1006 34th St SE · Altoona, IA 50009

$339,990

4 bd · 2.5 ba · 2,053 sqft · SingleFamily · 189 Days on market

Built 2025 7,840 sqft lot $166/sqft · 13% below area Est $390k · 13% under ↓ 4% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.2/15.0
• Cash flow +6.9/30.0
• Schools +6.4/10.0
• Livability +4.0/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• 1% rule +1.8/10.0
• DSCR +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

Key facts

• Open concept
• Gourmet kitchen
• Oversized island

Tags

• OPEN CONCEPT
• SPACIOUS STUDY
• GOURMET KITCHEN
• OVERSIZED ISLAND
• OVERSIZED PRIMARY BEDROOM
• ENSUITE BATHROOM

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $340k.

Deal economics

• At list price, monthly cash flow is $-521 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $265k (22.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (31.9% below list).
• Recommended offer: $232k (31.9% below list) — sets the bar for 1% rule.
• Cap rate 4.5% vs local median 3.1% in Altoona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#85 in IA, #1,757 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Southeast Polk Community School District (rural): math 73% / reading 73% proficiency, ranked #70 of 289 in IA (top 24%) — strong family-tenant draw, lease renewals of 3-5y typical.
• Zoned schools: Clay Elementary (math 76% / reading 70%, grade A, #175 of 616 statewide, top 28%, 657 students, 30% FRL); Southeast Polk Junior High (math 74% / reading 71%, grade A, #90 of 246 statewide, top 38%, 1,088 students, 37% FRL); Southeast Polk High School (math 65% / reading 74%, grade B, #152 of 336 statewide, top 52%, 2,353 students, 32% FRL).
• Market conditions: Rents rising fast (+4.6%/yr); 310 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,953 units permitted in Polk County in 2024 (540 in 5+ unit buildings).
• This rent runs 31% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Polk County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 189 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $231,513 (31.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 189 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 4.46%
• Cash-on-cash: -6.56%
• DSCR: 0.71
• GRM: 12.2

CMA / ARV

• ARV (median comp): $389,713
• List price: $339,990
• Delta: -12.76%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1048 34th St SE	0.09mi	4/2.5	2,053 (0%)	11mo	$361,490	$176	87
3309 Heartland Ct SE	0.08mi	5/3.5 (+1)	2,053 (0%)	11mo	$389,990	$190	78
3418 5th Ave SE	0.39mi	4/2.5	2,107 (+3%)	8mo	$429,990	$204	71
546 34th St SE	0.32mi	4/2.5	1,877 (-9%)	8mo	$415,000	$221	64
8091 NE 30th Pl	0.45mi	4/2.5	1,944 (-5%)	10mo	$620,000	$319	62
7980 NE 27th Ave	0.31mi	3/3.5 (-1)	2,227 (+8%)	2mo	$600,000	$269	61
641 34th St SE	0.29mi	3/2.0 (-1)	1,800 (-12%)	1mo	$524,866	$292	58
3406 5th Ave SE	0.39mi	4/2.5	1,809 (-12%)	6mo	$369,990	$205	57
550 25th St SE	0.68mi	4/2.5	1,918 (-7%)	7mo	$329,990	$172	51
3400 5th Ave SE	0.39mi	3/2.0 (-1)	1,800 (-12%)	11mo	$458,990	$255	45
2720 13th Ave SE	0.57mi	4/2.0	1,771 (-14%)	6mo	$344,900	$195	44
316 34th St SE	0.50mi	4/3.0	1,747 (-15%)	10mo	$460,000	$263	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.61% rent growth · sell at horizon

5-year hold

• IRR: -25.9%
• Equity multiple: 0.11×
• Total profit: $-84,408
• Equity at exit: $50,694

10-year hold

• IRR: -18.1%
• Equity multiple: -0.05×
• Total profit: $-99,899
• Equity at exit: $29,396

Cash invested: $95,197 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 50009

