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1474 Ivey Pointe Dr
D- Composite 39.4
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +8.0/15.0
  • DSCR +4.0/10.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$377,000

1474 Ivey Pointe Dr · Dacula, GA 30045
4 bd · 2.5 ba · 2,312 sqft · SingleFamily public records · 12 Days on market
Built 2003 0.38 ac lot Est $381k · at est. $34/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful 4-bedroom, 2.5-bath home, located in an established swim/tennis community and the highly desirable Archer High School district. This spacious two-story home features a functional floor plan with separate living and dining areas, a large family room with fireplace, and a spacious primary suite with walk-in closet, and a generous ensuite bath. Situated on a generous level lot with a sprawling backyard and attached 2-car garage. Conveniently located near shopping, dining, parks, schools, and Hwy 316. With plenty of space to grow, gather, and entertain, this home offers the perfect canvas to create lasting memories in a desirable Lawrenceville neighborhood. Roof replaced in 2021, new

Key facts

  • 0.38 acre lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee of $405; Community amenities include pool, tennis courts, sidewalks and street lights

Exterior

  • Parking: Front-facing attached garage; 2-car garage
  • Utilities: Public water; Public sewer; 220-volt electric service; Cable available; Electricity available; Natural gas available; Underground utilities
  • Home design: Two levels; Vinyl siding; Shingle roof; Slab foundation; Resale property
  • Construction: Vinyl siding construction; Shingle roof; Slab foundation
  • Exterior features: Patio; Located in a subdivision with sidewalks and street lights; Community pool and tennis courts; Near schools and shopping

Interior

  • Kitchen: Pantry; Cabinets; Open view to family room; Dishwasher; Microwave
  • Bedrooms: Four upper-level bedrooms
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: Two full bathrooms; One half bathroom; Master bath with double vanity and tub/shower combo
  • Heating & cooling: Central heating; Central air conditioning; Ceiling fans
  • Interior features: Two-story entrance foyer; Walk-in closets; Factory-built fireplace; Wood-framed windows; No shared/common walls
  • Laundry & utility: Upper-level laundry room; Electric dryer hookup; Washer and dryer connections; ENERGY STAR qualified water heater; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $377k.

Deal economics

  • At list price, monthly cash flow is $-5 ($-58/yr) — negative.
  • To cash-flow at today's rent, offer at most $376k (0.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $284k (24.6% below list).
  • Recommended offer: $284k (24.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.0% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lovin Elementary School (math 31% / reading 38%, grade F, #531 of 1,228 statewide, top 45%, 893 students, 63% FRL); Mcconnell Middle School (math 39% / reading 51%, grade D, #103 of 470 statewide, top 23%, 2,176 students, 51% FRL); Archer High School (math 32% / reading 33%, grade F, #104 of 424 statewide, top 25%, 3,134 students, 43% FRL).
  • Market conditions: Rents soft (-1.1%/yr); 429 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $284,262 (24.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
11.1

CMA / ARV

ARV (on-the-fly)
$381,480
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1322 Melrose Woods Ln 0.27mi 4/2.5 2,342 (+1%) 2mo $400,000 $171 83
1581 Water Lily Way 0.40mi 4/2.5 2,312 (0%) 2mo $368,000 $159 80
1644 Royal Ives Dr 0.14mi 4/2.5 2,436 (+5%) 8mo $400,000 $164 78
1032 Quiet Waters Ln 0.30mi 4/2.5 2,568 (+11%) 1mo $405,000 $158 66
992 Marta Crane Dr 0.64mi 4/2.5 2,177 (-6%) 0mo $410,000 $188 60
1492 Station Ridge Ct 0.20mi 5/3.0 (+1) 2,613 (+13%) 4mo $430,000 $165 59
1474 Union Sta 0.20mi 5/3.0 (+1) 2,623 (+14%) 4mo $400,000 $152 58
1483 Autumn Wind Dr 0.74mi 4/2.5 2,415 (+4%) 6mo $463,800 $192 53
1416 Clear Pond Ln 0.70mi 4/2.5 2,415 (+4%) 9mo $430,700 $178 53
1548 Station Ridge Dr 0.23mi 5/3.0 (+1) 2,613 (+13%) 11mo $450,000 $172 52
1296 Melrose Forest Ln 0.62mi 5/3.0 (+1) 2,433 (+5%) 5mo $345,000 $142 51
1331 Log Cabin Ln 0.73mi 3/2.0 (-1) 2,149 (-7%) 2mo $349,900 $163 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.34×
Total profit
$-69,906
Equity at exit
$56,212
10-year hold
IRR
-18.8%
Equity multiple
0.11×
Total profit
$-94,178
Equity at exit
$32,596

Cash invested: $105,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30045

Home prices YoY
-34.5%
Rents YoY
-1.1%
Active inventory
429
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,843 high interval (Pro) →
Mortgage (P&I)
$1,977
Tax from tax record
$82 /mo · $989/yr
Insurance
$157
HOA
$34
Vacancy / Maint / Mgmt
$597
Net cashflow
$-5

