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1092 SE Madison Ave
F Composite 34.01
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +6.4/30.0
  • Schools +4.5/10.0
  • Livability +4.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.2/15.0
  • 1% rule +1.0/10.0
  • DSCR +0.7/10.0

$499,000

1092 SE Madison Ave · Stuart, FL 34996
3 bd · 2.0 ba · 1,225 sqft · SingleFamily public records · 89 Days on market
Built 1972 10,454 sqft lot $407/sqft · 68% above area Est $446k · 12% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

Key facts

  • 0.24 acre lot
  • Parking
  • Built 1972

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $499k.

Deal economics

  • At list price, monthly cash flow is $-864 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $346k (30.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (39.8% below list).
  • Recommended offer: $301k (39.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
  • Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 251 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $53k of equity ($3k loan paydown + $50k appreciation (10.0% local appreciation)).
  • Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$86k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($469k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 23y ago; this cycle's ask has dropped $126k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $310k; list at $499k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $300,507 (39.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.60%
Cap rate
4.21%
Cash-on-cash
-7.42%
DSCR
0.67
GRM
13.8

CMA / ARV

ARV (median comp)
$446,235
List price
$499,000
Delta
11.82%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
918 SE Dolphin Dr 0.12mi 3/2.0 1,170 (-4%) 9mo $365,000 $312 80
924 SE Dolphin Dr 0.11mi 3/1.0 1,300 (+6%) 3mo $445,000 $342 78
1030 SE Dolphin Dr 0.07mi 3/2.0 1,376 (+12%) 7mo $487,000 $354 70
1341 SE Starfish Ln 0.17mi 3/2.0 1,368 (+12%) 5mo $426,000 $311 69
607 SE Cortez Ave 0.71mi 3/2.0 1,176 (-4%) 2mo $350,000 $298 58
1143 SE 14th St 0.33mi 3/2.0 1,365 (+11%) 9mo $400,000 $293 58
438 SE Fini Dr 0.40mi 3/1.5 1,073 (-12%) 2mo $330,000 $308 57
413 SE Hibiscus Ave 0.65mi 2/1.5 (-1) 1,203 (-2%) 8mo $279,000 $232 54
507 SE Parkway Dr 0.33mi 2/1.0 (-1) 1,073 (-12%) 2mo $330,000 $308 53
1017 SE 16th Ct 0.53mi 3/2.0 1,368 (+12%) 8mo $360,000 $263 49
912 SE Martin Luther King Jr Blvd 0.66mi 4/2.0 (+1) 1,324 (+8%) 4mo $308,000 $233 48
417 SE Parkway 0.48mi 2/1.0 (-1) 1,073 (-12%) 10mo $317,500 $296 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.0%
Equity multiple
2.55×
Total profit
$216,641
Equity at exit
$449,539
10-year hold
IRR
17.6%
Equity multiple
5.87×
Total profit
$681,090
Equity at exit
$969,447

Cash invested: $139,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34996

Home prices YoY
2.1%
Active inventory
251
Price-to-rent
13.8×

Monthly cashflow live

Estimated rent
$3,005 high interval (Pro) →
Mortgage (P&I)
$2,617
Tax from tax record
$414 /mo · $4,962/yr
Insurance
$208
HOA
$0
Vacancy / Maint / Mgmt
$631
Net cashflow
$-864

