153 Ponquogue Ave · Hampton Bays, NY 11946

$1,500,000

4 bd · 2.0 ba · 2,910 sqft · Other public records · 242 Days on market

Built 1994 0.76 ac lot $515/sqft · 6% below area Est $1598k · 6% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.2/15.0
• Cash flow +9.0/30.0
• Rent growth +5.0/5.0
• Schools +4.0/10.0
• Livability +3.4/5.0
• DSCR +2.5/10.0
• Condition / age +2.5/5.0
• 1% rule +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

*ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

Key facts

• Ensuite bedroom
• Bay windows
• Walk in pantry

Tags

• WRAPAROUND COVERED FRONT PORCH
• MULTIPLE GARDENS
• WALK IN PANTRY
• WOOD STOVE FOCAL POINT
• BAY WINDOWS
• ENSUITE BEDROOM

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath other listed at $1.50M.

Deal economics

• At list price, monthly cash flow is $-1k ($-14k/yr) — negative.
• To cash-flow at today's rent, offer at most $1.29M (13.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.04M (30.6% below list).
• Recommended offer: $1.04M (30.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#551 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety B+; Watch: amenities F, commute F, cost of living F.
• Hampton Bays Union Free School District (suburban): math 45% / reading 44% proficiency, ranked #434 of 590 in NY (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hampton Bays Elementary School (math 32% / reading 52%, grade F, #1,361 of 2,108 statewide, top 67%, 682 students, 55% FRL); Hampton Bays Middle School (math 25% / reading 38%, grade F, #522 of 729 statewide, top 73%, 597 students, 64% FRL); Hampton Bays High School (math 98% / reading 57%, grade A-, #580 of 1,100 statewide, top 53%, 769 students, 53% FRL) — zoned schools average 58% FRL vs 38% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+16.1%/yr); 173 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).
• At $10,417/mo this rent would consume 93% of the median local household income ($134k/yr) (locally 199% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $10k of loan paydown is wiped out by about $45k of value loss. Plan a longer hold.
• Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 242 days — a 12% lower offer ($1.32M) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 14y ago; this cycle's ask has dropped $299k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $620k; list at $1.50M implies a 142% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $1,041,691 (30.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 242 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.36%
• Cash-on-cash: -3.34%
• DSCR: 0.85
• GRM: 12.0

CMA / ARV

• ARV (median comp): $1,597,541
• List price: $1,500,000
• Delta: -6.11%
• Verdict: FAIR
• Comps: 18 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -17.0%
• Equity multiple: 0.37×
• Total profit: $-262,879
• Equity at exit: $223,655

10-year hold

• IRR: -2.2%
• Equity multiple: 0.82×
• Total profit: $-75,968
• Equity at exit: $129,693

Cash invested: $420,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 11946

• Home prices YoY: -20.3%
• Rents YoY: 16.1%
• Active inventory: 173
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $10,417 medium
• Mortgage (P&I): −$7,866
• Tax from tax record: −$907 /mo · $10,881/yr
• Insurance: −$625
• HOA: −$0
• Vacancy / Maint / Mgmt: −$2,188
• Net cashflow: $-1,169

Break-even live

Break-even rent $11,896

Max offer price $1,293,563

Occupancy floor —

Sensitivity live

Price	-10% $-319	-5% $-744	+0% $-1,169	+5% $-1,593	+10% $-2,018
Rent	-10% $-1,992	-5% $-1,580	+0% $-1,169	+5% $-757	+10% $-346
Rate	-1.0pp $-413	-0.5pp $-787	base $-1,169	+0.5pp $-1,557	+1.0pp $-1,953

