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13300 April Cir
D Composite 41.74
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Appreciation +10.0/10.0
  • Schools +6.7/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Cash flow +1.9/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$999,000

13300 April Cir · Lovettsville, VA 20180
5 bd · 4.5 ba · 4,942 sqft · SingleFamily public records · 79 Days on market
Built 2003 3.92 ac lot $202/sqft · 11% below area Est $1175k · 15% under $69/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.

Key facts

  • 3.92 acre lot
  • 3 garage spots
  • Built 2003

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.5-bath single-family listed at $999k.

Deal economics

  • At list price, monthly cash flow is $-4k ($-45k/yr) — negative.
  • To cash-flow at today's rent, offer at most $344k (65.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $341k (65.9% below list).
  • Recommended offer: $341k (65.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#105 in VA, #3,260 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D-, commute F, cost of living F.
  • Loudoun County Public School District (suburban): math 64% / reading 79% proficiency, ranked #7 of 131 in VA (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical; only 12% free/reduced lunch — higher-income household profile.
  • Zoned schools: Lovettsville Elementary (math 47% / reading 77%, grade B, #480 of 1,108 statewide, top 46%, 526 students, 14% FRL); Harmony Middle (math 50% / reading 77%, grade B+, #128 of 342 statewide, top 39%, 1,083 students, 12% FRL) — zoned schools at 13% FRL track the district average.
  • Market conditions: 61 active listings in the ZIP; 3,317 units permitted in Loudoun County in 2024 (1,818 in 5+ unit buildings).

Forward outlook

  • In year one you build about $107k of equity ($7k loan paydown + $100k appreciation (10.0% local appreciation)).
  • Loudoun County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$172k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($939k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 23y ago; this cycle's ask has dropped $76k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $620k; list at $999k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $340,891 (65.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 66% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.34%
Cap rate
1.84%
Cash-on-cash
-15.91%
DSCR
0.29
GRM
24.4

CMA / ARV

ARV (median comp)
$1,175,383
List price
$999,000
Delta
-15.01%
Verdict
UNDERPRICED
Comps
12 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12851 April Cir 0.41mi 6/5.5 (+1) 5,343 (+8%) 8mo $1,185,000 $222 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.2%
Equity multiple
2.10×
Total profit
$307,630
Equity at exit
$899,978
10-year hold
IRR
13.5%
Equity multiple
4.90×
Total profit
$1,091,149
Equity at exit
$1,940,837

Cash invested: $279,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 20180

Home prices YoY
3.8%
Active inventory
61
Price-to-rent
24.4×

Monthly cashflow live

Estimated rent
$3,409 medium interval (Pro) →
Mortgage (P&I)
$5,239
Tax from tax record
$677 /mo · $8,129/yr
Insurance
$416
HOA
$69
Vacancy / Maint / Mgmt
$716
Net cashflow
$-3,708

Break-even live

Break-even rent $8,103
Max offer price $343,882
Occupancy floor

Sensitivity live

Price -10% $-3,143 -5% $-3,426 +0% $-3,708 +5% $-3,991 +10% $-4,274
Rent -10% $-3,978 -5% $-3,843 +0% $-3,708 +5% $-3,574 +10% $-3,439
Rate -1.0pp $-3,205 -0.5pp $-3,454 base $-3,708 +0.5pp $-3,967 +1.0pp $-4,231

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$249,750
Closing costs
$29,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$69 · $828/yr
Likely covers
gym

