2100 LINWOOD Ave Unit 17N · Fort Lee, NJ 07024

$199,000

1 bd · 1.0 ba · 860 sqft · Condo · 19 Days on market

$1054/mo HOA · 37% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• 1% rule +9.4/10.0
• Cash flow +8.8/30.0
• ARV discount +7.5/15.0
• Schools +4.9/10.0
• Livability +4.5/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Incredible 1 bed, 1 bath with stunning East-facing views of NYC and the George Washington Bridge. The renovated kitchen features modern white cabinets and countertops, custom floor tiles and backsplash, and stainless-steel appliances. The spacious living space has large windows providing tons of sun, updated vinyl plank flooring, and a fireplace. The oversized bedroom offers Southeast views of the Manhattan skyline. Mediterranean Tower North offers a full suite of amenities including 24-hour doormen, pool & fitness center (membership fee), and an expansive promenade recreation deck with tennis, pickleball, basketball, racquetball, a playground, library, playroom, and a community room. The monthly maintenance fee includes property taxes, gas, heat, trash, and hot water. Parking ($90-105), storage, bike room, cable, and Wi-Fi are available for an additional fee. Conveniently located near restaurants, shops, and Constitution Park, this is an ideal home for commuters, with NJ Transit buses and the Columbia University shuttle conveniently located right across the street.

Key facts

• Large windows
• Oversized bedroom
• Renovated kitchen

Tags

• RENOVATED KITCHEN
• LARGE WINDOWS
• OVERSIZED BEDROOM
• FULL SUITE OF AMENITIES
• COMMUNITY ROOM
• CONVENIENTLY LOCATED

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $199k.

Deal economics

• At list price, monthly cash flow is $-162 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $176k (11.8% below list).
• Meets the 1% rule at list price ($3k rent vs $199k).
• Recommended offer: $176k (11.8% below list) — sets the bar for cash-flow.
• Cap rate 5.3% vs local median 1.5% in Fort Lee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 89/100 on livability (#2 in NJ, #139 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
• Fort Lee School District (suburban): math 46% / reading 63% proficiency, ranked #105 of 472 in NJ (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
• Zoned schools: School No. 2 (math 52% / reading 57%, grade C, #176 of 1,303 statewide, top 15%, 357 students, 15% FRL); Lewis F. Cole Middle School (math 43% / reading 64%, grade C+, #77 of 431 statewide, top 18%, 1,194 students, 16% FRL); Fort Lee High School (math 35% / reading 66%, grade D+, #101 of 399 statewide, top 26%, 1,160 students, 12% FRL) — zoned schools at 14% FRL track the district average.
• Market conditions: Rents flat; 207 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,488 units permitted in Bergen County in 2024 (1,610 in 5+ unit buildings).
• This rent runs 32% of the median local income ($107k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Bergen County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $128k; list at $199k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 37% of rent.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 6→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,508 (11.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.44% ✓
• Cap rate: 5.31%
• Cash-on-cash: -3.50%
• DSCR: 0.84
• GRM: 5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold

• IRR: -26.1%
• Equity multiple: 0.14×
• Total profit: $-47,696
• Equity at exit: $29,672

10-year hold

• IRR: -41.3%
• Equity multiple: -0.34×
• Total profit: $-74,882
• Equity at exit: $17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 07024

• Home prices YoY: -19.8%
• Rents YoY: 0.9%
• Active inventory: 207
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,869 high
• Mortgage (P&I): −$1,044
• Tax est. 1.5%: −$249 /mo · $2,985/yr
• Insurance: −$83
• HOA: −$1,054
• Vacancy / Maint / Mgmt: −$603
• Net cashflow: $-162

