15412 E 42nd Pl · Independence, MO 64055

$184,000

3 bd · 2.0 ba · 1,526 sqft · SingleFamily public records · 130 Days on market

Built 1964 Est $246k · 25% under $4/mo HOA

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.0/30.0
• ARV discount +15.0/15.0
• DSCR +6.0/10.0
• 1% rule +5.0/10.0
• Livability +4.1/5.0
• Rent growth +3.8/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

Key facts

• Rec room in basement
• Deck and fire pit
• 2 garage spots

Tags

• LIVING ROOM WITH FIREPLACE
• KITCHEN AND FORMAL DINING
• REC ROOM IN BASEMENT
• DECK AND FIRE PIT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $184k.

Deal economics

• At list price, monthly cash flow is $194 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (0.5% below list).
• Recommended offer: $162k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 5.0% in Independence — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#10 in MO, #1,296 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
• Independence 30 (suburban): math 26% / reading 38% proficiency, ranked #252 of 324 in MO (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: William Southern Elem. (math 27% / reading 37%, grade F, #761 of 1,115 statewide, top 72%, 430 students, 73% FRL); Bridger Middle (math 32% / reading 38%, grade F, #240 of 391 statewide, top 62%, 770 students, 65% FRL); Truman High (math 18% / reading 34%, grade F, #430 of 521 statewide, top 83%, 1,662 students, 52% FRL) — zoned schools at 63% FRL track the district average.
• Market conditions: Rents rising fast (+5.1%/yr); 203 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
• This rent runs 35% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 130 days — a 12% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 10y ago; this cycle's ask has dropped $37k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $161,920 (12.0% below list)

Questions for the listing agent

1. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 7.56%
• Cash-on-cash: 4.51%
• DSCR: 1.20
• GRM: 8.4

CMA / ARV

• ARV (on-the-fly): $245,686
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4228 S Stayton Ave	0.21mi	3/1.5	1,424 (-7%)	2mo	$225,000	$158	76
3821 S Haden Dr	0.44mi	3/2.0	1,550 (+2%)	6mo	$249,900	$161	72
3904 S Stayton Ave	0.30mi	3/2.0	1,417 (-7%)	2mo	$259,000	$183	72
15217 E 43rd St	0.14mi	3/2.0	1,680 (+10%)	6mo	$225,000	$134	72
16009 E 37th Ter	0.59mi	3/2.0	1,484 (-3%)	1mo	$259,000	$175	67
16100 E 41st St S	0.42mi	3/2.0	1,640 (+8%)	4mo	$245,000	$149	64
15307 E 44th Ter S	0.35mi	3/2.0	1,392 (-9%)	6mo	$230,000	$165	64
16201 E 40th St S	0.52mi	4/3.5 (+1)	1,610 (+6%)	2mo	$175,000	$109	54
4223 E 42nd Street Ct	0.70mi	3/2.0	1,404 (-8%)	3mo	$300,000	$214	52
3711 S Kiger Rd	0.56mi	3/2.0	1,695 (+11%)	5mo	$237,000	$140	51
14310 E 39th Ter S	0.73mi	3/2.0	1,664 (+9%)	3mo	$215,000	$129	49
16121 E 36th St	0.74mi	4/2.5 (+1)	1,408 (-8%)	5mo	$300,000	$213	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.09% rent growth · sell at horizon

5-year hold

• IRR: -7.0%
• Equity multiple: 0.74×
• Total profit: $-13,538
• Equity at exit: $27,435

10-year hold

• IRR: 5.1%
• Equity multiple: 1.41×
• Total profit: $20,991
• Equity at exit: $15,909

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64055

• Rents YoY: 5.1%
• Active inventory: 203
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,831 high
• Mortgage (P&I): −$965
• Tax from tax record: −$208 /mo · $2,491/yr
• Insurance: −$77
• HOA: −$4
• Vacancy / Maint / Mgmt: −$385
• Net cashflow: $194

Break-even live

Break-even rent $1,586

Max offer price $184,000

Occupancy floor 84%

Sensitivity live

Price	-10% $298	-5% $246	+0% $194	+5% $142	+10% $89
Rent	-10% $49	-5% $121	+0% $194	+5% $266	+10% $338
Rate	-1.0pp $286	-0.5pp $240	base $194	+0.5pp $146	+1.0pp $97

