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119 Floral Ave
F Composite 27.45
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.2/30.0
  • Rent growth +5.0/5.0
  • 1% rule +4.3/10.0
  • Livability +3.9/5.0
  • Condition / age +1.0/5.0
  • Schools +0.6/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$119,900

119 Floral Ave · Mount Clemens, MI 48043
1 bd · 2.0 ba · 800 sqft · Condo · 33 Days on market
Built 1972 Poor condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

Key facts

  • New kitchen
  • Modern upgrades
  • Private patio

Tags

PRIVATE PATIOMODERN UPGRADESNEW KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESCONVENIENT CARPORT SPACE

Property features AI

Exterior

  • Home design: Single-family property built in 1972; Living area approximately 800
  • Construction: Built in 1972
  • Exterior features: Located in the Breitmeyer Hills subdivision

Interior

  • Bedrooms: Bedrooms not specified
  • Bathrooms: Bathrooms not specified

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $120k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $-274 ($-3k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (6.8% below list).
  • Recommended offer: $112k (6.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#120 in MI, #2,918 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, amenities D+, employment D-.
  • Mount Clemens Community School District (suburban): math 4% / reading 11% proficiency, ranked #532 of 540 in MI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Seminole Academy (math 2% / reading 8%, grade F, #1,325 of 1,397 statewide, top 99%, 370 students, 94% FRL); Mount Clemens Middle School (math 2% / reading 12%, grade F, #481 of 493 statewide, top 98%, 151 students, 94% FRL); Mount Clemens High School (math 10% / reading 30%, grade F, #596 of 713 statewide, top 86%, 203 students, 90% FRL).
  • Market conditions: Rents rising fast (+10.8%/yr); 69 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $120k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 29% of rent.
Recommended offer $111,721 (6.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.93%
Cap rate
3.55%
Cash-on-cash
-9.79%
DSCR
0.56
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.08×
Total profit
$-30,758
Equity at exit
$17,877
10-year hold
IRR
-7.9%
Equity multiple
0.36×
Total profit
$-21,495
Equity at exit
$10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48043

Rents YoY
10.8%
Active inventory
69
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,117 high interval (Pro) →
Mortgage (P&I)
$629
Tax est. 1.5%
$150 /mo · $1,798/yr
Insurance
$50
HOA est. from 4 same-building comps
$328
Vacancy / Maint / Mgmt
$235
Net cashflow
$-274

Break-even live

Break-even rent $1,464
Max offer price $80,251
Occupancy floor

Sensitivity live

Price -10% $-191 -5% $-233 +0% $-274 +5% $-315 +10% $-357
Rent -10% $-362 -5% $-318 +0% $-274 +5% $-230 +10% $-186
Rate -1.0pp $-214 -0.5pp $-244 base $-274 +0.5pp $-305 +1.0pp $-337

