13300 April Cir · Lovettsville, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.3/15.0
- Appreciation +10.0/10.0
- Schools +6.7/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Cash flow +1.9/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$999,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
$75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.
Key facts
- 3.92 acre lot
- 3 garage spots
- Built 2003
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/4.5-bath single-family listed at $999k.
Deal economics
- At list price, monthly cash flow is $-4k ($-45k/yr) — negative.
- To cash-flow at today's rent, offer at most $344k (65.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $341k (65.9% below list).
- Recommended offer: $341k (65.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 76/100 on livability (#105 in VA, #3,260 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D-, commute F, cost of living F.
- Loudoun County Public School District (suburban): math 64% / reading 79% proficiency, ranked #7 of 131 in VA (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical; only 12% free/reduced lunch — higher-income household profile.
- Zoned schools: Lovettsville Elementary (math 47% / reading 77%, grade B, #480 of 1,108 statewide, top 46%, 526 students, 14% FRL); Harmony Middle (math 50% / reading 77%, grade B+, #128 of 342 statewide, top 39%, 1,083 students, 12% FRL) — zoned schools at 13% FRL track the district average.
- Market conditions: 61 active listings in the ZIP; 3,317 units permitted in Loudoun County in 2024 (1,818 in 5+ unit buildings).
Forward outlook
- In year one you build about $107k of equity ($7k loan paydown + $100k appreciation (10.0% local appreciation)).
- Loudoun County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$172k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($939k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 23y ago; this cycle's ask has dropped $76k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $620k; list at $999k implies a 61% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 66% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.34% ✗
- Cap rate
- 1.84%
- Cash-on-cash
- -15.91%
- DSCR
- 0.29
- GRM
- 24.4
CMA / ARV
- ARV (median comp)
- $1,175,383
- List price
- $999,000
- Delta
- -15.01%
- Verdict
- UNDERPRICED
- Comps
- 12 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12851 April Cir | 0.41mi | 6/5.5 (+1) | 5,343 (+8%) | 8mo | $1,185,000 | $222 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.2%
- Equity multiple
- 2.10×
- Total profit
- $307,630
- Equity at exit
- $899,978
- IRR
- 13.5%
- Equity multiple
- 4.90×
- Total profit
- $1,091,149
- Equity at exit
- $1,940,837
Cash invested: $279,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20180
- Home prices YoY
- 3.8%
- Active inventory
- 61
- Price-to-rent
- 24.4×
Monthly cashflow live
- Estimated rent
- $3,409 medium interval (Pro) →
- Mortgage (P&I)
- −$5,239
- Tax from tax record
- −$677 /mo · $8,129/yr
- Insurance
- −$416
- HOA
- −$69
- Vacancy / Maint / Mgmt
- −$716
- Net cashflow
- $-3,708
Break-even live
Sensitivity live
| Price | -10% $-3,143 | -5% $-3,426 | +0% $-3,708 | +5% $-3,991 | +10% $-4,274 |
|---|---|---|---|---|---|
| Rent | -10% $-3,978 | -5% $-3,843 | +0% $-3,708 | +5% $-3,574 | +10% $-3,439 |
| Rate | -1.0pp $-3,205 | -0.5pp $-3,454 | base $-3,708 | +0.5pp $-3,967 | +1.0pp $-4,231 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $249,750
- Closing costs
- $29,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $69 · $828/yr
- Likely covers
- gym
Listing history 39 events
-
2026-06-21days on market $999,000 Active 79 DOM
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2026-06-18days on market $999,000 Active 76 DOM
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2026-06-17days on market $999,000 Active 75 DOM
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2026-06-16days on market $999,000 Active 74 DOM
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2026-06-15days on market $999,000 Active 73 DOM
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2026-06-13days on market $999,000 Active 71 DOM
-
2026-06-09days on market $999,000 Active 67 DOM
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2026-06-08days on market $999,000 Active 66 DOM
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2026-06-07days on market $999,000 Active 65 DOM
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2026-06-04days on market $999,000 Active 62 DOM
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2026-06-03days on market $999,000 Active 61 DOM
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2026-06-02days on market $999,000 Active 60 DOM
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2026-06-01days on market $999,000 Active 59 DOM
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2026-05-31days on market $999,000 Active 58 DOM
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2026-04-30price $999,000 2234-char remark
Show marketing remark (2234 chars)
$75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.
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2026-04-04$1,075,000 Active 2234-char remark
Show marketing remark (2234 chars)
$75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.
-
2026-03-27historical $1,075,000 2234-char remark
Show marketing remark (2234 chars)
$75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.