Break-even live

Break-even rent $3,075

Max offer price $175,508

Occupancy floor —

Sensitivity live

Price	-10% $-25	-5% $-94	+0% $-162	+5% $-231	+10% $-300
Rent	-10% $-389	-5% $-276	+0% $-162	+5% $-49	+10% $64
Rate	-1.0pp $-62	-0.5pp $-112	base $-162	+0.5pp $-214	+1.0pp $-266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2055 Center Ave Fort Lee, NJ	—	1.0	575	$2,500	$4.35	26d	1	0.11mi
470 Main St Fort Lee, NJ	1.0–2.0	1.0–2.0	969	$3,045	$3.14	9d	4	0.20mi
495 Main ST Unit 1L Fort Lee, NJ	1.0	1.0	625	$1,850	$2.96	17d	1	0.26mi
2040 Hudson St Unit 302 Fort Lee, NJ	1.0	1.0	790	$2,898	$3.67	26d	1	0.31mi
2040 Hudson St Unit 514 Fort Lee, NJ	—	1.0	590	$2,358	$4.00	26d	1	0.31mi
2030 Hudson St Fort Lee, NJ	3.0	1.0–2.5	1341	$4,517	$3.37	0d	1	0.31mi
2020 Hudson St Unit 646 Fort Lee, NJ	1.0	1.0	860	$2,898	$3.37	26d	1	0.32mi
2020 Hudson St Unit 1245 Fort Lee, NJ	1.0	1.0	795	$3,008	$3.78	26d	1	0.32mi
2020 Hudson St Unit 503 Fort Lee, NJ	1.0	1.0	1000	$3,058	$3.06	26d	1	0.32mi
2020 Hudson St Unit 8 Fort Lee, NJ	1.0	1.0	795	$3,295	$4.14	26d	1	0.32mi
2020 Hudson St Unit 930 Fort Lee, NJ	—	1.0	630	$2,350	$3.73	26d	1	0.32mi
2020 Hudson St Unit 1236 Fort Lee, NJ	—	1.0	630	$2,328	$3.70	26d	1	0.32mi
800 Park Ave Fort Lee, NJ	3.0	1.0–3.0	1122	$5,704	$5.08	0d	42	0.41mi
2100 N Central Rd Fort Lee, NJ	2.0	1.0–2.0	699	$3,622	$5.18	0d	20	0.44mi
2050 Central Rd Fort Lee, NJ	1.0–2.0	1.0–2.0	1013	$3,378	$3.33	0d	11	0.46mi
1685 Bergen Blvd Fort Lee, NJ	1.0–2.0	1.0–2.0	1056	$2,895	$2.74	3d	5	0.49mi
125 Irving St Leonia, NJ	2.0	1.0	900	$2,950	$3.28	26d	1	0.52mi
69 Main St Fort Lee, NJ	2.0	1.0–2.0	1126	$3,925	$3.48	26d	7	0.56mi
100 Old Palisade Rd Fort Lee, NJ	1.0	1.0–1.5	970	$3,100	$3.20	3d	6	0.61mi
100 Old Palisade Rd Fort Lee, NJ	1.0	1.0–1.5	970	$3,050	$3.14	9d	7	0.61mi
1435 10th St Fort Lee, NJ	2.0	2.0	1259	$4,221	$3.35	0d	2	0.67mi
900 Crest Ln Fort Lee, NJ	1.0–2.0	1.0–2.0	1097	$3,019	$2.75	0d	13	0.68mi
2329 Hudson Ter Unit E14 Fort Lee, NJ	2.0	1.0	800	$2,700	$3.38	23d	1	0.73mi
2339 Hudson Ter Unit D17 Fort Lee, NJ	1.0	1.0	620	$1,900	$3.06	26d	1	0.75mi
2335 Hudson Ter Unit D6 Fort Lee, NJ	2.0	1.0	800	$2,555	$3.19	8d	1	0.76mi
2329 Hudson Ter Fort Lee, NJ	1.0–2.0	1.0	750	$1,795	$2.39	26d	2	0.76mi
2329 Hudson Ter Fort Lee, NJ	1.0–2.0	1.0	800	$1,750	$2.19	15d	2	0.76mi
1350 15th St Fort Lee, NJ	1.0–2.0	1.0–2.0	756	$2,550	$3.37	0d	3	0.79mi
425 Broad Ave Unit B17 Leonia, NJ	1.0	1.0	775	$2,595	$3.35	4d	1	0.94mi
425 Broad Ave Unit B20 Leonia, NJ	1.0	1.0	775	$2,695	$3.48	26d	1	0.94mi
425 Broad Ave Unit A01 Leonia, NJ	1.0	1.0	775	$2,550	$3.29	0d	1	0.94mi
425 Broad Ave Unit B04 Leonia, NJ	1.0	1.0	770	$2,595	$3.37	26d	1	0.94mi
210 Broad Ave Unit 3B Leonia, NJ	1.0	1.0	700	$2,295	$3.28	9d	1	0.97mi
210 Broad Ave Unit 3B Leonia, NJ	1.0	1.0	800	$2,295	$2.87	26d	1	0.97mi
508 Broad Ave Palisades Park, NJ	1.0	1.0	650	$2,250	$3.46	3d	1	1.12mi
159 Fort Lee Rd Leonia, NJ	1.0–2.0	1.0	825	$2,325	$2.82	26d	3	1.14mi
1203 River Rd Unit 17M Edgewater, NJ	—	1.0	650	$2,450	$3.77	9d	1	1.41mi
1203 River Rd Unit 9D Edgewater, NJ	1.0	1.0	880	$3,350	$3.81	26d	1	1.41mi
96 Lakeview Ave Leonia, NJ	1.0–2.0	1.0	617	$2,345	$3.80	26d	1	1.48mi