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,975
Closing costs
$3,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
35 S Groesbeck Hwy Mt Clemens, MI 1.0–2.0 1.0–1.5 1125 $995 $0.88 0d 1 0.41mi
20 Lincoln St Unit 225 Mt Clemens, MI 2.0 1.0 816 $1,200 $1.47 45d 1 0.80mi
825 Clinton River Dr Unit B7 Mt Clemens, MI 1.0 1.0 650 $1,500 $2.31 0d 1 0.80mi
825 Clinton River Dr Unit C3 Mt Clemens, MI 1.0 1.0 650 $1,200 $1.85 45d 1 0.80mi
64 Crocker Blvd Mt Clemens, MI 2.0 1.0 950 $1,250 $1.32 45d 1 0.95mi
70 Crocker Blvd Mt Clemens, MI 2.0 1.0 950 $1,400 $1.47 12d 1 0.95mi
1 Valley Dr Unit 23-301 Mt Clemens, MI 1.0 1.0 650 $1,095 $1.68 26d 1 0.96mi
1 Valley Dr Unit 23-303 Mt Clemens, MI 1.0 1.0 650 $1,095 $1.68 16d 1 0.96mi
22 2nd St Unit 1032303P Mt Clemens, MI 1.0 1.0 699 $3,568 $5.10 0d 1 0.98mi
22 2nd St Unit 1032324P Mt Clemens, MI 1.0 1.0 592 $3,430 $5.79 16d 1 0.98mi
23128 Wellington Cres Clinton Twp, MI 1.0–2.0 1.0 850 $1,205 $1.42 0d 6 1.00mi
104 Crocker Blvd Mt Clemens, MI 2.0 1.0 854 $1,250 $1.46 7d 1 1.01mi
55 Hollywood Ct Unit 1032368P Mt Clemens, MI 1.0 1.0 592 $3,570 $6.03 3d 1 1.05mi
53 Hollywood Ct Unit 1032304P Mt Clemens, MI 1.0 1.0 592 $3,717 $6.28 16d 1 1.05mi
53 Hollywood Ct Unit 1032314P Mt Clemens, MI 1.0 1.0 592 $3,494 $5.90 12d 1 1.05mi
76 Park St Unit 177 Mt Clemens, MI 1.0 1.0 700 $850 $1.21 45d 1 1.12mi
38539 Wellington Dr #19 Clinton Twp, MI 2.0 1.0 1092 $1,400 $1.28 45d 1 1.13mi
177 N Walnut St Unit 1 Mt Clemens, MI 1.0 1.0 700 $900 $1.29 45d 1 1.13mi
121 Jones St Unit 2 Mt Clemens, MI 2.0 1.0 1050 $1,600 $1.52 4d 1 1.16mi
121 Jones St Unit 1 Mt Clemens, MI 2.0 1.0 1080 $1,400 $1.30 0d 1 1.16mi
247 North Ave Mt Clemens, MI 1.0 1.0 700 $952 $1.36 45d 1 1.16mi
277 N Rose St Mt Clemens, MI 1.0–2.0 1.0 755 $1,104 $1.46 0d 2 1.21mi
288 North Ave Unit 5 Mt Clemens, MI 1.0 1.0 650 $875 $1.35 23d 1 1.31mi
288 North Ave Unit 4 Mt Clemens, MI 2.0 1.0 550 $950 $1.73 45d 1 1.31mi
135 N River Rd Mount Clemens, MI 1.0 1.0 800 $905 $1.13 14d 2 1.33mi
176 N Christine Cir Unit 1 Mt Clemens, MI 2.0 1.5 1020 $1,300 $1.27 45d 1 1.37mi
269 Dickinson St Unit 1 Mt Clemens, MI 1.0 1.0 700 $890 $1.27 45d 1 1.38mi
314 North Ave Unit 6 Mt Clemens, MI 1.0 1.0 550 $975 $1.77 7d 1 1.40mi
11 Gratiot Ct Unit One Bedroom Mt Clemens, MI 1.0 1.0 600 $815 $1.36 26d 1 1.43mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
watertrashlandscapingsnow removal
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 45 events

  1. 2026-06-21
    days on market $119,900 Active 33 DOM
  2. 2026-06-18
    days on market $119,900 Active 30 DOM
  3. 2026-06-17
    days on market $119,900 Active 29 DOM
  4. 2026-06-16
    days on market $119,900 Active 28 DOM
  5. 2026-06-15
    days on market $119,900 Active 27 DOM
  6. 2026-06-13
    days on market $119,900 Active 25 DOM
  7. 2026-06-13
    days on market $119,900 Active 24 DOM
  8. 2026-06-09
    days on market $119,900 Active 21 DOM
  9. 2026-06-08
    days on market $119,900 Active 20 DOM
  10. 2026-06-07
    days on market $119,900 Active 19 DOM
  11. 2026-06-04
    days on market $119,900 Active 16 DOM
  12. 2026-06-03
    days on market $119,900 Active 15 DOM
  13. 2026-06-02
    days on market $119,900 Active 14 DOM
  14. 2026-06-01
    days on market $119,900 Active 13 DOM
  15. 2026-05-31
    days on market $119,900 Active 12 DOM
  16. 2026-05-20
    listed $119,900 Active
  17. 2026-05-08
    listed $1,400
  18. 2025-12-29
    soldstatus $75,000 Closed 1176-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  19. 2025-12-29
    soldstatus $75,000 Closed 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  20. 2025-12-15
    status Pending 1156-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  21. 2025-12-15
    status Pending 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  22. 2025-12-02
    price $83,000 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  23. 2025-12-01
    price $83,000 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  24. 2025-11-26
    price $85,000 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  25. 2025-11-25
    price $85,000 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  26. 2025-11-18
    price $87,000 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  27. 2025-11-17
    price $87,000 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  28. 2025-11-05
    price $92,000 1156-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  29. 2025-11-05
    price $92,000 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  30. 2025-10-28
    price $95,000 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  31. 2025-10-27
    price $95,000 1176-char remark
    Show marketing remark (1176 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry—perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space—a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you’ll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don’t miss your chance to call it home!

