CashFlowRE
Sign in Sign up
2180 Tyler St
B Composite 73.92
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.7/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Schools +0.8/10.0

$74,500

2180 Tyler St · Beaumont, TX 77703
4 bd · 2.0 ba · 2,740 sqft · SingleFamily public records · 70 Days on market
Built 1962 Fair condition 1.25 ac lot 2-car garage $27/sqft · 61% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

4/2/2 home "as is"

Key facts

  • 1.25 acre lot
  • 2 garage spots
  • Listed 69 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $74k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $608 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $74k).
  • Recommended offer: $70k (6.0% below list) — sets the bar for market timing.
  • Cap rate 16.1% vs local median 5.2% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Martin El (math 3% / reading 6%, grade F, #4,322 of 4,322 statewide, top 100%, 486 students, 97% FRL); Smith Middle (math 4% / reading 8%, grade F, #1,659 of 1,662 statewide, top 100%, 475 students, 90% FRL, charter) — zoned schools average 94% FRL vs 69% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 5% at this address vs 18% district-wide (-13 pts) — the specific schools serving this property underperform the Beaumont ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 115 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • At $1,523/mo this rent would consume 57% of the median local household income ($32k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $5k of equity ($515 loan paydown + $4k appreciation (5.4% local appreciation)).
  • At projected returns (5.4% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,030 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.04%
Cap rate
16.09%
Cash-on-cash
34.97%
DSCR
2.56
GRM
4.1

CMA / ARV

ARV (median comp)
$191,649
List price
$74,500
Delta
-61.13%
Verdict
UNDERPRICED
Comps
9 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2630 Evalon St 2.20mi 4/2.5 2,553 (-7%) 5mo $189,900 $74 47
4620 Reagan St 2.17mi 4/2.0 2,236 (-18%) 6mo $285,000 $127 35
4455 Arthur St 1.95mi 4/2.5 2,257 (-18%) 6mo $290,000 $128 33
3250 Minglewood Dr 1.22mi 3/2.0 (-1) 1,959 (-28%) 5mo $214,500 $109 31
4310 Thomas Ln 2.01mi 3/2.5 (-1) 2,414 (-12%) 13mo $375,000 $155 28
4370 Thomas Ln 2.05mi 3/2.0 (-1) 2,318 (-15%) 9mo $385,000 $166 27
1520 Crawford St 2.10mi 3/2.0 (-1) 1,970 (-28%) 9mo $179,000 $91 27
1510 Crawford St 2.12mi 3/2.0 (-1) 2,012 (-27%) 10mo $245,000 $122 26
4345 Treadway Rd 1.76mi 5/3.0 (+1) 2,172 (-21%) 6mo $149,900 $69 26
3185 Delaware St 1.42mi 2/2.0 (-2) 1,920 (-30%) 10mo $166,500 $87 21
6720 Rachel Ln 1.57mi 4/3.0 2,173 (-21%) 18mo $332,075 $153 21
4425 Thomas Gln 2.18mi 3/4.0 (-1) 3,254 (+19%) 13mo $429,900 $132 16

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.43% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
44.4%
Equity multiple
3.77×
Total profit
$57,828
Equity at exit
$44,201
10-year hold
IRR
42.0%
Equity multiple
7.74×
Total profit
$140,665
Equity at exit
$77,978

Cash invested: $20,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Active competition Active MLS

For sale now
1 active
Median asking
$100,000 ($35/sqft)
Median days on market
121 d
This list price
lowest-priced of the active set
ARV vs active asking
+97.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77703

Home prices YoY
3.7%
Active inventory
115
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,523 medium interval (Pro) →
Mortgage (P&I)
$391
Tax from tax record
$174 /mo · $2,086/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$320
Net cashflow
$608

Break-even live

Break-even rent $754
Max offer price $74,500
Occupancy floor 55%

Sensitivity live

Price -10% $650 -5% $629 +0% $608 +5% $587 +10% $566
Rent -10% $488 -5% $548 +0% $608 +5% $668 +10% $728
Rate -1.0pp $645 -0.5pp $627 base $608 +0.5pp $589 +1.0pp $569

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,625
Closing costs
$2,235
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2780 Denver St Beaumont, TX 4.0 2.0 1769 $1,500 $0.85 6d 1 1.46mi

Property features AI

Exterior

Parking
Attached 2-car garage
Utilities
Public waterPublic sewer
Home design
Single-family residenceResidential property
Construction
Frame constructionComposition roofSlab foundationBuilt on 1.25 acres
Exterior features
PatioPublicly maintained road frontage

Interior

Kitchen
Gas cooktop
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (natural gas)Central air conditioning
Interior features
PantryWood-burning fireplace

