🏷️ Likely Rental
21210 Arriw Hwy # 48 · Charter Oak, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.7/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
Key facts
- 2 garage spots
- Community pool
- Built 1990
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $139k.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $139k).
- Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.2% vs local median 3.0% in Charter Oak — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#452 in CA) — a middle-class / working-renter tenant base. Strengths: schools A+, commute A, employment B; Watch: crime D+, amenities F, cost of living F.
- Charter Oak Unified (suburban): math 45% / reading 55% proficiency, ranked #387 of 1,400 in CA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 66 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 31% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 180 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 22y ago; this cycle's ask has dropped $60k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.91% ✓
- Cap rate
- 17.24%
- Cash-on-cash
- 39.11%
- DSCR
- 2.74
- GRM
- 4.4
CMA / ARV
- ARV (median comp)
- $181,771
- List price
- $139,000
- Delta
- -23.53%
- Verdict
- UNDERPRICED
- Comps
- 10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 21210 Arrow Hwy #145 | 0.07mi | 2/2.0 | 1,007 (+5%) | 11mo | $189,000 | $188 | 79 |
| 21210 E Arrow #105 | 0.00mi | 3/2.0 (+1) | 1,040 (+8%) | 4mo | $165,000 | $159 | 78 |
| 21210 E Arrow #107 | 0.00mi | 3/2.0 (+1) | 1,040 (+8%) | 11mo | $200,000 | $192 | 72 |
| 21210 Arrow Hwy #58 | 0.00mi | 3/2.0 (+1) | 1,000 (+4%) | 20mo | $235,000 | $235 | 71 |
| 21310 E Covina Blvd #51 | 0.49mi | 2/2.0 | 960 (0%) | 12mo | $145,000 | $151 | 67 |
| 1630 W Covina Blvd #60 | 0.51mi | 1/2.0 (-1) | 940 (-2%) | 1mo | $159,000 | $169 | 67 |
| 21210 E Arrow Hwy #157 | 0.00mi | 3/2.0 (+1) | 1,080 (+12%) | 14mo | $220,000 | $204 | 63 |
| 1635 W Covina Blvd #109 | 0.39mi | 3/2.0 (+1) | 1,056 (+10%) | 6mo | $215,642 | $204 | 55 |
| 1635 W Covina Blvd #7 | 0.39mi | 2/2.0 | 1,040 (+8%) | 21mo | $98,000 | $94 | 51 |
| 1635 W Covina Blvd W #35 | 0.39mi | 3/2.0 (+1) | 1,040 (+8%) | 16mo | $240,000 | $231 | 50 |
| 1254 W Cienega Ave #154 | 0.56mi | 2/2.0 | 880 (-8%) | 13mo | $100,000 | $114 | 49 |
| 1245 W Cienega Ave #95 | 0.53mi | 2/2.0 | 1,080 (+12%) | 8mo | $137,500 | $127 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 35.3%
- Equity multiple
- 2.50×
- Total profit
- $58,230
- Equity at exit
- $20,725
- IRR
- 42.1%
- Equity multiple
- 4.97×
- Total profit
- $154,568
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91724
- Active inventory
- 66
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $2,649 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$38 /mo · $450/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$556
- Net cashflow
- $1,269
Break-even live
Sensitivity live
| Price | -10% $1,347 | -5% $1,308 | +0% $1,269 | +5% $1,229 | +10% $1,190 |
|---|---|---|---|---|---|
| Rent | -10% $1,059 | -5% $1,164 | +0% $1,269 | +5% $1,373 | +10% $1,478 |
| Rate | -1.0pp $1,339 | -0.5pp $1,304 | base $1,269 | +0.5pp $1,233 | +1.0pp $1,196 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 21042 E Arrow Hwy Covina, CA | 1.0–2.0 | 1.0–2.0 | 803 | $2,875 | $3.58 | 2d | 11 | 0.14mi |
| 1746 S Sunflower Ave Unit 7 Glendora, CA | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 25d | 1 | 0.25mi |
| 1746 S Sunflower Ave Unit 10 Glendora, CA | 2.0 | 1.5 | 1100 | $2,400 | $2.18 | 44d | 1 | 0.25mi |
| 220 S Valley Center Ave San Dimas, CA | 2.0 | 1.0 | 1000 | $2,495 | $2.50 | 44d | 1 | 0.28mi |
| 801 Claraday St Glendora, CA | 1.0–2.0 | 1.0–2.0 | 900 | $2,325 | $2.58 | 22d | 6 | 0.40mi |
| 710 Claraday St Glendora, CA | 2.0 | 1.0 | 850 | $2,200 | $2.59 | 8d | 1 | 0.50mi |
| 711 Claraday St Unit A Glendora, CA | 2.0 | 1.0 | 750 | $2,250 | $3.00 | 44d | 1 | 0.51mi |
| 20983 E Covina Blvd Covina, CA | 2.0 | 2.0 | 962 | $2,500 | $2.60 | 25d | 1 | 0.52mi |
| 1145 N Barston Ave Covina, CA | 2.0 | 1.0 | 836 | $2,300 | $2.75 | 8d | 1 | 0.53mi |
| 559 E Juanita Ave Glendora, CA | 3.0 | 3.0 | 1000 | $4,500 | $4.50 | 2d | 1 | 0.71mi |
| 217 Danecroft Ave Unit A San Dimas, CA | 2.0 | 1.0 | 735 | $2,800 | $3.81 | 44d | 1 | 0.94mi |
| 1632 S Glendora Ave Glendora, CA | 3.0 | 2.0 | 1000 | $3,200 | $3.20 | 7d | 1 | 1.24mi |
| 530 W 3rd St Unit A San Dimas, CA | 2.0 | 2.5 | 1000 | $3,000 | $3.00 | 44d | 1 | 1.44mi |
| 522 W 4th St San Dimas, CA | 3.0 | 1.0 | 1113 | $3,550 | $3.19 | 44d | 1 | 1.46mi |
Listing history 28 events
-
2026-06-18days on market $139,000 Active 180 DOM
-
2026-06-17days on market $139,000 Active 179 DOM
-
