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4062 Pendragon Cir
F Composite 31.45
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • Schools +5.3/10.0
  • Rent growth +3.6/5.0
  • Livability +3.5/5.0
  • DSCR +3.2/10.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$268,900

4062 Pendragon Cir · Pea Ridge, FL 32583
3 bd · 3.0 ba · 1,497 sqft · Townhouse public records · 66 Days on market
Built 2024 2,613 sqft lot Est $228k · 18% over $38/mo HOA · 2% of rent ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

Key facts

  • Upgraded appliances
  • Freshly repainted
  • $38 HOA

Tags

UPGRADED APPLIANCESLUXURY VINYL PLANK FLOORINGUPGRADED CABINET HARDWAREMODERN LIGHT FIXTURESPLUSH HIGH END CARPETFRESHLY REPAINTED

Property features AI

Finance

  • Other: Homestead eligible
  • HOA & community: Homeowners association with an annual fee of $450

Exterior

  • Parking: Attached 2-car garage; Two covered parking spaces (total 2 spaces)
  • Utilities: Public sewer; Circuit breaker electrical service
  • Home design: Attached property (townhome-style); Two-story home; Resale but considered new construction updates
  • Construction: Frame construction; Slab foundation; Shingle roof; Building area approximately 1,537 square feet
  • Exterior features: Corner lot; County-maintained road access

Interior

  • Kitchen: All appliances upgraded within the last year; Eat-in kitchen / living-dining combo
  • Bedrooms: Primary bedroom on the first floor (approx. 12' x 16')
  • Flooring: Carpet; Luxury vinyl plank installed in updated bathroom(s)
  • Bathrooms: Two full bathrooms; One half bathroom; Bathrooms upgraded within the last year; LVP flooring and fresh paint
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Remodeled bathrooms with upgraded lighting and mirrors; Updated kitchen; Insulated walls
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $269k.

Deal economics

  • At list price, monthly cash flow is $-120 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (7.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (24.6% below list).
  • Recommended offer: $203k (24.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 4.5% in Pea Ridge — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 69/100 on livability (#459 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools D-, amenities F, commute F.
  • Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.5%/yr); 806 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $202,739 (24.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.76%
Cash-on-cash
-1.91%
DSCR
0.92
GRM
11.1

CMA / ARV

ARV (on-the-fly)
$227,544
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4059 Pendragon Cir 0.03mi 3/2.5 1,537 (+3%) 2mo $232,900 $152 91
4051 Pendragon Cir 0.03mi 3/2.5 1,537 (+3%) 2mo $230,000 $150 91
4063 Pendragon Cir 0.03mi 3/2.5 1,537 (+3%) 3mo $232,900 $152 90
4055 Pendragon Cir 0.03mi 3/2.5 1,537 (+3%) 3mo $234,900 $153 90
4067 Pendragon Cir 0.03mi 3/2.5 1,553 (+4%) 3mo $245,000 $158 88
4036 Pendragon Cir 0.03mi 3/2.5 1,553 (+4%) 3mo $250,000 $161 88
4047 Pendragon Cir 0.03mi 3/2.5 1,553 (+4%) 3mo $249,900 $161 88
3988 Pendragon Cir 0.08mi 3/2.5 1,537 (+3%) 4mo $232,900 $152 86
3992 Pendragon Cir 0.07mi 3/2.5 1,537 (+3%) 4mo $224,900 $146 86
3996 Pendragon Cir 0.07mi 3/2.5 1,537 (+3%) 5mo $234,900 $153 86
3984 Pendragon Cir 0.08mi 3/2.5 1,537 (+3%) 4mo $229,900 $150 86
3973 Pendragon Cir 0.10mi 3/2.5 1,553 (+4%) 4mo $222,900 $144 84

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold
IRR
-17.9%
Equity multiple
0.36×
Total profit
$-48,080
Equity at exit
$40,094
10-year hold
IRR
-7.6%
Equity multiple
0.49×
Total profit
$-38,485
Equity at exit
$23,250

