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11625 Jude Way
D Composite 43.43
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.9/15.0
  • Cash flow +10.1/30.0
  • Schools +4.0/10.0
  • Livability +4.0/5.0
  • Condition / age +3.8/5.0
  • 1% rule +2.9/10.0
  • DSCR +2.9/10.0
  • Rent growth +2.8/5.0
  • Appreciation +0.0/10.0

$217,800

11625 Jude Way · Oklahoma City, OK 73099
3 bd · 2.0 ba · 1,236 sqft · SingleFamily public records · 103 Days on market
Built 2022 Good condition 4,805 sqft lot 2-car garage $176/sqft · 12% below area Est $248k · 12% under $19/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The COOPER floor plan is rich with curb appeal with its welcoming covered front entry and front yard landscaping. This home features an open floor plan with 3 bedrooms, 2 bathrooms, a spacious family room, and a beautiful dining area/kitchen fully equipped with energy-efficient appliances, ample counter space, and a roomy pantry for the adventurous home chef. Home is currently under construction with anticipated completion in September.

Key facts

  • 4,805 sq ft lot
  • 2 garage spots
  • Built 2022

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $218k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-126 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $196k (10.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (21.2% below list).
  • Recommended offer: $172k (21.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 3.9% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Piedmont (rural): math 37% / reading 39% proficiency, ranked #9 of 270 in OK (top 3%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Northwood Es (math 47% / reading 37%, grade F, #84 of 845 statewide, top 11%, 469 students, 0% FRL); Piedmont Ms (math 32% / reading 32%, grade F, #39 of 345 statewide, top 12%, 772 students, 0% FRL); Piedmont Hs (math 38% / reading 44%, grade F, #24 of 447 statewide, top 5%, 1,422 students, 0% FRL).
  • Market conditions: Rents rising (+1.2%/yr); 1971 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 54d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 76% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $171,595 (21.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.60%
Cash-on-cash
-2.48%
DSCR
0.89
GRM
10.6

CMA / ARV

ARV (median comp)
$247,809
List price
$217,800
Delta
-12.11%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9504 NW 115th St 0.14mi 3/2.0 1,244 (+1%) 0mo $220,000 $177 92
11900 Jude Way 0.18mi 3/2.0 1,236 (0%) 1mo $213,000 $172 91
9516 NW 122nd Ter 0.39mi 3/2.0 1,236 (0%) 1mo $207,000 $167 81
9429 NW 122nd Ter 0.46mi 3/2.0 1,236 (0%) 1mo $215,000 $174 78
9620 NW 123rd St 0.46mi 3/2.0 1,302 (+5%) 1mo $221,800 $170 69
9605 NW 123rd St 0.50mi 3/2.0 1,302 (+5%) 1mo $226,550 $174 67
12901 Florence Ln 0.73mi 3/2.0 1,248 (+1%) 0mo $214,900 $172 64
12909 Florence Ln 0.73mi 3/2.0 1,248 (+1%) 0mo $209,900 $168 64
12921 Florence Ln 0.73mi 3/2.0 1,248 (+1%) 3mo $203,500 $163 62
12917 Florence Ln 0.73mi 3/2.0 1,373 (+11%) 0mo $229,900 $167 47
12912 Florence Ln 0.73mi 3/2.0 1,373 (+11%) 2mo $221,388 $161 45
12933 Florence Ln 0.74mi 3/2.0 1,373 (+11%) 3mo $226,350 $165 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.19% rent growth · sell at horizon

5-year hold
IRR
-22.4%
Equity multiple
0.24×
Total profit
$-46,381
Equity at exit
$32,475
10-year hold
IRR
-21.7%
Equity multiple
-0.03×
Total profit
$-62,826
Equity at exit
$18,831

Cash invested: $60,984 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
41 active · 31 under contract
Months of supply
4.1 mo (24%/mo absorbed)
Median asking
$232,550 ($173/sqft)
Median days on market
77 d
This list price
2% of active listings are priced below it
ARV vs active asking
+16.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 73099

Rents YoY
1.2%
Active inventory
1971
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,716 high interval (Pro) →
Mortgage (P&I)
$1,142
Tax from tax record
$230 /mo · $2,757/yr
Insurance
$91
HOA
$19
Vacancy / Maint / Mgmt
$360
Net cashflow
$-126

Break-even live

Break-even rent $1,876
Max offer price $195,530
Occupancy floor

Sensitivity live

Price -10% $-3 -5% $-64 +0% $-126 +5% $-188 +10% $-249
Rent -10% $-262 -5% $-194 +0% $-126 +5% $-58 +10% $9
Rate -1.0pp $-16 -0.5pp $-71 base $-126 +0.5pp $-183 +1.0pp $-240