HOA detail condo

• Monthly dues: $1,054 · $12,648/yr
• Likely covers: watertrashgasinternetcablepoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 9 events

1. 2026-03-24
   status Under Contract
2. 2026-03-05
   listed $199,000 Active 1088-char remark

   Show marketing remark (1088 chars)

   Incredible 1 bed, 1 bath with stunning East-facing views of NYC and the George Washington Bridge. The renovated kitchen features modern white cabinets and countertops, custom floor tiles and backsplash, and stainless-steel appliances. The spacious living space has large windows providing tons of sun, updated vinyl plank flooring, and a fireplace. The oversized bedroom offers Southeast views of the Manhattan skyline. Mediterranean Tower North offers a full suite of amenities including 24-hour doormen, pool & fitness center (membership fee), and an expansive promenade recreation deck with tennis, pickleball, basketball, racquetball, a playground, library, playroom, and a community room. The monthly maintenance fee includes property taxes, gas, heat, trash, and hot water. Parking ($90-105), storage, bike room, cable, and Wi-Fi are available for an additional fee. Conveniently located near restaurants, shops, and Constitution Park, this is an ideal home for commuters, with NJ Transit buses and the Columbia University shuttle conveniently located right across the street.

3. 2026-03-05
   listed $199,000 Active

   Show marketing remark (1088 chars)

   Incredible 1 bed, 1 bath with stunning East-facing views of NYC and the George Washington Bridge. The renovated kitchen features modern white cabinets and countertops, custom floor tiles and backsplash, and stainless-steel appliances. The spacious living space has large windows providing tons of sun, updated vinyl plank flooring, and a fireplace. The oversized bedroom offers Southeast views of the Manhattan skyline. Mediterranean Tower North offers a full suite of amenities including 24-hour doormen, pool & fitness center (membership fee), and an expansive promenade recreation deck with tennis, pickleball, basketball, racquetball, a playground, library, playroom, and a community room. The monthly maintenance fee includes property taxes, gas, heat, trash, and hot water. Parking ($90-105), storage, bike room, cable, and Wi-Fi are available for an additional fee. Conveniently located near restaurants, shops, and Constitution Park, this is an ideal home for commuters, with NJ Transit buses and the Columbia University shuttle conveniently located right across the street.

4. 2022-06-21
   soldstatus $128,000 Sold 688-char remark

   Show marketing remark (688 chars)

   Totally renovated unit (new kitchen, new bath, new floor). South east view from every window (from GWB to NYC skyline). One of the best maintained full service buildings in Fort Lee (24 hour doorman, onsite mgmt office, indoor gym, outdoor Olympic size swimming pool, tennis court, Barbecue area & Kiddie pool, etc). Free shuttle bus for Columbia-Presbyterian employee cross street, and NJ transit bus #159 to New York midtown bus station are steps away. Just pack your bag and move in. Parking assigned after move in - $85 indoor, $70 outdoor per car per month. Cable $69.50/mo. Enjoy the gym and pool for a low annual fee. Great location to GWB and major highway and so much more.

5. 2022-04-04
   historical Under Contract 688-char remark

   Show marketing remark (688 chars)

   Totally renovated unit (new kitchen, new bath, new floor). South east view from every window (from GWB to NYC skyline). One of the best maintained full service buildings in Fort Lee (24 hour doorman, onsite mgmt office, indoor gym, outdoor Olympic size swimming pool, tennis court, Barbecue area & Kiddie pool, etc). Free shuttle bus for Columbia-Presbyterian employee cross street, and NJ transit bus #159 to New York midtown bus station are steps away. Just pack your bag and move in. Parking assigned after move in - $85 indoor, $70 outdoor per car per month. Cable $69.50/mo. Enjoy the gym and pool for a low annual fee. Great location to GWB and major highway and so much more.