Cash invested: $75,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32583

Home prices YoY
-11.3%
Rents YoY
4.5%
Active inventory
806
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,027 high interval (Pro) →
Mortgage (P&I)
$1,410
Tax from tax record
$161 /mo · $1,933/yr
Insurance
$112
HOA
$38
Vacancy / Maint / Mgmt
$426
Net cashflow
$-120

Break-even live

Break-even rent $2,179
Max offer price $247,760
Occupancy floor

Sensitivity live

Price -10% $33 -5% $-44 +0% $-120 +5% $-196 +10% $-272
Rent -10% $-280 -5% $-200 +0% $-120 +5% $-40 +10% $40
Rate -1.0pp $16 -0.5pp $-51 base $-120 +0.5pp $-189 +1.0pp $-260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,225
Closing costs
$8,067
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4067 Pendragon Cir Milton, FL 3.0 2.5 1537 $1,800 $1.17 14d 1 0.05mi
4051 Pendragon Cir Milton, FL 3.0 2.5 1530 $1,800 $1.18 14d 1 0.06mi
4167 Pendragon Cir Milton, FL 3.0 2.5 1553 $1,800 $1.16 14d 1 0.06mi
3863 Pendragon Cir , FL 3.0 2.5 1579 $2,500 $1.58 24d 1 0.07mi
4185 Pendragon Cir Unit Alisha walker Milton, FL 3.0 2.5 1553 $1,800 $1.16 14d 1 0.08mi
3984 Pendragon Cir Unit 1 Milton, FL 3.0 2.5 1537 $1,800 $1.17 22d 1 0.09mi
5621 Fulcina Ct Milton, FL 3.0 2.0 1585 $1,900 $1.20 24d 1 0.28mi
5320 Cornwall Dr Milton, FL 3.0 2.0 1703 $2,200 $1.29 14d 1 0.37mi
5604 Shooting Star Ct Milton, FL 3.0 2.0 1324 $2,300 $1.74 14d 1 0.41mi
5625 Shooting Star Ct Milton, FL 3.0 2.0 1655 $1,950 $1.18 22d 1 0.46mi
4413 Oak Vista Ln Milton, FL 1.0–3.0 1.0–2.0 992 $2,354 $2.37 14d 18 1.10mi
5061 Peach Dr Milton, FL 3.0 2.5 1581 $1,850 $1.17 24d 1 1.14mi
4836 Covenant Cir Milton, FL 3.0 2.0 1590 $1,875 $1.18 14d 1 1.27mi
5093 Carley Ct Milton, FL 3.0 2.0 1657 $1,950 $1.18 14d 1 1.31mi
5157 Peach Dr Milton, FL 3.0 2.0 1788 $2,100 $1.17 14d 1 1.35mi
3210 Electra Dr Milton, FL 3.0 2.0 1543 $2,000 $1.30 14d 1 1.41mi
5574 Peach Dr Milton, FL 3.0 2.0 1475 $1,900 $1.29 24d 1 1.48mi
4383 Winged Elm Ct Milton, FL 4.0 2.0 1787 $2,050 $1.15 24d 1 1.50mi

HOA detail

Monthly dues
$38 · $456/yr

Listing history 26 events

  1. 2026-06-18
    days on market $268,900 Active 66 DOM
  2. 2026-06-17
    days on market $268,900 Active 65 DOM
  3. 2026-06-16
    days on market $268,900 Active 64 DOM
  4. 2026-06-15
    days on market $268,900 Active 63 DOM
  5. 2026-06-14
    days on market $268,900 Active 61 DOM
  6. 2026-06-10
    days on market $268,900 Active 58 DOM
  7. 2026-06-09
    days on market $268,900 Active 57 DOM
  8. 2026-06-08
    days on market $268,900 Active 56 DOM
  9. 2026-06-07
    days on market $268,900 Active 55 DOM
  10. 2026-06-05
    days on market $268,900 Active 52 DOM
  11. 2026-06-03
    days on market $268,900 Active 51 DOM
  12. 2026-06-02
    days on market $268,900 Active 50 DOM
  13. 2026-06-01
    days on market $268,900 Active 49 DOM
  14. 2026-05-31
    days on market $268,900 Active 48 DOM
  15. 2026-05-31
    days on market $268,900 Active 47 DOM
  16. 2026-04-13
    listed $268,900 Active
  17. 2024-07-26
    soldstatus $249,900 Sold 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  18. 2024-05-24
    status Pending 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  19. 2024-05-08
    price $264,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  20. 2024-05-03
    price $274,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  21. 2024-04-25
    price $279,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  22. 2024-04-10
    price $289,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  23. 2024-03-21
    price $294,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  24. 2024-03-18
    price $299,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  25. 2024-03-05
    price $312,900 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