  32. 2025-10-03
    listed $100,000 Active 1176-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  33. 2025-10-03
    listed $100,000 Active 1156-char remark
    Show marketing remark (1156 chars)

    Welcome Home To This Newly Renovated 2-Bedroom Condo with Private Patio & Modern Upgrades!!! Step into this beautifully remodeled 2-bedroom, 1.5-bath condo where every detail has been thoughtfully updated from top to bottom. The stunning new kitchen boasts matching granite countertops, sleek stainless steel appliances, plus washer & dryer and contemporary cabinetry - perfect for cooking and entertaining. Both bathrooms have been completely renovated, complementing the fresh flooring, modern lighting, and stylish finishes throughout the home. Enjoy a private, enclosed back patio surrounded by lush landscaping and garden space - a serene retreat for morning coffee or evening relaxation. The property also includes a convenient carport space plus extra street parking. As part of the association, you'll appreciate hassle-free living with heat, water, lawn care, snow removal, and trash service all included. This move-in ready condo combines comfort, style, and convenience in one perfect package. Close proximity to McClaren Hospital, restaurants, schools, expressways, shopping, water and parks. Don't miss your chance to call it home!

  34. 2024-07-10
    soldstatus $95,000 Sold
  35. 2024-07-10
    soldstatus $95,000 Closed
  36. 2024-06-28
    status Pending
  37. 2024-06-28
    status Pending
  38. 2024-06-26
    listed $84,999 Active
  39. 2024-06-26
    listed $84,999 Active
  40. 2024-05-10
    soldstatus $62,500 Sold
  41. 2024-05-10
    soldstatus $62,500 Closed
  42. 2024-05-06
    status Pending
  43. 2024-05-06
    status Pending
  44. 2024-05-03
    listed $74,900 Active
  45. 2024-05-03
    listed $74,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,407
− Mortgage interest
−$6,716
− Property taxes
−$1,798
− Insurance
−$600
− Repairs & maintenance
−$1,073
− Management
−$1,073
− HOA
−$3,936
− Depreciation
−$3,488
Taxable loss
−$5,277
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,266
After-tax cash flow
$-2,022/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This property requires extensive renovations and repairs across all systems and areas, significantly impacting its current value. Immediate updates to the kitchen, bathrooms, exterior, and HVAC system are essential to increase its resale and rental value.

Repairs flagged

  • Major Kitchen — No photos of kitchen
  • Major Bathrooms — No photos of bathrooms
  • Major Exterior — No photos of exterior
  • Major Flooring — No photos of flooring
  • Major Interior walls/paint — No photos of interior walls/paint
  • Major Windows — No photos of windows
  • Major Foundation/structure — No photos of foundation/structure
  • Major HVAC/mechanicals — No photos of HVAC/mechanicals
  • Major Landscaping/curb appeal — No photos of landscaping/curb appeal

Value-add opportunities

  • Resale Kitchen renovation — A modern kitchen with updated appliances and granite countertops would significantly enhance the home's appeal and value.
  • Resale Bathroom renovation — Renovated bathrooms with modern fixtures and finishes would improve the home's marketability.
  • Both Exterior painting and landscaping — A fresh coat of paint and well-maintained landscaping would boost both resale and rental value.
  • Both HVAC system replacement — A new HVAC system would improve comfort and energy efficiency, attracting more buyers and renters.
  • Both Structural repairs — Addressing any structural issues would ensure the home's safety and longevity, increasing its value over time.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen · No photos of kitchen Major $15,000–50,000
Bathrooms · No photos of bathrooms Major $15,000–50,000
Exterior · No photos of exterior Major $15,000–50,000
Flooring · No photos of flooring Major $15,000–50,000
Interior walls/paint · No photos of interior walls/paint Major $15,000–50,000
Windows · No photos of windows Major $15,000–50,000
Foundation/structure · No photos of foundation/structure Major $15,000–50,000
HVAC/mechanicals · No photos of HVAC/mechanicals Major $15,000–50,000
Landscaping/curb appeal · No photos of landscaping/curb appeal Major $15,000–50,000
Total estimated repair cost · 9 items $135,000–450,000