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2014-03-04soldstatus $620,000
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2014-02-28historical 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2014-02-28soldstatus $620,000 Sold 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2014-02-28soldstatus $620,000
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2013-12-02status Contingent (No Kick Out) 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2013-09-21status Active 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2013-09-18historical Temporarily Off-Market 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2013-09-17$625,000 Active 395-char remark
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2013-09-17$625,000
Show marketing remark (395 chars)
OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.
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2008-11-17price $522,830 Sold
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2008-11-17soldstatus $510,000 Sold
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2008-09-18historical
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2008-09-09$533,500
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2008-07-03historical
-
2008-06-24price
-
2008-05-28price
-
2008-03-02
-
2007-11-01historical
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2007-04-05
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2004-02-20soldstatus $696,900
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2004-01-23historical
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2003-05-10$652,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $8,129 · $677/mo
- Projected year-2 tax
- $8,192 · $683/mo
- Expected delta
- +$63/yr (+$5/mo · 0.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,907
- − Mortgage interest
- −$55,960
- − Property taxes
- −$8,129
- − Insurance
- −$4,995
- − Repairs & maintenance
- −$3,273
- − Management
- −$3,273
- − HOA
- −$828
- − Depreciation
- −$29,062
- Taxable loss
- −$64,611
- Est. tax savings @ 24.0%
- +$15,507
- After-tax cash flow
- $-28,995/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Loudoun County Public School District
- NCES district ID
- 5102250
- Math proficiency
- 64% ▼ -22.00%
- Reading proficiency
- 79% ▼ -5.00%
- Median HH income
- $121,927
- Composite
- 67.43/100
- National rank
- #379
- State rank
- #7 of 131 in VA
Livability — Lovettsville
- Score
- 76/100
- State rank
- #105
- US rank
- #3260
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 7,791
- Population (ZIP)
- 7,791
Population outlook (Loudoun County) Hauer SSP2
- Today (2025)
- 503,590 people
- By 2030
- 568,852 · +13.0%
- By 2040
- 701,480 · +39.3%
- By 2050
- 828,841 · +64.6%
- By 2075
- 1,105,645 · +119.6%
- By 2100
- 1,265,472 · +151.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Hispanic / Latino 8% Two or more races 7% Asian 5% Black 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 1%
- Common ancestry
- Italian 7% Romanian 3% Lithuanian 3%
- Foreign-born
- 7% · Canada, Vietnam
- Languages at home
- 90% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Loudoun
- 2024 margin
- D (+16.3) · D 56.6% · R 40.4% · Other 3.0%
- 2008→2024 swing
- +8.0pp toward D · 2008: 8.2pp · 2024: 16.3pp
- All cycles
- 2024: D+16.3 2020: D+25.0 2016: D+16.8 2012: D+4.5 2008: D+8.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 11.48%
- Current HPI
- 312.1538
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
||
| Technology / Defense | 3 | $32B |
|
||
| Financial Services | 2 | $176B |
|
||
| Utilities | 2 | $27B |
|
||
| Insurance | 2 | $25B |
|
||
| Technology | 2 | $15B |
|
||
Price history
+53.0% since first listed25 events — show timeline
- 2026-04-30 Price Changed $999,000 BRIGHT MLS
- 2026-04-04 Listed $1,075,000 BRIGHT MLS
- 2026-03-27 Coming Soon $1,075,000 BRIGHT MLS
- 2014-03-04 Sold (Public Records) $620,000 Public Records
- 2014-02-28 Delisted — MRIS
- 2014-02-28 Sold (MLS) $620,000 BRIGHT MLS
- 2014-02-28 Sold (MLS) $620,000 MRIS
- 2013-12-02 Pending — MRIS
- 2013-09-21 Relisted — MRIS
- 2013-09-18 Delisted — MRIS
- 2013-09-17 Listed $625,000 MRIS
- 2013-09-17 Listed $625,000 BRIGHT MLS
- 2008-11-17 Sold (MLS) $510,000 MRIS
- 2008-11-17 Price Changed $522,830 MRIS
- 2008-09-18 Delisted — MRIS
- 2008-09-09 Listed $533,500 MRIS
- 2008-07-03 Delisted — MRIS
- 2008-06-24 Price Changed — MRIS
- 2008-05-28 Price Changed — MRIS
- 2008-03-02 Listed — MRIS
- 2007-11-01 Delisted — MRIS
- 2007-04-05 Listed — MRIS
- 2004-02-20 Sold (MLS) $696,900 MRIS
- 2004-01-23 Delisted — MRIS
- 2003-05-10 Listed $652,900 MRIS
Property tax history
-0.0%/yrLatest (2025): $8,129 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…