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410 General Mouton Ave
D- Composite 39.84
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.7/15.0
  • Cash flow +10.2/30.0
  • Rent growth +4.3/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0
  • Appreciation +0.0/10.0

$219,000

410 General Mouton Ave · Lafayette, LA 70501
4 bd · 2.0 ba · 1,015 sqft · SingleFamily public records · 258 Days on market
Built 1935 4,791 sqft lot $216/sqft · 83% above area Est $236k · 7% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

Key facts

  • Built in income
  • Two homes on one lot
  • Two story setup

Tags

TWO HOMES ON ONE LOTBUILT IN INCOMETWO STORY SETUPOFFICE SPACE FLEX SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $219k.

Deal economics

  • At list price, monthly cash flow is $-124 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $197k (10.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (29.5% below list).
  • Recommended offer: $154k (29.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); L.J. Alleman Middle School (math 48% / reading 56%, grade C+, #23 of 218 statewide, top 10%, 952 students, 54% FRL); Lafayette High School (math 57% / reading 51%, grade C-, #28 of 265 statewide, top 11%, 1,852 students, 52% FRL) — zoned schools at 57% FRL track the district average.
  • Market conditions: Rents rising fast (+7.3%/yr); 247 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • At $1,543/mo this rent would consume 55% of the median local household income ($33k/yr) (locally 2089% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 258 days — a 12% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $127k; list at $219k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,312 (29.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 258 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.61%
Cash-on-cash
-2.42%
DSCR
0.89
GRM
11.8

CMA / ARV

ARV (median comp)
$235,839
List price
$219,000
Delta
-7.14%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
801 Cleveland St 0.29mi 3/1.0 (-1) 1,020 (+0%) 3mo $145,000 $142 74
105 Chag St 0.60mi 3/1.0 (-1) 1,062 (+5%) 16mo $52,500 $49 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.35% rent growth · sell at horizon

5-year hold
IRR
-16.2%
Equity multiple
0.41×
Total profit
$-36,412
Equity at exit
$32,654
10-year hold
IRR
-2.2%
Equity multiple
0.83×
Total profit
$-10,551
Equity at exit
$18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70501

Rents YoY
7.3%
Active inventory
247
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$1,543 high interval (Pro) →
Mortgage (P&I)
$1,148
Tax from tax record
$103 /mo · $1,239/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$324
Net cashflow
$-124

Break-even live

Break-even rent $1,700
Max offer price $197,110
Occupancy floor

Sensitivity live

Price -10% $0 -5% $-62 +0% $-124 +5% $-186 +10% $-248
Rent -10% $-246 -5% $-185 +0% $-124 +5% $-63 +10% $-2
Rate -1.0pp $-14 -0.5pp $-68 base $-124 +0.5pp $-181 +1.0pp $-238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,750
Closing costs
$6,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
330 General Mouton Ave Lafayette, LA 3.0 1.0 1200 $1,500 $1.25 15d 1 0.07mi
213 General Gardner Ave Lafayette, LA 3.0 1.0 1300 $1,750 $1.35 22d 1 0.17mi
1120 S Washington St Unit B Lafayette, LA 3.0 2.0 1030 $2,400 $2.33 15d 1 0.55mi
313 Saint Thomas St Lafayette, LA 3.0 1.0 1265 $1,500 $1.19 22d 1 0.95mi
220 Saint Peter St Lafayette, LA 3.0 1.0 1036 $1,500 $1.45 45d 1 0.95mi
908 Saint Charles St Lafayette, LA 3.0 2.0 1200 $1,250 $1.04 22d 1 0.97mi
419 Saint Joseph St Lafayette, LA 3.0 1.0 1200 $1,500 $1.25 15d 1 0.98mi
1002 E Simcoe St Lafayette, LA 4.0 2.0 1100 $950 $0.86 45d 1 1.15mi
313 Hobson St Lafayette, LA 3.0 1.0 1000 $1,100 $1.10 22d 1 1.25mi
423 Sampson St Lafayette, LA 4.0 2.0 1400 $950 $0.68 45d 1 1.30mi
710 S College Rd Lafayette, LA 2.0–3.0 1.0–2.0 1050 $1,307 $1.24 15d 12 1.43mi
206 N Washington St Lafayette, LA 3.0 1.0 900 $900 $1.00 22d 1 1.45mi

