1545 Indian Neck Ln · Peconic, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 5/10 · Moderate
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.6/15.0
- Appreciation +5.7/10.0
- Schools +4.8/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$1,349,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
Key facts
- 0.77 acre lot
- Garage
- Pool
Property features AI
Exterior
- Parking: Driveway; Detached or attached garage with 1 garage space
- Security: Video cameras
- Utilities: PSEG electric; Cesspool sewer; Cable connected; Electricity connected; Natural gas connected; Water connected
- Home design: Single-family home; Two levels
- Construction: Cedar and frame construction
- Exterior features: Deck; Patio; Porch; Back yard fencing; Fenced yard; Level lot; Partially wooded lot; Sprinklers in front and rear; Private saltwater pool
Interior
- Kitchen: Dishwasher; Gas range; Microwave; Refrigerator; Stainless steel appliances; Wine refrigerator
- Bedrooms: Includes a bedroom on the first floor
- Flooring: Hardwood floors; Tile floors
- Bathrooms: Three full bathrooms
- Heating & cooling: Natural gas heating; Central air conditioning; Wood-burning stove (bedroom fireplace)
- Interior features: First-floor bedroom; Cathedral ceilings; Ceiling fans; Chandelier; Eat-in kitchen; Entrance foyer; Granite counters; Kitchen island; Pantry; Primary bathroom; Recessed lighting; Soaking tub; Built-in speakers; Washer/dryer hookup
- Laundry & utility: Washer; Dryer; Laundry located in basement; Washer/dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $1.35M.
Deal economics
- At list price, monthly cash flow is $7k ($88k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($20k rent vs $1.35M).
- Recommended offer: $1.33M (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 54/100 on livability (#1,144 in NY) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+; Watch: amenities F, commute F, cost of living F.
- Southold Union Free School District (town): math 46% / reading 59% proficiency, ranked #298 of 590 in NY (top 50%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
- Zoned schools: Southold Elementary School (math 37% / reading 62%, grade D, #1,085 of 2,108 statewide, top 56%, 317 students, 35% FRL); Southold Junior-Senior High School (math 52% / reading 52%, grade D+, #946 of 1,100 statewide, top 88%, 380 students, 40% FRL) — zoned schools average 38% FRL vs 17% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 7 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).
Forward outlook
- In year one you build about $30k of equity ($9k loan paydown + $20k appreciation (1.5% local appreciation)).
- Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (1.5% appreciation + 3.0% rent growth), your $378k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$76k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($1.33M) is reasonable based on typical stale-listing flexibility.
- Current owner paid $1.16M; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.50% ✓
- Cap rate
- 12.80%
- Cash-on-cash
- 23.24%
- DSCR
- 2.03
- GRM
- 5.5
CMA / ARV
- ARV (on-the-fly)
- $1,352,400
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1545 Indian Neck Ln | 0.00mi | 3/3.0 | 2,300 (0%) | 10mo | $1,155,000 | $502 | 91 |
| 350 Skunk Ln | 0.63mi | 4/4.0 (+1) | 2,600 (+13%) | 11mo | $1,530,000 | $588 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.5% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 26.4%
- Equity multiple
- 2.39×
- Total profit
- $524,079
- Equity at exit
- $495,685
- IRR
- 28.6%
- Equity multiple
- 4.58×
- Total profit
- $1,350,806
- Equity at exit
- $686,820
Cash invested: $377,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 11958
- Home prices YoY
- 0.7%
- Active inventory
- 7
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $20,263 medium interval (Pro) →
- Mortgage (P&I)
- −$7,074
- Tax from tax record
- −$1,057 /mo · $12,681/yr
- Insurance
- −$562
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$4,255
- Net cashflow
- $7,315
Break-even live
Sensitivity live
| Price | -10% $8,078 | -5% $7,697 | +0% $7,315 | +5% $6,933 | +10% $6,551 |
|---|---|---|---|---|---|
| Rent | -10% $5,714 | -5% $6,514 | +0% $7,315 | +5% $8,115 | +10% $8,916 |
| Rate | -1.0pp $7,994 | -0.5pp $7,658 | base $7,315 | +0.5pp $6,965 | +1.0pp $6,610 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $337,250
- Closing costs
- $40,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1685 Peconic Ln Peconic, NY | 3.0 | 3.0 | 3100 | $18,000 | $5.81 | 45d | 1 | 0.74mi |
| 250 Pine Tree Ct Cutchogue, NY | 4.0 | 3.5 | 2800 | $32,500 | $11.61 | 45d | 1 | 0.87mi |
| 1600 Pine Tree Rd Cutchogue, NY | 3.0 | 2.0 | 2012 | $10,000 | $4.97 | 45d | 1 | 0.99mi |
| 25 Moose Trl Cutchogue, NY | 4.0 | 2.0 | 2600 | $20,000 | $7.69 | 45d | 1 | 1.26mi |
Listing history 24 events
-
2026-06-21status $1,349,000 Pending 17 DOM
-
2026-06-15days on market $1,349,000 Active 17 DOM
-
2026-06-13days on market $1,349,000 Active 15 DOM
-
2026-06-12days on market $1,349,000 Active 14 DOM
-
2026-06-09days on market $1,349,000 Active 11 DOM
-
2026-06-08days on market $1,349,000 Active 10 DOM
-
2026-06-07days on market $1,349,000 Active 9 DOM
-
2026-06-07days on market $1,349,000 Active 8 DOM
-
2026-06-04days on market $1,349,000 Active 5 DOM
-
2026-06-02days on market $1,349,000 Active 4 DOM
-
2026-06-01days on market $1,349,000 Active 3 DOM