Listing history 39 events

  1. 2026-06-21
    days on market $999,000 Active 79 DOM
  2. 2026-06-18
    days on market $999,000 Active 76 DOM
  3. 2026-06-17
    days on market $999,000 Active 75 DOM
  4. 2026-06-16
    days on market $999,000 Active 74 DOM
  5. 2026-06-15
    days on market $999,000 Active 73 DOM
  6. 2026-06-13
    days on market $999,000 Active 71 DOM
  7. 2026-06-09
    days on market $999,000 Active 67 DOM
  8. 2026-06-08
    days on market $999,000 Active 66 DOM
  9. 2026-06-07
    days on market $999,000 Active 65 DOM
  10. 2026-06-04
    days on market $999,000 Active 62 DOM
  11. 2026-06-03
    days on market $999,000 Active 61 DOM
  12. 2026-06-02
    days on market $999,000 Active 60 DOM
  13. 2026-06-01
    days on market $999,000 Active 59 DOM
  14. 2026-05-31
    days on market $999,000 Active 58 DOM
  15. 2026-04-30
    price $999,000 2234-char remark
    Show marketing remark (2234 chars)

    $75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.

  16. 2026-04-04
    listed $1,075,000 Active 2234-char remark
    Show marketing remark (2234 chars)

    $75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.

  17. 2026-03-27
    historical $1,075,000 2234-char remark
    Show marketing remark (2234 chars)

    $75,000 price drop! Elegantly sited on just under 4 private acres, this exceptional Colonial estate offers a rare blend of refined living, expansive space, and serene countryside beauty in the heart of Lovettsville. A long, private driveway sets the tone, leading to a residence that has been thoughtfully refreshed with fresh paint and brand-new carpet, offering over 5,300 square feet. The main level is designed for both everyday living and elevated entertaining, featuring rich hardwood flooring, formal living and dining rooms, and a spacious family room anchored by a fireplace. A private home office provides the ideal work-from-home setting, while a thoughtfully designed coffee bar adds a touch of everyday luxury. The gourmet kitchen is beautifully appointed with granite countertops, a center island, and abundant cabinetry, and flows seamlessly into the home’s gathering spaces. A rear door opens to an expansive deck and patio overlooking sweeping green acreage—perfect for entertaining, dining al fresco, or simply enjoying the peaceful setting. Upstairs, the luxurious owner’s suite serves as a true retreat, complete with a spacious sitting room, dual walk-in closets, and a spa-inspired en suite bath. The upper level continues to impress with a private princess suite featuring its own full bath, along with a well-designed Jack-and-Jill layout connecting two additional generously sized bedrooms—offering both privacy and flexibility. The lower level offers incredible versatility, featuring a large recreation room, a full bedroom and bathroom, and a dedicated area ready for a future wet bar—ideal for creating a custom entertainment space. A substantial unfinished area provides abundant storage or the opportunity for a gym or future expansion. Walk-up stairs lead directly to the backyard, enhancing convenience and accessibility. Surrounded by scenic views and offering exceptional privacy, this property delivers the perfect balance of tranquility and accessibility, just minutes from Route 9, Route 287, Route 15, and the amenities of nearby Leesburg. Competitively priced to sell, this is a rare opportunity to own a home that seamlessly combines luxury, space, and lifestyle.

  18. 2014-03-04
    soldstatus $620,000
  19. 2014-02-28
    historical 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  20. 2014-02-28
    soldstatus $620,000 Sold 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  21. 2014-02-28
    soldstatus $620,000
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  22. 2013-12-02
    status Contingent (No Kick Out) 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  23. 2013-09-21
    status Active 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  24. 2013-09-18
    historical Temporarily Off-Market 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  25. 2013-09-17
    listed $625,000 Active 395-char remark
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  26. 2013-09-17
    listed $625,000
    Show marketing remark (395 chars)

    OPEN SUN. 11/10 1-3 STUNNING COLONIAL IN DESIRABLE NEIGHBORHOOD. TONS OF NATURAL LIGHT FROM LARGE WINDOWS. MANY BUMP OUTS IN THIS HOME. GORGEOUS FAMILY ROOM W/ GAS FP. LUXURIOUS LG MASTER SUITE WITH SITTING ROOM, 2 WALK IN CLOSETS AND DELUXE BATH. PRINCESS SUITE AND JACK AND JILL BATH ON UPPER LEVEL. 3 CAR GARAGE SIDE LOAD GARAGE. STONE ENTRANCE FEATURE AT DRIVEWAY. LARGE PATIO & DECK.