Listing history 26 events

  1. 2026-06-21
    days on market $219,000 Active 258 DOM
  2. 2026-06-18
    days on market $219,000 Active 255 DOM
  3. 2026-06-17
    days on market $219,000 Active 254 DOM
  4. 2026-06-16
    days on market $219,000 Active 253 DOM
  5. 2026-06-15
    days on market $219,000 Active 252 DOM
  6. 2026-06-14
    days on market $219,000 Active 250 DOM
  7. 2026-06-13
    days on market $219,000 Active 249 DOM
  8. 2026-06-10
    days on market $219,000 Active 247 DOM
  9. 2026-06-09
    days on market $219,000 Active 246 DOM
  10. 2026-06-08
    days on market $219,000 Active 245 DOM
  11. 2026-06-07
    days on market $219,000 Active 244 DOM
  12. 2026-06-05
    days on market $219,000 Active 241 DOM
  13. 2026-06-03
    days on market $219,000 Active 240 DOM
  14. 2026-06-02
    days on market $219,000 Active 239 DOM
  15. 2026-06-01
    days on market $219,000 Active 238 DOM
  16. 2026-05-31
    days on market $219,000 Active 237 DOM
  17. 2026-05-30
    days on market $219,000 Active 236 DOM
  18. 2026-05-11
    price $224,000 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  19. 2026-03-09
    price $225,000 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  20. 2026-01-10
    price $239,000 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  21. 2025-12-01
    price $246,500 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  22. 2025-10-09
    status Active 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  23. 2025-10-07
    status Pending 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  24. 2025-10-03
    listed $249,000 Active 1861-char remark
    Show marketing remark (1861 chars)

    Properties like this are exactly why people fall in love with Freetown. Full of character, flexibility, and opportunity, this rare offering features two separate homes on one lot in one of Lafayette's most vibrant and walkable neighborhoods -- with Airbnb-friendly zoning already in place.Whether you're looking for a primary residence with additional income potential, a guest house for family and friends, a creative workspace, or an investment property with multiple possibilities, this setup gives you the freedom to make it your own.The front home, facing General Mouton, is a classic Craftsman cottage filled with the timeless charm that makes Freetown so sought after. With 2 bedrooms, 1 bath, and approximately 1,050 square feet, it feels warm, inviting, and full of personality from the moment you step inside.Tucked behind the main home is a separate two-story cottage offering approximately 950 square feet of additional living space. Ideal as an Airbnb, long-term rental, guest house, private office, art studio, or personal retreat, this second home adds a level of flexibility that's becoming increasingly rare to find in Lafayette.What truly sets this property apart is the lifestyle and potential it offers all in one place: Two separate homes on one lot Airbnb-friendly zoning already established Multiple opportunities for rental income Flexible living arrangements for owners or investors alikeAnd then there's the location. In the heart of Freetown, you're just minutes from downtown Lafayette, beloved local restaurants, coffee shops, live music, festivals, and the unmistakable culture and energy that make this neighborhood so special.If you've been waiting for a property with soul, versatility, and true investment potential, this is the kind of opportunity that doesn't come around often -- and usually doesn't stay available for long.

  25. 2008-09-30
    soldstatus
  26. 2008-09-30
    soldstatus $127,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,239 · $103/mo
Projected year-2 tax
$1,239 · $103/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,517
− Mortgage interest
−$12,267
− Property taxes
−$1,239
− Insurance
−$1,095
− Repairs & maintenance
−$1,481
− Management
−$1,481
− Depreciation
−$6,371
Taxable loss
−$5,418
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,300
After-tax cash flow
$-187/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Lafayette

Score
70/100
State rank
#63
US rank
#8133

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lafayette, LA
County
Lafayette Parish · 207,544 people
City population
158,114
Metro
Lafayette, LA
Population (ZIP)
26,465
Household income
$33,365
Rent vs Own
58.8% rent · 41.2% own
Severe rent burden
2089.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 18% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Lithuanian 4%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% French/Haitian/Cajun 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.63%
Current HPI
81.2963
Rent YoY
▲ 7.35%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+76.4% since first listed
9 events — show timeline
  • 2026-05-11 Price Changed $224,000 AcadianaMLS
  • 2026-03-09 Price Changed $225,000 AcadianaMLS
  • 2026-01-10 Price Changed $239,000 AcadianaMLS
  • 2025-12-01 Price Changed $246,500 AcadianaMLS
  • 2025-10-09 Relisted AcadianaMLS
  • 2025-10-07 Pending AcadianaMLS
  • 2025-10-03 Listed $249,000 AcadianaMLS
  • 2008-09-30 Sold (Public Records) $127,000 Public Records
  • 2008-09-30 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,239 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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