Break-even live

Break-even rent $4,099
Max offer price $346,328
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$124,750
Closing costs
$14,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
333 SE Martin Ave Unit 1F Stuart, FL 2.0 1.0 778 $1,800 $2.31 23d 1 0.63mi
1604 SE Apache Ave Stuart, FL 4.0 2.0 1404 $3,300 $2.35 23d 1 0.68mi
2600 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 951 $1,900 $2.00 14d 3 0.74mi
217 SE Coconut Ave Stuart, FL 2.0 1.0 1197 $5,000 $4.18 23d 1 0.82mi
300 SE Saint Lucie Blvd Stuart, FL 1.0–3.0 1.0–2.0 884 $2,728 $3.09 14d 12 0.82mi
917 SE Nassau Ave Stuart, FL 2.0 1.0 832 $1,900 $2.28 21d 1 0.85mi
917 SE Nassau Ave Stuart, FL 2.0 1.0 832 $3,800 $4.57 23d 1 0.85mi
175 SE Saint Lucie Blvd Stuart, FL 2.0 2.0–2.5 1300 $2,600 $2.00 23d 4 0.92mi
2929 SE Ocean Blvd Unit 130 Stuart, FL 2.0 2.0 1005 $1,800 $1.79 23d 1 0.94mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.0–2.0 812 $2,400 $2.96 23d 6 0.95mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.0–2.0 812 $2,400 $2.96 14d 8 0.95mi
2950 SE Ocean Blvd Stuart, FL 2.0 2.0 1157 $1,800 $1.56 14d 3 0.96mi
262 SE Monterey Ave Stuart, FL 3.0 1.0 1001 $3,500 $3.50 23d 1 0.98mi
1196 SE Saint Lucie Blvd Stuart, FL 2.0 2.0 1309 $4,300 $3.28 23d 1 0.99mi
801 SE Central Pkwy #7 Stuart, FL 2.0 2.0 1046 $2,150 $2.06 14d 1 1.07mi
2118 SE Edler Dr Unit B Stuart, FL 2.0 2.0 876 $1,995 $2.28 23d 1 1.12mi
150 SE Four Winds Dr Unit B303 Stuart, FL 2.0 2.0 1359 $2,500 $1.84 23d 1 1.12mi
2124 SE Edler Dr Stuart, FL 2.0 2.0 876 $1,800 $2.05 23d 1 1.14mi
1215 SE Glenwood Dr Stuart, FL 2.0 2.0 1089 $1,859 $1.71 14d 10 1.17mi
1800 SE Saint Lucie Blvd Stuart, FL 2.0 2.0 1044 $2,600 $2.49 23d 3 1.18mi
801 SE Central Ave Stuart, FL 3.0 1.0 899 $2,300 $2.56 14d 1 1.18mi
400 SE Central Pkwy Stuart, FL 1.0–2.0 1.0–2.0 918 $2,640 $2.87 14d 16 1.24mi
2759 SE Birmingham Dr Stuart, FL 2.0 2.5 1191 $2,600 $2.18 23d 1 1.33mi
345 SE Angler Dr Stuart, FL 3.0 2.5 1475 $2,650 $1.80 21d 1 1.33mi
3001 SE Aster Ln #908 Stuart, FL 2.0 2.0 1209 $2,100 $1.74 23d 1 1.47mi

Listing history 26 events

  1. 2026-05-04
    price $499,000 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  2. 2026-04-25
    status Active 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  3. 2026-04-25
    price $525,000 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  4. 2026-03-08
    price $575,000 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  5. 2026-03-01
    price $599,000 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  6. 2026-02-09
    listed $625,000 Active 998-char remark
    Show marketing remark (998 chars)

    Significant price improvement--bring an offer! With flexible living space, modern updates, lush tropical landscaping, & an unbeatable heart-of-Stuart location, this home delivers the best of Florida living, just minutes from the beach. This versatile residence features a large hobby room + an additional cozy office (potential 4th bedroom). Completely renovated bathrooms will WOW with modern vibe & most sought-after design, including curbless-entry shower in primary bath. Inviting interior features original hardwood floors. Enjoy peace-of-mind with full impact glass, 2017 roof, & new attic insulation. The kitchen shines with all Bosch appliances (2021), while smart-home upgrades include a Nest thermostat & digitally converted irrigation system. Step outside to a oversized fenced backyard with patio & your own tropical fruit oasis, featuring guava, dragonfruit, lime, cherry, & more—perfect for relaxing or entertaining. Schedule your showing today.

  7. 2020-11-24
    soldstatus $310,000
  8. 2020-11-23
    soldstatus $310,000 Closed 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  9. 2020-10-29
    historical Active Under Contract 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  10. 2020-10-26
    price $314,900 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  11. 2020-10-19
    price $329,900 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  12. 2020-10-09
    listed $349,900 Active 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  13. 2020-10-07
    historical $349,900 547-char remark
    Show marketing remark (547 chars)

    3 Bedroom with Den/bedroom 2 Bath fully renovated home close to downtown Stuart. Separate Living Room and Large Family Room opens to fenced backyard. Granite Kitchen with new stove, microwave and dishwasher. Newer A/C and roof, CBS construction Real wood 3/4' flooring and tile floors. Large fenced Backyard with lots of room for a pool. Public Water and Sewer with Sprinkler system on well. Great for entertaining. Rear of property adjacent to St. Michael's school. Great in town location. Great location, approximately 2 miles to the shops

