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1200 St. Johns Wood
D Composite 40.6
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.3/30.0
  • ARV discount +6.7/15.0
  • Schools +5.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.5/10.0
  • 1% rule +1.3/10.0

$559,000

1200 St. Johns Wood · Cave Springs, AR 72718
4 bd · 2.5 ba · 2,272 sqft · SingleFamily public records · 1 Days on market
Built 2021 8,276 sqft lot Est $550k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New craftsman style home in one of Northwest Arkansas most popular & desirable neighborhoods. Great floorplan with master bedroom on main level and 3 beds up. 4th bedroom can also be a great media / bonus room. Conveniently located to all of NWA. Come check out the quality and craftsmanship in this great new home for sale in Hyde Park. Great open floor layout with beautiful finishes. Bentonville school district, community pool/park/trails and garden. WELCOME HOME!

Key facts

  • Community amenities
  • Craftsman-style home
  • Open-concept layout

Tags

CRAFTSMAN-STYLE HOMEMAIN-LEVEL PRIMARY SUITEFLEXIBLE FOURTH BEDROOMOPEN-CONCEPT LAYOUTBENTONVILLE SCHOOL DISTRICTCOMMUNITY AMENITIES

Property features AI

Finance

  • HOA & community: Monthly association fee; Community has curbs and sidewalks; Near fire station, hospital, schools; Nearby park, shopping

Exterior

  • Parking: Attached garage; Two covered parking spaces
  • Utilities: Public water; Sewer available; Electricity available; Natural gas available; Cable available
  • Home design: Two stories; Residential zoning; Resale (less than 25 years old); Architectural shingle roof
  • Construction: Concrete construction; Slab foundation
  • Exterior features: Concrete driveway; Deck; Partial privacy wood fencing; Landscaped; Cleared; Level lot; Near park; Subdivision; Cul-de-sac; Central business district; Industrial park

Interior

  • Kitchen: Dishwasher; Gas cooktop; Range hood; Microwave; Disposal; Plumbed for ice maker; Hot water circulator; Electric water heater
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating (gas); Central air conditioning (electric)
  • Interior features: Attic; Ceiling fan(s); Eat-in kitchen; Granite counters; Storage; Walk-in closet(s)
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $559k.

Deal economics

  • At list price, monthly cash flow is $-737 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $429k (23.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $352k (37.0% below list).
  • Recommended offer: $352k (37.0% below list) — sets the bar for 1% rule.
  • Cap rate 4.7% vs local median 3.4% in Cave Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#41 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, schools D, amenities F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 111 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $60k of equity ($4k loan paydown + $56k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$96k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $355k; list at $559k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $352,198 (37.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.63%
Cap rate
4.71%
Cash-on-cash
-5.65%
DSCR
0.75
GRM
13.2

CMA / ARV

ARV (on-the-fly)
$549,824
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6614 W Braebourne Dr 0.09mi 4/2.0 2,344 (+3%) 1mo $575,000 $245 88
5500 Lanshire Dr 0.13mi 4/2.5 2,341 (+3%) 3mo $605,000 $258 87
5701 S 66th St 0.21mi 3/2.5 (-1) 2,228 (-2%) 0mo $510,000 $229 82
5900 S 67th St 0.26mi 4/3.0 2,473 (+9%) 0mo $560,000 $226 71
807 Bellmara Cir 0.20mi 4/3.0 2,510 (+10%) 2mo $581,000 $231 70
906 Charing Cross 0.34mi 4/3.0 2,425 (+7%) 2mo $587,000 $242 70
1013 Charing Cross 0.29mi 4/2.5 2,531 (+11%) 0mo $570,000 $225 67
6201 Tumbler Rdg 0.57mi 4/3.0 2,403 (+6%) 1mo $575,000 $239 61
6533 W Valley View Rd 0.54mi 3/2.0 (-1) 2,207 (-3%) 3mo $498,000 $226 61
816 Post Way 0.54mi 4/2.5 2,477 (+9%) 0mo $615,000 $248 59
5222 S Brookmere St 0.70mi 3/2.5 (-1) 2,148 (-6%) 1mo $595,000 $277 52
626 Millwood 0.72mi 4/2.5 2,097 (-8%) 2mo $564,000 $269 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.3%
Equity multiple
2.64×
Total profit
$257,334
Equity at exit
$503,591
10-year hold
IRR
18.5%
Equity multiple
6.08×
Total profit
$794,417
Equity at exit
$1,086,014

Cash invested: $156,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72718

Home prices YoY
14.1%
Active inventory
111
Price-to-rent
13.2×

Monthly cashflow live

Estimated rent
$3,522 high interval (Pro) →
Mortgage (P&I)
$2,931
Tax from tax record
$355 /mo · $4,263/yr
Insurance
$233
HOA
$0
Vacancy / Maint / Mgmt
$740
Net cashflow
$-737

Break-even live

Break-even rent $4,455
Max offer price $428,766
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$139,750
Closing costs
$16,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6508 W Stone Lake Dr Unit 1221824P Rogers, AR 4.0 2.5 2271 $7,860 $3.46 14d 1 0.42mi
6502 W Hearth Falls Dr Unit 1221804P Rogers, AR 4.0 2.5 2443 $6,688 $2.74 14d 1 0.43mi
5313 S Stone Bay Ct Rogers, AR 4.0 3.0 2110 $3,300 $1.56 14d 1 0.56mi
6506 W Knoll View Way Rogers, AR 3.0 2.5 1746 $2,700 $1.55 14d 1 0.60mi
5217 S 65th Pl Rogers, AR 3.0 2.5 2055 $2,400 $1.17 23d 1 0.63mi
5217 S 65th Pl Rogers, AR 3.0 2.5 2055 $2,290 $1.11 14d 1 0.63mi
6613 W Valley View Rd Rogers, AR 4.0 2.5 2475 $3,000 $1.21 23d 1 0.64mi
6683 W Valley View Rd Rogers, AR 4.0 2.5 2477 $3,500 $1.41 23d 1 0.66mi
6665 W Valley View Rd Rogers, AR 3.0 2.0 1923 $2,950 $1.53 23d 1 0.70mi
7 S Prairie Dunes Dr Rogers, AR 3.0 2.5 1773 $3,800 $2.14 13d 1 1.39mi
6505 S 50th St Rogers, AR 4.0 2.0 1630 $1,850 $1.13 14d 1 1.50mi

Listing history 2 events

  1. 2026-06-18
    remarks 548-char remark
  2. 2026-06-18
    listed $559,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$4,263 · $355/mo
Projected year-2 tax
$4,263 · $355/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,264
− Mortgage interest
−$31,313
− Property taxes
−$4,263
− Insurance
−$2,795
− Repairs & maintenance
−$3,381
− Management
−$3,381
− Depreciation
−$16,262
Taxable loss
−$19,131
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,591
After-tax cash flow
$-4,255/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Cave Springs

Score
71/100
State rank
#41
US rank
#6981

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cave Springs, AR
City population
5,528
Population (ZIP)
5,528

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Two or more races 25% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 4% Romanian 3% Lithuanian 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 2%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 41.26%
Current HPI
334.6594
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+58.7% since first listed
3 events — show timeline
  • 2026-06-18 Listed $559,000 NWARMLS
  • 2021-05-14 Sold (MLS) $355,000 NWARMLS
  • 2021-03-16 Listed $352,160 NWARMLS

Property tax history

+12.9%/yr

Latest (2025): $4,263 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…