12460 Amber Cir NW · Uniontown, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.0/30.0
- ARV discount +7.5/15.0
- Schools +7.0/10.0
- Livability +3.9/5.0
- 1% rule +2.5/10.0
- DSCR +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate Possession.
Key facts
- Updated kitchen
- Granite countertops
- Patio
Tags
Property features AI
Finance
- Financial info: Annual taxes listed (2025)
Exterior
- Parking: Two-car garage
- Utilities: Public water; Septic tank
- Home design: Brick and vinyl siding construction
- Construction: Asphalt roof; Year built recorded in public records
- Exterior features: Fenced yard; Paved parking area
Interior
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Forced air heating (gas); Central air conditioning
- Interior features: Partial basement; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $-219 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $241k (13.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (25.4% below list).
- Recommended offer: $209k (25.4% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 3.0% in Uniontown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#176 in OH, #2,742 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
- Lake Local (suburban): math 80% / reading 82% proficiency, ranked #47 of 656 in OH (top 7%) — strong family-tenant draw, lease renewals of 3-5y typical; only 18% free/reduced lunch — higher-income household profile.
- Market conditions: 182 active listings in the ZIP; solid renter incomes; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $145k; list at $280k implies a 93% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 5.35%
- Cash-on-cash
- -3.35%
- DSCR
- 0.85
- GRM
- 11.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -21.9%
- Equity multiple
- 0.24×
- Total profit
- $-59,300
- Equity at exit
- $41,734
- IRR
- -15.8%
- Equity multiple
- 0.11×
- Total profit
- $-69,617
- Equity at exit
- $24,201
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44685
- Active inventory
- 182
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,088 medium interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$284 /mo · $3,410/yr
- Insurance
- −$117
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $-219
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-13statusdays on market $279,900 Pending 23 DOM
-
2026-06-10days on market $279,900 Active 21 DOM
-
2026-06-09days on market $279,900 Active 20 DOM
-
2026-06-08days on market $279,900 Active 19 DOM
-
2026-06-07days on market $279,900 Active 18 DOM
-
2026-06-05days on market $279,900 Active 15 DOM
-
2026-06-02days on market $279,900 Active 13 DOM
-
2026-06-01days on market $279,900 Active 12 DOM
-
2026-05-31days on market $279,900 Active 11 DOM
-
2026-05-30days on market $279,900 Active 10 DOM
-
2026-05-20$279,900 Active
-
2018-12-20soldstatus $145,000 Sold 450-char remark
Show marketing remark (450 chars)
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate‌‌‌‌‌‌‌‌‌‌‌‌ Possession.
-
2018-12-20soldstatus $145,000
Show marketing remark (450 chars)
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate‌‌‌‌‌‌‌‌‌‌‌‌ Possession.
-
2018-12-18status Pending 450-char remark
Show marketing remark (450 chars)
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate‌‌‌‌‌‌‌‌‌‌‌‌ Possession.
-
2018-11-20historical Contingent 450-char remark
Show marketing remark (450 chars)
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate‌‌‌‌‌‌‌‌‌‌‌‌ Possession.
-
2018-11-13$147,900 Active 450-char remark
Show marketing remark (450 chars)
Nicely updated one owner split level on corner lot in a quiet neighborhood and located in Lake Local School District. This lovely family home is in move-in condition with major updates including new roof (2017), central air (2015), granite counter tops in kitchen, and new main bathroom. Freshly painted with hardwood floor through-out. Immediate‌‌‌‌‌‌‌‌‌‌‌‌ Possession.
-
2018-11-12historical
-
2018-10-19price $149,900
-
2018-09-14price $155,000
-
2018-09-05price $158,900
-
2018-08-07$162,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $3,410 · $284/mo
- Projected year-2 tax
- $3,888 · $324/mo
- Expected delta
- +$478/yr (+$40/mo · 14.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,060
- − Mortgage interest
- −$15,679
- − Property taxes
- −$3,410
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,005
- − Management
- −$2,005
- − Depreciation
- −$8,143
- Taxable loss
- −$7,580
- Est. tax savings @ 24.0%
- +$1,819
- After-tax cash flow
- $-806/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lake Local
- NCES district ID
- 3904986
- Math proficiency
- 80% ▼ -5.00%
- Reading proficiency
- 82% ▼ -2.00%
- Median HH income
- $64,720
- Composite
- 69.89/100
- National rank
- #288
- State rank
- #47 of 656 in OH
Livability — Uniontown
- Score
- 78/100
- State rank
- #176
- US rank
- #2742
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Uniontown, OH
- County
- Summit County · 440,783 people
- City population
- 28,794
- Metro
- Akron, OH
- Population (ZIP)
- 28,794
- Household income
- $102,773
- Rent vs Own
- Severe rent burden
- 403.0
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (93%)
- Race & ethnicity
- White 93% Two or more races 3% Hispanic / Latino 2% Asian 2% Black 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 2%
- Foreign-born
- 2% · Canada, China, South Korea
- Languages at home
- 97% English-only · Russian/Polish/Slavic 1% Spanish 1%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -197.59%
- Current HPI
- 217.2906
- Rent YoY
- —
- Metro
- Akron, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+71.8% since first listed11 events — show timeline
- 2026-05-20 Listed $279,900 MLSNOW
- 2018-12-20 Sold (Public Records) $145,000 Public Records
- 2018-12-20 Sold (MLS) $145,000 MLSNOW
- 2018-12-18 Pending — MLSNOW
- 2018-11-20 Contingent — MLSNOW
- 2018-11-13 Listed $147,900 MLSNOW
- 2018-11-12 Listing Removed — MLSNOW
- 2018-10-19 Price Changed $149,900 MLSNOW
- 2018-09-14 Price Changed $155,000 MLSNOW
- 2018-09-05 Price Changed $158,900 MLSNOW
- 2018-08-07 Listed $162,900 MLSNOW
Property tax history
+6.3%/yrLatest (2024): $3,410 · +18.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…