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $375,000
• Closing costs: $45,000
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
37 Wakeman Rd Hampton Bays, NY	5.0	1.0	2226	$30,000	$13.48	19d	1	0.30mi
3 Harbor Rd Hampton Bays, NY	5.0	2.5	2500	$25,000	$10.00	9d	1	0.43mi
5 Mill Race Hampton Bays, NY	4.0	2.5	3000	$15,000	$5.00	45d	1	0.44mi
23 N Westbury Rd Hampton Bays, NY	4.0	3.5	2212	$12,000	$5.42	26d	1	0.47mi
55A Shinnecock Rd Hampton Bays, NY	4.0	2.0	2300	$57,500	$25.00	26d	1	0.49mi
35 Bay Ave W Hampton Bays, NY	4.0	3.0	2221	$15,000	$6.75	19d	1	0.55mi
14 Canal Way Hampton Bays, NY	3.0	3.0	2000	$59,000	$29.50	26d	1	0.60mi
6 White Ln Hampton Bays, NY	4.0	4.5	2458	$20,000	$8.14	26d	1	0.63mi
8 Westerly Ct Hampton Bays, NY	4.0	2.0	2300	$25,000	$10.87	26d	1	0.76mi
8 Wakeman Ct Hampton Bays, NY	4.0	3.0	1932	$11,000	$5.69	26d	1	0.80mi
16 Grant Blvd Hampton Bays, NY	4.0	2.5	2300	$8,000	$3.48	16d	1	0.91mi
23 E Point Ln Hampton Bays, NY	3.0	3.5	2614	$69,000	$26.40	26d	1	0.94mi
9 Tramposh Ln Hampton Bays, NY	4.0	2.0	2092	$10,000	$4.78	6d	1	1.10mi
129 Lynncliff Rd Hampton Bays, NY	3.0	3.5	2000	$18,000	$9.00	19d	1	1.12mi
6 Bay Dr Hampton Bays, NY	4.0	3.0	3032	$18,000	$5.94	12d	1	1.13mi
48 Fanning Ave Hampton Bays, NY	4.0	2.5	2400	$12,500	$5.21	20d	1	1.19mi
9 Carter Rd Hampton Bays, NY	3.0	3.0	2820	$90,000	$31.91	26d	1	1.29mi
10 Ginny Ln Hampton Bays, NY	4.0	3.5	2596	$30,000	$11.56	26d	1	1.35mi
190A Wakeman Rd Hampton Bays, NY	5.0	3.0	2742	$70,000	$25.53	26d	1	1.47mi
61 Atlantic Ave Hampton Bays, NY	3.0	2.5	2130	$25,000	$11.74	8d	1	1.47mi

Listing history 31 events

1. 2026-06-21
   days on market $1,500,000 Active 242 DOM
2. 2026-06-18
   days on market $1,500,000 Active 239 DOM
3. 2026-06-17
   days on market $1,500,000 Active 238 DOM
4. 2026-06-16
   days on market $1,500,000 Active 237 DOM
5. 2026-06-15
   days on market $1,500,000 Active 236 DOM
6. 2026-06-13
   days on market $1,500,000 Active 234 DOM
7. 2026-06-13
   days on market $1,500,000 Active 233 DOM
8. 2026-06-09
   days on market $1,500,000 Active 230 DOM
9. 2026-06-08
   days on market $1,500,000 Active 229 DOM
10. 2026-06-07
    days on market $1,500,000 Active 228 DOM
11. 2026-06-04
    days on market $1,500,000 Active 225 DOM
12. 2026-06-03
    days on market $1,500,000 Active 224 DOM
13. 2026-06-02
    days on market $1,500,000 Active 223 DOM
14. 2026-06-01
    days on market $1,500,000 Active 222 DOM
15. 2026-05-31
    days on market $1,500,000 Active 221 DOM
16. 2026-04-17
    price $1,500,000 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

17. 2026-03-06
    status Active 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

18. 2026-03-04
    status Active 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

19. 2025-12-01
    status Active 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

20. 2025-09-21
    price $1,699,000 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

21. 2025-08-04
    listed $1,799,000 Active 1922-char remark

    Show marketing remark (1922 chars)

    *ANNUAL TAXES $10,998* An exquisite escape about two miles to the ocean, this property offers privacy, nature, and space with multiple buildings and 2 residences. It is zoned multi-family, which makes it a rare and desirable income-producing property. You'll be greeted by a charming gate that welcomes you through a wisteria archway to the wraparound covered front porch. Across the grounds, multiple gardens with natural species attract butterflies and hummingbirds. The primary home has noteworthy architectural details and woodwork, adding character and layers of dimension throughout the home to be discovered. The kitchen is adjacent to a walk-in pantry that is large enough for eat-in dining and entertaining, and flows to a sunny southern-facing side porch for summer dine al fresco overflow. The living room has a wood stove focal point and bay windows that invite the outside gardens in. The first floor offers a bedroom with ensuite and an office addition with sliders and windows on three walls - a welcoming retreat on a quiet corner of the property. Adjacent, custom-built ins offer a cozy home library feeling. Completing the main level is a laundry room. Upstairs is a guest room and the primary ensuite. The bathroom has an oversized spa tub, and stand-up shower. The primary is large enough for a king bed and connects to the large bathroom. To the rear of the property a two-bedroom, one bathroom second home stands adjacent to an oversized 2-car garage with staircase to a loft. A working woodshop at the center of the property can be dreamed to be your hobby space, a future pool house, a gym, and the list goes on. Your vision awaits at an already spectacular home. The home is in a sidewalk town with amenities like Starbucks, grocery stores, tennis courts, and playgrounds, the train to NYC, and around the corner from Hampton Coffee, popular waterfront bars and restaurants, bay and ocean beaches.