  14. 2020-03-11
    soldstatus $220,000
  15. 2020-03-06
    soldstatus $220,000 Closed
  16. 2020-02-21
    status Pending
  17. 2020-02-17
    historical Active Under Contract
  18. 2020-02-05
    listed $229,000 Active
  19. 2005-07-20
    soldstatus $258,900
  20. 2005-07-18
    price $259,900
  21. 2005-07-18
    soldstatus $258,900
  22. 2005-04-20
    listed $258,900
  23. 2004-03-03
    soldstatus $165,000
  24. 2004-02-26
    soldstatus $165,000
  25. 2003-11-10
    listed $169,900
  26. 1996-05-01
    soldstatus $90,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,962 · $414/mo
Projected year-2 tax
$4,962 · $414/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,061
− Mortgage interest
−$27,952
− Property taxes
−$4,962
− Insurance
−$2,495
− Repairs & maintenance
−$2,885
− Management
−$2,885
− Depreciation
−$14,516
Taxable loss
−$19,634
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,712
After-tax cash flow
$-5,659/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Martin
NCES district ID
1201290
Math proficiency
52% ▼ -14.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$52,482
Composite
45.1/100
National rank
#2690
State rank
#24 of 73 in FL

Livability — Stuart

Score
84/100
State rank
#39
US rank
#790

Category grades

Amenities D Commute A+ Cost of living A- Crime C- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Stuart, FL
County
Martin County · 165,223 people
City population
65,812
Metro
Port St. Lucie, FL
Population (ZIP)
10,653
Household income
$83,929
Rent vs Own
16.0% rent · 84.0% own
Severe rent burden
247.0

Population outlook (Martin County) Hauer SSP2

Today (2025)
172,383 people
By 2030
180,192 · +4.5%
By 2040
194,114 · +12.6%
By 2050
204,992 · +18.9%
By 2075
229,641 · +33.2%
By 2100
232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 7% Two or more races 5%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Italian 3% Romanian 3% Slovak 3%
Foreign-born
6% · Canada
Languages at home
94% English-only · Spanish 3% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Martin

2024 margin
Solid R (+31.1) · D 34.1% · R 65.2%
2008→2024 swing
-17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
All cycles
2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.71%
Current HPI
658.96
Rent YoY
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+449.0% since first listed
26 events — show timeline
  • 2026-05-04 Price Changed $499,000 MCRTC
  • 2026-04-25 Relisted MCRTC
  • 2026-04-25 Price Changed $525,000 MCRTC
  • 2026-03-08 Price Changed $575,000 MCRTC
  • 2026-03-01 Price Changed $599,000 MCRTC
  • 2026-02-09 Listed $625,000 MCRTC
  • 2020-11-24 Sold (Public Records) $310,000 Public Records
  • 2020-11-23 Sold (MLS) $310,000 Beaches MLS
  • 2020-10-29 Contingent Beaches MLS
  • 2020-10-26 Price Changed $314,900 Beaches MLS
  • 2020-10-19 Price Changed $329,900 Beaches MLS
  • 2020-10-09 Listed $349,900 Beaches MLS
  • 2020-10-07 Coming Soon $349,900 Beaches MLS
  • 2020-03-11 Sold (Public Records) $220,000 Public Records
  • 2020-03-06 Sold (MLS) $220,000 MCRTC
  • 2020-02-21 Pending MCRTC
  • 2020-02-17 Contingent MCRTC
  • 2020-02-05 Listed $229,000 MCRTC
  • 2005-07-20 Sold (Public Records) $258,900 Public Records
  • 2005-07-18 Sold (MLS) $258,900 MCRTC
  • 2005-07-18 Price Changed $259,900 MCRTC
  • 2005-04-20 Listed $258,900 MCRTC
  • 2004-03-03 Sold (Public Records) $165,000 Public Records
  • 2004-02-26 Sold (MLS) $165,000 MCRTC
  • 2003-11-10 Listed $169,900 MCRTC
  • 1996-05-01 Sold (Public Records) $90,900 Public Records

Property tax history

+7.9%/yr

Latest (2025): $4,962 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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