6. 2022-03-01
   price $129,000 688-char remark

   Show marketing remark (688 chars)

   Totally renovated unit (new kitchen, new bath, new floor). South east view from every window (from GWB to NYC skyline). One of the best maintained full service buildings in Fort Lee (24 hour doorman, onsite mgmt office, indoor gym, outdoor Olympic size swimming pool, tennis court, Barbecue area & Kiddie pool, etc). Free shuttle bus for Columbia-Presbyterian employee cross street, and NJ transit bus #159 to New York midtown bus station are steps away. Just pack your bag and move in. Parking assigned after move in - $85 indoor, $70 outdoor per car per month. Cable $69.50/mo. Enjoy the gym and pool for a low annual fee. Great location to GWB and major highway and so much more.

7. 2022-02-16
   listed $139,000 Active 688-char remark

   Show marketing remark (688 chars)

   Totally renovated unit (new kitchen, new bath, new floor). South east view from every window (from GWB to NYC skyline). One of the best maintained full service buildings in Fort Lee (24 hour doorman, onsite mgmt office, indoor gym, outdoor Olympic size swimming pool, tennis court, Barbecue area & Kiddie pool, etc). Free shuttle bus for Columbia-Presbyterian employee cross street, and NJ transit bus #159 to New York midtown bus station are steps away. Just pack your bag and move in. Parking assigned after move in - $85 indoor, $70 outdoor per car per month. Cable $69.50/mo. Enjoy the gym and pool for a low annual fee. Great location to GWB and major highway and so much more.

8. 2021-11-28
   historical
9. 2021-10-07
   listed $139,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,434
• − Mortgage interest: −$11,147
• − Property taxes: −$2,985
• − Insurance: −$995
• − Repairs & maintenance: −$2,755
• − Management: −$2,755
• − HOA: −$12,648
• − Depreciation: −$5,789
• Taxable loss: −$4,640
• Est. tax savings @ 24.0%: +$1,114
• After-tax cash flow: $-835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fort Lee School District
• NCES district ID: 3405310
• Math proficiency: 46% ▼ -14.00%
• Reading proficiency: 63% ▼ -11.00%
• Median HH income: $71,442
• Composite: 48.5/100
• National rank: #2121
• State rank: #105 of 472 in NJ

Livability — Fort Lee

• Score: 89/100
• State rank: #2
• US rank: #139

Category grades

Amenities A+ Commute A+ Cost of living F Crime A Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fort Lee, NJ
• County: Bergen County · 586,961 people
• City population: 40,024
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 40,024
• Household income: $107,396
• Rent vs Own: 44.5% rent · 55.5% own
• Severe rent burden: 1963.0

Population outlook (Bergen County) Hauer SSP2

• Today (2025): 1,021,896 people
• By 2030: 1,063,119 · +4.0%
• By 2040: 1,146,566 · +12.2%
• By 2050: 1,229,132 · +20.3%
• By 2075: 1,429,694 · +39.9%
• By 2100: 1,547,614 · +51.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Asian 44% White 38% Hispanic / Latino 12% Two or more races 9% Black 2%
• Hispanic origin (detail): Puerto Rican 2% Cuban 1% Dominican 4%
• Common ancestry: Scotch-Irish 5% Romanian 3% Scandinavian 1%
• Foreign-born: 50% · South Korea, China, Canada
• Languages at home: 39% English-only · Korean 21% Spanish 10% Chinese 9%

Political lean MEDSL · Bergen

• 2024 margin: Toss-up / Even · D 50.7% · R 47.3% · Other 2.0%
• 2008→2024 swing: -6.1pp toward R · 2008: 9.5pp · 2024: 3.4pp
• All cycles: 2024: D+3.4 2020: D+16.4 2016: D+12.0 2012: D+10.8 2008: D+9.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -61.44%
• Current HPI: 248.6123
• Rent YoY: ▲ 0.95%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+43.2% since first listed

9 events — show timeline

• 2026-03-24 Pending — HCMLS
• 2026-03-05 Listed $199,000 HCMLS
• 2026-03-05 Listed $199,000 NJMLS
• 2022-06-21 Sold (MLS) $128,000 NJMLS
• 2022-04-04 Contingent — NJMLS
• 2022-03-01 Price Changed $129,000 NJMLS
• 2022-02-16 Listed $139,000 NJMLS
• 2021-11-28 Delisted — NJMLS
• 2021-10-07 Listed $139,000 NJMLS