22. 2014-04-30
    soldstatus $620,000
23. 2014-04-21
    soldstatus $620,000 438-char remark

    Show marketing remark (438 chars)

    Charm,Charm, Charm....That Is What This Updated Victorian Farmhouse Has To Offer. Gorgeous Original Wood Stairrail, Fir Wood Floors, Stained Glass Window, Original Crown Moulding, Wood Burning Stove,The Quaint Front Porch, Mature Gardens...All The Special Touches From A Time Gone By..But With All The Ammenities That Today Has To Offer. A One Of Kind, Must See!, Additional information: Appearance:Excellent,Separate Hotwater Heater:Yes

24. 2014-04-21
    soldstatus $620,000 Closed

    Show marketing remark (438 chars)

    Charm,Charm, Charm....That Is What This Updated Victorian Farmhouse Has To Offer. Gorgeous Original Wood Stairrail, Fir Wood Floors, Stained Glass Window, Original Crown Moulding, Wood Burning Stove,The Quaint Front Porch, Mature Gardens...All The Special Touches From A Time Gone By..But With All The Ammenities That Today Has To Offer. A One Of Kind, Must See!, Additional information: Appearance:Excellent,Separate Hotwater Heater:Yes

25. 2014-04-04
    status Under Contract
26. 2013-04-01
    listed $669,000 New
27. 2013-03-29
    listed $669,000 438-char remark

    Show marketing remark (438 chars)

    Charm,Charm, Charm....That Is What This Updated Victorian Farmhouse Has To Offer. Gorgeous Original Wood Stairrail, Fir Wood Floors, Stained Glass Window, Original Crown Moulding, Wood Burning Stove,The Quaint Front Porch, Mature Gardens...All The Special Touches From A Time Gone By..But With All The Ammenities That Today Has To Offer. A One Of Kind, Must See!, Additional information: Appearance:Excellent,Separate Hotwater Heater:Yes

28. 2012-10-31
    historical
29. 2012-03-22
    listed $669,000
30. 1999-12-10
    soldstatus $203,000
31. 1996-08-14
    soldstatus $175,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $10,881 · $907/mo
• Projected year-2 tax: $18,116 · $1,510/mo
• Expected delta: +$7,234/yr (+$603/mo · 66.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥90°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $125,003
• − Mortgage interest: −$84,023
• − Property taxes: −$10,881
• − Insurance: −$7,500
• − Repairs & maintenance: −$10,000
• − Management: −$10,000
• − Depreciation: −$43,636
• Taxable loss: −$41,039
• Est. tax savings @ 24.0%: +$9,849
• After-tax cash flow: $-4,174/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hampton Bays Union Free School District
• NCES district ID: 3613530
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $70,274
• Composite: 40.18/100
• National rank: #3788
• State rank: #434 of 590 in NY

Livability — Hampton Bays

• Score: 68/100
• State rank: #551
• US rank: #9894

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing B Health & safety B+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hampton Bays, NY
• County: Suffolk County · 679,920 people
• City population: 15,819
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 15,819
• Household income: $133,918
• Rent vs Own: 18.1% rent · 81.9% own
• Severe rent burden: 199.0

Population outlook (Suffolk County) Hauer SSP2

• Today (2025): 1,505,262 people
• By 2030: 1,498,318 · -0.5%
• By 2040: 1,471,101 · -2.3%
• By 2050: 1,424,848 · -5.3%
• By 2075: 1,337,157 · -11.2%
• By 2100: 1,217,720 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Hispanic / Latino 32% Two or more races 13% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 4% Slovak 2% Portuguese 2%
• Foreign-born: 26% · Canada, Jamaica, Guatemala
• Languages at home: 64% English-only · Spanish 29% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Suffolk

• 2024 margin: Lean R (+10.0) · D 45.0% · R 55.0%
• 2008→2024 swing: -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
• All cycles: 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -118.82%
• Current HPI: 467.2466
• Rent YoY: ▲ 16.07%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+757.1% since first listed

16 events — show timeline

• 2026-04-17 Price Changed $1,500,000 OneKey® MLS as Distributed by MLS Grid
• 2026-03-06 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2026-03-04 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-12-01 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-09-21 Price Changed $1,699,000 OneKey® MLS as Distributed by MLS Grid
• 2025-08-04 Listed $1,799,000 OneKey® MLS as Distributed by MLS Grid
• 2014-04-30 Sold (Public Records) $620,000 Public Records
• 2014-04-21 Sold (MLS) $620,000 MLSLI
• 2014-04-21 Sold (MLS) $620,000 OneKey® MLS as Distributed by MLS Grid
• 2014-04-04 Pending — MLSLI
• 2013-04-01 Listed $669,000 MLSLI
• 2013-03-29 Listed $669,000 OneKey® MLS as Distributed by MLS Grid
• 2012-10-31 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2012-03-22 Listed $669,000 OneKey® MLS as Distributed by MLS Grid
• 1999-12-10 Sold (Public Records) $203,000 Public Records
• 1996-08-14 Sold (Public Records) $175,000 Public Records

Property tax history

+4.9%/yr

Latest (2022): $10,881 · +0.0% YoY. Source: county tax records.