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,450
Closing costs
$6,534
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11709 Jude Way Yukon, OK 4.0 2.0 1459 $1,661 $1.14 72d 1 0.03mi
11728 Jude Way Yukon, OK 3.0 2.0 1249 $1,495 $1.20 11d 1 0.07mi
11816 Jude Way Yukon, OK 3.0 2.0 1473 $1,495 $1.01 20d 1 0.13mi
9501 NW 118th St Yukon, OK 3.0 2.0 1249 $1,520 $1.22 17d 1 0.21mi
11628 Annette Dr Yukon, OK 3.0 2.0 1248 $1,525 $1.22 35d 1 0.21mi
11632 Annette Dr Yukon, OK 4.0 2.0 1459 $1,725 $1.18 20d 1 0.21mi
11632 Annette Dr Yukon, OK 4.0 2.0 1459 $1,725 $1.18 25d 1 0.21mi
11620 Annette Dr Yukon, OK 3.0 2.0 1340 $1,655 $1.24 39d 1 0.21mi
11620 Annette Dr Yukon, OK 3.0 2.0 1340 $1,655 $1.24 35d 1 0.21mi
11625 Krew Way Yukon, OK 4.0 2.0 1459 $1,595 $1.09 53d 1 0.23mi
11620 Krew Way Yukon, OK 4.0 2.0 1459 $1,725 $1.18 51d 1 0.27mi
11505 Mackenzie Way Yukon, OK 3.0 2.0 1200 $1,495 $1.25 69d 1 0.73mi
11606 Mackenzie Way Yukon, OK 3.0 2.0 1215 $2,850 $2.35 72d 1 0.76mi
11608 Mackenzie Way Yukon, OK 3.0 2.5 1259 $1,495 $1.19 38d 1 0.76mi
11608 Mackenzie Way Yukon, OK 3.0 2.5 1259 $1,495 $1.19 59d 1 0.76mi
12825 Torretta Way Yukon, OK 3.0 2.0 1373 $1,585 $1.15 38d 1 0.77mi
12845 Torretta Way Yukon, OK 4.0 2.0 1459 $1,745 $1.20 66d 1 0.77mi
12845 Torretta Way Yukon, OK 4.0 2.0 1459 $1,745 $1.20 61d 1 0.77mi
12008 Brinley Reign Dr Yukon, OK 3.0 2.0 1382 $1,850 $1.34 72d 1 0.79mi
12816 Torretta Way Yukon, OK 4.0 2.0 1459 $1,730 $1.19 53d 1 0.80mi
9109 NW 127th St Oklahoma City, OK 3.0 2.0 1400 $1,845 $1.32 72d 1 0.96mi
9109 NW 127th St Oklahoma City, OK 3.0 2.0 1400 $1,845 $1.32 70d 1 0.96mi
8922 NW 109th Ter Oklahoma City, OK 3.0 2.5 1412 $1,600 $1.13 72d 1 0.97mi
9017 NW 127th St Oklahoma City, OK 3.0 2.0 1200 $1,695 $1.41 72d 1 1.00mi
8340 NW 109th Ter Oklahoma City, OK 3.0 2.0 1486 $1,691 $1.14 20d 1 1.46mi

Property features AI

Finance

Other
Living area listed as 1,236 (assessor)Homestead not indicatedLocated in Robertsons Landing Ph 3
Financial info
Loan qualification: Yes
HOA & community
Mandatory association dues ($225) covering common area maintenance

Exterior

Parking
2-car garage
Home design
Single-family residenceOne levelResidential property
Construction
Brick and vinyl siding exteriorComposition roofCombination foundationExisting construction
Exterior features
Open patioInterior lot

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
One living areaNo fireplace