  27. 2008-11-17
    price $522,830 Sold
  28. 2008-11-17
    soldstatus $510,000 Sold
  29. 2008-09-18
    historical
  30. 2008-09-09
    listed $533,500
  31. 2008-07-03
    historical
  32. 2008-06-24
    price
  33. 2008-05-28
    price
  34. 2008-03-02
    listed
  35. 2007-11-01
    historical
  36. 2007-04-05
    listed
  37. 2004-02-20
    soldstatus $696,900
  38. 2004-01-23
    historical
  39. 2003-05-10
    listed $652,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$8,129 · $677/mo
Projected year-2 tax
$8,192 · $683/mo
Expected delta
+$63/yr (+$5/mo · 0.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$40,907
− Mortgage interest
−$55,960
− Property taxes
−$8,129
− Insurance
−$4,995
− Repairs & maintenance
−$3,273
− Management
−$3,273
− HOA
−$828
− Depreciation
−$29,062
Taxable loss
−$64,611
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$15,507
After-tax cash flow
$-28,995/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Loudoun County Public School District
NCES district ID
5102250
Math proficiency
64% ▼ -22.00%
Reading proficiency
79% ▼ -5.00%
Median HH income
$121,927
Composite
67.43/100
National rank
#379
State rank
#7 of 131 in VA

Livability — Lovettsville

Score
76/100
State rank
#105
US rank
#3260

Category grades

Amenities D- Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
7,791
Population (ZIP)
7,791

Population outlook (Loudoun County) Hauer SSP2

Today (2025)
503,590 people
By 2030
568,852 · +13.0%
By 2040
701,480 · +39.3%
By 2050
828,841 · +64.6%
By 2075
1,105,645 · +119.6%
By 2100
1,265,472 · +151.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 8% Two or more races 7% Asian 5% Black 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 1%
Common ancestry
Italian 7% Romanian 3% Lithuanian 3%
Foreign-born
7% · Canada, Vietnam
Languages at home
90% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Loudoun

2024 margin
D (+16.3) · D 56.6% · R 40.4% · Other 3.0%
2008→2024 swing
+8.0pp toward D · 2008: 8.2pp · 2024: 16.3pp
All cycles
2024: D+16.3 2020: D+25.0 2016: D+16.8 2012: D+4.5 2008: D+8.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 11.48%
Current HPI
312.1538
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+53.0% since first listed
25 events — show timeline
  • 2026-04-30 Price Changed $999,000 BRIGHT MLS
  • 2026-04-04 Listed $1,075,000 BRIGHT MLS
  • 2026-03-27 Coming Soon $1,075,000 BRIGHT MLS
  • 2014-03-04 Sold (Public Records) $620,000 Public Records
  • 2014-02-28 Delisted MRIS
  • 2014-02-28 Sold (MLS) $620,000 BRIGHT MLS
  • 2014-02-28 Sold (MLS) $620,000 MRIS
  • 2013-12-02 Pending MRIS
  • 2013-09-21 Relisted MRIS
  • 2013-09-18 Delisted MRIS
  • 2013-09-17 Listed $625,000 MRIS
  • 2013-09-17 Listed $625,000 BRIGHT MLS
  • 2008-11-17 Sold (MLS) $510,000 MRIS
  • 2008-11-17 Price Changed $522,830 MRIS
  • 2008-09-18 Delisted MRIS
  • 2008-09-09 Listed $533,500 MRIS
  • 2008-07-03 Delisted MRIS
  • 2008-06-24 Price Changed MRIS
  • 2008-05-28 Price Changed MRIS
  • 2008-03-02 Listed MRIS
  • 2007-11-01 Delisted MRIS
  • 2007-04-05 Listed MRIS
  • 2004-02-20 Sold (MLS) $696,900 MRIS
  • 2004-01-23 Delisted MRIS
  • 2003-05-10 Listed $652,900 MRIS

Property tax history

-0.0%/yr

Latest (2025): $8,129 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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