Listing history 50 events

  1. 2026-09-24
    days on market $74,500 Active 70 DOM
  2. 2026-09-23
    days on market $74,500 Active 69 DOM
  3. 2026-09-22
    days on market $74,500 Active 68 DOM
  4. 2026-09-21
    days on market $74,500 Active 67 DOM
  5. 2026-09-20
    days on market $74,500 Active 66 DOM
  6. 2026-09-19
    days on market $74,500 Active 65 DOM
  7. 2026-09-18
    days on market $74,500 Active 64 DOM
  8. 2026-09-17
    days on market $74,500 Active 63 DOM
  9. 2026-09-16
    days on market $74,500 Active 62 DOM
  10. 2026-09-15
    days on market $74,500 Active 61 DOM
  11. 2026-09-14
    days on market $74,500 Active 60 DOM
  12. 2026-09-13
    days on market $74,500 Active 59 DOM
  13. 2026-09-12
    days on market $74,500 Active 58 DOM
  14. 2026-09-11
    days on market $74,500 Active 57 DOM
  15. 2026-09-05
    days on market $74,500 Active 51 DOM
  16. 2026-09-04
    days on market $74,500 Active 50 DOM
  17. 2026-09-03
    days on market $74,500 Active 49 DOM
  18. 2026-08-31
    days on market $74,500 Active 46 DOM
  19. 2026-08-30
    days on market $74,500 Active 45 DOM
  20. 2026-08-29
    days on market $74,500 Active 44 DOM
  21. 2026-08-28
    days on market $74,500 Active 43 DOM
  22. 2026-08-25
    days on market $74,500 Active 40 DOM
  23. 2026-08-24
    days on market $74,500 Active 39 DOM
  24. 2026-08-23
    days on market $74,500 Active 38 DOM
  25. 2026-08-22
    days on market $74,500 Active 37 DOM
  26. 2026-08-21
    days on market $74,500 Active 36 DOM
  27. 2026-08-20
    days on market $74,500 Active 35 DOM
  28. 2026-08-19
    days on market $74,500 Active 34 DOM
  29. 2026-08-18
    days on market $74,500 Active 33 DOM
  30. 2026-08-17
    days on market $74,500 Active 32 DOM
  31. 2026-08-16
    days on market $74,500 Active 31 DOM
  32. 2026-08-15
    days on market $74,500 Active 30 DOM
  33. 2026-08-15
    days on market $74,500 Active 29 DOM
  34. 2026-08-13
    days on market $74,500 Active 28 DOM
  35. 2026-08-12
    days on market $74,500 Active 27 DOM
  36. 2026-08-11
    days on market $74,500 Active 26 DOM
  37. 2026-08-10
    days on market $74,500 Active 25 DOM
  38. 2026-08-09
    days on market $74,500 Active 24 DOM
  39. 2026-08-08
    days on market $74,500 Active 23 DOM
  40. 2026-08-07
    days on market $74,500 Active 22 DOM
  41. 2026-08-06
    days on market $74,500 Active 21 DOM
  42. 2026-08-05
    days on market $74,500 Active 20 DOM
  43. 2026-08-04
    days on market $74,500 Active 19 DOM
  44. 2026-08-03
    days on market $74,500 Active 18 DOM
  45. 2026-07-31
    days on market $74,500 Active 15 DOM
  46. 2026-07-29
    days on market $74,500 Active 13 DOM
  47. 2026-07-27
    days on market $74,500 Active 11 DOM
  48. 2026-07-25
    days on market $74,500 Active 9 DOM
  49. 2026-07-23
    price $74,500 Active 7 DOM
  50. 2026-07-23
    days on market $99,900 Active 7 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,086 · $174/mo
Projected year-2 tax
$2,086 · $174/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,281
− Mortgage interest
−$4,173
− Property taxes
−$2,086
− Insurance
−$372
− Repairs & maintenance
−$1,463
− Management
−$1,463
− Depreciation
−$2,167
Taxable income
$6,557
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,574
After-tax cash flow
$5,722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Fair 45/100 Moderate rehab Est. rehab $68,500–$123,300 screening

The home requires significant repairs to the roof and exterior siding, with potential for substantial value increase through these improvements.

Components & finishes AI

Roof asphalt shingle · good

Deferred maintenance Est. $40,500–$122,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear on the roof.
  • Major Windows (windows) — Windows appear to be old and possibly in need of replacement.
  • Major Electrical (electrical) — Electrical panel appears old and may need upgrading or replacement.
  • Major Plumbing (plumbing) — No visible signs of plumbing issues, but age of the house suggests potential issues.
  • Major Exterior (exterior) — Exterior siding appears old and may need repainting or replacement.

Repairs flagged

  • Major roof — Significant wear and tear on the roof.
  • Moderate exterior siding — Minor damage and discoloration on the siding.

Value-add opportunities

  • Both repair roof — A new roof would significantly improve the home's appearance and value.
  • Both paint exterior — Fresh paint would enhance the home's curb appeal and value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 8/100

Zoned Schools

Elementary Martin El F TX #4,322/4,322 Nat'l #41,212/41,679 Middle Smith Middle F TX #1,659/1,662 Nat'l #13,784/14,009 High Beaumont United H S F TX #1,554/1,632 Nat'l #15,857/17,239

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX
C Composite livability gradescore 64/100

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 259,015 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
11,004
Household income
$31,803
Rent vs Own
55.9% rent · 44.1% own
Severe rent burden
11% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (60%)
Race & ethnicity
Black 60% Hispanic / Latino 31% Two or more races 7% White 5%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Serbian 1%
Foreign-born
13% · Canada
Languages at home
70% English-only · Spanish 29% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-07-09 Listed $99,900 BBOR
  • 2026-03-06 Price Changed $65,000 BBOR
  • 2025-07-17 Price Changed $99,900 BBOR

Property tax history

+0.9%/yr

Latest (2025): $2,086 · -13.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…