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225 Dana Dr 🏗️ New Construction
D- Composite 37.49
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +3.3/10.0
  • Livability +3.3/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$179,990

225 Dana Dr · Redland, TX 75901
5 bd · 3.5 ba · 1,600 sqft · SingleFamily · 23 Days on market
Built 2026 Excellent condition ↓ 23% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MLS# 17326105 - Built by NHC - Ready Now! ~ The Charlotte, from our City Series is a thoughtfully designed two-story home offering 1,600 square feet of living space. Featured with 5 bedrooms and 3.5 bathrooms, this plan combines functionality with comfort. .

Key facts

  • Built 2026
  • Listed 22 days

Property features AI

Finance

  • Other: Living area approximately 1,600; Lot measured in square feet
  • Financial info: Lease not considered
  • HOA & community: Association fee paid annually

Exterior

  • Parking: Information not provided
  • Security: Information not provided
  • Utilities: Public water; Public sewer
  • Home design: Residential property; New construction; 2026 construction
  • Construction: Brick and cement siding exterior; Composition roof; Slab foundation; Built in 2026; Builder: NHC
  • Exterior features: Located in a subdivision

Interior

  • Kitchen: Dishwasher; Microwave
  • Bedrooms: Information not provided
  • Flooring: Carpet; Plank; Vinyl
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Dishwasher; Microwave; No fireplaces; 7 total rooms
  • Laundry & utility: Information not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $179,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $206,031.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $180k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (8.1% below list).
  • Recommended offer: $165k (8.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#634 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety D-.
  • Lufkin ISD (town): math 39% / reading 39% proficiency, ranked #446 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Brandon El (math 48% / reading 50%, grade D, #926 of 4,322 statewide, top 22%, 394 students, 71% FRL); Lufkin Middle (math 38% / reading 38%, grade F, #717 of 1,662 statewide, top 44%, 1,487 students, 89% FRL); Lufkin H S (math 49% / reading 45%, grade D-, #591 of 1,632 statewide, top 38%, 2,135 students, 85% FRL).
  • Market conditions: 297 active listings in the ZIP; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $165,459 (8.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.61%
Cash-on-cash
-2.43%
DSCR
0.89
GRM
10.4

CMA / ARV

ARV (median comp)
$206,031
List price
$179,990
Delta
1.92%
Verdict
FAIR
Comps
4 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
140 Byrd Dr 0.09mi 4/2.5 (-1) 1,686 (+5%) 7mo $219,900 $130 72
190 Byrd Dr 0.12mi 4/2.5 (-1) 1,686 (+5%) 7mo $219,900 $130 70
379 Byrd Dr 0.36mi 4/2.0 (-1) 1,595 (-0%) 6mo $199,900 $125 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.29×
Total profit
$-40,794
Equity at exit
$30,720
10-year hold
IRR
-13.4%
Equity multiple
0.22×
Total profit
$-44,993
Equity at exit
$17,814

Cash invested: $57,689 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75901

Home prices YoY
-16.9%
Active inventory
297
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,655 medium interval (Pro) →
Mortgage (P&I)
$1,080
Tax est. 1.5%
$258 /mo · $3,090/yr
Insurance
$86
HOA
$0
Vacancy / Maint / Mgmt
$347
Net cashflow
$-117

Break-even live

Break-even rent $1,802
Max offer price $189,143
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,508
Closing costs
$6,181
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-19
    days on market $179,990 Active 23 DOM
  2. 2026-06-18
    days on market $179,990 Active 22 DOM
  3. 2026-06-17
    price $179,990 Active 21 DOM
  4. 2026-06-17
    days on market $182,990 Active 21 DOM
  5. 2026-06-16
    days on market $182,990 Active 20 DOM
  6. 2026-06-15
    days on market $182,990 Active 19 DOM
  7. 2026-06-14
    days on market $182,990 Active 17 DOM
  8. 2026-06-13
    days on market $182,990 Active 16 DOM
  9. 2026-06-10
    days on market $182,990 Active 14 DOM
  10. 2026-06-09
    days on market $182,990 Active 13 DOM
  11. 2026-06-08
    days on market $182,990 Active 12 DOM
  12. 2026-06-07
    remarks 258-char remark
  13. 2026-06-07
    days on market $182,990 Active 11 DOM
  14. 2026-06-03
    days on market $182,990 Active 7 DOM
  15. 2026-06-03
    price $182,990 Active 6 DOM
  16. 2026-06-02
    days on market $184,990 Active 6 DOM
  17. 2026-06-01
    days on market $184,990 Active 5 DOM
  18. 2026-05-31
    days on market $184,990 Active 4 DOM
  19. 2026-05-30
    days on market $184,990 Active 3 DOM
  20. 2026-05-12
    historical
  21. 2026-04-16
    listed $209,990 Active
  22. 2026-04-14
    historical
  23. 2026-04-08
    listed $209,990 Active
  24. 2026-03-11
    price $209,990
  25. 2026-02-05
    listed $233,322 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,855
− Mortgage interest
−$11,541
− Property taxes
−$3,090
− Insurance
−$1,030
− Repairs & maintenance
−$1,588
− Management
−$1,588
− Depreciation
−$5,994
Taxable loss
−$4,977
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,194
After-tax cash flow
$-206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a great balance of modern amenities and curb appeal, making it an attractive investment for both resale and rental markets.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Both Adding smart home features — Modern technology can increase both resale and rental appeal.
  • Resale Upgrading the kitchen appliances — Modern appliances can significantly boost resale value.
  • Rental Upgrading the bathrooms with smart fixtures — Smart fixtures can attract renters and increase rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Both Adding smart home features — Modern technology can increase both resale and rental appeal.
  • Resale Upgrading the kitchen appliances — Modern appliances can significantly boost resale value.
  • Rental Upgrading the bathrooms with smart fixtures — Smart fixtures can attract renters and increase rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lufkin ISD
NCES district ID
4828550
Math proficiency
39% ▼ -9.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$41,009
Composite
32.81/100
National rank
#5625
State rank
#446 of 826 in TX

Livability — Redland

Score
66/100
State rank
#634
US rank
#12099

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Redland, TX
County
Angelina County · 62,696 people
Metro
Lufkin, TX
Population (ZIP)
28,234
Household income
$62,966
Rent vs Own
36.5% rent · 63.5% own
Severe rent burden
930.0

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 33% Two or more races 21% Black 12% Asian 2%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
14% · Canada
Languages at home
72% English-only · Spanish 25% Chinese 1% Vietnamese 0%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.13%
Current HPI
232.6282
Rent YoY
Metro
Lufkin, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-22.9% since first listed
9 events — show timeline
  • 2026-06-17 Price Changed $179,990 HARMLS
  • 2026-06-02 Price Changed $182,990 HARMLS
  • 2026-05-27 Listed $184,990 HARMLS
  • 2026-05-12 Listing Removed HARMLS
  • 2026-04-16 Listed $209,990 HARMLS
  • 2026-04-14 Listing Removed HARMLS
  • 2026-04-08 Listed $209,990 Deep East Texas MLS
  • 2026-03-11 Price Changed $209,990 HARMLS
  • 2026-02-05 Listed $233,322 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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