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,000
• Closing costs: $5,520
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15403 E 43rd Ter S Independence, MO	3.0	2.0	1689	$2,046	$1.21	3d	1	0.24mi
15001 E 39th Ter S Independence, MO	3.0	2.0	1769	$1,811	$1.02	45d	1	0.29mi
3100 Quail Creek Dr Independence, MO	1.0–2.0	1.0	961	$1,330	$1.38	14d	1	0.49mi
3605 S Stayton Ave Independence, MO	3.0	2.0	1078	$1,631	$1.51	9d	1	0.66mi
14405 E 37th St S Independence, MO	3.0	1.0	1300	$1,800	$1.38	4d	1	0.76mi
15404 E 48th St Kansas City, MO	2.0	1.5	1325	$1,350	$1.02	25d	1	0.80mi
3610 S Pope Ave Independence, MO	3.0	2.0	1640	$1,725	$1.05	16d	1	0.81mi
15312 E 48th St Kansas City, MO	3.0	2.0	1160	$1,700	$1.47	14d	1	0.81mi
14521 E 36th Pl S Independence, MO	3.0	3.5	1984	$2,195	$1.11	4d	1	0.84mi
14216 E 37th Ter S Independence, MO	3.0	3.0	1800	$2,100	$1.17	9d	1	0.89mi
14220 E 36th St S Independence, MO	4.0	2.5	1540	$1,826	$1.19	9d	1	1.01mi
16301 E 48th Ter Kansas City, MO	1.0–2.0	1.0–2.0	945	$1,270	$1.34	23d	7	1.05mi
5006 Breckenridge Ave Kansas City, MO	3.0	2.0	1220	$1,695	$1.39	23d	1	1.16mi
4232 S Liberty St Independence, MO	3.0	1.0	1152	$1,525	$1.32	25d	1	1.18mi
16504 E 33rd St S Independence, MO	4.0	2.0	1495	$2,055	$1.37	3d	1	1.24mi
4020 S Crackerneck Rd Independence, MO	3.0	3.0	1488	$2,200	$1.48	3d	1	1.33mi
16700 E 31st Ter S Independence, MO	3.0	2.0	1639	$2,150	$1.31	20d	1	1.40mi
4580 Bass Pro Dr Independence, MO	1.0–2.0	1.0–2.0	1114	$1,829	$1.64	3d	10	1.41mi
2905 S Lee's Summit Rd Independence, MO	1.0–3.0	1.0–2.0	853	$1,746	$2.05	3d	48	1.41mi
4815 S Kendall Dr Independence, MO	3.0	2.5	2128	$2,070	$0.97	3d	1	1.43mi
3936 S Pleasant St Independence, MO	3.0	2.0	1150	$1,750	$1.52	25d	1	1.43mi
16816 E 31st St S Independence, MO	3.0	2.5	1696	$1,749	$1.03	3d	1	1.43mi
13900 E 50th St Kansas City, MO	3.0	2.5	2023	$2,645	$1.31	3d	1	1.45mi

HOA detail

• Monthly dues: $4 · $48/yr

Listing history 25 events

1. 2026-04-17
   status Pending
2. 2026-04-08
   price $184,000
3. 2026-03-11
   price $194,000
4. 2026-02-10
   price $204,000
5. 2026-01-10
   price $214,000
6. 2025-12-08
   listed $221,000 Active
7. 2024-07-25
   soldstatus Closed 1459-char remark

   Show marketing remark (1459 chars)

   Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

8. 2024-07-25
   soldstatus

   Show marketing remark (1459 chars)

   Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

9. 2024-06-26
   status Pending 1459-char remark

   Show marketing remark (1459 chars)

   Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

10. 2024-06-21
    status Active 1459-char remark

    Show marketing remark (1459 chars)

    Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

11. 2024-06-21
    status Pending 1459-char remark

    Show marketing remark (1459 chars)

    Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

12. 2024-06-18
    price $250,000 1459-char remark

    Show marketing remark (1459 chars)

    Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

13. 2024-06-13
    listed $259,000 Active 1459-char remark

    Show marketing remark (1459 chars)

    Spacious 4 bedroom, 2 bath home with finished basement with lots of fresh updates is ready for you to move into! Home boasts a spacious addition primary bedroom. Light & Bright Laundry room with pantry space is ready for you imagination for how you want to configure your shelves. Laundry room even has a window that provides natural light. Recent updates include fresh paint throughout even the Kitchen cabinets have been painted & they have new cabinet doors and hardware. Wood floors are ready to be refinished, you get to pick out the stain color and after closing the wood floors will be refinished! New laminate flooring was just installed in the basement too! Basement features a wet bar and lots of closet space for ample storage as well as a full bathroom! There are lots of options of how you can use the multiple bedrooms and spaces, more than one option for dining, kitchen will accommodate a large table as well as an island, or use the space off of the living room next to the fireplace for dining or for a sitting/reading area. More than one option for a primary bedroom too. Step out onto the deck that overlooks the spacious and treed backyard with firepit, for dog owners, there is a spacious dog run that stays with the property! This home is conveniently located minutes to shopping & restaurants. Be on I-70, 40 highways in minutes connecting you quickly to 435 or 291 highway and on your way to anywhere in the metro!

