211 DOM
-
2026-06-10days on market $228,400 Active 208 DOM
-
2026-06-09days on market $228,400 Active 207 DOM
-
2026-06-08days on market $228,400 Active 206 DOM
-
2026-06-07days on market $228,400 Active 205 DOM
-
2026-06-05days on market $228,400 Active 202 DOM
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2026-06-03days on market $228,400 Active 201 DOM
-
2026-06-02days on market $228,400 Active 200 DOM
-
2026-06-01days on market $228,400 Active 199 DOM
-
2026-05-31days on market $228,400 Active 198 DOM
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2026-05-31days on market $228,400 Active 197 DOM
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2026-05-22price $1,425
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2026-05-21price $228,400
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2026-05-09price $1,450
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2026-04-14$1,500
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2026-04-04price $228,900
-
2026-01-14price $229,900
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2025-12-10price $235,000
-
2025-11-21price $243,000
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2025-11-14$245,000 Active
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2025-10-12price $249,450
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2025-09-28price $249,950
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2025-08-09price $259,950
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2025-07-24price $274,950
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2023-05-17soldstatus $225,000
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2023-05-08soldstatus $225,000 Closed 564-char remark
Show marketing remark (564 chars)
Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!
-
2023-04-21status Pending 564-char remark
Show marketing remark (564 chars)
Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!
-
2023-04-19price $220,000 564-char remark
Show marketing remark (564 chars)
Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!
-
2023-03-10$225,000 Active 564-char remark
Show marketing remark (564 chars)
Great investment property. Move in ready or perfect for Airbnb property. New since 2021: Window coverings, garbage disposal, kitchen faucet, flooring throughout, Storage Cabinet on Patio/Balcony and 1st floor bath vanity. Previous owner replaced in 2016: HVAC, sewer line to the street, lifetime triple pane windows! End Unit of townhouses, increased privacy. Minutes to all things Bella Vista. 4 minutes to Town Center, 2 minutes to BV Bar and Grill, access to clubhouses, golf, lakes, fitness, walking and bike trails. .. Come enjoy the Good Life in Bella Vista!
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2018-04-03soldstatus $114,000
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2018-03-20soldstatus $114,000
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2017-10-30$114,800
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2016-05-20soldstatus $90,000
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2016-05-18soldstatus $90,000
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2016-04-11$90,000
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2016-02-26soldstatus $57,500
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2016-02-24soldstatus $57,500
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2016-01-24$59,000
-
2002-06-03soldstatus $65,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $2,378 · $198/mo
- Projected year-2 tax
- $2,378 · $198/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,363
- − Mortgage interest
- −$12,794
- − Property taxes
- −$2,378
- − Insurance
- −$1,142
- − Repairs & maintenance
- −$2,109
- − Management
- −$2,109
- − HOA
- −$288
- − Depreciation
- −$6,644
- Taxable loss
- −$1,101
- Est. tax savings @ 24.0%
- +$264
- After-tax cash flow
- $2,910/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bentonville School District
- NCES district ID
- 0503060
- Math proficiency
- 59% ▼ -8.00%
- Reading proficiency
- 59% ▼ -6.00%
- Median HH income
- $66,721
- Composite
- 51.85/100
- National rank
- #1661
- State rank
- #3 of 238 in AR
Livability — Bella Vista
- Score
- 67/100
- State rank
- #111
- US rank
- #11129
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bella Vista, AR
- County
- Benton County · 259,241 people
- City population
- 31,638
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 17,288
- Household income
- $82,447
- Rent vs Own
- Severe rent burden
- 107.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 318,683 people
- By 2030
- 353,481 · +10.9%
- By 2040
- 425,280 · +33.4%
- By 2050
- 497,239 · +56.0%
- By 2075
- 662,114 · +107.8%
- By 2100
- 776,431 · +143.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 12% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Dominican 2%
- Common ancestry
- Lithuanian 4% Slovak 4% Portuguese 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
- 2008→2024 swing
- +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
- All cycles
- 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -21.53%
- Current HPI
- 304.946
- Rent YoY
- —
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
-97.8% since first listed28 events — show timeline
- 2026-05-22 Price Changed $1,425 NWARMLS
- 2026-05-21 Price Changed $228,400 NWARMLS
- 2026-05-09 Price Changed $1,450 NWARMLS
- 2026-04-14 Listed for Rent $1,500 NWARMLS
- 2026-04-04 Price Changed $228,900 NWARMLS
- 2026-01-14 Price Changed $229,900 NWARMLS
- 2025-12-10 Price Changed $235,000 NWARMLS
- 2025-11-21 Price Changed $243,000 NWARMLS
- 2025-11-14 Listed $245,000 NWARMLS
- 2025-10-12 Price Changed $249,450 NWARMLS
- 2025-09-28 Price Changed $249,950 NWARMLS
- 2025-08-09 Price Changed $259,950 NWARMLS
- 2025-07-24 Price Changed $274,950 NWARMLS
- 2023-05-17 Sold (Public Records) $225,000 Public Records
- 2023-05-08 Sold (MLS) $225,000 NWARMLS
- 2023-04-21 Pending — NWARMLS
- 2023-04-19 Price Changed $220,000 NWARMLS
- 2023-03-10 Listed $225,000 NWARMLS
- 2018-04-03 Sold (Public Records) $114,000 Public Records
- 2018-03-20 Sold (MLS) $114,000 NWARMLS
- 2017-10-30 Listed $114,800 NWARMLS
- 2016-05-20 Sold (Public Records) $90,000 Public Records
- 2016-05-18 Sold (MLS) $90,000 NWARMLS
- 2016-04-11 Listed $90,000 NWARMLS
- 2016-02-26 Sold (Public Records) $57,500 Public Records
- 2016-02-24 Sold (MLS) $57,500 NWARMLS
- 2016-01-24 Listed $59,000 NWARMLS
- 2002-06-03 Sold (Public Records) $65,000 Public Records
Property tax history
+18.4%/yrLatest (2025): $2,378 · +0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…