2026-06-16days on market $139,000 Active 178 DOM
-
2026-06-15days on market $139,000 Active 177 DOM
-
2026-06-13days on market $139,000 Active 175 DOM
-
2026-06-13pricestatusdays on market $139,000 Active 174 DOM
-
2026-06-09days on market $129,000 Active Under Contract 171 DOM
-
2026-06-08days on market $129,000 Active Under Contract 170 DOM
-
2026-06-07days on market $129,000 Active Under Contract 169 DOM
-
2026-06-04days on market $129,000 Active Under Contract 166 DOM
-
2026-06-03days on market $129,000 Active Under Contract 165 DOM
-
2026-06-02days on market $129,000 Active Under Contract 164 DOM
-
2026-06-01days on market $129,000 Active Under Contract 163 DOM
-
2026-05-31days on market $129,000 Active Under Contract 162 DOM
-
2026-05-09historical Active Under Contract 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-04-22price $129,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-03-31price $155,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-03-24price $161,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-03-18price $163,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-03-17status Active 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-03-05historical Active Under Contract 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2026-02-03price $149,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2025-12-29price $175,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2025-12-20$199,000 Active 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2025-12-14price $199,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2025-12-10historical $219,000 726-char remark
Show marketing remark (726 chars)
huge price reduction!! now only $129,000.. . THE HOME WAS APPRAISED AT $160,000. IN MOVING CONDITIONS . .. Manufactured Home. correct address: 21210 Arrow Hwy #48, Covina, CA 91724 2 Bedrooms | 2 Bathrooms. Extra-large master suite (fits Kal-king bed!) Included as well, freshly painted + roof approx. 5 yrs new, new laminated flooring. Brand-new stove, washer & Dryer. Central A/C + indoor laundry. Parking for 2 cars + porch. Community POOL & clubhouse, guest parking. Rent is (Jan 2026): $1,358/month (utilities not included). Bonus: Don’t miss this chance to tour your future home! less than 6 yrs roof. Community Pool and guest house FOR YOUR FAMILY FIESTAS. close to all major freeways and shops . .
-
2004-11-29historical
-
2004-10-19$35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $450 · $38/mo
- Projected year-2 tax
- $1,056 · $88/mo
- Expected delta
- +$606/yr (+$51/mo · 134.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,792
- − Mortgage interest
- −$7,786
- − Property taxes
- −$450
- − Insurance
- −$695
- − Repairs & maintenance
- −$2,543
- − Management
- −$2,543
- − Depreciation
- −$4,044
- Taxable income
- $13,730
- Est. tax owed @ 24.0%
- −$3,295
- After-tax cash flow
- $11,928/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charter Oak Unified
- NCES district ID
- 0608190
- Math proficiency
- 45% ▲ 2.00%
- Reading proficiency
- 55% ▲ 4.00%
- Median HH income
- $72,756
- Composite
- 46.95/100
- National rank
- #5160
- State rank
- #387 of 1400 in CA
Livability — Charter Oak
- Score
- 63/100
- State rank
- #452
- US rank
- #15268
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Charter Oak, CA
- County
- Los Angeles County · 9,444,647 people
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 28,352
- Household income
- $103,163
- Rent vs Own
- Severe rent burden
- 550.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Hispanic / Latino 55% White 22% Two or more races 19% Asian 14% Black 5% Native American 2%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Portuguese 1% Slovak 1% Iranian 1%
- Foreign-born
- 24% · Canada, China, Vietnam
- Languages at home
- 53% English-only · Spanish 33% Chinese 5% Tagalog/Filipino 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -732.51%
- Current HPI
- 370.5956
- Rent YoY
- —
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+268.6% since first listed14 events — show timeline
- 2026-05-09 Contingent — CRMLS
- 2026-04-22 Price Changed $129,000 CRMLS
- 2026-03-31 Price Changed $155,000 CRMLS
- 2026-03-24 Price Changed $161,000 CRMLS
- 2026-03-18 Price Changed $163,000 CRMLS
- 2026-03-17 Relisted — CRMLS
- 2026-03-05 Contingent — CRMLS
- 2026-02-03 Price Changed $149,000 CRMLS
- 2025-12-29 Price Changed $175,000 CRMLS
- 2025-12-20 Listed $199,000 CRMLS
- 2025-12-14 Price Changed $199,000 CRMLS
- 2025-12-10 Coming Soon $219,000 CRMLS
- 2004-11-29 Listing Removed — CRMLS
- 2004-10-19 Listed $35,000 CRMLS
Property tax history
+4.1%/yrLatest (2025): $450 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…