HOA detail $19/mo · $228/yr

Likely covers
landscaping

Listing history 50 events

  1. 2026-08-08
    days on market $217,800 Active 103 DOM
  2. 2026-08-07
    days on market $217,800 Active 102 DOM
  3. 2026-08-06
    days on market $217,800 Active 101 DOM
  4. 2026-08-05
    days on market $217,800 Active 100 DOM
  5. 2026-08-04
    days on market $217,800 Active 99 DOM
  6. 2026-08-03
    days on market $217,800 Active 98 DOM
  7. 2026-07-31
    days on market $217,800 Active 95 DOM
  8. 2026-07-30
    days on market $217,800 Active 93 DOM
  9. 2026-07-28
    days on market $217,800 Active 92 DOM
  10. 2026-07-26
    days on market $217,800 Active 90 DOM
  11. 2026-07-24
    days on market $217,800 Active 88 DOM
  12. 2026-07-23
    days on market $217,800 Active 87 DOM
  13. 2026-07-22
    days on market $217,800 Active 86 DOM
  14. 2026-07-21
    days on market $217,800 Active 85 DOM
  15. 2026-07-20
    days on market $217,800 Active 84 DOM
  16. 2026-07-18
    days on market $217,800 Active 82 DOM
  17. 2026-07-18
    days on market $217,800 Active 81 DOM
  18. 2026-07-16
    days on market $217,800 Active 80 DOM
  19. 2026-07-15
    days on market $217,800 Active 79 DOM
  20. 2026-07-14
    days on market $217,800 Active 78 DOM
  21. 2026-07-13
    days on market $217,800 Active 77 DOM
  22. 2026-07-13
    days on market $217,800 Active 76 DOM
  23. 2026-07-11
    days on market $217,800 Active 75 DOM
  24. 2026-07-10
    days on market $217,800 Active 74 DOM
  25. 2026-07-09
    pricedays on market $217,800 Active 73 DOM
  26. 2026-07-07
    days on market $219,000 Active 71 DOM
  27. 2026-07-06
    days on market $219,000 Active 70 DOM
  28. 2026-07-05
    days on market $219,000 Active 69 DOM
  29. 2026-07-03
    days on market $219,000 Active 67 DOM
  30. 2026-07-02
    days on market $219,000 Active 66 DOM
  31. 2026-07-01
    days on market $219,000 Active 65 DOM
  32. 2026-06-30
    days on market $219,000 Active 64 DOM
  33. 2026-06-29
    days on market $219,000 Active 63 DOM
  34. 2026-06-28
    days on market $219,000 Active 62 DOM
  35. 2026-06-27
    days on market $219,000 Active 61 DOM
  36. 2026-06-27
    days on market $219,000 Active 60 DOM
  37. 2026-06-25
    days on market $219,000 Active 58 DOM
  38. 2026-06-22
    days on market $219,000 Active 56 DOM
  39. 2026-06-21
    days on market $219,000 Active 55 DOM
  40. 2026-06-18
    days on market $219,000 Active 52 DOM
  41. 2026-06-17
    days on market $219,000 Active 51 DOM
  42. 2026-06-16
    days on market $219,000 Active 50 DOM
  43. 2026-06-15
    days on market $219,000 Active 49 DOM
  44. 2026-06-13
    days on market $219,000 Active 47 DOM
  45. 2026-06-13
    days on market $219,000 Active 46 DOM
  46. 2026-06-09
    days on market $219,000 Active 43 DOM
  47. 2026-06-08
    days on market $219,000 Active 42 DOM
  48. 2026-06-07
    days on market $219,000 Active 41 DOM
  49. 2026-06-03
    days on market $219,000 Active 37 DOM
  50. 2026-06-02
    days on market $219,000 Active 36 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,757 · $230/mo
Projected year-2 tax
$2,757 · $230/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,591
− Mortgage interest
−$12,200
− Property taxes
−$2,757
− Insurance
−$1,089
− Repairs & maintenance
−$1,647
− Management
−$1,647
− HOA
−$228
− Depreciation
−$6,336
Taxable loss
−$5,313
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,275
After-tax cash flow
$-238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $6,180–$18,540 screening

This well-maintained single-family home offers a good balance of curb appeal and functionality, with a good condition score and minimal repairs needed.

Value-add opportunities

  • Resale Paint exterior trim — Enhances curb appeal
  • Rental Clean gutters — Keeps property in good condition

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Northwood Es F OK #84/845 Nat'l #17,861/41,679 Middle Piedmont Intermediate Es F OK #15/345 Nat'l #6,708/14,009 High Piedmont Hs F OK #24/447 Nat'l #7,961/17,239

Schools (NCES district)

District
Piedmont
NCES district ID
4023970
Math proficiency
37% ▼ -15.00%
Reading proficiency
39% ▼ -9.00%
Median HH income
$83,943
Composite
36.08/100
National rank
#4762
State rank
#9 of 270 in OK
A Composite livability gradescore 80/100

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Canadian County · 174,062 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
91,014
Household income
$88,030
Rent vs Own
26.1% rent · 73.9% own
Severe rent burden
13% of renters

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 11% Hispanic / Latino 10% Black 3% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 5% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics

Price history

+2.9% since first listed
8 events — show timeline
  • 2026-04-27 Listed $219,000 MLSOK
  • 2026-03-06 Listing Removed MLSOK
  • 2026-01-16 Price Changed $225,000 MLSOK
  • 2025-09-04 Listed $245,000 MLSOK
  • 2022-11-23 Sold (MLS) $215,850 MLSOK
  • 2022-09-20 Pending MLSOK
  • 2022-08-03 Pending MLSOK
  • 2022-07-14 Listed $212,770 MLSOK

Property tax history

+280.6%/yr

Latest (2025): $2,757 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…