• Rents YoY: 4.6%
• Active inventory: 310
• Price-to-rent: 12.2×

Monthly cashflow live

• Estimated rent: $2,315 medium
• Mortgage (P&I): −$1,783
• Tax est. 1.5%: −$425 /mo · $5,100/yr
• Insurance: −$142
• HOA: −$0
• Vacancy / Maint / Mgmt: −$486
• Net cashflow: $-521

Break-even live

Break-even rent $2,974

Max offer price $264,652

Occupancy floor —

Sensitivity live

Price	-10% $-286	-5% $-403	+0% $-521	+5% $-638	+10% $-756
Rent	-10% $-704	-5% $-612	+0% $-521	+5% $-429	+10% $-338
Rate	-1.0pp $-349	-0.5pp $-434	base $-521	+0.5pp $-609	+1.0pp $-698

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $84,998
• Closing costs: $10,200
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2605 6th Ave SW Altoona, IA	3.0	2.0	1642	$2,195	$1.34	25d	1	1.06mi
1500 Primrose Dr SE Altoona, IA	3.0	3.0	2750	$2,200	$0.80	45d	1	1.38mi

Listing history 20 events

1. 2026-05-08
   price $339,990 1468-char remark

   Show marketing remark (1468 chars)

   D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

2. 2026-05-07
   price $339,990 1200-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

3. 2026-04-25
   status Active 1200-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

4. 2026-04-24
   status Active 1468-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

5. 2026-04-24
   historical 1200-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

6. 2026-04-23
   price $342,990 1200-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

7. 2026-04-22
   price $342,990 1468-char remark

   Show marketing remark (1468 chars)

   D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

8. 2026-02-18
   price $344,990 1200-char remark

   Show marketing remark (1200 chars)

   Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

9. 2026-02-17
   status Active 1468-char remark

   Show marketing remark (1468 chars)

   D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

10. 2026-02-16
    price $348,390 1200-char remark

    Show marketing remark (1200 chars)

    Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

11. 2026-02-16
    status Active 1200-char remark

    Show marketing remark (1200 chars)

    Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

12. 2026-02-07
    historical 1200-char remark

    Show marketing remark (1200 chars)

    Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

13. 2026-02-06
    status Pending 1468-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

14. 2026-01-21
    price $344,990 1200-char remark

    Show marketing remark (1200 chars)

    Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

15. 2026-01-20
    price $344,990 1468-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

16. 2025-11-07
    price $349,990 1200-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

17. 2025-11-07
    price $354,990 1200-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

18. 2025-11-07
    price $349,990 1200-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

19. 2025-11-07
    listed $354,990 Active 1468-char remark

    Show marketing remark (1468 chars)

    D. R. Horton, America’s Builder, presents the Bellhaven in our Spring Creek Ridge Community just a few blocks away from Clay Elementary School & Loupee Park. You'll also enjoy easy access to the Spring Creek Ridge Sports Complex and Southeast Polk Middle & High Schools! This beautiful open concept 2-story home has 4 large Bedrooms & 2.5 Bathrooms. Upon entering the Bellhaven you’ll find a spacious Study perfect for an office space. As you make your way through the Foyer, you’ll find a spacious and cozy Great Room complete with a fireplace. The Gourmet Kitchen with included Quartz countertops is perfect for entertaining with its Oversized Island overlooking the Dining and Living areas. Heading up to the second level, you’ll find the oversized Primary Bedroom featuring an ensuite bathroom and TWO large walk-in closets. The additional 3 Bedrooms, full Bathroom, and Laundry Room round out the rest of the upper level! All D. R. Horton Iowa homes include our America’s Smart Home™ Technology and comes with an industry-leading suite of smart home products. Video doorbell, garage door control, lighting, door lock, thermostat, and voice - all controlled through one convenient app! Also included are DEAKO® decorative plug-n-play light switches with smart switch capability. Photos may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

20. 2025-11-01
    listed $354,990 Active 1200-char remark

    Show marketing remark (1200 chars)

