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21210 Arriw Hwy # 48 🏷️ Likely Rental
B+ Composite 77.84
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,000

21210 Arriw Hwy # 48 · Charter Oak, CA 91724
2 bd · 2.0 ba · 960 sqft · Manufactured public records · 180 Days on market
Built 1990 $145/sqft · 24% below area Est $182k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

Key facts

  • 2 garage spots
  • Community pool
  • Built 1990

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $139,000 price doesn't fit this home's estimated sale value (~$181,771) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $139k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $139k).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
  • Cap rate 17.2% vs local median 3.0% in Charter Oak — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#452 in CA) — a middle-class / working-renter tenant base. Strengths: schools A+, commute A, employment B; Watch: crime D+, amenities F, cost of living F.
  • Charter Oak Unified (suburban): math 45% / reading 55% proficiency, ranked #387 of 1,400 in CA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 66 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 180 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 22y ago; this cycle's ask has dropped $60k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.91%
Cap rate
17.24%
Cash-on-cash
39.11%
DSCR
2.74
GRM
4.4

CMA / ARV

ARV (median comp)
$181,771
List price
$139,000
Delta
-23.53%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21210 Arrow Hwy #145 0.07mi 2/2.0 1,007 (+5%) 11mo $189,000 $188 79
21210 E Arrow #105 0.00mi 3/2.0 (+1) 1,040 (+8%) 4mo $165,000 $159 78
21210 E Arrow #107 0.00mi 3/2.0 (+1) 1,040 (+8%) 11mo $200,000 $192 72
21210 Arrow Hwy #58 0.00mi 3/2.0 (+1) 1,000 (+4%) 20mo $235,000 $235 71
21310 E Covina Blvd #51 0.49mi 2/2.0 960 (0%) 12mo $145,000 $151 67
1630 W Covina Blvd #60 0.51mi 1/2.0 (-1) 940 (-2%) 1mo $159,000 $169 67
21210 E Arrow Hwy #157 0.00mi 3/2.0 (+1) 1,080 (+12%) 14mo $220,000 $204 63
1635 W Covina Blvd #109 0.39mi 3/2.0 (+1) 1,056 (+10%) 6mo $215,642 $204 55
1635 W Covina Blvd #7 0.39mi 2/2.0 1,040 (+8%) 21mo $98,000 $94 51
1635 W Covina Blvd W #35 0.39mi 3/2.0 (+1) 1,040 (+8%) 16mo $240,000 $231 50
1254 W Cienega Ave #154 0.56mi 2/2.0 880 (-8%) 13mo $100,000 $114 49
1245 W Cienega Ave #95 0.53mi 2/2.0 1,080 (+12%) 8mo $137,500 $127 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
35.3%
Equity multiple
2.50×
Total profit
$58,230
Equity at exit
$20,725
10-year hold
IRR
42.1%
Equity multiple
4.97×
Total profit
$154,568
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91724

Active inventory
66
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$2,649 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$38 /mo · $450/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$556
Net cashflow
$1,269

Break-even live

Break-even rent $1,043
Max offer price $139,000
Occupancy floor 47%

Sensitivity live

Price -10% $1,347 -5% $1,308 +0% $1,269 +5% $1,229 +10% $1,190
Rent -10% $1,059 -5% $1,164 +0% $1,269 +5% $1,373 +10% $1,478
Rate -1.0pp $1,339 -0.5pp $1,304 base $1,269 +0.5pp $1,233 +1.0pp $1,196

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
21042 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.0 803 $2,875 $3.58 2d 11 0.14mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 25d 1 0.25mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 44d 1 0.25mi
220 S Valley Center Ave San Dimas, CA 2.0 1.0 1000 $2,495 $2.50 44d 1 0.28mi
801 Claraday St Glendora, CA 1.0–2.0 1.0–2.0 900 $2,325 $2.58 22d 6 0.40mi
710 Claraday St Glendora, CA 2.0 1.0 850 $2,200 $2.59 8d 1 0.50mi
711 Claraday St Unit A Glendora, CA 2.0 1.0 750 $2,250 $3.00 44d 1 0.51mi
20983 E Covina Blvd Covina, CA 2.0 2.0 962 $2,500 $2.60 25d 1 0.52mi
1145 N Barston Ave Covina, CA 2.0 1.0 836 $2,300 $2.75 8d 1 0.53mi
559 E Juanita Ave Glendora, CA 3.0 3.0 1000 $4,500 $4.50 2d 1 0.71mi
217 Danecroft Ave Unit A San Dimas, CA 2.0 1.0 735 $2,800 $3.81 44d 1 0.94mi
1632 S Glendora Ave Glendora, CA 3.0 2.0 1000 $3,200 $3.20 7d 1 1.24mi
530 W 3rd St Unit A San Dimas, CA 2.0 2.5 1000 $3,000 $3.00 44d 1 1.44mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 44d 1 1.46mi