Value-add ROI direction

  • Resale Kitchen renovation — A modern kitchen with updated appliances and granite countertops would significantly enhance the home's appeal and value.
  • Resale Bathroom renovation — Renovated bathrooms with modern fixtures and finishes would improve the home's marketability.
  • Both Exterior painting and landscaping — A fresh coat of paint and well-maintained landscaping would boost both resale and rental value.
  • Both HVAC system replacement — A new HVAC system would improve comfort and energy efficiency, attracting more buyers and renters.
  • Both Structural repairs — Addressing any structural issues would ensure the home's safety and longevity, increasing its value over time.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Mount Clemens Community School District
NCES district ID
2624690
Math proficiency
4% ▼ -9.00%
Reading proficiency
11% ▼ -7.00%
Median HH income
$36,632
Composite
6.25/100
National rank
#10005
State rank
#532 of 540 in MI

Livability — Mount Clemens

Score
77/100
State rank
#120
US rank
#2918

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety B- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mount Clemens, MI
County
Macomb County · 638,552 people
City population
15,429
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
15,429
Household income
$52,161
Rent vs Own
40.2% rent · 59.8% own
Severe rent burden
610.0

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Black 22% Two or more races 10% Hispanic / Latino 4%
Common ancestry
Romanian 10% Lithuanian 4% Slovak 2%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -194.74%
Current HPI
260.7139
Rent YoY
▲ 10.82%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+60.1% since first listed
30 events — show timeline
  • 2026-05-20 Listed $119,900 FSBO.com
  • 2026-05-08 Listed for Rent $1,400 RENTLY
  • 2025-12-29 Sold (MLS) $75,000 MiRealSource-MiMLS
  • 2025-12-29 Sold (MLS) $75,000 REALCOMP
  • 2025-12-15 Pending MiRealSource-MiMLS
  • 2025-12-15 Pending REALCOMP
  • 2025-12-02 Price Changed $83,000 MiRealSource-MiMLS
  • 2025-12-01 Price Changed $83,000 REALCOMP
  • 2025-11-26 Price Changed $85,000 MiRealSource-MiMLS
  • 2025-11-25 Price Changed $85,000 REALCOMP
  • 2025-11-18 Price Changed $87,000 MiRealSource-MiMLS
  • 2025-11-17 Price Changed $87,000 REALCOMP
  • 2025-11-05 Price Changed $92,000 MiRealSource-MiMLS
  • 2025-11-05 Price Changed $92,000 REALCOMP
  • 2025-10-28 Price Changed $95,000 MiRealSource-MiMLS
  • 2025-10-27 Price Changed $95,000 REALCOMP
  • 2025-10-03 Listed $100,000 MiRealSource-MiMLS
  • 2025-10-03 Listed $100,000 REALCOMP
  • 2024-07-10 Sold (MLS) $95,000 MiRealSource-MiMLS
  • 2024-07-10 Sold (MLS) $95,000 REALCOMP
  • 2024-06-28 Pending MiRealSource-MiMLS
  • 2024-06-28 Pending REALCOMP
  • 2024-06-26 Listed $84,999 MiRealSource-MiMLS
  • 2024-06-26 Listed $84,999 REALCOMP
  • 2024-05-10 Sold (MLS) $62,500 MiRealSource-MiMLS
  • 2024-05-10 Sold (MLS) $62,500 REALCOMP
  • 2024-05-06 Pending MiRealSource-MiMLS
  • 2024-05-06 Pending REALCOMP
  • 2024-05-03 Listed $74,900 MiRealSource-MiMLS
  • 2024-05-03 Listed $74,900 REALCOMP

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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