1339 13th St · Galena Park, TX 77547

$164,160

4 bd · 1.0 ba · 1,354 sqft · SingleFamily public records · 137 Days on market

Built 1950 5,375 sqft lot $121/sqft · 8% below area Est $179k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.3/15.0
• Appreciation +7.5/10.0
• Cash flow +7.2/30.0
• 1% rule +4.4/10.0
• Livability +3.4/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.4/10.0

Listing remarks MLS

Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

Key facts

• Engineered flooring
• Marble countertops
• Large backyard

Tags

• ENGINEERED FLOORING
• SUBWAY TILE BACKSPLASH
• MARBLE COUNTERTOPS
• TANKLESS WATER HEATER
• LARGE BACKYARD
• STORAGE SHED

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $164k.

Deal economics

• At list price, monthly cash flow is $-225 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $124k (24.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (6.0% below list).
• Recommended offer: $124k (24.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 68/100 on livability (#456 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
• Galena Park ISD (suburban): math 32% / reading 33% proficiency, ranked #578 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Macarthur El (math 40% / reading 33%, grade F, #1,883 of 4,322 statewide, top 44%, 614 students, 89% FRL); Galena Park Middle (math 28% / reading 31%, grade F, #1,077 of 1,662 statewide, top 66%, 943 students, 88% FRL); Galena Park H S (math 37% / reading 36%, grade F, #924 of 1,632 statewide, top 57%, 1,914 students, 87% FRL).
• Market conditions: 38 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($1k loan paydown + $8k appreciation (5.0% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 137 days — a 12% lower offer ($144k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $64k (28%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.8% of price; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $124,368 (24.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 137 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 4.65%
• Cash-on-cash: -5.88%
• DSCR: 0.74
• GRM: 8.9

CMA / ARV

• ARV (median comp): $179,275
• List price: $164,160
• Delta: -8.43%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1405 9th St	0.20mi	3/1.0 (-1)	1,301 (-4%)	9mo	$129,000	$99	71
1009 13th St	0.24mi	3/2.0 (-1)	1,276 (-6%)	2mo	$299,900	$235	69
1426 16th St	0.14mi	4/2.0	1,484 (+10%)	10mo	$255,000	$172	66
1109 13th St	0.18mi	3/2.0 (-1)	1,246 (-8%)	7mo	$220,000	$177	63
1203 10th St	0.20mi	5/3.0 (+1)	1,232 (-9%)	4mo	$229,000	$186	60
1106 12th St	0.21mi	3/2.0 (-1)	1,528 (+13%)	3mo	$219,000	$143	58
2012 10th St	0.52mi	3/2.0 (-1)	1,395 (+3%)	6mo	$230,000	$165	56
404 Sinclair St	0.50mi	4/2.5	1,420 (+5%)	10mo	$250,000	$176	54
1126 14th St	0.18mi	5/3.0 (+1)	1,546 (+14%)	2mo	$265,000	$171	54
2108 15th St	0.61mi	3/1.0 (-1)	1,374 (+2%)	14mo	$110,000	$80	52
2204 Benson Dr	0.75mi	3/2.0 (-1)	1,242 (-8%)	1mo	$199,999	$161	41
1902 7th St	0.50mi	3/2.0 (-1)	1,551 (+14%)	7mo	$295,000	$190	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.96% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.9%
• Equity multiple: 1.51×
• Total profit: $23,341
• Equity at exit: $92,642

10-year hold

• IRR: 9.9%
• Equity multiple: 2.82×
• Total profit: $83,578
• Equity at exit: $159,569

Cash invested: $45,965 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77547

• Home prices YoY: 2.0%
• Active inventory: 38
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,543 high
• Mortgage (P&I): −$861
• Tax from tax record: −$515 /mo · $6,182/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$324
• Net cashflow: $-225

Break-even live

Break-even rent $1,828

Max offer price $124,368

Occupancy floor —

Sensitivity live

Price	-10% $-132	-5% $-179	+0% $-225	+5% $-272	+10% $-318
Rent	-10% $-347	-5% $-286	+0% $-225	+5% $-164	+10% $-103
Rate	-1.0pp $-143	-0.5pp $-184	base $-225	+0.5pp $-268	+1.0pp $-311

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,040
• Closing costs: $4,925
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2216 3rd St Galena Park, TX	3.0	2.0	1500	$1,400	$0.93	45d	1	0.97mi
423 Armstrong St Houston, TX	3.0	2.0	1090	$1,499	$1.38	0d	1	1.25mi
403 Armstrong St Houston, TX	3.0	2.0	909	$1,399	$1.54	0d	1	1.31mi
9821 Turnbow St Unit C Houston, TX	3.0	2.0	1140	$1,720	$1.51	45d	1	1.39mi
311 Massachusetts St Unit A Houston, TX	3.0	2.0	1184	$1,700	$1.44	14d	1	1.44mi
253 N Carolina St Houston, TX	4.0	2.0	1560	$1,600	$1.03	9d	1	1.47mi