Listing history 28 events

  1. 2026-06-18
    days on market $139,000 Active 180 DOM
  2. 2026-06-17
    days on market $139,000 Active 179 DOM
  3. 2026-06-16
    days on market $139,000 Active 178 DOM
  4. 2026-06-15
    days on market $139,000 Active 177 DOM
  5. 2026-06-13
    days on market $139,000 Active 175 DOM
  6. 2026-06-13
    pricestatusdays on market $139,000 Active 174 DOM
  7. 2026-06-09
    days on market $129,000 Active Under Contract 171 DOM
  8. 2026-06-08
    days on market $129,000 Active Under Contract 170 DOM
  9. 2026-06-07
    days on market $129,000 Active Under Contract 169 DOM
  10. 2026-06-04
    days on market $129,000 Active Under Contract 166 DOM
  11. 2026-06-03
    days on market $129,000 Active Under Contract 165 DOM
  12. 2026-06-02
    days on market $129,000 Active Under Contract 164 DOM
  13. 2026-06-01
    days on market $129,000 Active Under Contract 163 DOM
  14. 2026-05-31
    days on market $129,000 Active Under Contract 162 DOM
  15. 2026-05-09
    historical Active Under Contract 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  16. 2026-04-22
    price $129,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  17. 2026-03-31
    price $155,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  18. 2026-03-24
    price $161,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  19. 2026-03-18
    price $163,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  20. 2026-03-17
    status Active 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  21. 2026-03-05
    historical Active Under Contract 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  22. 2026-02-03
    price $149,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  23. 2025-12-29
    price $175,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  24. 2025-12-20
    listed $199,000 Active 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  25. 2025-12-14
    price $199,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  26. 2025-12-10
    historical $219,000 726-char remark
    Show marketing remark (726 chars)

    huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .

  27. 2004-11-29
    historical
  28. 2004-10-19
    listed $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$450 · $38/mo
Projected year-2 tax
$1,056 · $88/mo
Expected delta
+$606/yr (+$51/mo · 134.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,792
− Mortgage interest
−$7,786
− Property taxes
−$450
− Insurance
−$695
− Repairs & maintenance
−$2,543
− Management
−$2,543
− Depreciation
−$4,044
Taxable income
$13,730
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,295
After-tax cash flow
$11,928/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charter Oak Unified
NCES district ID
0608190
Math proficiency
45% ▲ 2.00%
Reading proficiency
55% ▲ 4.00%
Median HH income
$72,756
Composite
46.95/100
National rank
#5160
State rank
#387 of 1400 in CA

Livability — Charter Oak

Score
63/100
State rank
#452
US rank
#15268

Category grades

Amenities F Commute A Cost of living F Crime D+ Employment B Housing C+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Charter Oak, CA
County
Los Angeles County · 9,444,647 people
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
28,352
Household income
$103,163
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
550.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Hispanic / Latino 55% White 22% Two or more races 19% Asian 14% Black 5% Native American 2%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Portuguese 1% Slovak 1% Iranian 1%
Foreign-born
24% · Canada, China, Vietnam
Languages at home
53% English-only · Spanish 33% Chinese 5% Tagalog/Filipino 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -732.51%
Current HPI
370.5956
Rent YoY
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+268.6% since first listed
14 events — show timeline
  • 2026-05-09 Contingent CRMLS
  • 2026-04-22 Price Changed $129,000 CRMLS
  • 2026-03-31 Price Changed $155,000 CRMLS
  • 2026-03-24 Price Changed $161,000 CRMLS
  • 2026-03-18 Price Changed $163,000 CRMLS
  • 2026-03-17 Relisted CRMLS
  • 2026-03-05 Contingent CRMLS
  • 2026-02-03 Price Changed $149,000 CRMLS
  • 2025-12-29 Price Changed $175,000 CRMLS
  • 2025-12-20 Listed $199,000 CRMLS
  • 2025-12-14 Price Changed $199,000 CRMLS
  • 2025-12-10 Coming Soon $219,000 CRMLS
  • 2004-11-29 Listing Removed CRMLS
  • 2004-10-19 Listed $35,000 CRMLS

Property tax history

+4.1%/yr

Latest (2025): $450 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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