Break-even live

Break-even rent $2,849
Max offer price $376,140
Occupancy floor 95%

Sensitivity live

Price -10% $209 -5% $102 +0% $-5 +5% $-112 +10% $-218
Rent -10% $-229 -5% $-117 +0% $-5 +5% $107 +10% $220
Rate -1.0pp $185 -0.5pp $91 base $-5 +0.5pp $-103 +1.0pp $-202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$94,250
Closing costs
$11,310
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1305 Bramlett Blvd Lawrenceville, GA 4.0 2.5 2312 $2,410 $1.04 45d 1 0.22mi
1118 Low Water Way Lawrenceville, GA 3.0 2.0 2076 $2,100 $1.01 6d 1 0.39mi
1564 Log Cabin Ln Lawrenceville, GA 4.0 2.5 2566 $2,999 $1.17 45d 1 0.46mi
1240 Grayson Oaks Dr Lawrenceville, GA 5.0 4.0 2778 $2,850 $1.03 4d 1 0.50mi
1293 Melrose Forest Ln Lawrenceville, GA 4.0 2.5 2323 $2,450 $1.05 0d 1 0.60mi
1655 Bramlett Blvd Lawrenceville, GA 3.0 2.5 2264 $2,275 $1.00 12d 1 0.64mi
719 Still Hill Ln Lawrenceville, GA 4.0 2.5 2562 $2,450 $0.96 45d 1 0.89mi
748 Still Hill Ln Lawrenceville, GA 5.0 3.0 2602 $2,450 $0.94 18d 1 0.92mi
1502 Sand Way Lawrenceville, GA 4.0 2.5 2609 $2,400 $0.92 45d 1 0.94mi
961 Cruiser Run Lawrenceville, GA 4.0 2.5 2170 $3,500 $1.61 25d 1 1.18mi
962 Cruiser Run Lawrenceville, GA 4.0 3.0 2170 $3,700 $1.71 45d 1 1.20mi
1466 Wilson Manor Cir Lawrenceville, GA 5.0 2.5 2912 $2,524 $0.87 18d 1 1.26mi
573 Princeton Elm Pl Lawrenceville, GA 5.0 4.0 3242 $3,500 $1.08 6d 1 1.32mi
1525 New Hope Rd Lawrenceville, GA 5.0 2.5 2619 $3,200 $1.22 5d 1 1.34mi
1427 Trident Maple Chase Lawrenceville, GA 4.0 3.0 2676 $3,350 $1.25 45d 1 1.40mi
1307 Trident Maple Chase Lawrenceville, GA 5.0 3.0 3034 $2,995 $0.99 45d 1 1.48mi

HOA detail

Monthly dues
$34 · $408/yr

Listing history 18 events

  1. 2026-06-21
    days on market $377,000 Active 12 DOM
  2. 2026-06-18
    days on market $377,000 Active 9 DOM
  3. 2026-06-17
    days on market $377,000 Active 8 DOM
  4. 2026-06-16
    days on market $377,000 Active 7 DOM
  5. 2026-06-15
    days on market $377,000 Active 6 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    days on market $377,000 Active 4 DOM
  8. 2026-06-10
    statusdays on market $377,000 Active 1 DOM
  9. 2026-06-09
    days on market $377,000 Coming Soon 12 DOM
  10. 2026-06-08
    days on market $377,000 Coming Soon 11 DOM
  11. 2026-06-07
    days on market $377,000 Coming Soon 10 DOM
  12. 2026-06-04
    days on market $377,000 Coming Soon 7 DOM
  13. 2026-06-03
    days on market $377,000 Coming Soon 6 DOM
  14. 2026-06-02
    remarks 671-char remark
  15. 2026-06-02
    days on market $377,000 Coming Soon 5 DOM
  16. 2026-06-01
    days on market $377,000 Coming Soon 4 DOM
  17. 2026-05-31
    days on market $377,000 Coming Soon 3 DOM
  18. 2026-05-28
    historical $377,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$989 · $82/mo
Projected year-2 tax
$3,468 · $289/mo
Expected delta
+$2,479/yr (+$207/mo · 250.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,111
− Mortgage interest
−$21,118
− Property taxes
−$989
− Insurance
−$1,885
− Repairs & maintenance
−$2,729
− Management
−$2,729
− HOA
−$408
− Depreciation
−$10,967
Taxable loss
−$6,714
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,611
After-tax cash flow
$1,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
44,993
Household income
$104,350
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
659.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
Black 43% White 26% Hispanic / Latino 21% Two or more races 11% Asian 6%
Hispanic origin (detail)
Mexican 9% Puerto Rican 2% Dominican 3%
Common ancestry
Slovak 2% Italian 2% American 1%
Foreign-born
22% · Canada, Vietnam, South Korea
Languages at home
70% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -120.05%
Current HPI
228.0768
Rent YoY
▼ -1.09%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-28 Coming Soon $377,000 FMLS

Property tax history

+3.1%/yr

Latest (2025): $989 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…