14. 2017-04-14
    soldstatus Sold 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

15. 2017-03-27
    status Pending 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

16. 2017-03-04
    historical Contingent - Accepting Backup Offers 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

17. 2017-01-30
    price $114,500 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

18. 2016-11-17
    price $116,000 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

19. 2016-11-17
    status Active 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

20. 2016-11-14
    historical 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

21. 2016-10-21
    status Active 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

22. 2016-10-11
    historical Contingent - Accepting Backup Offers 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

23. 2016-09-08
    status Pending 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

24. 2016-08-26
    price $119,500 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

25. 2016-07-14
    listed $124,700 Active 782-char remark

    Show marketing remark (782 chars)

    2,600 sq ft all brick house, extension is B/B. Close I-70-Noland Road. Thermo windows. brick fireplace in living room. Has extended room, plus dining room. HUGE country kitchen- loads of cabinets. 1st level laundry, back of kitchen in separate room. (includes washer & dryer)Out kitchen to large deck. Mature trees !chain linked yard. storage under decking. Plus, access to more storage under the add-on to the house. Three bedrooms on mail level, with Hollywood bathroom. Large family room dn, including wet bar. Tons of storage. Surprise! 3/4 bathroom in lower level. Deep two car garage with opener. Close to shopping center- large grocery store. Minutes to area churches, & schools. Seconds out I-70 to shopping centers and tons of restaurants. Orkin termite system.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,491 · $208/mo
• Projected year-2 tax: $2,491 · $208/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,976
• − Mortgage interest: −$10,307
• − Property taxes: −$2,491
• − Insurance: −$920
• − Repairs & maintenance: −$1,758
• − Management: −$1,758
• − HOA: −$48
• − Depreciation: −$5,353
• Taxable loss: −$659
• Est. tax savings @ 24.0%: +$158
• After-tax cash flow: $2,481/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Independence 30
• NCES district ID: 2915480
• Math proficiency: 26% ▼ -8.00%
• Reading proficiency: 38% ▼ -5.00%
• Median HH income: $41,843
• Composite: 27.04/100
• National rank: #7054
• State rank: #252 of 324 in MO

Livability — Independence

• Score: 82/100
• State rank: #10
• US rank: #1296

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Independence, MO
• County: Jackson County · 687,798 people
• City population: 117,675
• Metro: Kansas City, MO-KS
• Population (ZIP): 35,960
• Household income: $62,439
• Rent vs Own: 30.4% rent · 69.6% own
• Severe rent burden: 1404.0

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 719,589 people
• By 2030: 731,456 · +1.6%
• By 2040: 746,689 · +3.8%
• By 2050: 749,289 · +4.1%
• By 2075: 736,227 · +2.3%
• By 2100: 668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 13% Hispanic / Latino 10% Two or more races 8% Asian 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Italian 9% Lithuanian 2% Slovak 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4%

Political lean MEDSL · Jackson

• 2024 margin: D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
• 2008→2024 swing: -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
• All cycles: 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -180.54%
• Current HPI: 245.3636
• Rent YoY: ▲ 5.09%
• Metro: Kansas City, MO-KS
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+47.6% since first listed

25 events — show timeline

• 2026-04-17 Pending — Heartland MLS as Distributed by MLS Grid
• 2026-04-08 Price Changed $184,000 Heartland MLS as Distributed by MLS Grid
• 2026-03-11 Price Changed $194,000 Heartland MLS as Distributed by MLS Grid
• 2026-02-10 Price Changed $204,000 Heartland MLS as Distributed by MLS Grid
• 2026-01-10 Price Changed $214,000 Heartland MLS as Distributed by MLS Grid
• 2025-12-08 Listed $221,000 Heartland MLS as Distributed by MLS Grid
• 2024-07-25 Sold (Public Records) — Public Records
• 2024-07-25 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2024-06-26 Pending — Heartland MLS as Distributed by MLS Grid
• 2024-06-21 Relisted — Heartland MLS as Distributed by MLS Grid
• 2024-06-21 Pending — Heartland MLS as Distributed by MLS Grid
• 2024-06-18 Price Changed $250,000 Heartland MLS as Distributed by MLS Grid
• 2024-06-13 Listed $259,000 Heartland MLS as Distributed by MLS Grid
• 2017-04-14 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2017-03-27 Pending — Heartland MLS as Distributed by MLS Grid
• 2017-03-04 Contingent — Heartland MLS as Distributed by MLS Grid
• 2017-01-30 Price Changed $114,500 Heartland MLS as Distributed by MLS Grid
• 2016-11-17 Price Changed $116,000 Heartland MLS as Distributed by MLS Grid
• 2016-11-17 Relisted — Heartland MLS as Distributed by MLS Grid
• 2016-11-14 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2016-10-21 Relisted — Heartland MLS as Distributed by MLS Grid
• 2016-10-11 Contingent — Heartland MLS as Distributed by MLS Grid
• 2016-09-08 Pending — Heartland MLS as Distributed by MLS Grid
• 2016-08-26 Price Changed $119,500 Heartland MLS as Distributed by MLS Grid
• 2016-07-14 Listed $124,700 Heartland MLS as Distributed by MLS Grid

Property tax history

+4.2%/yr

Latest (2025): $2,491 · +15.3% YoY. Source: county tax records.