    Step inside 1006 34th St SE in Spring Creek Ridge West, Altoona, Iowa - a two-story home with 4 bedrooms, 2.5 baths, 2,053 sq. ft. of living space. The open-concept living, kitchen, and dining areas flow seamlessly, while all bedrooms are upstairs for added privacy. Just inside the front door is a versatile flex room - ideal for a home office, playroom, or formal dining. A guest bath and staircase connect the main and upper levels. The living room features an electric fireplace and large windows for abundant natural light. The adjacent dining area has sliding glass doors, and the kitchen offers white cabinetry, a large walk-in pantry, stainless steel appliances, and a spacious island perfect for casual dining. Upstairs, a central laundry room sits near three secondary bedrooms, a full bath, and linen storage. The primary suite, located at the front over the garage, includes a double vanity bath, walk-in shower, private water closet, and two walk-in closets. Tour Spring Creek Ridge West in Altoona today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $27,782
• − Mortgage interest: −$19,045
• − Property taxes: −$5,100
• − Insurance: −$1,700
• − Repairs & maintenance: −$2,223
• − Management: −$2,223
• − Depreciation: −$9,891
• Taxable loss: −$12,399
• Est. tax savings @ 24.0%: +$2,976
• After-tax cash flow: $-3,272/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southeast Polk Community School District
• NCES district ID: 1926820
• Math proficiency: 73% ▼ -8.00%
• Reading proficiency: 73% ▼ -3.00%
• Median HH income: $73,440
• Composite: 64.1/100
• National rank: #575
• State rank: #70 of 289 in IA

Livability — Altoona

• Score: 80/100
• State rank: #85
• US rank: #1757

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Altoona, IA
• County: Polk County · 453,298 people
• City population: 22,886
• Metro: Des Moines-West Des Moines, IA
• Population (ZIP): 22,886
• Household income: $88,447
• Rent vs Own: 29.5% rent · 70.5% own
• Severe rent burden: 566.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 548,042 people
• By 2030: 588,557 · +7.4%
• By 2040: 670,629 · +22.4%
• By 2050: 752,830 · +37.4%
• By 2075: 955,069 · +74.3%
• By 2100: 1,115,436 · +103.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 7% Two or more races 5% Black 3% Asian 2%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Iranian 5% Portuguese 3% Italian 3%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 3% Arabic 1%

Political lean MEDSL · Polk

• 2024 margin: D (+10.9) · D 54.8% · R 43.9% · Other 1.3%
• 2008→2024 swing: -3.7pp toward R · 2008: 14.6pp · 2024: 10.9pp
• All cycles: 2024: D+10.9 2020: D+15.2 2016: D+11.5 2012: D+14.2 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -154.79%
• Current HPI: 215.9041
• Rent YoY: ▲ 4.61%
• Metro: Des Moines-West Des Moines, IA
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

-4.2% since first listed

20 events — show timeline

• 2026-05-08 Price Changed $339,990 DMMLS
• 2026-05-07 Price Changed $339,990 Zillow
• 2026-04-25 Relisted — Zillow
• 2026-04-24 Relisted — DMMLS
• 2026-04-24 Delisted — Zillow
• 2026-04-23 Price Changed $342,990 Zillow
• 2026-04-22 Price Changed $342,990 DMMLS
• 2026-02-18 Price Changed $344,990 Zillow
• 2026-02-17 Relisted — DMMLS
• 2026-02-16 Relisted — Zillow
• 2026-02-16 Price Changed $348,390 Zillow
• 2026-02-07 Delisted — Zillow
• 2026-02-06 Pending — DMMLS
• 2026-01-21 Price Changed $344,990 Zillow
• 2026-01-20 Price Changed $344,990 DMMLS
• 2025-11-07 Price Changed $349,990 Zillow
• 2025-11-07 Price Changed $354,990 Zillow
• 2025-11-07 Price Changed $349,990 Zillow
• 2025-11-07 Listed $354,990 DMMLS
• 2025-11-01 Listed $354,990 Zillow