-
2026-05-31days on market $1,349,000 Active 2 DOM
-
2026-05-21historical $1,349,000
-
2026-05-21historical
-
2026-05-21historical
-
2025-08-26soldstatus $1,155,000
-
2025-08-11soldstatus $1,155,000 Closed 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2025-07-04status Pending 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2025-06-10price $1,275,000 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2025-05-28price $1,499,000 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2025-05-15$1,695,000 Active 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2025-05-03historical $1,695,000 1945-char remark
Show marketing remark (1945 chars)
Welcome to 1545 Indian Neck Lane – a truly one-of-a-kind ranch offering custom details and effortless charm in one of the most coveted locations on the North Fork. Set back from the road for ultimate privacy, this hidden gem sits on a generous 3/4-acre property surrounded by lush, mature landscaping — including thriving fig trees — creating a peaceful, resort-like atmosphere. Inside, the open-concept floor plan is designed for modern living, featuring 3 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite with spa-like en-suite bathroom and guest bedroom with wood-burning fireplace. Terracotta and hardwood floors flow seamlessly throughout the sun-drenched interiors, where multiple skylights and walls of Marvin windows bathe every room in natural light. The living room, centered around a charming wood-burning stove, creates a warm and inviting atmosphere, while custom window treatments throughout the home add a stylish finishing touch. Additionally, The chef’s kitchen is a culinary dream, perfect for entertaining or cozy family meals. This exceptional home offers two basements — one finished for extra living space and one unfinished, ready for your personal touch. Enjoy year-round comfort with central air, and step outside to a private backyard paradise where you’ll find a in-ground saltwater pool with dramatic rock waterfall and natural stone patio that feels like a five-star resort. The expansive yard offers plenty of grassy space for play and relaxation, complemented by an in-ground sprinkler system for easy maintenance. Located just moments from a boat ramp and beach access to the Peconic Bay, as well as the area’s top wineries, farms, beaches, and shopping, 1545 Indian Neck Lane offers the perfect blend of privacy, luxury, and convenience. Don’t miss this rare opportunity to own a one-of-a-kind retreat in the heart of the North Fork.
-
2005-07-13soldstatus $490,000
-
1995-04-21soldstatus $150,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $12,681 · $1,057/mo
- Projected year-2 tax
- $17,739 · $1,478/mo
- Expected delta
- +$5,059/yr (+$422/mo · 39.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥90°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $243,158
- − Mortgage interest
- −$75,565
- − Property taxes
- −$12,681
- − Insurance
- −$6,745
- − Repairs & maintenance
- −$19,453
- − Management
- −$19,453
- − Depreciation
- −$39,244
- Taxable income
- $70,019
- Est. tax owed @ 24.0%
- −$16,804
- After-tax cash flow
- $70,973/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Southold Union Free School District
- NCES district ID
- 3627620
- Math proficiency
- 46% ▼ -10.00%
- Reading proficiency
- 59% ▲ 6.00%
- Median HH income
- $78,622
- Composite
- 47.54/100
- National rank
- #2269
- State rank
- #298 of 590 in NY
Livability — Peconic
- Score
- 54/100
- State rank
- #1144
- US rank
- #23856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Peconic, NY
- City population
- 864
- Population (ZIP)
- 864
Population outlook (Suffolk County) Hauer SSP2
- Today (2025)
- 1,505,262 people
- By 2030
- 1,498,318 · -0.5%
- By 2040
- 1,471,101 · -2.3%
- By 2050
- 1,424,848 · -5.3%
- By 2075
- 1,337,157 · -11.2%
- By 2100
- 1,217,720 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Hispanic / Latino 22% Two or more races 10%
- Hispanic origin (detail)
- Common ancestry
- Romanian 28% Iranian 1% Lithuanian 1%
- Foreign-born
- 21% · Canada
- Languages at home
- 80% English-only · Spanish 20%
Political lean MEDSL · Suffolk
- 2024 margin
- Lean R (+10.0) · D 45.0% · R 55.0%
- 2008→2024 swing
- -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
- All cycles
- 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.50%
- Current HPI
- 219.0019
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+799.3% since first listed12 events — show timeline
- 2026-05-21 Coming Soon $1,349,000 OneKey® MLS as Distributed by MLS Grid
- 2026-05-21 Coming Soon — OneKey® MLS as Distributed by MLS Grid
- 2026-05-21 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-08-26 Sold (Public Records) $1,155,000 Public Records
- 2025-08-11 Sold (MLS) $1,155,000 OneKey® MLS as Distributed by MLS Grid
- 2025-07-04 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-06-10 Price Changed $1,275,000 OneKey® MLS as Distributed by MLS Grid
- 2025-05-28 Price Changed $1,499,000 OneKey® MLS as Distributed by MLS Grid
- 2025-05-15 Listed $1,695,000 OneKey® MLS as Distributed by MLS Grid
- 2025-05-03 Coming Soon $1,695,000 OneKey® MLS as Distributed by MLS Grid
- 2005-07-13 Sold (Public Records) $490,000 Public Records
- 1995-04-21 Sold (Public Records) $150,000 Public Records
Property tax history
+5.5%/yrLatest (2025): $12,681 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…