Listing history 35 events

1. 2026-06-21
   days on market $164,160 Pending 137 DOM
2. 2026-06-18
   days on market $164,160 Pending 134 DOM
3. 2026-06-17
   days on market $164,160 Pending 133 DOM
4. 2026-06-16
   days on market $164,160 Pending 132 DOM
5. 2026-06-15
   days on market $164,160 Pending 131 DOM
6. 2026-06-13
   days on market $164,160 Pending 129 DOM
7. 2026-06-13
   days on market $164,160 Pending 128 DOM
8. 2026-06-10
   status $164,160 Pending 125 DOM
9. 2026-06-09
   days on market $164,160 Active 125 DOM
10. 2026-06-08
    days on market $164,160 Active 124 DOM
11. 2026-06-07
    days on market $164,160 Active 123 DOM
12. 2026-06-04
    days on market $164,160 Active 120 DOM
13. 2026-06-03
    days on market $164,160 Active 119 DOM
14. 2026-06-02
    remarks 659-char remark
15. 2026-06-02
    pricedays on market $164,160 Active 118 DOM
16. 2026-06-01
    days on market $191,520 Active 117 DOM
17. 2026-05-31
    days on market $191,520 Active 116 DOM
18. 2026-05-13
    status Active 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

19. 2026-03-27
    status Pending 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

20. 2026-03-21
    status Pending 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

21. 2026-03-06
    price $191,520 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

22. 2026-02-04
    price $209,760 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

23. 2025-12-19
    listed $228,000 Active 645-char remark

    Show marketing remark (645 chars)

    Charming 3-bedroom, 1-bath home located in Galena Park featuring engineered flooring throughout the open and spacious living and dining areas, perfect for everyday living and entertaining. The kitchen offers recent updates, including a stylish subway tile backsplash, marble countertops, and modern touches. Two bedrooms feature LVP flooring, and the home is equipped with a tankless water heater for added efficiency. Step outside to enjoy a large backyard with a deck ideal for gatherings, plus a storage shed for added convenience. Perfect for a first-time buyer seeking a comfortable home with the flexibility to customize it to their taste.

24. 2022-01-10
    soldstatus
25. 2022-01-07
    soldstatus Sold 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

26. 2021-12-09
    status Pending 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

27. 2021-12-09
    price $200,000 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

28. 2021-12-09
    status Active 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

29. 2021-11-03
    status Pending 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

30. 2021-10-29
    status Active 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

31. 2021-10-24
    status Option Pending 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

32. 2021-10-23
    historical 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

33. 2021-10-20
    listed $192,000 Active 362-char remark

    Show marketing remark (362 chars)

    Welcome to 1339 13th Street! This home has been very well maintained and updated. It has 3 bedrooms, 1 full bathroom, a very open and large living area, and sits on an oversized lot. The kitchen has been updated with granite and stainless steel appliances. The seller is leaving the refrigerator! Don't miss out on making this move in ready beauty your new home!

34. 2005-03-28
    soldstatus
35. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $6,182 · $515/mo
• Projected year-2 tax: $6,182 · $515/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,519
• − Mortgage interest: −$9,196
• − Property taxes: −$6,182
• − Insurance: −$821
• − Repairs & maintenance: −$1,482
• − Management: −$1,482
• − Depreciation: −$4,776
• Taxable loss: −$5,418
• Est. tax savings @ 24.0%: +$1,300
• After-tax cash flow: $-1,403/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Galena Park ISD
• NCES district ID: 4820250
• Math proficiency: 32% ▼ -20.00%
• Reading proficiency: 33% ▼ -7.00%
• Median HH income: $43,158
• Composite: 27.62/100
• National rank: #6927
• State rank: #578 of 826 in TX

Livability — Galena Park

• Score: 68/100
• State rank: #456
• US rank: #9227

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Galena Park, TX
• City population: 9,380
• Population (ZIP): 9,380

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (90%)
• Race & ethnicity: Hispanic / Latino 90% Two or more races 46% Black 5% White 4%
• Hispanic origin (detail): Mexican 88%
• Foreign-born: 32% · Canada
• Languages at home: 21% English-only · Spanish 79%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.96%
• Current HPI: 252.9899
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-0.2% since first listed

18 events — show timeline

• 2026-05-13 Relisted — HARMLS
• 2026-03-27 Pending — HARMLS
• 2026-03-21 Pending — HARMLS
• 2026-03-06 Price Changed $191,520 HARMLS
• 2026-02-04 Price Changed $209,760 HARMLS
• 2025-12-19 Listed $228,000 HARMLS
• 2022-01-10 Sold (Public Records) — Public Records
• 2022-01-07 Sold (MLS) — HARMLS
• 2021-12-09 Pending — HARMLS
• 2021-12-09 Price Changed $200,000 HARMLS
• 2021-12-09 Relisted — HARMLS
• 2021-11-03 Pending — HARMLS
• 2021-10-29 Relisted — HARMLS
• 2021-10-24 Pending — HARMLS
• 2021-10-23 Listing Removed — HARMLS
• 2021-10-20 Listed $192,000 HARMLS
• 2005-03-28 Sold (Public Records) — Public Records
• 1988-01-02 Sold (Public Records) — Public Records

Property tax history

+6.3%/yr

Latest (2025): $6,182 · +8.0% YoY. Source: county tax records.