  26. 2023-12-20
    listed $309,900 Active 900-char remark
    Show marketing remark (900 chars)

    MOVE-IN READY townhome at Lancelot! Introducing the Palm plan, a fantastic layout with 3 bedrooms and 2.5 baths. Its fabulous open design is tailor-made for both entertaining and everyday living, ensuring a seamless blend of style and functionality. The kitchen is a dream, featuring quartz countertops, a spacious breakfast bar, pantry, and stainless-steel appliances. Bedroom 1 boasts a generous walk-in closet and an adjoining bath with a vanity, large shower, and linen closet. These townhomes are not only stylish but also equipped with fabric hurricane window and door protection, ensuring your safety. Plus, this Town Home includes a Smart Home Technology package. Homeowners will enjoy access to the community playground, providing endless fun for kids. With its prime location near excellent schools, shopping destinations, dining options, and NAS Whiting Field, this location is unbeatable.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,933 · $161/mo
Projected year-2 tax
$2,232 · $186/mo
Expected delta
+$298/yr (+$25/mo · 15.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,329
− Mortgage interest
−$15,063
− Property taxes
−$1,933
− Insurance
−$1,344
− Repairs & maintenance
−$1,946
− Management
−$1,946
− HOA
−$456
− Depreciation
−$7,823
Taxable loss
−$6,183
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,484
After-tax cash flow
$48/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Santa Rosa
NCES district ID
1201650
Math proficiency
63% ▼ -6.00%
Reading proficiency
60% ▼ -5.00%
Median HH income
$58,161
Composite
53.12/100
National rank
#1511
State rank
#8 of 73 in FL

Livability — Pea Ridge

Score
69/100
State rank
#459
US rank
#8316

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Santa Rosa County · 194,764 people
Metro
Pensacola-Ferry Pass-Brent, FL
Population (ZIP)
31,828
Household income
$85,440
Rent vs Own
12.9% rent · 87.1% own
Severe rent burden
122.0

Population outlook (Santa Rosa County) Hauer SSP2

Today (2025)
195,978 people
By 2030
209,782 · +7.0%
By 2040
235,293 · +20.1%
By 2050
256,408 · +30.8%
By 2075
298,074 · +52.1%
By 2100
303,216 · +54.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 11% Two or more races 10% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Italian 3% Slovak 2% Serbian 2%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 3%

Political lean MEDSL · Santa Rosa

2024 margin
Solid R (+51.0) · D 24.1% · R 75.0%
2008→2024 swing
-3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.35%
Current HPI
301.8819
Rent YoY
▲ 4.53%
Metro
Pensacola-Ferry Pass-Brent, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-13.2% since first listed
11 events — show timeline
  • 2026-04-13 Listed $268,900 PARMLS
  • 2024-07-26 Sold (MLS) $249,900 PARMLS
  • 2024-05-24 Pending PARMLS
  • 2024-05-08 Price Changed $264,900 PARMLS
  • 2024-05-03 Price Changed $274,900 PARMLS
  • 2024-04-25 Price Changed $279,900 PARMLS
  • 2024-04-10 Price Changed $289,900 PARMLS
  • 2024-03-21 Price Changed $294,900 PARMLS
  • 2024-03-18 Price Changed $299,900 PARMLS
  • 2024-03-05 Price Changed $312,900 PARMLS
  • 2023-12-20 Listed $309,900 PARMLS

Property tax history

+491.8%/yr

Latest (2025): $1,933 · +491.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…